Manufacturing Business Loans & Finance Solutions
Summary: If your manufacturing business needs funding for machinery, working capital, premises, or sustainability upgrades, Fast Business Loans connects you with lenders and brokers that could meet your needs. We do not lend directly — we match businesses (minimum requests from around £10,000) to the most relevant providers so you can receive tailored quotes fast. Complete a Free Eligibility Check in under two minutes to get started: Free Eligibility Check.
Why manufacturing businesses need tailored finance
Manufacturing is capital-intensive and often cyclical. Whether you’re replacing CNC machines, funding a short-term spike in raw materials, expanding a production line, or investing in energy-saving kit, the right finance product and provider matters. Lenders differ by asset type, term, security and sector appetite — a solution matched to manufacturing realities improves approval chances and keeps costs sensible.
Get Started with a free eligibility check to see which lenders and brokers may be suitable for your needs.
What type of funding are you looking for?
The right product depends on objective: buy equipment, smooth cash flow, unlock invoices, buy property, or invest in sustainability. We only introduce businesses to providers and do not guarantee offers — eligibility is subject to lender criteria and affordability checks. Choose a category below to learn more, then Get Quote Now.
Asset & Equipment Finance
Best for: machinery, production lines, robotics, presses, or specialist tooling.
What it does: asset finance (hire purchase, lease, refinance) spreads the cost of expensive equipment over time and can preserve working capital. Terms typically reflect the useful life and residual value of the asset. Lenders with manufacturing experience understand depreciation and installation timelines — we match you with those who do.
Working Capital & Cash Flow Loans
Best for: buying raw materials, bridging seasonal demand, or smoothing supplier payments.
What it does: unsecured or secured working capital loans provide short-to-medium term liquidity. Expect affordability checks; larger or longer-term facilities may require security. If you need rapid support, tell us in your enquiry and we’ll prioritise partners offering fast responses.
Invoice Finance & Supply Chain Funding
Best for: businesses with slow-paying B2B customers or export receivables.
What it does: factoring and discounting convert unpaid invoices into immediate cash. This reduces debtor days and supports growth without adding conventional debt. Exporters can also access receivables finance that supports multi-currency invoices.
Commercial Mortgages & Premises Expansion
Best for: buying a factory, expanding warehousing, or refinancing commercial property.
What it does: commercial mortgages fund freehold purchases and larger capital projects. Lenders typically require valuations, business plans and evidence of income to support servicing. We connect you with lenders and brokers who specialise in manufacturing premises finance.
Sustainability & Modernisation Funding
Best for: energy-efficiency upgrades, low-emission machinery, or green retrofit projects.
What it does: green finance and government-backed schemes can lower the cost of investment in sustainability. Many lenders now offer products that favour energy-saving equipment — include details of expected energy savings in your enquiry to help match you with the right partners. Free Eligibility Check.
Funding scenarios we commonly support
- Purchasing a second-hand CNC machine with hire purchase to preserve cash.
- Short-term working capital to cover increased steel prices during a busy contract.
- Invoice factoring to accelerate cash from 60-day payment terms for large B2B buyers.
- Commercial mortgage to buy a factory unit and release shareholder loans.
- Green equipment loan to replace old boilers and reduce energy costs.
How Fast Business Loans helps manufacturers
- Complete a short enquiry form — it takes under two minutes.
- We match your business to lenders and brokers that specialise in manufacturing.
- Providers contact you with quotes; you compare and decide. There’s no obligation to accept any offer.
Our introducer service is free for businesses. Ready to compare options? Get Quote Now.
Eligibility snapshot & what lenders look for
Each lender has different criteria, but common considerations include:
- Minimum and typical facility sizes (we focus on requests from around £10,000 upwards).
- Trading history and company structure — demonstrated revenue is important for many products.
- Management accounts, order books or contracts that evidence future income.
- Credit history and any previous insolvency or CCJs — disclosure helps identify suitable partners.
- Security offered (assets, personal guarantees or property) for larger or longer-term loans.
Not sure if you qualify? Submit a Free Eligibility Check — it won’t affect your credit score and helps us match you faster.
Preparing a strong manufacturing finance enquiry
Make your enquiry stand out by including:
- Company trading name, registration number and contact details.
- Amount required and intended use (e.g., purchase, refinance, working capital).
- Most recent management accounts or turnover figures.
- Details of key contracts or purchase orders supporting projected income.
- List of major assets and their approximate values (if seeking asset finance).
Having these ready accelerates decision-making and improves the quality of quotes you receive.
Costs, terms & considerations
Costs vary by product and provider. Expect differences in:
- Interest rates (fixed or variable), arrangement fees and early repayment charges.
- Security requirements — secured facilities usually carry lower rates but increase risk.
- Term and repayment frequency matched to cashflow and asset life.
- Ancillary fees: valuation, legal, origination or documentation charges.
Always assess affordability, run sensitivity checks, and compare all quotes. We do not provide financial advice — once matched, lenders or brokers will explain product-specific costs.
Discuss your options with partners who specialise in manufacturing funding.
Why manufacturers choose Fast Business Loans
We focus on quickly connecting businesses with finance partners who understand manufacturing. Benefits include:
- Fast matching — less time spent researching dozens of lenders.
- Sector-aware introductions — lenders and brokers who know manufacturing cycles and assets.
- No cost to you and no obligation to accept any offer.
“Fast Business Loans matched us to a specialist broker who understood our machine financing needs. We had a competitive quote within days.” — Anonymised manufacturing client
For more sector-specific guidance see our manufacturing sector page: /manufacturing-business-loans.
Quick start: submit your manufacturing loan enquiry
Getting matched is quick:
- Step 1: Click Start Your Enquiry.
- Step 2: Enter basic details and funding needs (under two minutes).
- Step 3: Receive contact from lenders or brokers with quotes to compare.
Complete a Free Eligibility Check now and we’ll begin matching you to suitable partners.
Frequently asked questions
Can start-up manufacturers access funding?
Some lenders and brokers on our panel consider newer manufacturers, particularly where there is strong management experience, a robust business plan, or asset security. Eligibility varies by provider — submit an enquiry to see who may help.
Will submitting an enquiry affect my credit score?
Submitting an enquiry through Fast Business Loans does not affect your credit score. Lenders or brokers may run credit checks only if you proceed with a specific finance offer.
What loan amounts are available?
Our partners review requests from around £10,000 upwards and can support multi-million pound facilities depending on turnover, assets and the product required.
How fast can funding complete?
Speed depends on product and complexity. Asset finance and invoice facilities can sometimes complete within days once documents are supplied. Larger commercial mortgages and complex refinancing typically take longer for due diligence, valuations and legal work.
Is a personal guarantee always required?
Personal guarantees may be requested for some facilities, particularly for smaller businesses or unsecured loans. Requirements depend on lender policy, business structure and security offered.
What happens after I submit my enquiry?
We match your details to suitable lenders/brokers. Partners contact you directly to discuss options and provide quotes. You decide whether to proceed — there’s no obligation.
Important information & disclaimer
Fast Business Loans is an introducer that connects businesses with lenders and brokers; we do not lend and we do not provide regulated financial advice. Finance is subject to status, lender eligibility checks and terms and conditions. Submitting an enquiry will not affect your credit rating. Any examples are illustrative and not offers or guarantees of approval.
If you’re ready to explore options, complete a Free Eligibility Check and we’ll match you to partners who can provide tailored quotes.
1) What is Fast Business Loans and how does it help manufacturers?
Fast Business Loans is a free UK introducer that matches manufacturing businesses with trusted lenders and brokers for asset, working capital, invoice, commercial property and sustainability finance.
2) Is the enquiry form a loan application and will it affect my credit score?
No — it’s a quick eligibility check, not a formal application, and submitting it does not affect your credit score.
3) What types of manufacturing finance can you introduce me to?
We connect manufacturers with asset and equipment finance (hire purchase, lease, refinance), working capital loans, invoice finance, commercial mortgages and green/sustainability funding.
4) What loan amounts can manufacturers access?
Our partners consider requests from around £10,000 up to multi‑million‑pound facilities, subject to lender criteria and affordability.
5) How fast can manufacturing funding complete?
Asset finance and invoice facilities can sometimes complete in days once documents are provided, while larger commercial mortgages typically take longer due to valuations and legal work.
6) What interest rates and fees should I expect?
Costs vary by product, security and term, so it’s best to compare quotes from matched lenders or brokers who will outline rates, fees and any early repayment charges.
7) Do I need to provide security or a personal guarantee?
Security or a personal guarantee may be required for some facilities—especially larger or unsecured loans—depending on lender policy and your business profile.
8) What information should I prepare to get quotes fast?
Have your company details, funding amount and purpose, latest management accounts or turnover, key contracts or purchase orders, and any major assets ready.
9) Can start-up or early-stage manufacturers get funding?
Yes, some partners consider newer manufacturers where there’s strong management experience, a robust business plan or asset security.
10) Do you support sustainability and energy-efficiency projects?
Yes — we can introduce you to lenders offering green finance and government‑backed options for energy‑saving equipment and modernisation projects.
