Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance Made Simple for UK Businesses
Summary: Fast Business Loans helps UK companies secure the right commercial finance quickly by matching them with specialist lenders and brokers. Our free, no‑obligation eligibility check collects a few business details (this is not an application) so we can match you with partners who best fit your funding needs. Enquiries do not affect your credit score. Funding typically starts from £10,000 and can cover property, development, bridging, asset finance, invoice finance and working capital.
Why Fast‑Tracked Commercial Finance Matters Now
In today’s market many UK businesses face tight cash flow, rising costs, or time-sensitive growth opportunities (property purchases, fit-outs, machinery orders). Getting the right finance quickly can protect margin, deliver projects on time and secure competitive supplier terms. Here’s how we help you move faster: Fast Business Loans gathers a few key details via a short enquiry and matches your business to lenders and brokers who specialise in your sector and requirement.
Get Started – Free Eligibility Check (takes under 2 minutes).
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What Is Commercial Finance and When Does Your Business Need It?
Commercial finance covers lending and funding solutions that support business operations, property investment, development and strategic growth. If your business needs capital for larger or specialist purposes rather than day‑to‑day consumer borrowing, commercial finance is the right route.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Key Use Cases
- Commercial property purchase or refinance
- Development finance for conversions or new builds
- Short‑term bridging to avoid missing opportunities
- Asset and equipment finance (machinery, vehicles, IT)
- Invoice or receivables finance to unlock working capital
- Refinance and restructure of existing facilities
Signals You Should Explore Funding
- Suppliers demanding upfront payment for discounted pricing
- Winning a large contract that requires working capital to deliver
- A property or site purchase with a limited offer window
- Existing debt with high monthly costs or inflexible terms
Ready to compare funding routes? Get a tailored shortlist from our panel.
Commercial Finance Options Available Through Our Broker Network
We introduce businesses to a broad panel of brokers and lenders who specialise in different commercial products. Below is a quick comparison to help you narrow focus.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
| Funding Type | Typical Amount | Ideal For | Security | Time to Funds |
|---|---|---|---|---|
| Commercial mortgage | £50k–£5m+ | Property purchase or refinance | Property mortgage | 4–12+ weeks |
| Bridging loan | £25k–£5m | Short-term property gaps | Property or assets | Days–weeks |
| Development finance | £100k–£10m+ | Construction & conversions | Property & progress security | Weeks |
| Asset & equipment finance | £10k–£2m | Machinery, vehicles, IT | Asset hire/purchase | Days–weeks |
| Invoice finance | £10k–£2m | Improve cash flow against invoices | Debtor book | Days |
| Revolving credit / overdraft | £10k–£1m+ | Ongoing working capital | Varies | Days–weeks |
Popular product notes
- Bridging: fast but short term and typically higher fees.
- Development: staged funding tied to build milestones.
- Asset finance: preserves working capital while spreading cost.
Get Quote Now to see which routes our partners can offer your business.
Who Can Apply? Commercial Finance Eligibility Essentials
Most commercial lenders consider a combination of business performance and the security/value of assets offered. While exact criteria vary by product, typical requirements include:
Typical Lender Criteria
- Limited companies and established businesses with trading history (criteria vary)
- Evidence of turnover and bank transaction history
- Management accounts or filed accounts
- Reasonable asset value for secured facilities
- Director information and, in many cases, personal guarantees
Documents & Information to Prepare
- Latest management accounts and year‑end accounts
- Business bank statements (typically 3–6 months)
- Details of the property or assets (valuations if available)
- Cashflow forecast or project costs for development finance
- ID and proof of address for directors
Submitting an enquiry is a no‑obligation step to understand options; it does not guarantee approval and lenders will carry out full assessments later. Submit details for a no‑obligation match.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Our Commercial Finance Matching Service Works
- Tell us what you need — complete a short enquiry form (under 2 minutes). This is not a loan application; it helps us match you.
- We assess & match — our system and commercial finance specialists select lenders/brokers suited to your sector and size of facility.
- Speak with specialists — matched partners contact you to discuss indicative terms and next steps. No credit search at this stage.
- Compare & proceed — you decide which partner to work with; brokers and lenders handle the application and funding process directly.
Benefits: save time, increase the chance of a good match, and receive multiple approaches without repeating the same details. Free Eligibility Check – Start Now.
Why UK Businesses Trust Fast Business Loans
We make introductions that save you hours of research. Key advantages:
- Fast: short enquiry and rapid matching
- Curated: partners experienced in UK commercial lending
- Free: there’s no cost or obligation to you for a match
- Transparent: we explain next steps clearly and handle data securely
Case snapshot (anonymised)
Construction firm needed bridging to complete a site purchase. Enquired in the morning, introduced to a specialist lender same day; offer issued within 72 hours allowing completion on schedule.
Want the same result? Start your enquiry.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Tailored Commercial Finance Across Sectors
Construction & Property
Development and bridging finance to manage conversions, refurbishments and purchases with specialist underwriting knowledge.
Manufacturing & Engineering
Asset and equipment finance to modernise plant and machinery while smoothing cashflow.
Hospitality, Retail & E‑commerce
Fit‑out finance, stock funding and working capital options timed to seasonal cycles.
Healthcare & Care Homes
Funding for premises, equipment and acquisition finance tailored to sector regulation and cashflow patterns.
Compare lenders experienced in your sector — Enquire today.
Understanding Rates, Fees & Responsible Borrowing
Rates and fees vary by lender, product and risk profile. Expect the following to influence price:
- Type of facility (short‑term bridging vs. long‑term mortgage)
- Loan‑to‑value and security offered
- Borrower and business credit profile
- Arrangement, legal and valuation fees
We present indicative routes; lenders and brokers will provide full illustrations and terms before you commit. Our matching service is free and no obligation.
Our Commitment to Clear, Fair and Not Misleading Information
We act as an introducer to brokers and lenders — not as a lender and not as financial advisers. We’ll always be clear that an enquiry is informational and not a credit application. Your data is handled securely and only shared with partners relevant to your request.
If you’re unsure about any offer, we recommend independent professional advice before proceeding.
Commercial Finance FAQs
What types of commercial finance can Fast Business Loans connect me with?
We connect businesses with brokers and lenders offering commercial mortgages, bridging, development finance, asset & equipment finance, invoice finance, working capital and refinancing solutions.
How fast can I receive indicative offers after enquiring?
Typical responses from our partners are within hours during business times; indicative offers depend on product and documentation and may take days to weeks for formal terms.
Will submitting an enquiry affect my credit score?
No. Our enquiry does not perform a credit search. Lenders may carry out checks only if you decide to proceed with an application.
Do I need property or other assets as security?
Some facilities (commercial mortgages, bridging) require security; others (invoice finance, asset hire) use different security. Matching will consider both secured and unsecured options where available.
What amounts can you help with?
We introduce businesses to partners for facilities typically from £10,000 upwards; the upper limit depends on the lender and requirement.
How does Fast Business Loans get paid?
Our service is free for business users. We may receive a commission or introduction fee from brokers or lenders if you proceed with a facility—this does not increase costs to your business.
Still have questions? Start your enquiry and one of our specialists will be in touch.
Ready to Explore Your Commercial Finance Options?
Complete our short, secure form to get matched with the most relevant lenders and brokers. It’s quick, free and without obligation — and it won’t affect your credit score. Funding typically starts from £10,000 and upwards.
Get Started – Free Eligibility Check
Learn more about commercial finance options here: commercial finance.
If you prefer to discuss options, call our team during business hours or email us (contact details on the site).
Important: Fast Business Loans matches you to lenders and brokers based on the information you provide. We do not lend or provide regulated financial advice. Final terms and approvals are at the discretion of the lender/broker and subject to their checks.
1) What is commercial finance and when should my UK business use it?
Commercial finance is funding for property, development, assets and working capital used for purchases, growth or cash‑flow gaps beyond day‑to‑day consumer borrowing.
2) How does Fast Business Loans’ process work?
You complete a quick, no‑obligation enquiry (not an application), we match you to vetted UK brokers/lenders, and you compare indicative options before proceeding directly with your chosen partner.
3) Will submitting an enquiry affect my credit score?
No—our eligibility check does not run a credit search, and checks only occur if you choose to apply with a lender.
4) Are you a lender or financial adviser?
We are an introducer that connects you with trusted brokers and lenders and we do not lend money or provide regulated financial advice.
5) What types of commercial finance can you connect me with?
We introduce options including commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance, revolving credit/overdrafts and refinancing.
6) How much can I borrow?
Typical facilities start from around £10,000 and can extend to several million pounds depending on the product, security and your circumstances.
7) How fast can I get funding?
You’ll usually hear back within hours, with bridging and invoice finance often funding in days and commercial mortgages or development finance taking weeks.
8) Do I need security or a personal guarantee?
Many facilities are secured against property or assets and may require director guarantees, while invoice and some working capital options use the debtor book or can be unsecured depending on profile.
9) Who is eligible and what documents should I prepare?
Lenders typically look for UK limited companies with trading history, bank statements, management/year‑end accounts, director ID and details/valuations for any property or assets, though criteria vary by product.
10) What will it cost and do you charge a fee?
Our matching service is free and no‑obligation, while rates and any lender/broker fees depend on product, risk and loan‑to‑value and are disclosed in full before you commit.