What is business finance and why speed matters

Business finance covers the range of funding solutions companies use to run and grow: working capital, asset or equipment finance, invoice funding, commercial property finance and specialist packages for sustainability or fleet upgrades. In fast-moving markets, delays cost projects, contracts and growth opportunities. Many business owners are time-poor and face confusing product options across banks, specialist lenders and brokers.

Fast Business Loans exists to save you time by quickly introducing your business to the lenders and brokers most likely to help. Your enquiry does not count as a loan application and won’t affect your credit score — it simply helps us match you to the right partners so you receive relevant quotes faster. Ready to get started? Get Quote Now.

How Fast Business Loans works

Our service is designed to be fast, simple and transparent. We do not provide loans or financial advice — we introduce you to lenders and brokers who will discuss options and, if appropriate, create an application.

Step 1 – Complete a quick enquiry

Tell us a few details about your company, the amount you need, and the purpose (e.g., asset purchase, working capital, property). The enquiry takes under two minutes and is not a credit application.

Step 2 – We match you with the best partners

Using the details you supply, we select lenders/brokers with relevant sector knowledge and product fit. This increases the likelihood of receiving offers tailored to your circumstances.

Step 3 – Discuss options and receive quotes

Matched partners contact you to clarify the brief, request any further documents and provide indicative quotes. You choose who to progress with — there’s no obligation.

Step 4 – Compare, decide, draw down

Compare proposals, negotiate terms and proceed with the lender/broker you prefer. Fast Business Loans’ role ends when we introduce you — the lender or broker handles the drawdown.

Free Eligibility Check — complete the short enquiry and get matched with suitable finance partners.

Business finance solutions we can introduce

Through our network you can reach brokers and lenders offering a wide range of solutions for UK SMEs. Typical loan and funding sizes start from £10,000 upwards.

Working capital & cashflow loans

• Short-term loans and overdrafts to cover payroll, seasonal peaks or rapid growth.
• Fast decision times for many profiles; suitable for trading businesses with demonstrable revenues.

Asset & equipment finance

• Purchase or lease machinery, vehicles, IT and medical equipment with options such as hire purchase or finance leases.
• Structured to align repayments with asset life.

Invoice finance & factoring

• Release cash tied up in unpaid invoices to improve liquidity and cover day-to-day costs.
• Useful for businesses with strong invoicing volumes and longer payment terms.

Commercial & property finance

• Finance for premises acquisition, refurbishment or development projects.
• Options include commercial mortgages and development finance.

Specialist & sustainability funding

• Funding for energy-efficiency upgrades, EV fleet purchases, or other green investments.
• Often available with bespoke terms or support packages.

Each solution has different eligibility and documentation requirements — the matched broker will advise which route is best for your business. If you want personalised options now, Get Started – Free Eligibility Check.

Eligibility, documents and credit considerations

Requirements vary by lender and product, but typical criteria include:

• Trading history (some lenders require 12+ months trading; others work with established SMEs).
• Turnover and cashflow metrics aligned with loan size.
• Directors’ information and company accounts or management accounts.

Documents usually requested: recent bank statements, management accounts or statutory accounts, details of existing liabilities and business plan or cashflow forecast for larger facilities. Completing our enquiry is a soft, non-credit-impact step — lenders may perform formal credit checks later in the process.

If your credit history isn’t perfect, don’t assume you’re excluded: our partners include specialists who work with businesses with adverse credit or unusual circumstances. Start with a Free Eligibility Check.

Why UK businesses choose Fast Business Loans

We make the finance search faster and more targeted:

• Save time: one short enquiry connects you to multiple relevant partners.
• Better matches: introductions to brokers/lenders experienced in your industry.
• Free to use: there’s no charge for the introduction and no obligation to proceed.
• Confidential and secure: we only share your details with selected partners to progress your request.

“We had several offers to compare within days — the matched broker understood our sector and helped speed our purchase.” — anonymised client

Note: we are an introducer, not a lender. You remain in control at every stage.

Industry expertise across the UK economy

We commonly introduce businesses in the following sectors to specialised finance partners:

Construction & trades

Bridging finance, plant & equipment funding, and invoice finance to manage projects.

Hospitality & leisure

Refurbishment, seasonal cashflow and fit-out finance for hotels, pubs and restaurants.

Healthcare & medical

Equipment finance and working capital for clinics and care providers.

Retail & e-commerce

Stock finance, growth capital and digital expansion funding.

Agriculture & sustainability

Tractor and machinery finance, plus funding for renewable projects and farm upgrades.

Real outcomes — recent introductions

Short anonymised examples of how introductions have helped businesses:

• North West manufacturer: matched to an equipment finance broker and secured £250,000 for new CNC machinery in 12 days.
• Regional restaurant group: introduced to a lender for £75,000 fit-out finance to open a new site; offer received within a week.
• Logistics firm: invoice finance facility of £150,000 arranged to unlock cashflow and expand capacity.

Want similar results? Request Your No-Obligation Quote.

Comparing your finance routes

Choosing where to start depends on speed, product range and administrative burden:

• Traditional bank: can offer competitive rates but may be slower and more rigid.
• Specialist broker/lender (via introduction): broader product access, faster decisions for some sectors, and tailored structuring.
• Approaching multiple brokers yourself: possible but time-consuming; our service simplifies this by making targeted introductions on your behalf.

We help you access a wider market quicker — complete a short enquiry to see matched options: Free Eligibility Check.

Transparency, compliance and your data

We are an introducer: we don’t lend or provide regulated financial advice. We connect businesses to brokers and lenders who will provide product details and, if appropriate, an application. We aim to be clear and not misleading about likely outcomes. Your personal and business data is handled securely and only shared with partners relevant to your enquiry. Completing the enquiry is free and not a loan application.

Ready for a tailored business finance quote?

If you need funding from £10,000 upwards and want fast, practical options, complete our short form and we’ll match you to lenders or brokers who can help. It takes under two minutes and won’t affect your credit file.

Get Started — Free Eligibility Check

Learn more about our approach to business finance and how we match businesses to the right partners.

Business Finance FAQs

What types of business finance can I access through Fast Business Loans?

We introduce businesses to brokers and lenders offering working capital, asset & equipment finance, invoice finance, commercial property finance and specialist sustainability packages — typically for amounts from £10,000 upwards.

Does submitting an enquiry affect my credit score?

No. Submitting our enquiry does not perform a credit search. Lenders or brokers may carry out formal checks later in the process if you decide to proceed.

How quickly will I hear from lenders or brokers?

Many businesses hear back within hours during business hours; timing depends on the business profile and the availability of matched partners.

What information will I need to provide?

Basic company details, estimated funding amount and purpose, recent bank statements and management accounts may be requested by partners later.

Are there fees for using Fast Business Loans?

No — our introduction service is free and there’s no obligation to accept any offer. The broker or lender you choose may charge fees; they will disclose these before you proceed.

Can I apply if I’ve been refused elsewhere?

Yes. We work with a wide panel of partners and may be able to match you to lenders or specialist brokers experienced in more complex cases.

Need help deciding your next steps?

If you’re unsure what product suits your needs, the fastest way to find out is a short enquiry. Our team will match you to relevant partners who can explain the options, timescales and likely costs. After you submit the form you can expect an initial contact within 24–48 hours, often much sooner during peak hours.

Start Your Free Eligibility Check

Final information and important disclaimer

Fast Business Loans connects UK businesses with lenders and brokers; we do not provide loans or regulated financial advice. Completing an enquiry is a soft, non-credit-impact step to help us match you to the best partners for your needs. All finance is subject to status, terms and lender assessment. If you are unsure about the suitability or affordability of any product you are offered, consider seeking independent professional advice.

Start now: Get Quote Now