Business Finance: Match with the Right Lenders Fast
Summary: Fast Business Loans connects UK limited companies and established SMEs with the most appropriate lenders and brokers for business finance from around £10,000 upwards. We’re an introducer – not a lender – and our quick, free enquiry helps match your business to partners who can assess and quote for working capital, asset finance, invoice finance, commercial loans and specialist funding. Submitting an enquiry won’t affect your credit score. Start Your Free Eligibility Check.
Why Business Finance Matters Now
Access to the right finance is a make-or-break factor for many UK companies. Whether you face seasonal cash flow gaps, need equipment to fulfil a new contract, or plan to expand premises, the correct funding product keeps operations moving and growth on track.
Recent SME finance trends show sustained demand for short-term working capital, more appetite for asset-backed lending, and growing interest in sustainability-linked funding that supports energy upgrades. Fast matching to specialist lenders can reduce time-to-fund and avoid unsuitable offers.
Check your finance options in minutes.
How Fast Business Loans Streamlines Your Business Finance Search
Our simple 4-step process
- Complete a short enquiry (under 2 minutes) — basic business details, amount required and purpose.
- We match you with suitable brokers and lenders on our panel.
- Selected partners contact you to request documents and provide tailored quotes.
- Compare offers and proceed directly with the lender or broker you choose.
What you’ll need to provide at enquiry stage
- Company name and registration number
- Contact name and phone/email
- Approximate annual turnover and trading history
- Amount required (we handle enquiries from around £10,000 upwards)
- Purpose of finance (cashflow, asset purchase, expansion, sustainability, etc.)
Important: submitting an enquiry is an information-gathering step only and does not trigger a hard credit search. When you’re ready to apply, lenders or brokers will explain any credit checks required.
Business Finance Solutions We Can Introduce
Through our network you can be connected to providers that specialise across a broad product range. For an overview of typical options, read on — or learn more about business finance.
Working Capital & Cashflow Finance
Flexible funding to cover day-to-day expenses, seasonal peaks or short-term gaps.
- Best for: Managing payroll, supplier payments, seasonal stock.
- Typical amounts: £10,000 – £500,000+
- Repayment styles: Short-term loans, overdrafts, revolving facilities.
Asset & Equipment Finance
Purchase or lease machinery, vehicles, IT or specialist equipment with finance that spreads cost over the asset life.
- Best for: Manufacturers, transport, hospitality and trades needing new tools or vehicles.
- Typical amounts: £10,000 – £2,000,000
- Repayment styles: Hire purchase, finance lease, operating lease.
Invoice & Trade Finance
Unlock cash tied up in unpaid invoices or fund import/export activity to improve liquidity.
- Best for: Businesses with invoice-led cash conversion cycles.
- Typical amounts: £20,000 – £5,000,000+
- Repayment styles: Invoice discounting, factoring, trade lines.
Growth & Expansion Loans
Medium- to longer-term funding for acquisitions, site purchases, refits or major projects.
- Best for: Expansion capex, commercial property, larger growth plans.
- Typical amounts: £50,000 – £5,000,000+
- Repayment styles: Secured loans, term loans, commercial mortgages.
Specialist & Sustainability Funding
Finance for green projects, energy upgrades, EV chargers, solar panels or fit-outs with providers experienced in sustainability-linked schemes.
- Best for: Businesses investing in energy efficiency or ESG projects.
- Typical amounts: £10,000 – £2,000,000
- Repayment styles: Term loans, green asset finance, lease arrangements.
Matching You with Sector-Savvy Lenders
Different lenders specialise in different industries and products. We work with partners experienced in:
- Construction & trades
- Manufacturing & engineering
- Hospitality & leisure
- Healthcare & clinics
- Transport & logistics
- Retail & e‑commerce
- Agriculture & food production
Real (anonymised) examples
Case 1: A regional contractor needed £150,000 of plant and materials finance to finish a contract. We connected them with an asset lender that provided hire-purchase terms aligned to the contract schedule.
Case 2: A mid-sized food producer used invoice finance to unlock £300,000 of working capital while waiting for large retailer payments; matched via a specialist invoice broker on our panel.
Eligibility & What Lenders Look For
While criteria vary by product and lender, these core factors are commonly assessed:
- Trading history and annual turnover
- Profitability and management accounts
- Industry sector and contract pipeline
- Existing debt and security available
- Owner/director credit profiles (where relevant)
How to improve your approval odds
- Prepare up-to-date management accounts and bank statements.
- Have a clear statement of purpose for the money and realistic cashflow forecasts.
- Consider offering security (assets or personal guarantees) to access larger or cheaper facilities.
- Work with a broker who understands your sector — they can present deals in the best light.
All funding is subject to lender criteria and credit assessment. Submitting an enquiry through us does not commit you to any product.
Transparent, Fair and Secure Introductions
Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not provide loans or regulated financial advice. Our service is free to use and there’s no obligation to proceed after you’re matched.
We handle your data securely and only share it with partners who are likely to be able to help based on the information you provide. If you decide to progress with a lender or broker, they will confirm terms, fees and any commissions directly. In some cases, brokers or lenders may charge fees payable to them if you proceed — these will be disclosed by the provider.
What to Expect After You Enquire
Rapid response timeline
Once you submit the enquiry form you can typically expect contact within a few hours during business hours. For specialist or larger transactions timelines may be longer while partners review documents.
Comparing offers & next steps
Matched lenders or brokers will contact you to request documents and clarify needs. They’ll present terms and repayment schedules for you to compare. You remain free to accept or decline any offer and to seek independent professional advice if required.
Business Finance FAQs
Are you a direct lender or a broker?
Fast Business Loans is an introducer only — we connect businesses with lenders and brokers who assess and provide finance.
Will my enquiry affect my credit score?
No. Submitting an initial enquiry through our form does not trigger a credit check. Lenders or brokers may carry out credit searches only if you proceed with an application.
What loan sizes can your partners offer?
We handle enquiries from approximately £10,000 upwards. Our panel includes providers capable of funding into multi‑million pound transactions depending on circumstances.
Can start-ups and early-stage companies apply?
Yes — many brokers on our panel specialise in early trading finance, though product choice and terms vary with trading history and supporting evidence.
Do you work with businesses across all sectors?
We support a wide range of sectors (see earlier list). If your industry requires specialist underwriting, we’ll try to match you with a partner that understands it.
How quickly can funds be released?
Speed depends on the product. Short-term facilities can be arranged within days once documents are supplied; larger secured transactions can take several weeks. Your matched partner will advise on likely timelines.
Get Started with Your Business Finance Match
Fast Business Loans helps you save time, increase the chances of a suitable match, and compare options without initial cost or obligation. Our short enquiry takes under two minutes — we use your answers to connect you with lenders and brokers who are most likely to be able to help.
Start Your Free Eligibility Check
Disclosure: Fast Business Loans is a trading style of Fast Business Loans. We introduce applicants to a panel of UK-based brokers and lenders. There is no charge to you for using our service. If you proceed with a finance product, the broker or lender may pay us a commission. Any finance is subject to status and lender criteria. Always consider independent financial advice if you are unsure about any product.
1) What is Fast Business Loans and how does it work?
We’re an introducer that matches UK limited companies and SMEs to suitable brokers and lenders via a quick, free enquiry, after which partners contact you with tailored quotes.
2) Is the enquiry form a loan application?
No—it’s an information-only eligibility check used to match you with providers and it carries no obligation.
3) Will submitting an enquiry affect my credit score?
No, the initial enquiry does not trigger a hard credit search; any checks only occur if you proceed with a lender or broker.
4) What types of business finance can you connect me with?
Working capital and cashflow facilities, asset and equipment finance, invoice and trade finance, growth and commercial loans, and specialist sustainability funding.
5) What loan amounts are available?
Our partners typically consider funding from around £10,000 up to multi‑million‑pound facilities depending on your circumstances.
6) How fast can I get funding?
Short‑term facilities can complete in days once documents are supplied, while larger secured deals may take several weeks.
7) What information do I need to provide to start?
Provide basic business and contact details, approximate turnover and trading history, the amount required, and the purpose of finance.
8) Who is eligible, and do you support start‑ups?
Established SMEs and UK limited companies are most common, and many partners can also consider start‑ups or early‑stage firms with supporting evidence.
9) Do I need security or a personal guarantee?
It depends on the product and lender—offering assets or a guarantee can increase the amount or reduce cost, but unsecured options may be possible.
10) What will it cost to use your service?
Our matching service is free to use, and any lender or broker fees and commissions are disclosed directly by the provider if you choose to proceed.
