Logistics Business Loans & Finance Solutions for UK Companies

Summary: If your logistics or transport business needs funding for fleet upgrades, warehouse expansion, working capital or technology, Fast Business Loans can quickly match you with specialist lenders and brokers. We’re an introducer — not a lender — and our free, no‑obligation enquiry helps you explore options from providers who work with logistics firms. Enquiries start from around £10,000. Get a Free Eligibility Check in under 2 minutes: Get Started — Free Eligibility Check.

Why logistics businesses need specialist funding support

Logistics companies operate in an environment of tight margins, rising operating costs and frequent capital needs — from renewing HGV fleets to investing in warehousing automation. Having access to the right finance at the right time can keep routes running, contracts fulfilled and margins protected.

• Common funding triggers: fleet purchase or refinance, depot or warehouse expansion, telematics and compliance upgrades, seasonal working capital, and cash-flow gaps while waiting for large retailer settlements.
• Sector pressures: volatile fuel costs, driver shortages, compliance investments and the push to decarbonise fleets (EVs and charging infrastructure).
• Typical outcomes with the right funding: improved cash flow, faster fleet renewal, better contract wins and smoother growth.

Free Eligibility Check — tell us a few details and we’ll match you with lenders or brokers who understand logistics.

How Fast Business Loans helps UK logistics firms

Fast Business Loans is an introducer that connects UK logistics businesses with lenders and specialist brokers who supply the finance. We don’t lend or provide regulated financial advice — our role is to save you time and widen your options by introducing you to providers with relevant experience.

1. Quick enquiry: Complete a short form — it takes under 2 minutes and doesn’t affect your credit score. Start a Free Eligibility Check.
2. Targeted matching: We match you to lenders/brokers that are likely to consider your sector, asset type and funding amount.
3. Rapid response: Partners typically contact you by phone or email to discuss options and next steps.
4. Compare & decide: You receive proposals and choose whether to proceed; any further credit checks are performed only by the lender or broker you select.

We handle your details securely and only share them with partners who can help with your request. Our service is free and there’s no obligation to accept any offer.

Get Quote Now

Types of logistics finance we can introduce you to

Different funding needs require different solutions. Below are the common products logistics businesses use — each provider has its own criteria and terms.

Asset & vehicle finance

• Funding to buy or lease vans, HGVs, trailers, forklifts or EVs.
• Benefits: preserve working capital, predictable repayments, options to refinance existing assets.
• Typical values: from around £10,000 up to several million depending on fleet size.

Fleet refinance & sale-and-leaseback

• Raise cash by refinancing existing vehicles or selling assets to a funding partner and leasing them back.
• Helps improve balance-sheet liquidity while retaining use of critical assets.

Warehouse & infrastructure funding

• Finance for depot purchases, fit-outs, racking, automation and energy upgrades.
• Options include commercial mortgages, bridging finance and asset-backed lending.

Working capital & cash-flow loans

• Short-term loans to cover seasonal peaks, fuel price swings or delayed payments from customers.
• Flexible terms and speeds vary — some providers can move funds in days once approved.

Invoice finance & supply chain funding

• Unlock cash tied up in unpaid invoices to reduce debtor days and support growth.
• Useful for 3PLs and carriers with long payment terms from retail customers.

Bridging finance & commercial mortgages

• For property purchases, depot acquisitions or larger estate projects.
• Short-term bridging vs longer-term mortgage structures depending on strategy.

Terms, availability and interest rates depend on lender assessment and circumstances. If you want us to search logistics-specific options, Get Started — Free Eligibility Check.

For a wider sector view, see our industry page on logistics business loans which explains common lender appetites and product choices.

Eligibility snapshot for logistics business loans

Each product and provider sets different criteria, but below is a practical checklist of what lenders commonly look for.

• Business type: We introduce incorporated businesses and partnerships; enquiries start from around £10,000.
• Minimum trading history: Many lenders prefer at least 12 months trading, though some providers consider newer businesses for asset finance or invoice finance with supporting contracts.
• Turnover: Varies by product and lender; working capital and asset finance can be available to different turnover bands.
• Credit profile: Adverse credit does not automatically rule you out — many lenders consider the whole business story.
• Documents typically requested: recent management accounts, bank statements, vehicle/fleet lists, supplier/customer contracts and proof of ID for directors.

Submitting the enquiry will not impact your credit rating. If you’d like to proceed, Start Your Free Eligibility Check.

Finance scenarios we commonly see

Below are anonymised examples showing the kinds of matches Fast Business Loans has helped facilitate.

• Regional haulier upgrading telematics: Needed to meet a major retailer’s compliance requirements; introduced to an asset finance broker who arranged a staged fleet refinance so upgrades could proceed without squeezing cash flow.
• 3PL investing in automation: Required capital for racking and conveyor installation; matched with lenders offering a blended commercial mortgage and equipment finance solution.
• Courier business switching to EV vans: Looked for fleet funding plus chargers; introduced to a specialist funder comfortable with green capital expenditure.
• Cold-chain operator with delayed retailer payments: Secured invoice finance to smooth cash flow while retaining contract performance.

Every situation is different — provide a few details and we’ll put you in touch with partners who can explore tailored options: Get Quote Now.

Benefits of using Fast Business Loans for logistics funding

Why use an introducer rather than contact lenders one-by-one?

• Save time: One short enquiry opens multiple doors.
• Sector fit: We match you to partners who understand logistics and fleet financing.
• Compare options: Receive multiple proposals and choose what suits your business.
• No obligation: You decide whether to proceed; our introductions are free for business owners.
• Privacy & security: We share your details only with selected partners relevant to your request.

Illustrative feedback we often hear: “Introduced us to a broker who understood pallet distribution finance and secured competitive asset rates.”

Get Matched with a Logistics Finance Partner

What to expect after you submit the enquiry form

1. Immediate confirmation email acknowledging your enquiry.
2. Matching and partner contact — often within business hours, many responses arrive the same day.
3. Lenders/brokers review the summary and may request supporting documents.
4. You receive proposals and decide which provider, if any, to engage with directly.

We won’t share your data broadly — only with partners suited to your request. To begin, complete a short form: Free Eligibility Check.

Logistics finance — Frequently asked questions

Get started

Ready to explore finance options suited to a logistics business? Complete a quick, free enquiry and we’ll do the rest. Submitting the form will not affect your credit score and does not commit you to any offer.

Start Your Free Eligibility Check

Fast Business Loans is an introducer that connects UK companies with lenders and brokers. We do not lend money or provide regulated financial advice. Eligibility, rates and terms are determined by the lender or broker you choose to work with. Our service is free and there’s no obligation to proceed with any offer.

– Is Fast Business Loans a lender? No—Fast Business Loans is an introducer that matches UK logistics businesses with vetted lenders and specialist brokers; we don’t lend or give regulated advice.

– Will submitting an enquiry affect my credit score? No—our free eligibility check does not use a hard search; only the lender/broker you choose may run checks later.

– What types of logistics finance can you introduce me to? We can connect you to asset and vehicle finance (vans, HGVs, trailers, EVs), fleet refinance and sale-and-leaseback, invoice finance and supply chain funding, working capital loans, warehouse and infrastructure funding, and bridging finance or commercial mortgages.

– What funding amounts are available for logistics businesses? Enquiries typically start from around £10,000 and can extend to several million depending on the provider, asset type and your circumstances.

– How fast can I get approved and funded? Partners usually contact you the same business day, and once approved some lenders can release funds within a few days.

– Who is eligible for UK logistics finance through your partners? We introduce UK incorporated businesses and partnerships; many lenders prefer 12+ months’ trading, but some consider newer firms or those with adverse credit for asset or invoice finance when supported by contracts.

– Do you support EV fleets and green upgrades? Yes—many partners fund EV trucks/vans, charging infrastructure and energy‑efficient warehouse projects.

– Can I refinance existing HGVs or use sale-and-leaseback to raise cash? Yes—fleet refinance and sale‑and‑leaseback can unlock cash from existing vehicles while you keep them in service.

– What documents will lenders usually ask for? Expect to provide recent management accounts, bank statements, fleet/vehicle lists, key customer or supplier contracts and director ID.

– Is the enquiry an application and does it cost anything? The enquiry is not a loan application and our service is free with no obligation; any rates, fees or further checks come only from the lender or broker you choose.