Business Finance: Match with the Right UK Funding Partner, Fast

Summary: Fast Business Loans helps UK limited companies and SMEs find business finance from £10,000 upwards by matching them to trusted lenders and brokers. We are not a lender — we’re an introducer. Complete a short, no‑obligation enquiry and receive rapid, tailored responses so you can compare options and decide without pressure. Get Started — Free Eligibility Check

What is business finance?

Business finance refers to external funding that helps a company operate, grow or invest. For UK SMEs this commonly covers:

• Working capital and cashflow bridging
• Growth and expansion funding
• Asset and equipment purchases
• Vehicle and fleet finance
• Refinance and debt consolidation
• Sustainability and energy efficiency projects

Fast Business Loans does not lend directly. Our role is to introduce your business to lenders and brokers who can provide the finance you need. Use our quick enquiry to see which partners are likely to help. Check My Options Now

When UK businesses need finance most

Start-up & early growth

Early-stage companies often need working capital to hire staff, buy stock or invest in marketing. Example scenario: a growing retailer needing £25,000 to buy seasonal inventory.

Expansion & investment

For premises, machinery or new product lines, businesses seek medium-term loans or asset finance. Example scenario: a manufacturer replacing a press with asset finance of £150,000.

Cashflow stabilisation

Seasonal trades and businesses with long payment cycles use invoice finance or short-term cashflow loans to keep operations steady.

Resilience & recovery

When unexpected shocks occur, refinancing or bridge finance can provide breathing space while the company restructures.

The challenges SMEs face securing funding

1. Time and complexity: Finding suitable lenders can take weeks.
2. Eligibility uncertainty: Businesses aren’t sure which products they can access.
3. Sector specifics: Specialist industries can be overlooked by mainstream lenders.
4. Credit footprint concerns: Worry about hard searches and their impact on future borrowing.

Our matching service reduces these barriers by directing your enquiry only to partners who are a good initial fit.

How Fast Business Loans works

We make the process fast, transparent and straightforward.

1. Tell us about your business

Complete a short, secure enquiry with basic business details and the funding amount required (from £10,000 upwards).

2. We curate trusted partners

We match your enquiry to lenders and brokers experienced in your sector and finance type. Start 2‑Minute Enquiry

3. Get rapid responses

Matched partners contact you by phone or email with options — typically within hours during business hours.

4. Compare and decide — no obligation

You receive offers and decide whether to proceed. Any formal checks or fees are conducted by the provider you choose.

We handle your data securely and initial enquiries do not impact credit scores.

Finance solutions on our panel

Our panel covers a wide range of products for businesses needing £10,000 and above. Typical use cases and features are illustrative only — matched partners will provide tailored terms.

*Features vary by provider — you’ll receive exact terms from matched lenders or brokers. Get Quote Now — No Obligation

Industries we regularly support

We connect businesses across many UK sectors. Examples of common sector needs:

• Construction: Cashflow for projects, plant & equipment finance.
• Hospitality & Leisure: Refurbishments, seasonal working capital.
• Manufacturing & Engineering: Machinery and asset replacement.
• Retail & E‑commerce: Stock finance and shop fit‑outs.
• Agriculture: Tractors, machinery and seasonal support.
• Healthcare: Equipment purchases and practice expansion.

Specialist sectors welcome — our partners include brokers who focus on niche industries.

Eligibility snapshot & what lenders look for

While criteria vary, lenders commonly consider:

• Limited company trading history and age
• Annual turnover and recent management accounts
• Profitability and cashflow forecasts
• Security or collateral where required
• Director credit history and existing finance commitments

Submitting a short enquiry helps identify the products and partners most likely to help without triggering hard credit searches.

How to prepare for a business finance application

Being organised speeds responses from lenders. Prepare the following:

Gather financial information

• Latest annual accounts and recent management accounts
• Bank statements (usually last 3–6 months)

Clarify your funding purpose

Explain how funds will be used and provide a basic cashflow forecast.

Review credit and commitments

Know existing loans, overdrafts and monthly obligations.

Supporting documents

Company registration, director ID, asset valuations, contracts or invoices as relevant.

Pro tip: The more detail you provide in your enquiry, the faster matched partners can respond. Upload your details securely — Start My Enquiry

Why UK companies choose Fast Business Loans

• Speed: Quick matching saves you time.
• Vetted partners: We work with experienced UK lenders and brokers.
• Sector expertise: We match to partners who understand your industry.
• No cost to apply: Free for business owners to submit an enquiry.
• Transparent: You receive offers directly from providers and choose whether to proceed.
• Secure handling: Your details are shared only with appropriate partners.

We earn revenue only when an enquiry converts, so our focus is on good matches that benefit businesses and partners alike.

What to expect after you click ‘Get Started’

Timeline: after you submit the enquiry you can usually expect an initial response within a few hours during business hours. A broker or lender may call or email to clarify details and offer indicative terms. Formal approvals and credit checks are performed by the provider only when you choose to proceed.

Ready for your free eligibility check?

Business Finance FAQs

Is Fast Business Loans a lender?

No. We introduce businesses to lenders and brokers — we do not provide finance ourselves.

Will submitting an enquiry affect my credit score?

No — submitting our enquiry form does not create a hard search. Providers may perform credit checks later with your consent.

What loan amounts are available?

Our partners typically handle amounts from around £10,000 up to multi‑million pound facilities, depending on purpose and security.

Do you charge fees to business owners?

There is no charge to submit an enquiry. Any fees from lenders or brokers will be disclosed by the provider.

How quickly will lenders respond?

Most responses come within hours during business hours; sometimes within minutes for straightforward enquiries.

What information will I need to provide?

Basic company details, funding amount, purpose, recent accounts and bank statements if available. The matched provider will request specific documents as needed.

Take the next step toward the right finance

If your business needs funding from £10,000 and up, take two minutes to complete our quick enquiry. We’ll match you with lenders and brokers who can discuss realistic options for your circumstances — free and without obligation. Start Your Enquiry

– Is Fast Business Loans a lender? No—Fast Business Loans is a free UK introducer that matches your business with trusted lenders and brokers; we don’t lend or give financial advice.

– Will completing the enquiry affect my credit score? No, our quick eligibility enquiry creates no hard search, and any credit checks only occur later with your consent if you proceed with a provider.

– What loan amounts can I get matched for? Our partners typically consider business finance from £10,000 up to multi‑million‑pound facilities, subject to lender assessment and security.

– How quickly will I hear from a lender or broker? Most businesses receive a call or email within a few hours during business hours, and sometimes within minutes.

– What types of business finance can you help with? We match UK companies to options such as secured or unsecured business loans, asset and equipment finance, invoice finance, cashflow loans, commercial mortgages, vehicle and fleet finance, and sustainability funding.

– Is there a cost to use Fast Business Loans and is the enquiry a formal application? Our service is free for business owners and the enquiry is not a formal application—there’s no obligation to proceed and any provider fees are explained by the lender or broker.

– Who is eligible and what do lenders look for? UK limited companies and SMEs across most sectors can enquire, with lenders typically assessing trading history, turnover, cashflow, security, and director credit.

– Can you help start-ups or businesses with weaker credit or a previous decline? Yes—because we work with a broad panel including sector specialists, you may still find suitable options even if you’re early‑stage or have been declined elsewhere.

– What interest rates and terms can I expect on a UK business loan? Rates and terms vary by product, security, sector, and credit profile, with tailored proposals provided by matched lenders or brokers after your enquiry.

– Are your lenders and brokers regulated and is my data handled securely? We connect you with vetted UK partners who follow FCA guidelines, and we share your details only with relevant providers for your enquiry.