Commercial Finance Made Simple for UK Businesses

Summary: Fast Business Loans connects UK limited companies and LLPs with the right commercial finance brokers and lenders for funding of £10,000 and above. Complete a short, no‑obligation enquiry and get a free eligibility check so we can match you quickly to providers who understand your sector. Fast Business Loans is an introducer, not a lender, and does not provide financial advice. Any offers are subject to lender terms and eligibility checks.

Get Started • Free Eligibility Check

No obligation • Enquiry will not affect your credit score

What is commercial finance?

Commercial finance covers business funding used for commercial purposes — for example buying or refinancing property, bridging and development loans, asset and equipment purchase, working capital and restructuring debt. It’s designed for incorporated businesses such as limited companies and LLPs and typically covers funding from £10,000 upwards to multi‑million pound facilities.

Commercial finance solutions can be secured or unsecured, short‑term or long‑term, and are tailored to the asset or purpose being funded. If you’re planning a property purchase, a large equipment investment, or need cashflow while waiting on invoices, a commercial product can fit.

Why businesses choose Fast Business Loans

Searching for the right commercial finance partner takes time and specialist knowledge. Fast Business Loans removes that friction by quickly matching your funding need to the most suitable lenders and brokers. Key benefits:

• Fast matching — submit a short enquiry in under 2 minutes and get connected quickly.
• Sector expertise — we work with providers experienced across construction, manufacturing, hospitality and more.
• No cost to you — our service is free; there’s no obligation to proceed after matching.
• Transparent — we make clear our role as an introducer; any lender or broker fees will be disclosed by them.
• Funding range — specialists in deals from £10,000 up to multi‑million pound transactions.

Check My Eligibility in 2 Minutes

Types of commercial finance we can introduce

Property loans & commercial mortgages

Finance for purchasing or refinancing commercial property, industrial units, retail premises or mixed‑use assets. Typical loan sizes range from £50k to several million, with options for interest‑only, repayment and flexible term facilities. Lenders will consider asset value, lease income and business serviceability.

Bridging finance & development funding

Short‑term lending to bridge timing gaps on property purchases, or funding to support construction and development phases. Useful for rapid site acquisitions or when funding needs to be in place quickly for a property transaction.

Asset & equipment finance

Funding to acquire machinery, production lines, vehicles or specialist equipment. Options include hire purchase, finance leases and conditional sale. Typical deal sizes start at £10,000 and scale with the asset value.

Invoice & cashflow solutions

Invoice finance and factoring unlocks cash tied up in unpaid invoices. This can be a flexible way to smooth working capital without taking on long‑term debt.

Refinance & consolidation support

We can introduce brokers who specialise in refinancing existing facilities to reduce monthly costs or consolidate multiple loans into a clearer payment structure.

Industries we commonly support

Our network includes lenders and brokers who specialise in:

• Construction and contractors
• Manufacturing and engineering
• Hospitality — hotels, pubs and restaurants
• Agriculture and rural businesses
• Logistics, transport and fleet finance
• Retail and e‑commerce
• Sustainability projects — renewable energy, efficiency upgrades

If your business operates in another sector we still welcome enquiries; we’ll match you to partners with relevant experience.

How our commercial finance matching service works

Here’s how to get started — a simple four‑step process:

1. Quick enquiry form — tell us a few details about your company, funding amount and purpose (takes around 2 minutes).
2. Smart matching — we match your requirements to lenders and brokers in our network who specialise in your sector and deal size.
3. Rapid response — matched partners contact you with next steps, indicative costs and timescales. You can choose who to speak to.
4. Compare offers & decide — review proposals, ask questions and proceed with the partner that best fits your needs. There’s no obligation to accept any offer.

Start Your Commercial Finance Enquiry

We handle your information securely and will only share details with providers who can help. Initial enquiries do not affect credit scores; lenders may carry out checks later in the process.

Commercial finance costs, rates & eligibility factors

Costs and rates vary significantly by product and provider. Typical factors that influence pricing include:

• Security provided (property or assets vs unsecured)
• Borrower credit profile and trading history
• Sector risk and lease or contract stability
• Loan term and size
• Purpose — development finance and bridging frequently attract higher rates than long‑term mortgages

Broker and lender fees, arrangement fees and valuation costs may apply — these are set by the provider and should be disclosed before you agree to proceed. Fast Business Loans does not charge businesses for making an introduction.

Preparing your business for a successful application

Being ready speeds up the matching and decision process. Typical documents and information lenders ask for:

• Company name, registered number and contact details
• Recent management accounts or historic accounts (where available)
• Details of the funding required and intended use
• Property details (if applicable) — address, value, tenancy information
• Evidence of contracts, purchase invoices or asset quotations
• Proof of identity for directors and confirmation of ownership structure

Honesty about credit history or past issues is important — many brokers specialise in complex or previously declined cases and can advise on the best approach.

Get Your Commercial Finance Quote

Customer stories & common use cases

Examples of how businesses have used our introductions:

• Construction SME: bridged finance to secure a site purchase, then moved to a development facility — funding in place within 10 working days after enquiry.
• Manufacturer: asset finance arranged for a new production line, repayments matched to cashflow — new equipment delivered within 6 weeks.
• Pub owner: commercial mortgage and fit‑out finance combined to buy and refurbish premises, improving trading capacity.

These anonymised outcomes show the typical timeline from enquiry to introduction and then to funded deal — timelines depend on lender product and complexity of security.

Why acting quickly matters in commercial finance

Commercial opportunities often have time sensitivity: property offers, site acquisitions or supplier discounts can be lost if finance is delayed. Making a quick enquiry gives you a head start — the faster we can match you to suitable lenders, the quicker you can secure terms or move to a formal offer.

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FAQs on commercial finance

Does Fast Business Loans charge a fee?

No — our service is free for businesses. Any fees for arranging finance are charged by lenders or brokers and will be disclosed by them before you commit.

Will submitting an enquiry affect my credit score?

No — submitting an initial enquiry via our form does not impact your credit rating. Lenders may perform credit checks later when you apply formally.

What loan sizes can you help with?

We introduce businesses to partners for deals from £10,000 upwards — from modest asset finance up to multi‑million commercial mortgages.

How quickly will I hear from a lender or broker?

Many partners respond within hours during business days. Response times depend on the complexity of the request and how quickly requested information is provided.

Can I get support if I’ve been declined elsewhere?

Yes — because we work with a wide panel, we can often match businesses to lenders or specialist brokers who consider more complex cases.

Do you provide direct lending?

No — Fast Business Loans is an introducer that connects you with lenders and brokers. We do not lend money or provide regulated financial advice.

Get started — free commercial finance eligibility check

Ready to explore options? Complete our short enquiry and we’ll match you to providers who can help. It takes around 2 minutes to submit basic business details and funding needs. There’s no obligation to proceed once you’ve been matched.

Get Started • Free Eligibility Check

Fast Business Loans is an introducer and not a lender. Any offers provided by brokers or lenders are subject to their terms and eligibility checks.

If you’d like more background on commercial lending products and how they might suit your plans, see our detailed commercial finance resources at commercial finance.