Business Finance Solutions for UK Businesses

Summary: Fast Business Loans helps UK businesses find the right business finance quickly by matching them with lenders and brokers. Complete a short enquiry (not an application) and we’ll connect you with partners who can offer working capital, asset finance, invoice finance, refinance and sector-specific solutions from around £10,000 upwards. Our service is free and no obligation — Get Started Free Eligibility Check.

Navigate Business Finance with Confidence

Business finance covers the funding options businesses use to run and grow — from short-term cash flow support to multi-year loans for expansion. Finding the right product can be time-consuming and confusing. That’s why many UK businesses use an introducer to surface suitable options quickly and without unnecessary paperwork.

What counts as business finance?

• Term business loans (secured and unsecured)
• Working capital and cashflow facilities
• Asset & equipment finance (hire purchase, leasing)
• Invoice finance and factoring
• Commercial mortgages, refinance and debt consolidation
• Specialist sector funding (construction, hospitality, sustainability)

Why businesses seek funding

• Stabilise cash flow during seasonal dips
• Buy equipment, vehicles or property
• Refinance costly or inflexible debt
• Fund expansions, hires or new contracts
• Invest in energy-saving or sustainability projects

Free Eligibility Check — it takes less than two minutes to tell us what you need and we’ll do the matching work for you.

Why Choose Fast Business Loans as Your Introducer

We don’t lend and we don’t give regulated financial advice. Instead, Fast Business Loans speeds up the search for suitable lenders and brokers so you can compare real offers. Our role is simple: reduce the time and uncertainty involved in finding business finance.

• Save time — we match your business to relevant partners without you contacting dozens of providers.
• Better matches — our panel includes lenders and brokers with sector experience.
• No obligation — your enquiry is just that: information to help us match you.
• Free to use — you won’t pay us to be matched; any charges would be from a lender or broker if you proceed with a paid product.

How Our Matching Service Works (Step-by-step)

1. Complete the short enquiry form (basic business details, amount needed, purpose). This is not an application.
2. We evaluate the information and identify partners most likely to help.
3. Selected lenders or brokers contact you to discuss options and next steps.
4. Compare offers, ask questions, and decide whether to proceed. Any formal checks happen later with the chosen partner.

Quick reassurance: submitting an enquiry does not trigger a credit search. If you’re ready to be matched, Get Quote Now.

Top Tip: Provide honest, clear information in the enquiry so we can match you faster and more accurately.

Business Finance Options We Can Connect You With

We work with partners who offer a wide range of solutions. The right product depends on your objectives, security available and preferred repayment profile.

Working Capital & Cash Flow Support

• Short- and medium-term business loans — flexible use for payroll, stock or unexpected costs.
• Revolving credit facilities — borrow, repay, reuse within an agreed limit.
• Merchant cash advances — for businesses with strong card sales.

Asset & Equipment Finance

• Hire purchase — spread the cost of equipment while owning at the end of term.
• Operating leases — off-balance-sheet rental for equipment or vehicles.
• Asset refinance — release value from existing equipment.

Invoice & Trade Finance

• Invoice factoring and discounting — unlock cash from unpaid invoices.
• Supply chain and trade finance — support for import/export working capital.

Specialist & Sector-Specific Funding

• Construction project funding, contractor facilities
• Hospitality refurbishment and seasonal support
• Sustainability loans for energy projects (solar, EV chargers, heat pumps)

For more background on business finance in general, see our pillar resource on business finance.

Who We Help — From Start-Ups to Established SMEs

We support a range of trading businesses (limited companies and SMEs) looking for £10,000 and above. Typical clients include:

• Growing SMEs needing expansion capital
• Franchises updating premises or equipment
• Established firms refinancing existing debt
• Sector specialists such as construction, hospitality, agriculture and manufacturing

Funding examples by sector (short scenarios)

• Construction: a contractor secures a short-term facility to buy materials ahead of a large contract.
• Hospitality: a pub invests in a kitchen refit using hire purchase for equipment.
• E‑commerce: a retailer uses invoice finance to smooth cashflow while scaling stock.

Eligibility, Costs & What to Expect

Each lender sets its own criteria. Below are typical factors and documents you may be asked for — these help partners provide accurate quotes after the initial match.

What lenders may ask for

• Company details and registration
• Recent business bank statements (typically 3–6 months)
• Management accounts or statutory accounts
• Cashflow forecasts or a brief use-of-funds statement
• Details of existing borrowing and security available

Responsible borrowing & cost transparency

Lenders will set interest rates, fees and total cost of credit. Always compare APR, term, early repayment terms and any arrangement or exit fees. Offers are subject to status and affordability checks by the lender or broker.

Check Your Business Finance Options — the enquiry is quick, has no impact on credit, and helps us match you to the most relevant partners.

How to Compare Offers & Make a Confident Choice

When you receive proposals, evaluate them using these practical factors.

What Happens After You Submit an Enquiry?

1. We review your details and select partners best placed to help.
2. Chosen lenders/brokers contact you to clarify requirements and request documents.
3. Once they have sufficient information, they provide indicative offers or an application pathway.
4. You compare offers and choose whether to proceed to formal application with a partner.

We respect your privacy. Your data is only shared with the selected lenders or brokers and handled securely — see our privacy policy for details.

Get Matched to UK Lenders — start with a short enquiry and we’ll connect you to the best-fit partners fast.

Frequently Asked Questions About Business Finance

Is Fast Business Loans a direct lender?

No. We are an introducer that connects businesses with lenders and brokers who supply finance.

Will this affect my business credit score?

No. The enquiry does not impact credit. Lenders or brokers may perform credit checks later with your permission.

What loan amounts are possible?

We typically connect businesses seeking £10,000 and up. Some partners support much larger sums depending on product and security.

How fast can funds arrive?

Speed varies by product. Some funding can be arranged within 24–72 hours once paperwork is complete; others take longer, particularly secured or complex facilities.

Do you charge business owners?

Our matching service is free for businesses. Any fees or charges will be disclosed by the lender or broker in their offer.

What if my credit history isn’t perfect?

We work with a wide panel—some partners specialise in supporting businesses with imperfect credit records. Provide accurate details so we can match you appropriately.

Important Information & Disclaimers

Fast Business Loans is an introducer. We do not provide regulated financial advice or lend money. Any offers are provided directly by lenders or brokers; decisions and terms are set by them. Offers are subject to status, affordability and eligibility. The enquiry form is for matching purposes only and is not a formal application. Always read lender documentation carefully and consider independent advice if needed.

Ready to Explore Tailored Business Finance?

If your business needs funding of £10,000 or more, start with a short enquiry and get connected to experienced lenders and brokers who understand your sector. It’s quick, free and carries no obligation.

Get Started — Free Eligibility Check (takes less than 2 minutes). We’ll match you to the best partners and they’ll be in touch with options.

Privacy note: your enquiry is not an application. We only share your details with relevant finance partners to find suitable matches. View our Privacy Policy for full details.

– What is Fast Business Loans and how does it work? Fast Business Loans is a free UK introducer that matches your business to trusted lenders and brokers after a short, no‑obligation enquiry.
– Is the enquiry form a loan application? No—it’s not an application; it simply collects basic details so we can connect you with suitable finance partners.
– Will submitting an enquiry affect my credit score? No, your enquiry doesn’t affect your credit score; any formal checks happen later with the lender or broker you choose.
– Who is eligible to use Fast Business Loans? We typically help UK limited companies and SMEs seeking £10,000 or more in business finance across a wide range of sectors.
– What loan amounts are available? Our partners commonly fund from around £10,000 upward, with larger facilities available depending on product, security and affordability.
– How quickly can I get funding? You’ll usually hear from a matched lender or broker within hours, and some facilities can fund in 24–72 hours once documents are complete.
– What types of business finance can you help me find? We can connect you with term loans (secured or unsecured), working capital and revolving credit, asset and equipment finance, invoice finance, refinance and commercial mortgages.
– What documents will lenders typically ask for? Expect requests for company details, 3–6 months of business bank statements, accounts, cash‑flow forecasts and information on existing borrowing or security.
– Will I need security or a personal guarantee? It depends on the product and lender—both secured and unsecured options exist, and some facilities may require a personal guarantee.
– How much will it cost and are there any fees to use your service? Our matching service is free; interest rates and any fees are set by the lender or broker and fully disclosed in their offer so you can compare APR and total cost.