Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance for UK Businesses – Get Matched Fast
Summary: Fast Business Loans connects UK businesses seeking commercial finance (from £10,000 upwards) with lenders and brokers best placed to help. We act as an introducer — not a lender or adviser — and provide a quick, no-cost, no-obligation Free Eligibility Check so you can compare options fast. Complete a short enquiry and we’ll match you to specialist partners who understand your sector and funding needs. Get Started – Free Eligibility Check
What is commercial finance?
Commercial finance covers lending and funding products used by limited companies and registered businesses to buy property, invest in growth, manage cashflow, purchase assets, or refinance existing borrowing. It includes medium- to large-scale facilities such as commercial mortgages, bridging and development loans, asset finance, invoice finance and business loans for amounts typically from £10,000 and up.
Fast Business Loans introduces businesses to lenders and brokers who specialise in commercial finance so you can quickly find relevant options without searching dozens of providers yourself.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why businesses look for commercial finance today
Companies seek commercial finance for many reasons:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- To acquire or refinance commercial property
- To fund developments, refurbishments or fit-outs
- To bridge cashflow gaps or manage seasonal peaks
- To buy or upgrade equipment and vehicles
- To consolidate or refinance higher-cost debt
- To fund sustainability projects such as solar PV or energy efficiency upgrades
Matching with a lender or broker who understands your sector increases the chance of a competitive, timely offer. Check Your Options in 2 Minutes
How Fast Business Loans helps you secure the right deal
We make the search for commercial finance faster and more efficient. Our typical process:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Short enquiry: You complete a brief form with business details, funding amount and purpose.
- Targeted match: We match you to lenders/brokers in our panel who have the relevant product and sector experience.
- Rapid contact: A matched partner contacts you to discuss options and request supporting documents if required.
- Compare and decide: Review offers, ask questions and accept the most suitable option — there’s no obligation.
We do not charge businesses — our introducer model is fee-free for you. We only share your details with vetted partners who can help and typically respond quickly during business hours. Get Quote Now
Commercial finance solutions we can introduce you to
Commercial mortgages
Longer-term finance for buying, refinancing or investing in commercial property. Options include owner-occupied and investment mortgages. Terms, LTV and rates vary by lender and property type.
Bridging and development finance
Short-term loans for property purchases, renovations or development projects. Ideal where speed matters—funds can be arranged quickly but often carry higher rates and may require security.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset & equipment finance
Funding for machinery, vehicles, IT and specialist equipment. Options include hire purchase, leasing and finance agreements that preserve working capital.
Invoice and cashflow finance
Release the value of unpaid invoices or access receivables-based funding to smooth cashflow and support growth without new long-term debt.
Business loans & revolving credit
Term loans and overdraft-style facilities for working capital, capex or refinancing. Secured and unsecured options are available depending on profile and lender appetite.
Sector-specific solutions
Specialist providers for sectors such as construction, hospitality, healthcare, manufacturing and sustainability projects — connecting you with lenders who know your industry.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Rates, fees and eligibility are set by the lender. Fast Business Loans helps you find relevant providers but final terms are determined during the formal offer stage.
Funding scenarios: real-world use cases
- Developer bridge: A small property developer needed short-term capital to complete a conversion. We matched them with a specialist bridging lender; funds released within 10 days.
- Retail expansion: A growing retailer secured asset finance to buy tills, racking and delivery vans, preserving working capital while spreading costs.
- Sustainability retrofit: A hotel group sought finance for solar PV and heat-pump upgrades. We introduced a lender experienced in green retrofit projects, improving cashflow and access to tailored terms.
- Invoice finance for a manufacturer: A manufacturing business unlocked capital tied in 60-day invoices to pay suppliers and accelerate production.
These anonymised examples show how sector expertise speeds decisions and improves fit between borrower and lender.
Eligibility and documentation checklist
Typical lender requirements (varies by product and provider):
- Minimum borrowing usually from £10,000 upwards
- Time trading (many lenders expect at least 12–24 months trading for unsecured facilities; product dependent)
- Business and director ID checks, proof of address
- Recent management accounts or statutory accounts
- Bank statements (usually 3–6 months)
- Details of existing borrowing and security (if any)
- Project or business plan for development or large investments
Completing our enquiry form helps matched brokers tell you exactly what documents you’ll need and accelerates the process. Get a Fast, No-Obligation Comparison
Understanding costs, rates and risk
Factors that influence pricing and terms:
- Loan amount, term and loan-to-value (LTV)
- Type of security offered (property, assets, personal guarantees)
- Borrower credit profile and business performance
- Sector risk and project viability
Risk consideration: secured borrowing can result in repossession of assets if repayments are not met. Fast Business Loans does not set rates — matched lenders and brokers provide indicative and formal offers that explain all fees and repayment responsibilities.
Timeline: from enquiry to funding
Typical timescales (indicative only):
- Initial match & contact: a few hours to 48 hours
- Indicative offers and terms: 1–7 days depending on product
- Due diligence and valuation (commercial mortgage/development): 2–8 weeks
- Bridging or quick-release finance: often 5–14 days where valuations and checks are expedited
These are estimates — each case depends on complexity, security and lender process. Start Your Commercial Finance Enquiry
Preparing your business for a strong application
Top tips to improve prospects:
- Keep management accounts up to date and accurate
- Prepare a clear use-of-funds statement and projected cashflow
- Consolidate and document existing debts
- Gather ID, company documents and recent bank statements in advance
- Be transparent about past credit issues — some lenders specialise in higher-risk cases
Matched brokers will often help assemble a submission pack to present the business in the best light.
Why businesses choose Fast Business Loans
Fast Business Loans saves you time and increases your chances of finding a suitable commercial finance partner by:
- Matching you to specialist lenders and brokers — not a generic panel
- Offering a quick, free, no-obligation eligibility check
- Protecting your time: one short enquiry connects you to multiple relevant partners
- Securely handling your data and sharing it only with potential providers
Ready to explore your options? Free Eligibility Check
FAQs about commercial finance and our service
Will completing an enquiry affect my credit score?
No. Submitting an enquiry through Fast Business Loans will not impact your credit score. Lenders or brokers may carry out credit checks later in the application process if you choose to proceed.
How quickly will I hear from a lender?
Many partners respond within hours during business hours; others may take up to 48 hours depending on workload and complexity.
Do you charge businesses for the service?
No — Fast Business Loans is free for businesses to use. Any fees quoted will be those charged by lenders or brokers and should be disclosed by them.
Can I apply if I’ve been declined previously?
Yes. Our panel includes lenders and brokers that specialise in cases where other applications have been declined. Completing the enquiry helps us find a provider with the right appetite for your case.
What amounts can your partners provide?
We commonly assist with funding from around £10,000 up to multi-million pound facilities. Exact ranges depend on product and lender.
Have more questions? Submit your enquiry and a commercial finance specialist will contact you.
– Is Fast Business Loans a lender?
No—Fast Business Loans is an introducer that connects UK businesses with vetted commercial finance lenders and brokers.
– Will submitting an enquiry affect my credit score?
No—our quick enquiry is not a credit application and won’t impact your credit score; any checks happen later with a lender if you choose to proceed.
– What types of commercial finance can you help me find?
We match you with UK providers for commercial mortgages, bridging and development loans, asset and equipment finance, invoice finance, and business loans/revolving credit.
– How quickly can I get funding?
You’ll typically hear from a matched partner within hours, with bridging often funding in 5–14 days and commercial property deals completing in 2–8 weeks, subject to checks.
– What loan amounts are available?
Our partners commonly provide funding from around £10,000 up to multi‑million pound facilities, depending on product and eligibility.
– Do you charge businesses any fees?
No—our service is free for businesses, and any lender or broker fees will be disclosed by them directly.
– What information and documents will lenders ask for?
Expect ID and address checks, 3–6 months of bank statements, recent management/statutory accounts, details of existing borrowing/security, and a clear use‑of‑funds or project plan.
– Can I use your service if I’m a start‑up or have been declined before?
Yes—our panel includes specialists in start‑ups and higher‑risk cases, though approvals depend on each lender’s criteria.
– Will I need security or a personal guarantee?
It depends on the facility—secured products may require property or asset security and/or director guarantees, and assets can be at risk if repayments aren’t met.
– Is there any obligation to proceed after I’m matched?
No—our Free Eligibility Check and introductions are no‑obligation, so you can compare offers and only proceed if you’re happy.