Compliance & Transparency

Fast Business Loans is an introducer, not a lender. We do not provide regulated financial advice. Eligibility, terms, rates and credit checks are determined by the lenders or brokers you are introduced to. Completing our enquiry does not automatically trigger a formal credit search — lenders will advise when (and if) a hard check is required.

Why UK Businesses Choose Fast Business Loans

Searching for business finance takes time. We simplify that process by matching your business with lenders and brokers who specialise in the product and sector you need.

• Speed: Short enquiry, fast matches — typically responses within a few business hours.
• Wide panel: Access to multiple finance partners so you can compare offers.
• No obligation & free: Our service is free for businesses; you decide whether to proceed.
• Sector knowledge: We route enquiries to partners who understand specific industries and funding needs.
• Soft first step: Initial matching won’t usually affect your credit score — lenders will confirm before running hard searches.

Free Eligibility Check

How Our Matching Process Works

We designed the process to be fast, clear and helpful. Here’s what happens after you complete the short enquiry:

1. Submit a brief enquiry — tell us about your company, amount required (from approx. £10,000) and the type of finance you need. The form takes around 2 minutes. Start Your Enquiry
2. Intelligent matching — we identify lenders and brokers from our panel that commonly support your sector and loan size.
3. Rapid outreach — matched partners typically contact you by phone or email to discuss options and next steps.
4. Compare offers & fund — review proposals, ask questions, and proceed directly with the lender/broker that suits you.

We handle data securely and only share your details with partners who can help with your request. There’s no obligation to accept any offer. Get Quote Now

Business Loan & Finance Options We Can Introduce

Through our partner network you can be introduced to providers offering a broad range of business finance products. Figures and terms below are indicative; actual amounts, interest rates and repayment terms will depend on individual lenders.

• Unsecured Business Loans — quick access to working capital, often from £10,000 upwards; terms commonly 1–5 years depending on lender.
• Secured Business Loans — larger facilities where security (property or assets) improves borrowing capacity and rates.
• Asset & Equipment Finance — funding to buy or lease machinery, vehicles or specialist equipment; terms vary by asset life.
• Invoice Finance — unlock cash tied up in unpaid invoices to support day-to-day cashflow.
• Working Capital / Short-Term Cashflow Loans — bridging seasonal or one-off cash shortfalls.
• Refinance & Debt Consolidation — restructure existing liabilities to improve monthly cashflow.
• Commercial Mortgages — finance for property purchases or refinancing larger real-estate projects.
• Sustainability & Green Funding — finance for energy efficiency projects, EV chargers, solar and similar investments.

Want tailored options for your plans? Get Your Loan Quote

Learn more about standard business loan types on our pillar page about business loans.

Industries We Regularly Support

Our partners serve a wide range of UK industries. If your sector is listed below, we can match you with lenders or brokers who understand the sector-specific risks and cashflow profiles:

• Construction & Trades
• Retail & E‑commerce
• Hospitality, Pubs & Catering
• Healthcare & Clinics
• Agriculture & Farming
• Manufacturing & Engineering
• Logistics & Transport
• Professional services (limited companies)
• Sustainability projects and green energy

Example: A regional construction firm was matched to an asset finance broker and sourced plant finance within one working week. Results vary by case.

Request Lender Matches for Your Sector

Eligibility & Information Checklist

While each lender has its own rules, most partners will check the following early in the process:

Minimum requirements

• UK-registered company (limited companies and SMEs)
• Typically at least a short trading history for some products — but options exist for growing businesses
• Loan requests commonly start from around £10,000

Documents you may need

• Recent business bank statements (3–6 months)
• Management accounts or historic accounts
• Details of directors and any major shareholders
• Information about the purpose of the loan and security (if applicable)

Not sure whether you qualify? Completing our short form will help identify partners who regularly work with businesses in a similar situation — and it won’t affect your credit score at that stage. Free Eligibility Check

Costs, Rates & Responsible Borrowing

Rates and fees are set by lenders. They depend on the loan type, the security offered, your company’s financials and perceived risk. Typical cost elements include interest (fixed or variable), arrangement fees and, for some products, early repayment charges.

Always compare APR/total cost figures and ask partners for an illustration showing monthly payments and total cost over the loan term. Borrow responsibly — ensure any borrowing is affordable and aligned with your business plan.

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Fast Business Loans vs DIY Lending Searches

Doing everything yourself can be time-consuming and may lead to applying to unsuitable lenders. Using Fast Business Loans helps you:

• Save time — one short form replaces multiple applications.
• Gain targeted matches — partners experienced in your sector increase the chance of relevant offers.
• Compare faster — receive multiple approaches and compare terms quickly.

Let Us Do the Legwork – Free Quote

Success Indicators & Testimonials

Past enquiries show many businesses receive contact from a matched partner within a few hours. Outcomes vary by case, loan amount and lender process.

“We needed plant finance quickly. Fast Business Loans matched us to a broker and we had funding approved within ten days.” — Small construction company

Testimonials are illustrative and individual results will differ. They are provided to show typical user experiences, not to guarantee results.

Our Commitment to Clear, Honest Information

We follow clear principles to keep the process fair and transparent: no misleading claims, straightforward communication about what to expect, and secure handling of your data. We introduce you to lenders and brokers who can help — the decision to apply and the final terms remain between your business and the provider.

Your Next Steps

Getting started is quick:

• Tell us about your business and funding need — it takes less than 2 minutes.
• We match you with suitable lending partners.
• Receive rapid contact and compare offers.

Get Your Free Eligibility Check — secure, no obligation.

Reviewed: November 2025

Frequently Asked Questions

Is Fast Business Loans a lender?

No. Fast Business Loans is an introducer that connects UK businesses to lenders and brokers. Any loan application and contract is between you and the chosen provider.

Will submitting an enquiry affect my credit score?

Submitting our enquiry form does not impact your credit score. Lenders may perform credit searches only if you choose to progress with an application; they will tell you when a hard search is required.

How quickly will I hear from a lender or broker?

Many matched partners contact businesses within a few hours during business days. Response times depend on partner availability and the complexity of the request.

What loan amounts are available?

Our network can often consider facilities from around £10,000 up to several million pounds. Exact limits depend on lender appetite and your business profile.

Can start-ups or newly formed companies apply?

Yes — some partners specialise in early-stage funding. Eligibility and terms vary; provide as much information as possible on the enquiry form so we can match you appropriately.

What information will I need to provide?

Basic business details, contact information, turnover estimates, loan amount and purpose. Lenders will request further documents (bank statements, accounts) if you progress.

Are your partner lenders regulated?

We introduce companies from a broad panel of lenders and brokers. Any regulatory status and terms are disclosed by the lender or broker when they contact you. You should ask them directly about regulation and protections.

What happens after I receive offers?

Review proposals, ask questions about total cost and terms, and then decide whether to proceed. If you accept an offer, you will complete the lender’s application and contract processes.

Start Your Free Enquiry

Ready to Explore Business Finance Options?

Complete our short enquiry and we’ll match you to lenders and brokers who can help your business move forward. Fast, free and no obligation.

Get Started • Get Quote Now

Secure and confidential. We’ll only share your details with partners who can help.