Intro – what we do

Fast Business Loans is a specialist introducer that connects UK healthcare businesses with lenders and brokers who understand the sector. We do not lend directly or provide regulated financial advice; instead we match your business with providers who can offer loans, equipment finance, invoice finance or commercial mortgages tailored to healthcare use-cases. Our enquiry is quick, free and non‑binding — a way for you to compare options faster and with less hassle.

Quick benefit snapshot:

• No impact on your credit score for submitting an enquiry
• Access to specialist brokers and lenders who serve clinics, care homes, dental and allied healthcare
• Typically useful for funding from £10,000 upwards
• Free, no‑obligation matching and quotes

Get Started – Free Eligibility Check

Why healthcare businesses choose Fast Business Loans

Healthcare providers need lenders who understand patient contracts, capital equipment cycles, regulatory costs and staffing models. Fast Business Loans works with a panel of specialists who know those pressures and can present realistic funding routes quickly. We act as a time‑saving gateway so you can focus on running your practice or care setting while we find suitable finance partners.

Specialist broker panel for healthcare finance

Our network includes brokers and lenders with experience across medical, dental, care home and allied healthcare sectors. They understand the types of security, turnover profiles and evidence lenders expect, and can often structure offers around NHS contracts, private patient income or sale‑and‑leaseback arrangements. Start your healthcare finance enquiry: Free Eligibility Check.

Fast, transparent, no‑obligation process

We keep the process simple: you complete a short enquiry, we match your details to the best providers, then you get contact and quotes. Submitting an enquiry is informational only — it is not a loan application and will not trigger a credit check.

Support for a broad range of healthcare providers

Whether you run a GP surgery, private medical clinic, dental practice, care home, veterinary clinic or physiotherapy centre, we can help find lenders who understand your sector and funding needs. Request your tailored healthcare loan options now: Get Quote Now.

Funding solutions for every healthcare scenario

Healthcare businesses need different types of funding at different stages. Below are common use cases and what lenders typically look for.

Practice acquisition & buy‑ins

Funding to buy an existing practice or finance partner buy‑ins often involves commercial mortgages or specialist practice acquisition loans. Lenders will review valuation, patient lists, profit history and any NHS contracts. Typical expectations: 2–5 years trading history for established practices; financial projections and details of goodwill where applicable.

Complete our quick form for tailored acquisition quotes: Get Started.

Refurbishment and fit‑out finance

Upgrading clinical space, compliance-related refurbishments or creating private patient suites can be funded via term loans or asset finance. Lenders expect cost breakdowns, contractor quotes and anticipated ROI where relevant. Funding ranges vary by project size.

Medical equipment & technology upgrades

CT scanners, dental imaging, sterilisation equipment and IT systems are frequently funded with asset finance or equipment leasing. Lenders assess asset life, maintenance plans and sometimes supplier invoices. These solutions help preserve working capital while upgrading care.

Working capital for cash flow

Invoice finance, overdrafts and short‑term business loans can solve seasonal or contract‑timing cashflow gaps. Providers will typically require up‑to‑date management accounts and evidence of recurring income streams.

Care home expansion and improvement

Care home owners often need commercial mortgages, development finance or owner‑occupier lending for extensions. Lenders look at occupancy rates, CQC ratings and fee levels; planning details and projected occupancy for expansions are commonly requested.

Staffing, training and compliance costs

Loans to cover recruitment, specialist training or compliance upgrades are usually available as medium‑term business loans or revolving facilities. Lenders want clear budgets and the expected benefit to margins or service quality.

For tailored options across these use cases, complete a short enquiry and we’ll match you to lenders who specialise in healthcare finance: Free Eligibility Check.

Types of healthcare business loans we can introduce

Different lenders suit different purposes. Below are the most common products we can match you with.

Unsecured business loans

Quick, flexible funds without asset security. Suitable for working capital or smaller equipment purchases. Typical funding ranges start from around £10,000. Eligibility often depends on turnover, cash flow and trading history. Rates and terms vary by lender.

Secured & asset‑backed finance

Loans secured against property or business assets can provide larger amounts or lower rates. Common for practice acquisitions or care home purchases. Expect lender valuation and documentation on the security offered.

Equipment leasing & asset finance

Finance for medical and dental equipment that spreads the cost while keeping services operational. Terms usually match the useful life of the asset and can include maintenance packages.

Invoice finance for healthcare providers

Unlock cash tied up in patient or corporate invoices. Useful for practices with slower payer cycles. Lenders look at debtor quality and few months of trading/invoices.

Commercial mortgages for clinics & care homes

Longer‑term finance for buying premises. Lenders assess property, business viability, occupancy and cashflow. Loan sizes depend on valuation and lender appetite.

Bridging finance for property purchases

Short‑term bridging loans can secure property quickly while longer‑term funding is arranged. Typically higher cost and requires clear exit plan (sale, mortgage refinance).

Rates and terms vary; all funding is subject to lender assessment and affordability checks. To compare products tailored to your circumstance, start a free enquiry: Get Quote Now.

How our free matching service works

1. Complete a short enquiry — tell us about your business, the amount you need and the purpose. It takes under 2 minutes.
2. We match your details — we send your enquiry to selected lenders/brokers who best fit your profile.
3. Receive responses — lenders or brokers contact you with options and next steps. You can compare offers.
4. Decide and proceed — any loan agreement is directly between you and the lender; you choose whether to proceed.

Get Matched to Healthcare Finance Specialists

Healthcare finance eligibility checklist

Exact requirements differ by lender, but commonly requested items include:

• Minimum funding request: typically £10,000 and above
• Business trading history and management accounts (often 12–24 months for term lending)
• Turnover and profit/loss trends
• Details of assets or property offered as security (if applicable)
• Information on relevant registrations (e.g. CQC for care providers)
• Details of NHS/contract income where applicable
• Credit history and director details — some lenders will seek personal guarantees

Typical documents lenders request: management accounts, bank statements, cashflow forecasts, supplier invoices and licensing/registration documents. Provide these when requested to speed up underwriting.

Costs, rates and repayment considerations

Pricing depends on loan type, loan size, security, credit profile and term. Common points to consider:

• Interest rates: vary widely between lenders and products — use our matching to get multiple comparisons.
• Fees: arrangement, valuation, legal and early‑repayment fees may apply; check each offer carefully.
• Repayment structures: monthly instalments, seasonal repayments, interest‑only periods or balloon payments are all possible depending on the lender.
• Security & guarantees: secured loans typically have lower rates but require adequate collateral; unsecured loans trade convenience for higher cost.

We recommend asking each provider for a full illustration and representative APR where applicable. For a personalised comparison, complete our short enquiry: Free Eligibility Check.

Success stories from UK healthcare clients

Explore your healthcare finance options

Frequently Asked Questions about healthcare business loans

What loan amounts can healthcare businesses access?

Our partners can help with funding from around £10,000 up to several million depending on turnover, security and purpose. Submit an enquiry to get matched with providers that handle your size of request.

How fast can funding be released for urgent clinical upgrades?

Speed varies by product: unsecured or invoice finance can be arranged within days; secured mortgages and larger facilities may take weeks. Tell us your timescale when you enquire to prioritise fast‑turnaround lenders.

Will submitting an enquiry affect my credit score?

No — submitting an enquiry through Fast Business Loans does not trigger a credit check. Lenders may perform credit checks only if you agree to proceed with an application.

Do you provide regulated financial advice?

No. We introduce you to lenders and brokers who can discuss finance options and provide any regulated advice where applicable. Fast Business Loans is an introducer, not a lender or adviser.

Didn’t see your question? Start an enquiry and a specialist will be in touch: Get Quote Now.

Start your healthcare finance enquiry

Ready to explore tailored funding for your healthcare business? Complete our quick enquiry and we’ll match you with lenders and brokers who specialise in healthcare finance. It takes less than 2 minutes, is free, and won’t affect your credit score.

Get Healthcare Loan Quotes Now

Trusted & free — get matched to providers who understand clinics, care homes and medical practices.

Disclaimers & compliance notes

Fast Business Loans is an introducer platform and does not lend money or provide regulated financial advice. When you submit an enquiry we share your information with selected UK‑based lenders or brokers who may contact you to discuss options. Any contract for finance will be between you and the lender. Terms, rates and eligibility are subject to the lender’s assessment. We aim to present clear and not misleading information — always review any lender documents carefully and ensure an offer meets your needs before accepting.

For sector guidance and further reading on healthcare finance we also publish sector pages, including our focused pillar on healthcare business loans, which explains common lender expectations for care and medical providers.