Printing Business Loans & Finance: Compare Fast UK Options
Summary: If you run a printing, labelling or packaging business in the UK and need funding of £10,000 or more, Fast Business Loans can quickly match you with lenders and brokers who specialise in the sector. We’re an introducer — not a lender — and our free, no-obligation enquiry helps you receive tailored options (working capital, asset finance for presses, invoice finance, green loans and more) without impacting your credit score. Get a fast, relevant response and compare real offers from specialists. Get Started – Free Eligibility Check
Why printing businesses need flexible finance today
The printing and packaging sector faces a mix of short- and long-term pressures: rising material costs (substrates, inks), faster turnaround expectations from ecommerce clients, technology upgrades to digital presses, and investment needed to meet sustainability targets. These pressures make predictable cashflow and targeted investment essential.
Typical funding reasons:
- Cover supplier invoices during long production cycles
- Replace or add presses, finishing equipment and wide-format kit
- Fund premises refits, storage or distribution upgrades
- Bridge seasonal demand and large one-off contracts
- Finance sustainability projects (energy-efficient presses, recycled substrate lines)
Fast fact: many trade printers operate on payment terms of 30–90 days. Invoice finance or working capital facilities help unlock cash tied to those invoices. Get a tailored quote in minutes
About Fast Business Loans – your printing finance partner
Fast Business Loans does not lend. We match UK printing businesses with lenders and brokers experienced in the sector so you receive realistic funding options quickly. Our service is free to business owners and comes with no obligation.
- Complete a short enquiry (takes ≈2 minutes).
- We match you to suitable lenders and brokers who understand printing.
- You receive contact and indicative offers by phone or email.
- Compare options and decide which lender you want to progress with.
Submitting the enquiry will not impact your credit score — we perform soft checks only until you choose to proceed with a lender. Start Your Enquiry
Finance solutions available for printing companies
Working capital & cashflow loans
Short-term loans and overdrafts help cover supplier costs, seasonal peaks, and sticky receivables. Typical use: bridging costs for large print runs or materials buys.
Printing equipment & asset finance
Asset finance and leasing allow you to acquire digital presses, wide-format printers, finishing machines and software upgrades while spreading cost over the equipment’s useful life. Typical loan ranges start from £10,000 and scale to several hundred thousand pounds, depending on asset value.
Invoice finance for trade printers
Invoice discounting or factoring releases cash tied up in unpaid invoices. Ideal for businesses with long customer payment terms or significant B2B receivables.
Commercial mortgage & refit finance
Funding for premises purchase, expansion, or fit-out — including layout changes to improve production flow or sustainability measures.
Refinance & consolidation
Restructure multiple debts into a single facility to reduce monthly costs or extend payment terms.
| Finance type | Typical uses | Typical loan range / benefit |
|---|---|---|
| Working capital | Short-term cashflow | £10k–£250k; fast access |
| Asset finance | Presses, kit, upgrades | From £10k; preserved cashflow, tax timing benefits |
| Invoice finance | Unlock receivables | Facility based on debtor book; improves liquidity |
Check Eligibility for Printing Finance
Who we help in the UK printing & packaging sector
We match a wide range of businesses to appropriate lenders and brokers. Examples:
- Commercial printers — litho, flexo, digital and offset
- Labels & packaging manufacturers
- Large-format and signage printers
- Print-on-demand and ecommerce brands
- Family-run and multi-site print shops
We can support companies with limited trading history where our partners accept alternative evidence (purchase orders, contracts). Placeholder testimonial: “Fast Business Loans connected us to a broker who understood our equipment needs and arranged asset finance within weeks.”* (*testimonial to be verified)
Get Matched to Experienced Lenders
What lenders look for in a printing business loan application
Understanding lender priorities helps you submit a stronger enquiry and speed up decisions.
- Trading history and annual turnover
- Quality of your debtor book (payment terms, concentration risk)
- Management accounts and cashflow forecasts
- Existing asset base (can equipment be taken as security?)
- Order book, purchase orders and customer contracts
- Owner/director track record and background checks
- Provide the latest management accounts and VAT returns
- Supply sample invoices or purchase orders
- Prepare a short cashflow forecast showing the use of funds
- Outline any sustainability upgrades separately — some lenders offer green pricing
Costs, terms & considerations — stay informed
Loan cost varies by lender and depends on credit profile, security, term and product type. Typical cost elements include interest, arrangement fees and early repayment charges. Final terms are set by the lender or broker you choose to work with.
Key points to note:
- Interest rates depend on risk, security and term — expect variation across providers.
- Asset finance may be structured as hire purchase, finance lease or lease purchase — each has accounting and VAT implications.
- Invoice finance providers often charge a facility fee plus a percentage of invoices financed.
- Always request full written terms and ask about all fees up front.
Responsible borrowing: consider affordability, seasonality and contingency. Submitting our enquiry is a soft step — it will not impact your credit file. Request Indicative Terms
Sustainability & innovation funding in printing
Many lenders now offer green asset finance or sustainability loans for projects that reduce energy use or waste. Examples: energy-efficient presses, waterless printing systems, solar for production sites, or investments in recycled substrate capabilities.
Example use case: replacing an older press with an energy-efficient digital press reduced electricity costs and allowed the business to offer eco-labelled products — a lender structured asset finance with a lower rate for the green upgrade.
How our enquiry process works
Fast, simple and visual — our four-step process:
- Complete a 2-minute enquiry with basic business details and funding needs.
- We match you with lenders/brokers who specialise in printing and packaging.
- You receive contact and indicative offers — typically within hours during business times.
- Choose which provider to progress with; they handle full due diligence and funding.
We only share your details with partners who can help. Data is held securely; submitting the form is free and won’t affect your credit score. Start Your 2-Minute Enquiry
Case snapshot: financing a digital printing upgrade
A 35-person regional print shop needed a digital press to serve fast-turnaround ecommerce clients. They completed our enquiry and were introduced to a broker who arranged an asset finance plan. Outcome: new press installed in six weeks, monthly payments aligned to increased contract revenue, and improved margin on short-run jobs. Results vary; this is an anonymised example, not a guarantee.
See What Funding Could Do for You
Printing business loans – FAQs
Is Fast Business Loans a lender or broker?
We are an introducer. We connect your business with lenders and brokers who will provide the finance. You decide whether to proceed with any offer you receive.
How much can printing companies typically borrow?
Our partners can provide solutions from £10,000 up to several hundred thousand pounds or more depending on the product, asset value and business finances. All offers are subject to lender assessment.
Will completing the enquiry affect my credit score?
No. Submitting the enquiry triggers soft matching only. Lenders may perform credit checks later if you choose to proceed with an offer.
What documents will I need to provide?
Commonly requested items: recent management accounts, VAT returns, bank statements, customer contracts or purchase orders, and details of assets. The exact requirements depend on the lender and product.
How quickly could funding be in place?
Timelines vary: simple working capital or invoice finance can be arranged in days, while larger asset or property finance may take weeks. The speed depends on documentation and product complexity.
Can I get finance if I’ve been declined elsewhere?
Possibly. Because we introduce you to a panel of lenders with different criteria, you may be eligible with a specialist provider. There are no guarantees; each lender makes its own decision.
Have another question? Get in touch
Ready to unlock printing finance?
Fast Business Loans helps printing and packaging businesses find the most appropriate finance options quickly and without obligation. We connect you to specialists who understand your needs — from asset finance to invoice funding and green loans. Our service is free and starts with a quick enquiry. Submitting details will not affect your credit score.
Get Started – Free Eligibility Check
All finance is subject to status, affordability and lender terms. Fast Business Loans is an introducer and does not provide loans or independent financial advice. Typical enquiries cover funding from £10,000 upwards.
Related reading: if you operate in a specialist area of printing such as labels or packaging, you may also find our detailed industry guidance for printing business loans useful.
– Is Fast Business Loans a lender or broker?
Fast Business Loans is an introducer (not a lender), connecting UK printing and packaging businesses to specialist lenders and brokers free of charge and with no obligation.
– Is the enquiry a loan application?
No — it’s a quick, no‑obligation enquiry used to match you with suitable finance providers, not a formal application.
– Will completing the enquiry affect my credit score?
No, submitting the enquiry triggers only soft matching; any credit checks occur later if you choose to proceed with a lender.
– How much can a UK printing or packaging company borrow?
Funding typically starts from £10,000 and can reach several hundred thousand pounds or more depending on product type, asset value and lender assessment.
– How quickly can printing finance be arranged?
Indicative contact and offers often arrive within hours, with working capital or invoice finance completing in days and asset or property finance usually taking weeks.
– What types of printing business finance can I compare?
You can compare working capital loans, printing equipment and asset finance for presses and finishing kit, invoice finance/factoring, commercial mortgages/refit funding, refinancing, and green loans.
– What can the funds be used for in a printing business?
Common uses include buying or upgrading digital presses and wide‑format kit, covering materials and supplier invoices, refits and distribution upgrades, bridging seasonal demand, and sustainability projects.
– What documents do lenders usually request?
Typically recent management accounts, VAT returns, bank statements, sample invoices or purchase orders/contracts, and details of any assets offered as security.
– Can you help start-ups or firms with limited trading history or previous declines?
Yes, some specialist lenders accept alternative evidence such as purchase orders or contracts and may consider cases declined elsewhere, subject to status.
– What are the typical costs, rates and terms for printing finance?
Costs vary by risk, security and term, usually including interest plus any arrangement/early repayment fees, with asset finance often structured as hire purchase or leases that have VAT and accounting implications.
