Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Logistics Business Loans: Finance Solutions for UK Transport & Supply Chain Firms
Summary: Fast Business Loans helps UK logistics and transport businesses access suitable finance by introducing them to specialist lenders and brokers. We do not lend or give financial advice; our free, no‑obligation enquiry helps match you to providers for fleet finance, invoice finance, working capital and property funding from around £10,000 upwards. Complete a quick, free eligibility check in under 2 minutes to get matched: Get Started – Free Eligibility Check.
Quick Snapshot – Can We Help Your Logistics Business?
Fast Business Loans commonly helps UK logistics businesses seeking funding for fleet purchases, depot upgrades, working capital or bridging invoice timing gaps. We introduce you to lenders and brokers who specialise in transport and supply chain finance.
We commonly help
- Hauliers & freight operators
- Courier & last‑mile delivery firms
- Warehouse & distribution centres
- Fleet upgrades including EVs and trailers
May not be suitable
- Funding requests below £10,000
- Personal consumer credit (not our service)
- Enquiries requiring regulated financial advice
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Check eligibility in under 2 minutes – Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Why Logistics Businesses Seek Finance in 2024–25
UK logistics operators face rising operating costs, fleet renewal needs and growing demand for sustainability upgrades. Maintaining cash flow while covering fuel, wages and repair bills is a common pressure. Investment in telematics, warehouse automation and EV charging can require large up-front sums.
Logistics is a major employer and contributor to the UK economy—many firms need tailored finance to remain competitive. Simple matches to the right lender can free up working capital and enable timely fleet investment.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Finance Options Tailored to Logistics & Transport
Matching the right product to your need is key. Below are common solutions for logistics businesses and when they’re typically used.
Asset & Vehicle Finance for Fleet Expansion
Finance new or used HGVs, vans, trailers, forklifts and specialist handling equipment. Common structures include hire purchase, finance lease and operating lease.
- What you can finance: HGVs, vans, trailers, forklifts, refrigeration units, EVs and charging hardware.
- Typical borrowing: £10,000 – £2m+ depending on fleet size.
- Considerations: depreciation, mileage clauses, residual values and disposal conditions.
Invoice Finance for Haulage & Freight Operators
Invoice factoring or discounting releases cash tied up in 30–90+ day invoices so you can pay fuel, drivers and depot costs.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Advance rates commonly up to 70–90% of invoice value for approved clients.
- Options: recourse and non‑recourse arrangements depending on customer credit.
Working Capital & Cashflow Loans
Short to medium-term loans to cover seasonal demands, depot rent or emergency repairs. Terms often 3–60 months.
Business Lines of Credit & Revolving Facilities
Flexible facilities to manage volatile fuel bills or sudden contract wins. Typically suited to firms with steady turnover and good banking relationships.
Commercial Mortgages & Warehouse Funding
Funding to buy depots, add mezzanine floors, or invest in automation. Valuation and deposit requirements usually apply.
Sustainability & Green Fleet Funding
Finance to support EV adoption, charging infrastructure and low‑emission conversions. Many lenders now have specific green finance products and incentives available.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Quick comparison
| Product | Best use | Typical amount |
|---|---|---|
| Asset Finance | Buy trucks/vehicles | £10k–£2m+ |
| Invoice Finance | Free up invoice cash | £25k–£5m |
| Working Capital Loan | Seasonal or emergency cash | £10k–£500k |
Match with a Logistics Finance Specialist – Get Quote Now (free)
How Fast Business Loans Connects Logistics Firms with Specialist Lenders
We act as an introducer. Our role is to match your requirements to lenders or brokers who specialise in logistics finance — saving you time and increasing the chance of a suitable offer.
- Complete our short enquiry form (under 2 minutes).
- We assess and match your details to relevant partners.
- Selected lenders/brokers contact you with options.
- You compare offers and decide — no obligation to proceed.
No fees for businesses. No financial advice provided by Fast Business Loans — introductions only.
Eligibility & Documentation Checklist
Typical lender requirements (varies by product):
| What lenders look for | Typical requirement | What to prepare |
|---|---|---|
| Trading history | 6+ months (often 12+) | Company registration, bank statements |
| Turnover | Varies by product | Accounts, VAT returns |
| Fleet & assets | Details of vehicles/values | Maintenance records, V5s, invoices |
For startups or new contracts lenders may consider asset-backed deals or personal guarantees — speak to a specialist via our free enquiry.
What Will a Logistics Business Loan Cost?
Costs depend on credit profile, collateral, term and product type. Representative examples are for illustration only and not quotes or guarantees.
Example (illustrative): Borrowing £150,000 over 48 months at 10.9% APR representative could cost around £3,867 per month, total repayable £185,616. Figures are illustrative; actual rates vary by lender and status.
Possible fees: arrangement fees, documentation fees, early repayment charges and valuation costs for property or high-value assets. Always check the full cost schedule before accepting an offer.
Responsible Borrowing & FCA‑Aligned Messaging
Fast Business Loans is an introducer, not a lender and we do not provide regulated financial advice. We recommend you:
- Compare offers carefully and read terms and fees in full.
- Consider affordability and realistic cashflow forecasts.
- Seek independent advice if unsure about contract clauses or guarantees.
Case Study: How a UK Haulage SME Bridged a Contract Gap
Anonymised example: A 40‑vehicle haulier won a large, new contract but needed £250,000 for drivers, fuel deposits and a short lease on extra trailers. After a free enquiry, Fast Business Loans introduced the operator to an invoice finance provider and an equipment lender. Within 72 hours the business had an invoice finance facility to bridge cashflow and an asset finance agreement to acquire two trailers.
- Time to funding: funds available in under 7 days for invoice facility; trailers delivered within 3 weeks.
- Result: improved cashflow, contracted work fulfilled, revenue increased 18% in the quarter.
See what we can do for your business – Start Your Enquiry (free)
Tips to Improve Approval Odds for Logistics Funding
Strengthen Cashflow Forecasting
Prepare a 3–12 month cashflow showing receipts and key payments — lenders love to see realistic forecasts tied to contracts.
Keep Maintenance & Compliance Records Up-to-Date
Detailed service logs, MOTs and safety documentation preserve asset value and reassure lenders about fleet condition.
Demonstrate Contract Pipeline
Provide copies of contracts, purchase orders or tender outcomes to show future revenue certainty.
Related resources: asset finance and invoice finance guides are available via our specialist partners—start with a quick enquiry: Free Eligibility Check.
Step-by-Step: Submit Your Logistics Finance Enquiry Today
Getting started is quick and free:
- Click Free Eligibility Check – Get Quote Now and complete the short form (under 2 minutes).
- We assess and match your business to relevant lenders/brokers.
- One or more partners contact you to discuss options.
- Compare the offers and decide — there is no obligation.
Typical response times: many lenders/brokers reply within a few hours during business days; product timelines vary by type.
Logistics Finance FAQs
What types of logistics companies can apply?
Hauliers, couriers, warehousing firms, freight forwarders and fleet operators can be matched to lenders via our service.
Can new couriers or owner‑drivers get funding?
Some partners consider newer businesses, often via asset-backed deals or with supporting guarantees. Tell us about your situation via the enquiry form.
How quickly can funding be arranged?
Indicative offers often within 24–48 hours for many products; execution varies—asset finance and invoice finance are typically quicker than property finance.
Does applying affect my credit score?
No — submitting our enquiry does not affect your credit score. Lenders may run checks later if you proceed.
Are electric vehicles eligible for finance?
Yes. Many lenders offer green finance for EVs and charging infrastructure; availability depends on vehicle type and lender appetite.
What information do I need to provide?
Basic business details, funding amount, purpose, and contact information. Additional documents may be requested by lenders later.
Ready to Unlock Logistics Finance?
Secure the resources to keep your fleet moving and your supply chain running. Fast Business Loans provides a free, no‑obligation route to specialist lenders and brokers — we introduce, they provide quotes.
Get Quote Now – Free Eligibility Check
Submitting this form will not affect your credit score. Fast Business Loans is an introducer, not a lender. We do not charge businesses and do not provide regulated financial advice.
1) What types of logistics companies can apply for finance?
Haulage firms, couriers, freight forwarders, warehousing and distribution operations, and fleet operators across the UK can be matched with specialist lenders via Fast Business Loans.
2) How quickly can logistics funding be arranged?
Indicative offers are often available within 24–48 hours once documents are supplied, with asset and invoice finance typically faster than property deals.
3) What loan amounts are available for logistics businesses?
Funding usually starts from around £10,000, with asset finance commonly up to £2m+ and invoice finance facilities up to around £5m depending on status.
4) Will completing the enquiry affect my credit score?
No—submitting the Fast Business Loans enquiry is not a credit application and won’t affect your credit score; checks only occur if you proceed with a lender.
5) Are you a lender, and do you charge fees or give financial advice?
Fast Business Loans is an introducer (not a lender), the service is free for businesses with no obligation, and we do not provide regulated financial advice.
6) What finance options are available to transport and supply chain firms?
We connect you to providers for asset and vehicle finance (fleet), invoice finance, working capital loans, revolving credit, commercial mortgages and green fleet funding.
7) What information and documents will lenders typically request?
Expect to provide basic business details initially, then bank statements, accounts or VAT returns, fleet and asset details, maintenance records, and invoices or contracts as needed.
8) Can start-ups, owner-drivers or firms with limited trading history get funding?
Some partners consider newer businesses, often using asset-backed structures or personal guarantees and evidence of contracts to support affordability.
9) Can I finance electric vehicles and charging infrastructure?
Yes—many lenders offer green finance for EV trucks and vans, refrigeration conversions and depot charging, subject to asset type and eligibility.
10) What will a logistics business loan cost?
Pricing depends on credit profile, security, term and product, with representative APRs only illustrative and fees such as arrangement, documentation or valuation potentially applying.