Business Loans for UK Companies – Fast, Transparent, and Tailored

Summary: Fast Business Loans helps UK limited companies and SMEs secure business finance from £10,000 and up by introducing you to the most suitable lenders and brokers. We are not a lender and we do not give regulated financial advice — we match your enquiry with partners who can help. Submitting an enquiry is quick, free and will not affect your credit score. Ready to compare offers? Free Eligibility Check.

What is a business loan & how Fast Business Loans helps

Business loans provide companies with capital to manage cash flow, buy assets, expand premises or refinance existing debt. They come in many shapes — unsecured, secured, short-term cashflow loans, asset finance and more. Fast Business Loans is an introducer: we do not lend or provide regulated financial advice. Instead, you give us a short set of details and we match your business with lenders and brokers who specialise in the product you need.

Key points:

• Minimum loan amounts we typically support: £10,000 and above.
• Your enquiry is not an application — it’s information to help us match you with the best partners.
• Submitting a query does not impact your credit score; lenders may run checks only if you choose to proceed.

Get Matched with a Trusted Lender

Why UK businesses choose Fast Business Loans

Searching for business finance takes time and expertise. We speed that process up by combining technology and experienced introducers to deliver relevant lender matches.

• Fast: Short enquiry — quick matches to suitable brokers and lenders.
• Tailored: Matches based on sector, loan type and business profile.
• No obligation: The service is free; you decide whether to proceed with any offer.
• Clear: We explain next steps so you know what to expect after you submit an enquiry.

Representative example: “A Midlands-based manufacturer secured asset finance of £250,000 to upgrade production equipment after we introduced them to a specialist partner who understood machinery lending.” (Representative case — individual results vary.)

Get Your Loan Options

Types of business finance we can introduce

Through our panel of UK lenders and brokers you can explore a wide range of finance solutions. Below are common types — each partner will explain eligibility, terms and costs relevant to your situation.

Unsecured business loans

Shorter-term or medium-term loans without business asset security. Typical uses: working capital, one-off expenses. Loan ranges often start at £10,000. Eligibility depends on trading history, turnover and credit profile.

Secured business loans

Loans secured against property, plant, or other business assets. Allow larger sums or longer terms but may require collateral and personal guarantees in some cases.

Cashflow & working capital loans

Designed to bridge short-term gaps between payments and receipts. Flexible short-term facilities are common; expect differing repayment profiles and fees.

Invoice finance

Unlock cash tied up in unpaid invoices. Useful for businesses with invoiced sales and longer payment terms; advances are typically a percentage of invoice value.

Asset & equipment finance

Funding to buy machinery, vehicles or specialist equipment. Structures include hire purchase and lease arrangements tailored to the asset’s life.

Commercial mortgages & property finance

Finance for buying or refinancing business premises. Terms and rates vary with loan-to-value, sector and property type.

Refinance & debt consolidation

Restructure multiple facilities into a more manageable arrangement — can improve monthly cashflow but check overall costs and exit fees.

Sustainability & green finance

Funding for energy-efficient upgrades, EV chargers, solar PV and similar capital projects — often with specialist lenders or schemes.

Compare Eligible Finance Options

Step-by-step: from enquiry to funding

1. Submit a short enquiry — takes under 2 minutes. We ask basic business details, the amount and type of finance needed and contact info.
2. Tailored matching — our platform and experts select lenders/brokers best suited to your needs and sector.
3. Lender/broker contact — expect a call or email from one or more partners to discuss terms and next steps (often within hours).
4. Review offers & decide — you receive quotes and documentation; you choose which offer to progress. We do not complete the loan on your behalf.

Important: the enquiry is not an application. Lenders only perform credit checks if you agree to proceed with an offer. Start Your Business Loan Enquiry

Eligibility & documentation: what lenders typically look at

Criteria vary across lenders, but most consider similar facts:

• Time trading (often 12+ months for mainstream products; specialist lenders may consider newer businesses).
• Annual turnover and cashflow.
• Profitability or management accounts showing trading performance.
• Business bank statements (typically 3–12 months).
• Director information and ID checks.
• Details of any existing loans or CCJs.

Documents to prepare: recent accounts, up-to-date bank statements, VAT returns (if applicable), and quotes or invoices for the intended use of funds. Preparing these in advance speeds approval.

Check Your Eligibility in Minutes

Costs, terms and responsible borrowing

Interest rates, arrangement fees, early repayment charges and penalties differ by lender and product. Always review APR, total cost over the term and any security or guarantees required.

Affordability matters — lenders assess your ability to repay. If you’re unsure which option is affordable, consider seeking independent financial advice before committing. We can connect you with partners who will explain costs clearly.

Illustrative example (for guidance only):

Receive Personalised Loan Quotes

Industry-specific support

Many lenders specialise by sector. We work with partners experienced in:

• Construction & trades
• Hospitality & leisure
• Healthcare
• Manufacturing & engineering
• Agriculture
• Retail & e-commerce
• Logistics & transport
• Sustainability projects

Sector knowledge helps match you to lenders who understand seasonality, contract-based revenues or asset needs.

Find a Lender That Understands Your Sector

Success signals & representative case studies

Representative examples (results vary):

• North West engineering firm — matched to an asset finance provider; secured £250,000 for CNC machinery within 6 weeks (representative case).
• South England restaurant group — received short-term cashflow facilities to manage seasonality; one lender approved a £75,000 facility after reviewing trading accounts (representative case).

Case studies are illustrative; individual outcomes depend on lender criteria and your business circumstances.

Ready to Explore Your Options?

Frequently asked questions

Trust, transparency & data handling

We keep communications clear and avoid misleading claims. Fast Business Loans is a paid introducer — our service is free to business users and we only make revenue when an enquiry leads to a successful match. We do not provide regulated financial advice; any lender or broker you speak with will explain terms and costs.

Start your enquiry

Ready to see what finance options are available to your business? Complete our short enquiry and we’ll match you with suitable lenders and brokers. It takes under 2 minutes, it’s free and there’s no obligation.

Start Your Business Loan Enquiry Now

We can also point you to more information about different products — for an overview of standard options see our guide to business loans.

Structured data: FAQs

Contact us: If you prefer to discuss your needs first, use our enquiry form and request a call — one of our introducers will be in touch. Fast Business Loans — connecting UK businesses with the right lenders and brokers, fast.

1) What is Fast Business Loans and are you a lender?
Fast Business Loans is a UK introducer, not a lender, that uses your short enquiry (not an application) to match you with trusted lenders and brokers for funding from £10,000+.

2) Will submitting an enquiry affect my credit score?
No—submitting an enquiry won’t affect your credit score; lenders only run checks if you choose to proceed with an offer.

3) How fast can I get a business loan?
You’ll typically hear from matched partners within hours, with funding timelines varying by product and paperwork from a few days to several weeks.

4) What types of business finance can you help with?
We can introduce you to unsecured and secured business loans, cashflow/working capital facilities, invoice finance, asset and equipment finance, commercial mortgages/property finance, refinance/consolidation, and sustainability/green finance.

5) What is the minimum and maximum loan size?
Typical loan sizes range from £10,000 up to several million, depending on the lender, product and your business profile.

6) What eligibility criteria and documents do lenders usually require?
Lenders often look at time trading, turnover and cashflow, accounts, 3–12 months of business bank statements, director ID checks, and details of existing borrowing or CCJs.

7) Do you work with my industry or sector?
Yes—our panel includes lenders experienced in sectors like construction, hospitality, healthcare, manufacturing, agriculture, logistics, retail/e‑commerce and more.

8) Will I need to provide security or a personal guarantee?
Some products may require asset security or a director’s personal guarantee, which the lender will explain clearly before you proceed.

9) What costs and fees should I expect with a business loan?
Costs vary by lender and product, so review APR, arrangement and early repayment fees, total cost over the term, and any security-related charges.

10) How do I start my enquiry and is there any obligation?
Complete our short online enquiry for a free eligibility check, and there’s no obligation to proceed with any offer.