Business Finance Made Simple for UK SMEs

In brief: Fast Business Loans helps UK companies find suitable business finance from £10,000 upwards by matching them with vetted lenders and brokers. We don’t lend or give regulated advice — we connect you quickly to partners who can assess your needs and provide quotes. Complete a short enquiry for a free eligibility check and get matched to the most relevant providers.

Get Started – Free Eligibility Check (takes under 2 minutes). We’ll only share your details with selected lenders/brokers who can help.

What is business finance & why it matters in 2025

Business finance covers the products and facilities that help companies operate, grow and manage cashflow. Typical uses include working capital, equipment purchases, property investments, refinancing and project or sustainability funding.

In today’s market, many SMEs face tighter margins, seasonal peaks in demand and supply-chain volatility. The right funding can bridge gaps, support growth and protect cash reserves.

Want a plain-English guide to your options? Our pillar resource on business finance explains the main types and when they’re used — see our business finance page for more detail: business finance.

How Fast Business Loans helps you secure the right funding

Fast Business Loans is an introducer. We do not lend money or provide regulated financial advice. Instead, we connect UK companies with lenders and brokers who specialise in business funding.

• Free to use — no cost to submit an enquiry.
• Quick — our simple form takes under 2 minutes to complete.
• Targeted — we match you to partners experienced in your sector and funding need.
• Confidential — we only share your details with selected partners you are likely to benefit from.

Get a No-Obligation Business Finance Quote — complete the short form and we’ll make the introductions.

Step-by-step matching process

1. You submit a short enquiry. Tell us your business type, funding amount (from £10,000 upwards), purpose and contact details.
2. We match you. Our platform and team review your details and match you to lenders/brokers likely to help.
3. Partner contact. A matched provider will contact you to discuss options and may request documentation.
4. Compare and decide. Review offers and select the one that fits your needs. There’s no obligation to proceed.

Note: completing our enquiry does not affect your credit score. Lenders or brokers may perform credit checks later if you choose to proceed.

Business finance options we can introduce

Through our panel you can explore a broad range of solutions for UK businesses, from £10,000 upwards. These include:

Working capital & unsecured business loans

Short- to medium-term loans to cover cashflow, payroll or seasonal costs. Typical terms vary; eligibility depends on trading history, turnover and credit profile.

Secured & asset-backed lending

Loans secured against property, equipment or vehicles often provide larger facilities and longer terms for growth or refinance.

Invoice finance & cashflow tools

Invoice factoring and discounting unlock cash tied up in unpaid invoices. Revolving credit facilities and merchant cash advances can smooth daily cashflow.

Asset & equipment finance

Finance for machinery, vehicles, IT or specialist equipment that spreads the cost while preserving working capital.

Specialist facilities

Funding for sustainability projects, fit-outs, commercial property or refinance solutions tailored to growth and transformation.

Each option has different costs, terms and eligibility criteria. Complete a Free Eligibility Check to be matched with providers who specialise in your required facility.

Industries we regularly support

We work with lenders and brokers experienced across UK sectors. Matching sector knowledge can increase the likelihood of finding the right finance quickly.

• Construction & trades
• Hospitality, pubs, restaurants
• Manufacturing & engineering
• Retail & e-commerce
• Logistics & transport
• Agriculture & farming
• Healthcare & clinics
• Sustainability & energy projects

Example: a mid-sized manufacturer secured equipment finance for a press upgrade after being matched to a specialist broker — funding agreed within two weeks.

Check My Finance Options — tell us your sector and needs and we’ll match you to specialists.

Who we can help

We support limited companies, established SMEs, franchises and family businesses across the UK. We help businesses at different stages of growth and those seeking to refinance or solve short-term cashflow challenges.

We also work with businesses that have had previous lender declines — our broad panel may include partners who can consider non-standard cases. However, we cannot guarantee approval.

What to expect when you complete our enquiry form

After you submit:

• A member of our team will review your details and match you to suitable partners.
• You’ll typically hear from a matched broker or lender within a few hours on business days.
• They may request financial documents (bank statements, accounts, management information).
• Any credit checks are carried out by the lender/broker only with your consent.

Your data is handled securely and only shared with selected partners. See our privacy policy for full details. Completing the enquiry does not perform a credit search.

Practical tips to improve business finance readiness

• Prepare up-to-date management accounts and 12 months of bank statements.
• Be clear on the funding purpose and exact amount required.
• Have basic cashflow projections ready to show lenders how finance will be repaid.
• Keep business and personal finances separate where possible.
• Be transparent about past credit issues — many brokers can still help with context.

Following these steps speeds up the process and improves the quality of the quotes you receive.

Get Quote Now — start with a quick enquiry and be ready with key documents to accelerate offers.

Frequently asked questions

Start your business finance enquiry today

Ready to explore your options? Complete our short enquiry to receive a free eligibility check and be matched with lenders and brokers who can help. It’s quick, confidential and free — and there’s no obligation to proceed.

Get Started – Free Eligibility Check

We’ll only share your details with carefully selected UK brokers and lenders who may be able to assist. Completing our enquiry does not guarantee funding. Fast Business Loans is an introducer; we do not lend money or provide regulated financial advice.

– Is Fast Business Loans a direct lender?
No—Fast Business Loans is an introducer that connects UK businesses with vetted lenders and brokers; we don’t lend or give regulated advice.

– Is your form an application or just an enquiry?
It’s a quick enquiry (under 2 minutes) used to assess eligibility and match you with suitable lenders/brokers, not a formal loan application.

– Will completing the free eligibility check affect my credit score?
No—submitting the enquiry doesn’t trigger a credit search; any checks happen later by a provider with your consent.

– What business loan amounts can I explore through your partners?
We match UK SMEs to business finance from approximately £10,000 upwards, subject to lender criteria and product type.

– How quickly will I hear back after submitting my enquiry?
You’ll typically be contacted by a matched lender or broker within a few hours on business days, with complex cases taking longer.

– What types of business finance can you introduce?
We can connect you to unsecured and secured business loans, working capital, invoice finance, asset and equipment finance, revolving credit/merchant cash advances, and specialist facilities like sustainability or property funding.

– Do you help businesses that have been declined elsewhere?
Yes—our panel includes specialists in non-standard or previously declined cases, though approval isn’t guaranteed.

– What documents will a broker or lender usually ask for?
Expect requests for recent bank statements, management/statutory accounts, director ID, and details of the funding amount and purpose.

– Does it cost anything to use Fast Business Loans, and am I obliged to proceed?
Our service is free for business owners and there’s no obligation to accept any quote.

– Are offers guaranteed once I’m matched, and can I compare multiple quotes?
Matching doesn’t guarantee an offer, and you can review and compare multiple quotes before deciding whether to proceed.