Business Loans Tailored for UK Companies
Summary: Fast Business Loans connects UK limited companies and SMEs seeking business finance of £10,000 and above with lenders and brokers best suited to their needs. We are an introducer — not a lender — and our free enquiry is a no‑obligation eligibility check that won’t affect your business credit score. Complete a short form and we’ll match you to specialist partners who can provide personalised quotes quickly. Free Eligibility Check
Get matched with the right lenders — fast
Looking for working capital, equipment finance, commercial property funding or specialist business loans from £10,000 upwards? Fast Business Loans quickly connects your limited company or SME with experienced lenders and brokers who understand your sector. Our service is free, confidential and without obligation. Get Started
- Fast matching with lenders/brokers who fit your needs
- No obligation — compare quotes and choose
- Short enquiry form — takes less than 2 minutes
How Fast Business Loans Works
Here’s how our simple, four‑step process helps you secure business finance quickly:
- Quick enquiry: Tell us a few details about your company and the funding you need via our short form. Free Eligibility Check.
- Match: We match your request with lenders and brokers from our panel who specialise in your sector and funding type.
- Rapid response: Matched partners contact you with options and next steps — typically within hours during business days.
- Decide & fund: Compare offers, ask questions, and choose the lender or broker that best meets your goals. Funding times vary by product and provider.
Note: the enquiry is not a loan application and does not trigger a credit search. Partner lenders may perform affordability and credit checks later with your consent.
Why UK Businesses Choose Fast Business Loans
- Speed: Short form, quick matching — we remove the need to research dozens of providers yourself.
- Sector expertise: We connect you with partners who understand your industry challenges and typical lender requirements.
- Choice: Access a range of options — secured, unsecured, asset and invoice finance, and more.
- Free & no obligation: Our service costs nothing to use and you’re under no obligation to proceed.
- Clear process: We explain next steps so you can get a personalised quote without surprises.
We do not provide financial advice or underwrite loans — our role is to introduce you to lenders and brokers who can provide tailored finance solutions. Get Your Quote
What Types of Business Loans Can You Access?
Through our network you can reach lenders and brokers offering a wide range of commercial finance solutions. Below are the common options and when they’re typically suitable.
Unsecured & secured business loans
Flexible term loans for growth, capital expenditure or refinancing. Unsecured loans require no asset collateral but typically cost more. Secured loans use business or property assets to secure larger amounts and longer terms. Typical funding: £10,000 to several million (subject to provider criteria).
Working capital & cashflow loans
Short‑term funding to cover payroll, seasonal stock or temporary gaps. Useful for SMEs that need rapid access to funds. Terms vary from weeks to a few years.
Asset & equipment finance
Finance to purchase machinery, vehicles or IT through hire purchase, leasing or asset refinance. Often structured so equipment payments align with useful life.
Invoice finance & revolving facilities
Invoice factoring or discounting releases cash tied up in unpaid invoices. Revolving facilities help manage ongoing liquidity needs.
Commercial property & specialist mortgages
Funding for premises purchase, development or refinancing. Typically larger sums with different eligibility and valuation requirements.
Specialist funding
Fit‑out loans, sustainability/green loans (solar, heat pumps), vehicle fleets, or refinance solutions for debt consolidation. Each product has different eligibility and documentation needs.
All lending is subject to provider terms, affordability assessment and status. For general guidance on standard business loan options, see our detailed business loans guide on business loans.
Which Industries We Support
Our partners lend to a wide range of UK sectors. We commonly match businesses in:
- Construction & trades — bridging cashflow for projects, materials and payroll
- Hospitality, restaurants & leisure — fit‑outs, refurbishments and seasonal working capital
- Retail & e‑commerce — stock finance, expansion and digital investment
- Healthcare & care services — equipment and premises funding
- Agriculture & renewables — machinery, sustainability upgrades and land improvements
- Engineering & manufacturing — machinery, plant upgrades and working capital
- Logistics & transport — vehicle finance and fleet upgrades
- Start‑ups & growth SMEs — early working capital and scaling finance (from £10k+)
If your sector has specific lending challenges, we’ll aim to connect you with partners who have experience in that field. Free Eligibility Check
Business Loan Checklist: What Lenders Usually Look For
Being prepared improves your chances of receiving timely and relevant quotes. Typical information lenders expect:
- Company details: registered name, company number and trading address
- Trading history: months/years trading and management experience
- Financials: recent turnover, profit/loss, bank statements (usually last 3–12 months)
- Outstanding debts: existing loans, credit facilities and monthly repayments
- Purpose of funds: clear explanation of what you will use the money for
- Security: information on assets available to secure a loan (if applicable)
- Director information: credit histories and identification documents
Top tip: gather digital copies of recent accounts and bank statements to speed up partner responses. If you’ve had credit problems, don’t be put off — our partners include lenders and brokers who specialise in more complex cases.
Costs, Rates & Repayments Explained (Clear & Fair)
Rates and fees vary widely by lender, product and borrower profile. Key concepts to understand:
- Interest type: fixed, variable or rate linked to a reference rate — ask how it will change over time.
- APR vs rate: APR includes interest plus certain fees — use APR to compare total cost where provided.
- Fees: arrangement, broker, valuation or early repayment fees may apply.
- Repayment profile: monthly capital & interest, interest‑only periods, or balloon payments — choose what suits cashflow.
Because every business is different, personalised quotes are essential. Use our Free Eligibility Check to receive tailored pricing from matched partners.
Case snapshots
Construction firm — bridging cashflow
A regional contractor needed £50,000 to cover materials between staged payments. Matched with a specialist lender offering a short-term secured facility, the company closed the gap and completed the contract on time.
Restaurant — fit-out finance
A restaurant owner required £75,000 for refurbishment. We introduced a broker who secured asset-backed financing with manageable monthly payments tied to projected turnover.
Manufacturing SME — asset finance
Manufacturer upgraded CNC machinery via hire purchase arranged by a specialist asset finance broker, spreading the cost while improving production capacity.
Our Commitment to Transparency & Data Protection
Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not provide regulated financial advice or make lending decisions. Your enquiry is used only to match you with relevant partners; we share details only with selected providers who can help.
We take data security seriously and handle your information in line with privacy best practice. If you have questions about how we use your data, contact us via the details on our site.
Step‑by‑Step: Start Your Free Eligibility Check Today
Ready to explore options? It takes less than two minutes:
- Click Free Eligibility Check.
- Complete a short form with business basics and funding need.
- We match you with suitable lenders/brokers and they contact you with personalised quotes.
No obligation. No hard credit search at enquiry stage. Get Your Quote Now
FAQs About Business Loans & Our Service
Are you a lender?
No. Fast Business Loans introduces businesses to lenders and brokers — we do not lend money directly.
Does completing the enquiry affect my credit score?
No — submitting the enquiry is a soft, no‑impact check. Partner lenders may carry out credit or affordability checks later with your consent.
What minimum and maximum loan sizes do you support?
We generally assist with finance from £10,000 upwards; some partners can arrange sums into the millions depending on circumstances.
How quickly can I get funding?
Timescales vary by product and provider — some short-term facilities can complete within days, while property finance may take several weeks.
Can I apply if I’ve been declined elsewhere?
Yes. Because we match you to multiple partners, we often find alternatives when one lender declines. Provide full information so partners can assess your case accurately.
What information will I need?
Basic company and director details, recent bank statements and a clear use‑of‑funds description speed up the process.
Supporting Resources & Next Steps
If you want to prepare, download your lender checklist and gather recent bank statements and management accounts. When you’re ready, complete our short form and we’ll do the legwork to match you with the best providers. Start Your Free Eligibility Check
– Are you a direct lender?
No—Fast Business Loans is an introducer that connects UK limited companies and SMEs with trusted lenders and brokers; we don’t lend or give financial advice.
– Is the enquiry form a loan application?
No—the enquiry is simply an information‑only eligibility check used to match you with suitable lenders/brokers for personalised quotes.
– Will completing the Free Eligibility Check affect my credit score?
No—there’s no hard search at enquiry stage, and any credit or affordability checks are done later by partners with your consent.
– How does the process work?
Complete a short form, we match you to relevant UK lenders/brokers, they contact you with options, and you choose whether to proceed.
– What loan amounts can I access through Fast Business Loans?
Our partners typically provide funding from £10,000 to several million, subject to status, security and lender criteria.
– How quickly can I get funding?
You’ll usually hear from matched partners within hours and some facilities can fund in days, while property or complex cases may take weeks.
– What types of business finance can you help with?
We match UK businesses to unsecured and secured loans, working capital and cashflow loans, asset and equipment finance, invoice finance, revolving facilities and commercial property funding.
– Do you support start‑ups or businesses with adverse credit?
Yes—many partners consider early‑stage SMEs and complex credit histories, subject to affordability and lender requirements.
– What documents do lenders usually ask for?
Expect basic company and director details, recent bank statements (typically 3–12 months), accounts, existing commitments, a clear use‑of‑funds, and security information if applicable.
– What will a business loan cost and are there any fees?
Rates, APR and fees vary by lender, product and risk profile, and while our matching service is free and no‑obligation, partners may charge their own arrangement or broker fees.
