Business Loans: Compare Trusted UK Funding Options Fast

Summary: Fast Business Loans connects UK limited companies and growing SMEs with lenders and brokers who can provide business finance from £10,000 upwards. Our free, no‑obligation enquiry helps you get matched quickly so lenders or brokers who specialise in your sector can contact you with tailored options. Complete a short eligibility check to get a rapid response and compare real offers without impacting your credit score. Get Started Free Eligibility Check

How our business loan matching service works

Fast Business Loans is built to speed up the search for suitable funding. We’re an introducer: we do not provide loans or financial advice. Instead, we take a few details from you and match your business to lenders and brokers who can help. There’s no obligation to proceed once matched.

1. Tell us about your business — complete a short enquiry with company size, turnover, funding need and purpose. It takes around 2 minutes and does not impact your credit score. Free Eligibility Check
2. We hand-pick suitable partners — our platform and team select lenders and brokers with products that fit your sector and funding size (from £10,000 up). Expect a rapid match and an introductory contact.
3. Compare offers and decide — lenders or brokers contact you directly with quotes. You compare terms, ask questions and choose the provider you want to proceed with.

Expert tip: Completing the enquiry fully (including recent turnover and how you’ll use the funds) speeds up matching and improves the quality of the quotes you receive.

Step 1: Tell us about your business

We ask for basic company details, the amount you need, what you’ll use the funds for, and a contact preference. All data is treated securely and shared only with finance providers who are likely to be able to help.

Step 2: We hand-pick suitable lenders & brokers

Our network includes banks, alternative lenders, specialist finance houses and independent brokers. Matching considers sector, loan size, borrowing history and purpose — a human review complements the platform selection.

Step 3: Compare offers & choose with confidence

Receive calls or emails from matched partners, review transparent terms and decide which provider to progress with. You are under no obligation to accept any offer. Get Quote Now

Types of business loans you can access

Through our network you can explore a wide range of funding types. Below are common options and ideal uses — speak to matched lenders or brokers for product specifics and eligibility.

• Unsecured business loans — quick access to working capital without formal property security. Typical use: cashflow or short-term funding. (From £10,000 upwards.)
• Secured business loans — lower rates for borrowers prepared to offer assets or property as security. Useful for larger capex or property purchases.
• Invoice finance — unlock cash tied up in unpaid invoices to improve liquidity and meet payroll or supplier commitments.
• Asset & equipment finance — fund machinery, vehicles or IT through hire purchase or lease arrangements, preserving working capital.
• Merchant cash advances — repayable via a slice of card sales; suitable for businesses with strong card turnover and short-term funding needs.
• Refinance & debt consolidation — restructure multiple facilities into a single, more manageable loan to reduce monthly strain.
• Commercial property & development finance — funding for purchases, refurbishments or builds; often requires detailed proposals and valuations.
• Sustainability & green finance — loans or leases for solar PV, EV chargers, heat pumps and other energy-saving projects.

For an overview of standard business lending options, see our page on business loans.

Funding solutions tailored to your industry

Different sectors face different finance challenges. We match you with lenders and brokers who understand your industry—improving the quality of quotes and the likelihood of approval.

• Construction & trades — typically need timely cashflow, materials funding or vehicle finance. We connect contractors with short-term and asset finance specialists.
• Hospitality & leisure — seasonal cashflow support, fit-out finance and refurbishment loans are common needs.
• Healthcare & care services — equipment finance and working capital for clinics and care homes.
• Manufacturing & engineering — asset finance and working capital to support large purchases and production runs.
• Retail & e-commerce — stock finance, merchant cash advances and expansion loans to support growth and digital investment.

Case example — Construction

A medium-sized contractor needing new plant and bridging finance for a project was matched with an asset finance lender and a commercial lender offering a short-term facility — enabling continued operations while keeping capital available for bids.

Case example — Hospitality

A pub group seeking funds for refurbishment received matched proposals from a specialist lender and a broker who negotiated competitive terms to spread cost across seasonal peaks.

Get Your Free Eligibility Check to see which solutions are likely to match your sector and funding need.

Why UK businesses choose Fast Business Loans

• Speed: our process is designed to deliver matches quickly — many businesses hear back within hours during business days.
• Sector expertise: we prioritise partners who understand your industry challenges and cashflow cycles.
• Choice: compare multiple lenders and brokers to find the terms that suit you best.
• No-obligation: submit an enquiry and you are free to accept or decline any offers received.
• Secure: we handle your data with care and only share it with potential funders relevant to your request.

“Illustrative feedback: ‘Saved us time and put us in touch with a broker who understood our seasonal needs — got funded within two weeks.’”

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Get Your Quote Free

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Start your quick enquiry now — it’s free and takes less than two minutes.

Understanding your business loan options (guidance)

This section explains key considerations when choosing a loan. It’s general information to help you ask the right questions — matched lenders or brokers will give product-specific details.

Secured vs unsecured lending

Secured loans typically offer lower rates but require assets (property, equipment) as collateral; risk increases if you default. Unsecured loans avoid asset security but usually cost more and may have tighter limits. Choose based on cost, repayment capacity and risk tolerance.

Loan amounts, terms & repayment structures

We work with partners who can provide funding from £10,000 upwards. Terms vary from short-term (months) to multi-year loans. Repayment methods include fixed monthly instalments, seasonal repayments, or blended structures agreed with the lender.

Eligibility snapshot

Typical criteria include: limited company status, business trading history, turnover, management credibility, and supporting documents (accounts, bank statements, invoices). Exact requirements differ by lender.

Rates, fees & responsible borrowing

Interest rates, fees and APRs are set by lenders and influenced by credit risk, security and term length. Always compare total cost, early repayment fees and any arrangement charges. Borrow within means — lenders will assess affordability, and you should ensure repayments fit projected cashflow.

Frequently Asked Questions About Business Loans

Ready to explore your options?

If your business needs funding from £10,000 or more, start with a quick, free eligibility check — there’s no obligation and no impact on your credit score. We’ll match you to lenders or brokers who can discuss tailored solutions.

• Save time — one short form, multiple potential funders
• Get faster responses — many businesses hear back within hours
• Compare real offers and choose the best fit

Get Started Free Eligibility Check

Compliance & transparency statement

Fast Business Loans is an introducer. We do not lend money and we do not provide regulated financial advice. We introduce businesses to lenders and brokers who may contact you about suitable products. Any product terms, interest rates and fees are provided by the lender or broker and are their responsibility. Always review terms carefully and seek independent advice if unsure. We handle your information securely and only share it with selected providers relevant to your enquiry.

Related resources

• Start your short enquiry
• More on business loans
• Latest business finance articles

If you’re ready to be matched with lenders and brokers who can help you secure funding from £10,000 and up, complete our quick enquiry — it’s free, secure and no obligation.

– How does Fast Business Loans work? We’re an introducer that uses a quick, free eligibility enquiry to match UK businesses with suitable lenders and brokers who contact you with tailored finance options—no obligation to proceed.

– Will the eligibility check affect my credit score? No, completing our free enquiry does not impact your credit score; any credit checks happen only if you choose to progress with a lender.

– What loan amounts can I access? Our partners typically fund from £10,000 upward, with maximum amounts depending on your business profile, product type and security.

– How quickly will I hear back after submitting the form? Many businesses receive introductions within a few business hours, though complex cases may take a little longer.

– How long does funding take once I choose an offer? Time to funding varies by lender and product, with some unsecured or invoice finance completing in days and property or development finance taking longer.

– What types of business finance can I access? You can compare unsecured and secured business loans, invoice finance, asset and equipment finance, merchant cash advances, refinance and debt consolidation, commercial property/development finance, and sustainability/green finance.

– Do you charge any fees to use the service? No, our matching service is free for businesses, and any rates or fees are set by the lender or broker you decide to proceed with.

– Are you a lender or financial adviser? We’re not a lender and don’t give regulated financial advice—we simply connect you with trusted lenders and brokers.

– What information do I need to provide in the enquiry? Just basic company details, turnover, funding amount and purpose, with lenders requesting documents like accounts, bank statements and ID only if you proceed.

– Can I enquire if I’ve been refused elsewhere or have limited trading history? Yes—because we work with a wide panel, you may still be matched with a suitable lender or broker, especially if you provide full details to improve placement.