Commercial Finance Solutions for UK Businesses | Fast Business Loans
Summary: Fast Business Loans connects UK companies requiring £10,000+ with specialist commercial finance lenders and brokers. Complete a short, no‑obligation enquiry and we’ll match your business with partners who understand your sector and funding needs. Submitting an enquiry is not an application and does not affect your credit file. Start a Free Eligibility Check. Fast Business Loans is an introducer, not a lender. No advice is provided.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why commercial finance matters right now
UK businesses face shifting market conditions, rising costs and opportunities to expand or refinance. Commercial finance turns projects and assets into cash so companies can complete developments, purchase premises, refinance existing debt, or invest in equipment and sustainability upgrades.
Fast fact: Many lenders now offer specialist facilities for property development, bridging and asset-backed finance — matching the right product to your plan can reduce cost and time to fund.
What is commercial finance?
Commercial finance describes loans and funding designed for business assets and investments rather than consumer needs. Typical forms include commercial mortgages, development facilities, bridging loans and asset-based lending. These products vary by term, security and application complexity.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Fast Business Loans does not provide finance directly — we act as a matchmaker. We introduce your enquiry to lenders and brokers who specialise in the type of funding you need and can structure offers appropriate to your circumstances.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Is commercial finance right for your business?
Commercial finance may be suitable if your business needs to:
- Acquire or refinance commercial property
- Fund a development or conversion project
- Bridge a short-term cash gap before long-term funding
- Purchase large equipment or vehicles
- Release working capital using assets or invoices
- Consolidate or restructure existing business debt
Not sure? Use our no-obligation matching service to see which lenders/brokers are likely to consider your case: Get Started Free Eligibility Check. Your enquiry is only used to find relevant partners — it is not an application and it won’t leave a footprint on your credit file at this stage.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Commercial finance options we can introduce
Our panel includes brokers and lenders experienced across commercial products. Below is a concise guide to common options.
| Product | Typical size | Security | Use case |
|---|---|---|---|
| Commercial mortgage | £50k – £10m+ | Property | Purchase or refinance of offices, shops, industrial units |
| Development finance | £100k – £20m+ | Site/property | Residential/commercial development or conversion projects |
| Bridging loans | £25k – £5m | Property/asset | Short-term finance to cover timing gaps |
| Asset-based lending | £10k – £10m+ | Plant, stock, receivables | Unlock working capital against business assets |
| Invoice / trade finance | £10k – £5m | Typically none, or assignment of invoices | Improve cash flow by releasing cash tied up in invoices |
| Unsecured business loans | £10k – £250k | None (subject to affordability) | Quick working capital or small CAPEX without property security |
Note: exact sizes, terms and availability depend on lender criteria and the specifics of your business. For more detail on property-focused options, see our guide to commercial finance.
How Fast Business Loans works (step-by-step)
- Complete a short enquiry: Tell us a few facts about your business, funding need and contact details — it takes around two minutes. Start your Free Eligibility Check.
- We match you: We introduce your details to selected lenders or brokers who best fit your sector and requirement.
- Receive responses: Partners will usually contact you quickly with initial questions and indicative options.
- Choose and proceed: Compare offers and decide whether to take the next step. If you proceed, lenders/brokers will carry out detailed due diligence.
Reassurance: making an enquiry does not commit you to any product and does not create a credit search. We only pass your details to partners relevant to your enquiry.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What you’ll need for a strong commercial finance enquiry
Having these documents ready speeds the process and improves the quality of the matches you receive:
- Basic company details (registration number, SIC code, trading address)
- Directors’ details and ID (where requested)
- Recent management accounts and historic accounts (usually last 12–36 months)
- Cashflow projections or business plan for the project
- Details of assets or security (property, plant, stock)
- Planning consents or development appraisals (where relevant)
- Information about existing debt and any previous declines
Pro tip: if you don’t have everything, submit what you can. Matched brokers often help you pull together the rest before formal application.
Costs, rates & responsible borrowing
Commercial finance costs vary widely by product, borrower profile, security and term. Expect to see:
- Interest rates or margins set by the lender (fixed or variable)
- Arrangement, underwriting or broker fees
- Valuation, legal and monitoring fees
- Exit or early repayment charges for some facilities
We do not set rates — matched lenders/brokers provide pricing based on your circumstances. Always request a full breakdown of costs, APR (if applicable), total repayable amount and any covenants before agreeing to a facility.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Sector expertise — who we support
Our partners specialise across many industries, including:
- Property and development (residential and commercial)
- Construction and trades
- Manufacturing and engineering
- Hospitality, leisure and retail
- Healthcare and care homes
- Logistics and transport
- Agriculture, renewable and sustainability projects
Many lenders provide bespoke structures for specialist sectors — telling us your sector upfront helps us match you to the right expertise.
Case snapshot: Fast-match for a regional developer
A Midlands-based developer needed staged development finance for a six-unit conversion. After a short enquiry, Fast Business Loans introduced the company to two development lenders and a specialist broker. Within 10 days the client received indicative terms and proceeded to a formal offer covering the full build cost. Outcome: faster access to competitive terms and a single point of contact to manage the process. Results vary — each case is subject to lender assessment.
FAQs about commercial finance
How quickly can I get quotes via Fast Business Loans?
After you submit the enquiry, we typically match you with suitable partners the same business day. Indicative terms often arrive within 24–72 hours, though time to funding depends on lender due diligence and documentation.
Will submitting an enquiry affect my credit score?
No. Making a preliminary enquiry through Fast Business Loans does not leave a footprint on your credit record. Lenders may perform credit checks later with your permission.
What loan sizes do your partners consider?
Our panel can review enquiries from around £10,000 upwards. Many partners consider facilities from tens of thousands to multi‑million-pound deals depending on product and security.
Do you charge business owners to use the service?
No. Fast Business Loans is free for businesses to use. We generate revenue from partners if you proceed with their offer; you pay nothing to complete the enquiry.
What if my business was previously declined?
Declines can happen for many reasons. Because we work with a broad panel, sharing the reasons for any past declines helps our partners suggest realistic alternatives or specialist lenders more likely to consider your case.
How is my data protected?
We only share your details with selected finance partners relevant to your enquiry. Your information is handled securely and in line with our Privacy Policy.
Ready to get commercial finance quotes?
If your business needs funding of £10,000 or more, the quickest way to see your options is to complete our short enquiry. We’ll match you with the most relevant lenders and brokers so they can provide an indicative quote fast. Get Quote Now — Free Eligibility Check
Fast Business Loans is an introducer, not a lender. No advice is provided. Always consider independent financial advice where appropriate.
1) What is commercial finance for UK businesses?
Commercial finance is funding for business assets and investments—like property, equipment or working capital—via products such as commercial mortgages, development finance, bridging loans, asset-based lending and invoice finance.
2) How does Fast Business Loans work?
We’re an introducer that matches your short, no‑obligation enquiry to specialist UK lenders and brokers who understand your sector and can provide indicative options quickly.
3) Will submitting an enquiry affect my credit score?
No—submitting our enquiry is not an application and does not leave a footprint on your credit file; any credit checks happen later with your permission.
4) How fast can I get quotes and funding?
Most businesses receive initial contact and indicative terms within 24–72 hours, with time to funding dependent on lender due diligence and documentation.
5) What loan amounts are available?
Our partners typically consider facilities from around £10,000 up to multi‑million‑pound deals, depending on product and security.
6) What types of finance can you connect me with?
We can introduce commercial mortgages, development finance, bridging loans, asset‑based lending, invoice/trade finance and unsecured business loans.
7) Do you charge fees to use the service?
No—the service is free for businesses to use, and any lender or broker fees (if you proceed) will be clearly disclosed by the partner.
8) What documents do I need for a strong enquiry?
Basic company details, director ID, recent accounts, cash‑flow forecasts or a project plan, details of assets/security and any planning consents help speed up quality matches.
9) What will commercial finance cost me?
Costs vary by product, risk and term, but typically include interest/margins plus arrangement, valuation, legal and possible exit fees—always request a full cost breakdown.
10) Can you help if I’ve been declined before or don’t have property security?
Yes—our broad panel includes specialist lenders (including unsecured and asset‑backed options) who may consider cases previously declined elsewhere.