Business Finance Made Simple for UK SMEs

Finding the right business finance can feel slow and complex. Fast Business Loans is a specialist introducer that saves time by matching limited companies and incorporated SMEs with the lenders and brokers best placed to fund your plans. Our free enquiry is not a loan application — it’s a way for us to understand your needs and introduce you to potential providers who can deliver tailored quotes. Ready to compare options? Free Eligibility Check

Trust badges: Free to use | Verified partners | No hard credit search on initial enquiry

Complete our quick form — we’ll introduce you to suitable brokers and lenders who contact you directly with options.

What is business finance & why it matters now

Business finance covers the funding options companies use to run, grow or restructure their operations — from short-term working capital to long-term investment in property or machinery. In the current UK environment, where inflation, supply chain shifts and rising operating costs can strain cashflow, having the right funding in place is often the difference between seizing an opportunity and missing it.

Whether you need to bridge gaps in cashflow, buy new equipment, refinance existing debt or fund an acquisition, the right product depends on your sector, trading history and the size of the facility required. If you’re unsure which route fits your circumstances, a quick match with specialist brokers can surface realistic options fast. Check My Options in 2 Minutes

How Fast Business Loans supports your funding search

A fast, transparent introduction service

We do not lend money or provide regulated financial advice. Instead, we act as an introducer: you tell us about your business and funding need, and we match you to lenders and brokers from our panel who are most likely to help. Our service is free to use and designed to reduce time wasted on unsuitable leads.

The 4-step enquiry journey

1. Complete a short enquiry: Basic business details, funding amount (from £10,000) and purpose — it takes under 2 minutes. Get Started – Free Eligibility Check
2. We match you: Our system and team select the most relevant lenders/brokers for your sector and need.
3. Rapid contact: A broker or lender typically contacts you by phone or email to discuss options and, if appropriate, perform a credit check once you decide to proceed.
4. Compare and decide: Review quotes, ask questions, and choose the finance solution that fits your business.

Start your enquiry now and get matched to partners who understand your sector: Start My Enquiry

Business finance solutions we can connect you to

Through our panel you can access a wide range of business finance solutions. Below are common types and typical use cases; exact terms and availability depend on lender assessment.

• Working capital loans – Short to medium-term loans to smooth cashflow or cover seasonal peaks. Typical facilities from £10,000 upwards.
• Invoice finance – Unlock cash tied up in unpaid invoices to improve liquidity without increasing borrowing from banks.
• Asset & equipment finance – Funding to buy or lease machinery, vehicles, IT or specialist equipment with staged payments.
• Commercial mortgages & property development finance – Loans for buying premises, refinancing or funding development projects.
• Refinance & debt consolidation – Rework existing liabilities to reduce monthly costs or simplify repayments.
• Growth & acquisition funding – Larger facilities for expansion, acquisitions or major capex projects.

Terms vary by lender and are subject to status, affordability and sector. Fast Business Loans does not provide financial advice — we introduce you to providers who may be able to help.

Talk to a specialist broker

For more guidance on the different types of funding and how they match business objectives, see our business finance resource on business finance.

Industries we regularly assist

We match businesses across many UK sectors. Our partners have experience in:

“We needed machinery finance quickly — a broker from the panel found a solution within 48 hours.” — Construction firm, Manchester (via partner lender)

Match me with a sector specialist

Eligibility snapshot & documentation checklist

While each lender sets its own criteria, common factors reviewed include trading history, annual turnover, profitability or forecast, director credit history and whether security is available. Our introduction stage does not trigger a hard credit search.

Typical eligibility factors

• Limited company or incorporated SME structure
• Minimum funding need: generally from £10,000
• Typical trading history: many lenders prefer 12+ months trading, though specialist lenders and brokers may consider newer businesses
• Turnover and profitability relative to the loan size
• Security or assets for secured facilities (if required)

Documents to have ready

• Recent management accounts or accounts for the last 12–24 months
• Business bank statements (typically 3–6 months)
• Cashflow forecast or project cost breakdown (for investment or development finance)
• Details of any existing finance facilities

If you’ve been turned down elsewhere, our broad panel may still help — complete a simple enquiry to find out. Free Eligibility Check

Responsible borrowing & key considerations

Borrowing can unlock growth but always consider affordability: can your business service the repayments if revenue dips? When reviewing quotes, check the APR, fees, early repayment terms and whether the facility is fixed or variable.

We recommend discussing significant financial decisions with an independent accountant or adviser. Fast Business Loans introduces firms that may meet your needs — any formal credit decision and documentation is handled directly between your chosen lender/broker and your business.

Fast Business Loans is an introducer service and does not provide regulated financial advice. We provide information to help you explore options — lender terms depend on their individual assessments.

Success stories & use cases

See what we can do for you – Start Now

Why businesses choose Fast Business Loans

• Speed: quick matching to relevant partners.
• Choice: access to a wide panel covering many solutions.
• No obligation: free to use and you decide whether to proceed.
• Sector expertise: introductions to brokers who understand your market.
• Secure handling: your details are only shared with relevant partners.

Ready to compare quotes? Get Quote Now

Frequently asked questions about business finance via Fast Business Loans

Is Fast Business Loans a lender?

No. We are an introducer service that connects businesses with lenders and brokers who provide finance.

How quickly will a broker contact me?

Typically within a few business hours; during busy periods it may take up to one working day.

What loan amounts can I access?

Our partners typically handle facilities from around £10,000 up to several million pounds depending on the product and lender.

Will my enquiry affect my credit score?

No. Completing our enquiry form does not trigger a credit search. Lenders or brokers will only perform credit checks if you choose to proceed with a formal application.

Can I apply if I’ve been declined elsewhere?

Yes — because our panel is broad, you may still find a suitable provider. We’ll try to match based on your circumstances.

Do you charge businesses to use the service?

No. It’s free for businesses to submit an enquiry via our platform.

What happens after I submit the form?

We match your request to relevant partners who will contact you. Any formal application, checks and contract are handled by the lender or broker you select.

Ready to explore your business finance options?

Submit a short, secure enquiry and we’ll match you with lenders or brokers who can provide quotes tailored to your business. It takes less than 2 minutes and won’t affect your credit score.

Get Quote Now — Free, no obligation, secure handling of your data.

Fast Business Loans is a trading style of Fast Business Loans. We introduce applicants to a panel of UK finance brokers and lenders. We do not provide loans or regulated financial advice.