Quick overview for busy healthcare leaders

• Who we serve: dental practices, GP surgeries, pharmacies, care homes, private clinics, imaging and lab services, med‑tech suppliers and other healthcare businesses.
• Funding range: from around £10,000 upwards (exact amounts depend on lender and purpose).
• Typical uses: equipment purchase, refurbishment, working capital, acquisitions, bridging and asset finance.
• Service highlights: free enquiry, quick eligibility check, no obligation, matched introductions to lenders/brokers.

Get a Free Eligibility Check — it takes minutes and does not affect your credit score.

Why specialist healthcare finance matters

Healthcare providers face sector-specific pressures: rising equipment costs, compliance (e.g., CQC requirements), long payment cycles from public contracts, and the need to invest in modern clinical or digital systems. Off‑the‑shelf business lending can struggle to understand those nuances.

Specialist finance partners appreciate the lifecycle of medical assets (imaging suites, dental chairs, lab kit), NHS or private payer arrangements, and sector cashflow patterns. That means better-structured offers, realistic repayment terms and lenders more likely to support growth or capital replacement projects.

For more on funding tailored to health-sector needs, see our dedicated healthcare finance pillar on healthcare business loans.

Check Your Eligibility in Minutes.

How Fast Business Loans supports healthcare organisations

Fast Business Loans is an introducer: we collect a few details about your business and funding needs, then match you with lenders or brokers in our panel who specialise in healthcare. We do not lend or provide regulated financial advice — we simply connect you to suitable partners.

Our simple 4-step matching process

1. Complete a short enquiry form with business details and funding purpose.
2. We match your need to relevant lenders/brokers in our panel.
3. Partners contact you directly with eligibility, likely terms and next steps.
4. You compare offers and decide — no obligation to proceed.

We aim for rapid responses: many enquiries receive contact within hours during business days. Get Started — Free Eligibility Check.

Who we help in the healthcare sector

We match a wide range of healthcare providers to finance partners with relevant expertise. Typical clients include:

• GP surgeries & primary care networks: expansion, equipment, refit funding.
• Dental practices: imaging upgrades, chairs, practice purchases.
• Community & online pharmacies: working capital, stock finance, premises.
• Care & nursing homes: refurbishments, compliance-related upgrades, energy efficiency works.
• Private clinics & hospitals: specialist equipment, facilities expansion, acquisitions.
• Imaging centres, labs & med‑tech suppliers: asset finance, leasing and invoice finance.

Each lender has different appetites — we match you to those most likely to understand and approve healthcare funding requests. Get Quote Now.

Funding scenarios & use cases

• Medical equipment purchase or leasing: MRI, CT, X‑ray, dental imaging, sterilisation units.
• Clinic refurbishment & fit-outs: redecoration, accessibility works, new consulting rooms.
• Working capital: cover payroll and suppliers during slow NHS reimbursements.
• Acquisition & practice purchase: buy a neighbouring practice or consolidation projects.
• Digital transformation: electronic health records, telemedicine platforms.
• Bridging & short-term finance: cover timing gaps while longer-term funding is arranged.

Get a No-Obligation Quote and see which options suit your project.

Finance options available through our panel

Our lender and broker partners offer a range of solutions, chosen to fit different purposes and business profiles. Options commonly include:

• Unsecured business loans: faster access, suitable for established practices with strong cashflow; amounts vary.
• Secured loans (property-backed): larger facilities for property purchase or long-term projects.
• Asset & equipment finance: hire purchase, finance leases and refinancing of medical equipment.
• Invoice finance: release cash tied up in unpaid invoices for businesses with NHS or private contracts.
• Commercial mortgages & bridging: for premises acquisition or short-term funding while you complete longer-term arrangements.
• Short-term working capital & bridging: tailored for timing gaps or growth spikes.

Each option has trade-offs (security, term length, repayment profile). Rates and terms vary by lender and applicant circumstances — partners will set those based on status and affordability. Compare Options.

Eligibility, documentation & application tips

Eligibility depends on lender criteria, but preparing the right documents speeds the process. Typical requirements include:

• Company registration details and proof of trading (if applicable).
• Recent management accounts or bank statements.
• Details of the asset or purpose of funding (quotes, invoices, business plan for acquisitions).
• Evidence of regulatory compliance (e.g., CQC registration where relevant) and key agreements (NHS contracts, supplier contracts).
• Identification for directors and signatories.

If you have adverse credit, several lenders specialise in more complex profiles — include context and supporting documents to improve match accuracy. Submit Your Details for a Free Eligibility Check.

The Fast Business Loans process & timelines

Typical flow and time expectations:

1. Enquiry submitted — a few minutes to complete.
2. Matching & partner contact — often within hours; detailed follow-up within 24–48 hours.
3. Partner assessment & document upload — timeline varies by lender, typically days to a week.
4. Offer, acceptance and funding — once approved, funds can be released in days to weeks depending on product and security.

There’s no charge to submit an enquiry. Any broker or lender fees will be disclosed by the partner during the process. Get Matched Now.

Illustrative funding examples (for guidance)

Example 1 — Dental imaging upgrade: A dental practice secured asset finance for an imaging suite, spreading costs over 5 years to preserve working capital.

Example 2 — Care home refurbishment: A small care home matched with a lender for a secured loan to carry out compliance-driven upgrades and energy-efficiency works.

These are illustrative only; outcomes vary by business. Ready to Explore Your Options? Get Started Now.

Costs, terms & responsible borrowing

Rates, fees and terms vary considerably by lender and product. When comparing offers, look beyond headline rates to total cost, fees, early repayment terms, and any personal guarantees. Consider independent advice if unsure.

Fast Business Loans provides introductions — lenders/brokers will supply full terms and affordability checks. Always read agreements carefully and ensure borrowing aligns with your business plan.

Tips to strengthen your application

• Keep financial records up to date and accurate.
• Prepare clear forecasts showing how the finance will be repaid.
• Present quotes or supplier details for the funded project.
• Show regulatory compliance documents (CQC reports, relevant registrations).
• Explain any previous credit issues with context and remediation steps.

These simple steps help partners provide faster, better-matched terms. Start Your Enquiry.

Frequently asked questions

Is Fast Business Loans a lender?

No — we introduce businesses to lenders and brokers who may offer finance directly.

Will my credit score be affected by submitting an enquiry?

No. The initial enquiry is a soft check only to match you with suitable partners. Lenders may perform formal checks later with your permission.

What sizes of loan are available?

Our panel typically considers funding from around £10,000 upwards, subject to lender criteria and project details.

How quickly will I hear back?

Many applicants receive contact within hours; detailed assessments depend on the lender and the complexity of the request.

If you have other questions, include them in your enquiry and partners will address them directly.

Ready to find the right healthcare finance partner?

Fast Business Loans makes it quick and simple to discover suitable funding options for healthcare businesses. Complete our short enquiry and we’ll match you to lenders and brokers who understand your sector — free and with no obligation.

Get Started — Free Eligibility Check

Notes & disclaimer

Fast Business Loans acts as an introducer only and does not provide loans or regulated financial advice. We connect businesses to a panel of UK lenders and brokers who may offer products subject to status, affordability and lender terms. All finance decisions, offers and terms are made by the lender/broker. Consider seeking independent professional advice if required.