Business Finance for UK SMEs – Find the Funding Fit Fast
Summary: Fast Business Loans connects UK limited companies and SMEs seeking business finance (from £10,000 upwards) with vetted lenders and brokers. We don’t lend or give financial advice — we match your enquiry (a quick, no‑obligation form that is not an application) to the most relevant providers so you can compare offers and move forward faster. Complete a Free Eligibility Check in under two minutes to get matched and hear back quickly. Get Started — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why Choose Fast Business Loans for Business Finance?
Time is money. Searching dozens of lenders wastes both. Fast Business Loans simplifies the process by matching your business with lenders and brokers who specialise in your sector and funding need. Our service is free and carries no obligation — the enquiry you submit is used to find relevant partners, not to submit a formal loan application.
- Save time: one short form connects you to multiple relevant partners.
- Better matches: we select lenders/brokers who understand your industry.
- Soft first checks: initial eligibility checks don’t impact your credit score.
- Transparent: you decide which lender or broker to proceed with — no pressure.
- Fast responses: many businesses hear back within hours once matched.
If you’re ready to compare options, complete a Free Eligibility Check — it takes less than two minutes.
Business Finance Options We Can Help You Access
Through our panel of UK lenders and brokers we can introduce you to a wide range of commercial finance products. Below are the main categories — use them to identify which solution best fits your plan or challenge.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Working Capital & Cashflow Support
Short-term cash to smooth operations or cover unexpected gaps.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Uses: payroll, seasonal stock, bridging short-term gaps.
- Typical sizes: from £10,000 upwards; terms from a few months to several years depending on product.
Growth, Expansion & Fit-Out Finance
Funding to open new sites, refurbish premises, or expand headcount.
- Uses: premises fit-out, leasehold improvements, opening new branches.
- Typical sizes: £25,000 to millions depending on project scale.
Asset & Equipment Finance
Purchase or lease machinery, vehicles or specialist equipment without large upfront capital.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Uses: plant & machinery, production lines, medical and catering equipment.
- Typical sizes: £10,000 upwards; flexible repayment and hire purchase options available.
Invoice & Trade Finance
Unlock cash tied in unpaid invoices or finance international trade.
- Uses: improve working capital, accelerate receivables, support export deals.
- Typical sizes: depends on invoice run-rate; often suitable for businesses with recurring invoicing.
Specialist & Sector-Specific Funding
Bridging finance, commercial mortgages, sustainability loans (solar, EV charging), and more.
- Uses: property development, green upgrades, bridging short-term purchases.
- Typical sizes: broad range; we’ll match you to specialists who handle complex cases.
Want to explore which product suits you? Get Quote Now.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
For more general background on types of business finance, see our detailed business finance guidance at the business finance pillar page: business finance.
How Our Free Matching Service Works
Here’s how we help you get from enquiry to lender contact—fast and simply.
- Complete a short enquiry form: basic business details, funding amount, and contact info. It’s not an application and takes under 2 minutes. Free Eligibility Check.
- We match your enquiry: our systems and team identify lenders/brokers best placed to consider your request.
- Trusted partners contact you: you’ll typically receive a call or email to discuss options and next steps.
- Compare offers and decide: review proposals and proceed directly with the lender or broker you choose.
Important: the enquiry is a matching tool only — lenders run their own underwriting and will request documents if you progress. There’s no obligation to accept any offer.
Eligibility Snapshot: Who We Help Secure Business Finance
We assist UK limited companies and SMEs across many sectors. Our panel includes lenders who work with earlier-stage businesses as well as established firms.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Typical eligibility factors lenders consider:
- Trading history and turnover
- Profitability and cashflow
- Purpose and size of finance requested (we arrange loans from £10,000 and up)
- Security availability (if required)
- Credit history of the business and directors
What we ask for on the enquiry form (basic): business name, contact details, trading years, estimated turnover, amount required, and preferred contact time. More detailed documents will only be requested directly by lenders if you choose to proceed.
If you were declined elsewhere, it’s still worth completing a Free Eligibility Check — our wide panel can sometimes secure alternatives.
Costs, Terms & What to Expect from UK Business Finance
Typical Loan Sizes & Terms
Loan sizes vary by product and lender. As a rule of thumb:
- Working capital & small business loans: typically from £10k up to several hundred thousand.
- Asset, equipment & vehicle finance: flexible, often from £10k upwards.
- Commercial property & large investment loans: £100k to multi‑million depending on lender.
Rates, Fees & Transparency
Interest rates, arrangement fees and repayment terms differ between lenders. Always check:
- Annual percentage rate (APR) or equivalent
- Arrangement fees, early repayment charges, and any ongoing fees
- Whether a loan is secured against business assets or personal guarantees are required
What Documents Lenders May Request
Common documents requested during credit assessment:
- Business bank statements (typically 3–12 months)
- Management accounts and/or tax returns
- Proof of identity and company documents
- Details of assets offered as security (if applicable)
| Feature | Unsecured | Secured |
|---|---|---|
| Security required | No | Yes — assets/property |
| Typical rates | Higher | Often lower |
| Loan size | Lower to mid | Mid to high |
| Use cases | Working capital, short-term | Large acquisitions, property |
Want personalised cost guidance? Get Quote Now and compare proposals.
Industry Expertise: Finance for Your Sector
Our panel includes brokers and lenders experienced across many sectors. Specialist knowledge matters — it improves matching and increases the chance of a suitable offer.
- Construction & Trades: project cashflow, plant hire, and invoice finance solutions.
- Hospitality & Retail: fit-out, refurbishment, seasonal cashflow and equipment finance.
- Manufacturing & Engineering: machinery finance, working capital and export support.
- Agriculture & Farming: equipment, land improvements and seasonal cashflow.
- Logistics & Transport: fleet finance, vehicle leasing and asset replacement.
Can’t see your sector listed? We still may be able to help. Complete a Free Eligibility Check and we’ll match you to a specialist.
Fast Business Loans — Commitment to Fair, Clear & Secure Service
We operate on straightforward principles: fair, clear and not misleading. We are an introducer platform and do not provide financial advice or loans. Your data is shared only with approved finance partners relevant to your enquiry and is handled securely in line with data protection rules.
We encourage you to review lender terms carefully and ask questions — you remain in control at every stage.
Ready to Explore Your Business Finance Options?
If you need funding quickly or want to compare options without searching multiple providers, we can help. Fill in the short form to get matched with lenders and brokers who can help you move forward.
Get Started — Free Eligibility Check
- No obligation
- Takes less than 2 minutes
- We share details only with relevant finance partners
Most businesses hear back within hours of submitting an enquiry.
FAQs: Business Finance with Fast Business Loans
Are you a lender or broker?
No — Fast Business Loans is an introducer. We match businesses with lenders and brokers who provide finance directly. We do not underwrite loans or give regulated financial advice.
Will completing the enquiry affect my credit score?
No. Our initial matching and eligibility checks do not involve a hard credit search. Lenders may perform their own checks later if you choose to proceed — we’ll make that clear before any hard search.
What information do I need to provide?
Basic business details, approximate funding required (from £10,000 upwards), trading history and contact details. Lenders may later request bank statements, accounts and identification during underwriting.
How quickly could funding be available?
Timelines vary by product and lender. Some short-term cashflow products can complete within days; complex commercial or property finance may take weeks. After you’re matched, your broker or lender will give an estimated timeline.
Can you help if I have poor credit?
Possibly. Our panel includes lenders and brokers who consider a range of credit profiles. Submitting an enquiry helps us find partners who may be able to assist.
Are there fees to use your service?
No. It’s free for businesses to submit an enquiry. Any fees or charges associated with a lender’s product will be made clear by the lender or broker proposing the finance.
How are my details used?
We use your enquiry to match you with lenders/brokers best placed to consider your request. Your details are shared only with selected partners relevant to your enquiry and in accordance with our privacy practices.
Next Steps
- Complete the short enquiry form: Free Eligibility Check.
- We match you to relevant lenders/brokers and they contact you.
- Review proposals and choose the offer that suits your business.
Bookmark this page and return when you’re ready — or Get Quote Now to start the process immediately.
Disclaimer
Fast Business Loans (fastbusinessloans.net) is an introducer platform that connects UK businesses with lenders and brokers. We do not lend money or provide financial advice. Any finance is provided by third‑party lenders subject to their checks and terms. Always review lender terms and seek independent advice if unsure.
– What is Fast Business Loans—are you a lender or broker? — We’re an introducer that matches UK SMEs with vetted lenders and brokers for business finance; we don’t lend or give financial advice.
– Is the Free Eligibility Check a loan application? — No, it’s a quick matching step (not an application) with no obligation to proceed.
– Will completing the enquiry affect my credit score? — No, our initial matching uses soft first checks with no hard search, though lenders may run their own checks if you choose to proceed.
– What types of business finance can you connect me with? — We match businesses to working capital and cashflow loans, growth and fit‑out finance, asset and equipment finance, invoice and trade finance, and specialist options like bridging, commercial mortgages and sustainability loans.
– What loan amounts and terms are available? — We help UK businesses seeking £10,000 and up, with terms ranging from months to several years and upper limits varying by product and lender (up to multi‑million for larger facilities).
– How quickly could my business get funded? — Many businesses hear back from matched partners within hours, with some short‑term products completing in days and more complex commercial or property deals taking weeks.
– Who is eligible to use your service? — UK limited companies and SMEs across most sectors can enquire, including earlier‑stage firms, with lenders assessing factors like trading history, turnover, cashflow, security and credit profile.
– Do you charge fees or impose any obligation to proceed? — Our matching service is free and there’s no obligation, while any lender or broker fees will be clearly disclosed by the provider.
– What documents or security will lenders typically require? — Expect requests for 3–12 months of business bank statements, management accounts or tax returns, ID and company details, and possibly asset security or a personal guarantee depending on the product.
– Can you help if my business has poor credit or has been declined elsewhere? — Yes, our broad panel includes lenders who consider a range of credit histories, so it’s worth submitting an enquiry to explore alternatives.