Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance for UK Businesses: Quick access to the right lenders
Summary: If your company needs funding for property, growth, equipment or working capital, Fast Business Loans helps match UK limited companies and incorporated businesses (loans from £10,000+) with the most appropriate lenders and brokers. We don’t lend — we introduce you to providers who can help. Complete a short enquiry and receive free, no‑obligation match proposals and a rapid response from specialists. Get Started Free Eligibility Check
What is commercial finance & when do UK businesses use it?
Commercial finance covers funding solutions for business purposes rather than personal use — typically larger, tailored products used to acquire property, support development projects, invest in equipment, refinance existing debt or bridge temporary cash‑flow gaps. UK businesses commonly seek commercial finance when they are:
- Buying or refinancing commercial property (offices, shops, warehouses).
- Funding a development, refurbishment or conversion project.
- Purchasing high‑value plant, machinery or vehicles.
- Bridging cashflow while awaiting large receivables or during seasonal peaks.
- Backing an acquisition, management buy‑out (MBO) or expansion plan.
What does this mean for you? If your need is business‑facing and over £10,000, our network includes specialists who can propose appropriate options quickly. Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why compare commercial finance with Fast Business Loans?
Searching for commercial finance can be time‑consuming. Fast Business Loans simplifies the process by matching your business to lenders and brokers who specialise in your sector and funding need. We are an introducer only — not a lender — so our role is to find likely matches fast and without obligation.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Key benefits
- Speed: Short enquiry, rapid matches — often within 24–72 hours.
- Better fit: Matches based on sector, deal size and security available.
- No cost to your business: Our service is free and no obligation.
- Privacy: Your details are shared only with selected partners who can help.
Trusted UK finance partners • Free to use • No obligation
Types of commercial finance we can help you explore
Through our panel you can be connected to lenders and brokers offering a wide range of commercial finance solutions. Below are the main product types and what they typically cover.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Term loans & commercial mortgages
Longer‑term funding for property purchase or business expansion. Typical amounts: £50,000 to multi‑million, terms 3–25 years. Can be secured on property or other business assets.
Bridging & development finance
Short‑term loans to bridge purchase or fund construction/development phases. Typical amounts: £50,000 upwards; term usually 1–24 months. Used for speedy deals or projects awaiting longer‑term funding.
Asset & equipment finance
Finance to acquire machinery, vehicles or specialist equipment using hire purchase, leases or chattel mortgages. Typical amounts: £10,000 upwards. Preserves working capital while spreading cost.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Invoice finance & working capital solutions
Unlock cash tied up in unpaid invoices or access overdraft/short‑term facilities to smooth cash flow. Typical facilities range from £10,000 to several hundred thousand, depending on turnover and debtor profile.
For an overview of how commercial finance can support property and development needs, see our pillar page on commercial finance.
Our 4‑step matching process
- Enquiry: You complete a short enquiry detailing the business, funding amount (from £10,000) and purpose. This takes under 2 minutes.
- Match: We select lenders/brokers from our panel who specialise in deals like yours and can make an informed offer.
- Response: Matched partners contact you directly with proposals or requests for documentation — typically within 24–72 hours.
- Decide: Review offers, ask questions, and proceed with the lender you prefer. There’s no obligation to accept any offer.
Eligibility snapshot: what lenders usually look for
Each lender has its own criteria. Below are the common factors they assess when considering commercial finance:
- Turnover: Size and stability of revenue.
- Profitability and cash flow: Ability to service debt.
- Trading history: Many lenders prefer established companies, though some will consider newer firms on a case‑by‑case basis.
- Security available: Property, assets or personal guarantees can affect terms.
- Sector and contract pipeline: Sectors with stable income or long contracts can secure better rates.
- Documentation: Management accounts, accounts, directors’ details, business plan or project costs.
Requirements vary; we match you to partners aligned with your profile to improve chances of a suitable offer. See If Your Business Qualifies – Free Check
Industries we commonly support with commercial finance
Our panel has experience across many UK sectors. Common industries we assist include:
- Construction & building services
- Manufacturing & engineering
- Hospitality, pubs, hotels & restaurants
- Transport, logistics & fleet
- Agriculture & farming
- Retail & e‑commerce
- Healthcare, clinics & care homes
- Professional services (company-level finance)
Vignette: A regional manufacturer secured equipment finance to replace ageing presses. The matched broker sourced a tailored hire‑purchase facility allowing repayments to align with production revenue.
Cost considerations & responsible borrowing
Costs for commercial finance depend on several factors. Typical pricing considerations include:
- Interest rate (fixed or variable)
- Arrangement or facility fees
- Valuation, legal and monitoring fees for secured facilities
- Early repayment charges or exit fees
Responsible borrowing
Make sure you understand overall cost, term, and total repayment before agreeing to any fund. Fast Business Loans introduces you to providers; we do not provide regulated financial advice. Always review terms with your accountant or qualified adviser where appropriate. All offers are subject to status and lender approval.
How Fast Business Loans keeps your enquiry secure and compliant
Your privacy matters. We only share details with selected lenders and brokers who are likely to help you, and we never sell your data indiscriminately. Before sharing, we confirm partner suitability and limit information to what’s necessary to get an initial quote.
Read our Privacy Policy for full details on data handling, retention and your rights. If you have regulatory questions about financial promotions, the Financial Conduct Authority provides guidance: FCA guidance on financial promotions.
Frequently asked questions about commercial finance
How quickly could funding be arranged?
Initial responses from matched partners typically arrive within 24–72 hours. Actual funding time depends on product type and complexity — simple asset finance can complete in days; commercial mortgages and development finance take longer.
Will submitting an enquiry affect my credit score?
No. Filling in our enquiry does not leave a credit footprint. Lenders may carry out checks only if you proceed with a formal application.
Do you charge businesses for this service?
No. Our introductory service is free for businesses. Lenders or brokers may charge fees depending on the product; any fees will be made clear by the provider.
Can I apply if I have had previous refusals?
Yes. Because we work with a wide panel, we can often find specialist lenders or broker routes for applications declined elsewhere.
What is the minimum loan value you arrange?
We match enquiries for commercial finance starting from around £10,000 and upwards.
Ready to explore your commercial finance options?
Fast Business Loans makes it straightforward: tell us briefly what you need, and we’ll match you to lenders/brokers who can help. There’s no cost and no obligation — just quick introductions so you can compare options and choose what suits your business.
Get Quote Now • Secure form • Takes under 2 minutes • No credit footprint
– What is commercial finance and when should a UK business use it? Commercial finance is funding for business purposes—such as property, development, equipment or working capital—typically from £10,000+ via lenders or a commercial finance broker in the UK when you need tailored capital for growth or cash flow.
– How quickly can commercial finance be arranged? Initial responses usually arrive within 24–72 hours after you share key details, with simpler facilities completing in days and larger property or development deals taking longer.
– Will submitting a Fast Business Loans enquiry affect my credit score? No—our quick enquiry is not a loan application and doesn’t affect your credit score; checks only occur if you choose to proceed with a lender.
– What loan amounts and terms are available for business commercial loans? Our partners can offer funding from around £10,000 up to multi‑million facilities with terms from a few months to 3–25 years, subject to status and security.
– What types of commercial finance solutions can you connect me with? We match UK companies to commercial lending options including term loans and commercial mortgages, bridging and development finance, asset and equipment finance, and invoice finance/working capital facilities.
– Do you charge fees for using Fast Business Loans? No—our service is free and no obligation for businesses, while any lender or broker fees will be clearly disclosed by the provider.
– What do commercial lenders typically look for in eligibility checks? Lenders assess turnover, profitability and cash flow, trading history, available security or personal guarantees, sector profile, and documents such as accounts, management accounts and project costs.
– Are you a lender or a commercial finance broker in the UK? We are an introducer (not a lender) that connects UK businesses to trusted lenders and commercial finance brokers best suited to their needs.
– Can start-ups or businesses previously declined still get matched? Yes—our wide panel includes specialist providers who may consider start-ups and cases previously declined elsewhere on their merits.
– Will I need security or a personal guarantee? It depends on the product and deal size—secured facilities (e.g., on property or assets) and/or personal guarantees are common for larger amounts, while some options may be available unsecured.