Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Hotel Business Loans & Finance Solutions for UK Hospitality Operators
Summary: If you run a hotel in the UK and need funding for cash flow, refurbishments, property purchase or energy upgrades, Fast Business Loans helps you find suitable lenders and brokers quickly. We’re an introducer — not a lender — and our free eligibility check (takes under 2 minutes) links you to providers that specialise in hospitality finance. Enquiries are non‑binding and won’t affect your credit score. Start your Free Eligibility Check to compare options from specialist hotel finance providers.
Start Your Free Eligibility Check — takes under 2 minutes. No impact on credit score.
Why Hotels Choose Fast Business Loans for Funding Support
Running a hotel comes with peaks and troughs: seasonal demand, refurbishment cycles, rising energy bills and the need to invest in technology and guest experience. Fast Business Loans specialises in matching UK hotel operators with lenders and brokers who understand these pressures.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Sector-specific matches: lenders that understand occupancy, ADR and RevPAR.
- Speed: initial lender matches and responses often within hours.
- Clarity: we explain options plainly — no jargon, no hidden fees from us.
- Security: your enquiry is used only to match you with suitable partners.
- No obligation: we are an introducer, not a lender — you decide whether to proceed.
Get Hotel Finance Options — quick, confidential and free.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Our Three-Step Hotel Finance Matching Process Works
Here’s how we help hotel owners find the right finance without wasting time.
- Quick Enquiry: complete our short form with key details (business turnover, years trading, loan amount sought, and purpose). It’s not an application — it’s information to match you with the best partners.
- Tailored Matching: we compare your needs with lenders and brokers experienced in hospitality (unsecured loans, commercial mortgages, bridging, invoice finance and more).
- Rapid Response: matched providers typically contact you within hours to discuss options and next steps. You then choose which offers to progress.
Ready to explore options? Start Your Free Eligibility Check.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Funding Scenarios We Support
Cash Flow Stabilisation & Working Capital
Hotels often need short-term working capital to cover payroll or supplier bills during low seasons or after a sudden drop in bookings. We connect you with providers offering flexible facilities tailored to hospitality cash flow cycles.
Refurbishments, Fit-Outs & Rebrand Projects
Whether it’s a room refurb, new F&B space or full rebrand, lenders can fund renovations when you can show projected uplift in occupancy/ADR. You can find specialist refurbishment loans and development finance for major projects.
Purchasing or Refinancing Hotel Property
Commercial mortgages and refinance options can free up capital or allow acquisitions. We match applicants with lenders who understand hotel asset values and the legal aspects of hospitality property lending.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Technology, Booking Engine & PMS Upgrades
Investment in property management systems, direct-booking engines and contactless tech can improve margins. Asset and equipment finance can cover IT and software costs with structured repayments.
Sustainability & Energy Efficiency Investments
Green upgrades — solar, heat pumps, EV chargers — can be supported by specialist sustainability loans or equipment finance that consider long-term savings as part of the case.
Seasonal Stocking, Staffing & Marketing Campaigns
Invoice finance or short-term loans can fund bulk purchases, pre-season staffing or marketing campaigns to drive bookings during critical periods.
For sector context and further reading on hospitality funding needs, see our in-depth hotel business loans resource on hotel business loans.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Hotel Finance Products Our Lender Network Offers
Our partners provide a range of products. Which is right depends on loan size, security and purpose.
- Unsecured Business Loans — quick access to working capital, typically from £10,000 up to £300,000 depending on lender and status.
- Secured Loans & Commercial Mortgages — for property purchase, refinance or longer-term investment; amounts vary widely and depend on valuations.
- Bridging & Development Finance — short-term property or renovation finance for acquisitions and major refurbishments.
- Invoice Finance — unlock cash from group bookings, corporate accounts or unpaid invoices to improve liquidity.
- Asset & Equipment Finance — for kitchens, laundry, furnishings, EV chargers or IT systems; structured repayments over asset life.
- Merchant Cash Advance — advances against future card sales for hotels with strong card turnover.
- VAT & Tax Funding Solutions — to smooth large periodic tax or VAT liabilities.
Terms, rates and approval depend on lender underwriting — we cannot guarantee approval. All enquiries are subject to lender assessment and affordability checks.
What Hospitality Lenders Assess Before Approving Funding
Lenders specialising in hotels evaluate both historic performance and future prospects. Key factors include:
- Trading history and management accounts
- Occupancy trends, RevPAR and ADR
- Existing debt and covenant records
- Property valuations, lease terms or freehold ownership
- Experience of the management team and operator agreements
- Confirmed future bookings where relevant (group contracts, corporate accounts)
- Cash flow forecasts and a clear use-of-funds plan
Tip: have 12–24 months of management accounts and a clear forecast ready to speed up decisions.
Share your latest trading figures securely — get matched today.
How to Strengthen Your Hotel Loan Application
Prepare to improve your chances of a competitive offer:
- Define the purpose and expected ROI (e.g., projected uplift in occupancy after refurb).
- Provide 12–24 month cash flow and profit forecasts with reasonable assumptions.
- Show evidence of bookings or commercial contracts, and recent occupancy/ADR data.
- Confirm ownership/lease documentation and property valuations if available.
- Highlight operational strengths: experienced management, awards or repeat corporate clients.
- List sustainability measures — many lenders view energy savings positively.
Having these documents ready will shorten the time to an offer. After your enquiry, lenders or brokers may ask to review them to firm up proposals.
Understanding Hotel Finance Costs & Responsible Borrowing
Costs vary considerably by product, loan size and security. Expect to see:
- Interest rates that depend on lender risk profile and security (rates vary widely; subject to status).
- Arrangement fees, valuation fees, legal fees and possible early repayment charges.
- Secured facilities commonly require property or asset security.
Fast Business Loans does not charge hotel owners for matching. Any broker or lender fees will be disclosed by the provider before you accept terms. Consider affordability and seek independent financial advice for major commitments.
Success Stories from UK Hotels We’ve Helped
Below are anonymised snapshots of recent matches:
Boutique city hotel — refurbishment loan
Challenge: tired rooms and declining ADR. Solution: matched to a lender offering a short-term secured refurbishment loan. Outcome: works completed in 6 weeks; occupancy and ADR improved within two months.
Coastal hotel — bridging finance
Challenge: urgent buy-to-let opportunity with tight completion deadline. Solution: fast bridging facility from specialist lender. Outcome: purchase completed; longer-term mortgage arranged after valuation.
Multi-site group — invoice finance
Challenge: late corporate payments hurt cash flow. Solution: invoice finance facility to release cash against confirmed invoices. Outcome: immediate liquidity improved operations and allowed pre-season marketing.
Join 1,000+ UK businesses matched through Fast Business Loans — start your enquiry.
Hotel Business Loan FAQs
What loan amounts can UK hotels typically access?
Our panel can consider funding from around £10,000 up to several million, depending on trading history, security and the strength of your business plan.
Can newly acquired hotels apply?
Yes. Lenders will review projected performance, operator experience and available security. Options may be more limited than for long-established hotels.
How fast can funding be released?
Initial lender responses are often within hours. Unsecured loans can complete in days; secured or property-backed facilities usually take several weeks due to valuations and legal work.
Will an enquiry affect my credit score?
No — completing our free eligibility check does not affect your credit score. Lenders may perform credit checks later with your consent.
Do you charge hotels to use Fast Business Loans?
No — our matching service is free for business owners. Any fees from brokers or lenders will be disclosed before you agree to them.
Can I refinance existing hotel debt?
Yes — many lenders offer refinance solutions to improve cash flow or consolidate debt; outcomes depend on covenant history and property position.
Start Your Hotel Finance Enquiry
Ready to compare hotel finance options? Complete our short, secure enquiry form and we’ll match you with lenders and brokers who understand hospitality. It’s free, non‑binding and fast — typical responses arrive within hours.
Trust signals: UK-based team • Data encrypted • Matches to experienced hospitality lenders and brokers. We are an introducer, not a lender. All finance is subject to lender assessment and affordability checks.
For a deeper look at hospitality-specific lending, see our pillar guide to hotel business loans.
– What loan amounts can UK hotels borrow through Fast Business Loans? Answer: From around £10,000 up to several million, depending on trading history, security and the strength of your plan.
– How quickly can hotel funding be approved and released? Answer: Initial matches often arrive within hours, with unsecured loans funding in days and property‑backed facilities typically taking several weeks due to valuations and legal work.
– Will completing the eligibility check affect my credit score? Answer: No—the free eligibility check takes under 2 minutes and doesn’t impact your credit score, with any later credit searches done only with your consent.
– Is Fast Business Loans a lender? Answer: No—Fast Business Loans is an introducer that connects UK hotels with trusted lenders and brokers, with no obligation to proceed.
– What types of hotel finance can I compare? Answer: You can access unsecured business loans, commercial mortgages, bridging and development finance, invoice finance, asset and equipment finance, merchant cash advances, and VAT/tax funding solutions.
– What can hotel finance be used for? Answer: Funding can support cash flow, refurbishments and fit‑outs, property purchase or refinance, PMS and tech upgrades, sustainability projects (e.g., solar, heat pumps, EV chargers), staffing, stock and marketing.
– What do hospitality lenders look for when assessing a hotel business loan? Answer: Lenders evaluate trading history and management accounts, occupancy trends, ADR/RevPAR, existing debt, property valuations or leases, management experience, forward bookings, and cash‑flow forecasts.
– What documents will I need to provide? Answer: Typically you’ll need 12–24 months of management accounts, recent bank statements, forecasts, proof of ownership/lease or valuations, and a clear use‑of‑funds plan with expected ROI.
– Can newly acquired or start‑up hotels get finance? Answer: Yes—options may be more limited, but lenders consider projected performance, operator experience and available security.
– What costs and fees should I expect with hotel finance? Answer: Costs vary by product and risk but may include interest, arrangement, valuation and legal fees, plus possible early repayment charges, all disclosed by the lender or broker before you accept terms.