Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Manufacturing Business Loans & Finance for UK Manufacturers
Summary: Fast Business Loans helps UK manufacturers find the right finance — from equipment and asset finance to working capital and growth funding. We’re an introducer: submit a quick enquiry (not an application) and we’ll match your company with lenders or brokers who specialise in manufacturing. Typical facilities start at £10,000 and above. Get Quote Now (free eligibility check — no impact to your credit score).
Why manufacturing businesses need specialist finance
Manufacturing faces distinct pressures: global supply chains, rising energy costs, rapid automation, and capital-intensive equipment needs. Off-the-shelf lending often misses these nuances — lenders with manufacturing expertise can underwrite against plant, long-term contracts or stock, and understand seasonal demand cycles.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Sector challenges we help address
- Machinery replacements and automation upgrades (CNC, robotics, packaging lines)
- Working capital shortfalls during growth or when onboarding large orders
- Export and trade finance complexities
- Energy-efficiency investments (solar, heat recovery, EV chargers)
- Business expansion or acquisition funding
Funding triggers across the manufacturing lifecycle
- Modernisation: replace legacy equipment to reduce unit costs
- Scale-up: increase capacity to fulfil larger contracts
- Sustainability: invest in energy-saving plant
- Refinancing: restructure existing debt to improve monthly cashflow
- Bridging grants: short-term bridging while waiting for grant payments
Important: Fast Business Loans is an introducer — we don’t lend or give regulated financial advice. Your enquiry is not a loan application; it helps us match you with suitable lenders or brokers.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of manufacturing finance we can help you access
Through our network we introduce manufacturers to lenders and brokers offering tailored facilities. Below are common solutions and typical uses.
| Finance type | Typical uses | Potential ticket size | Typical time to funding |
|---|---|---|---|
| Asset & equipment finance | Buy new or used machinery, robotics, production lines | £10k – £5m+ | 1–6 weeks |
| Invoice finance / factoring | Unlock cash from unpaid invoices for working capital | £20k – £3m+ | 48 hours – 2 weeks |
| Short-term working capital | Bridge supplier payments, seasonal peaks, large orders | £10k – £1m+ | 24–72 hours (fast lenders) |
| Commercial mortgages & capex loans | Premises purchase, factory expansion, major CAPEX | £50k – £5m+ | 4–12 weeks |
| Trade & export finance | Letters of credit, export working capital, foreign receivables | £50k – £5m+ | 1–6 weeks |
| Specialist & green finance | Energy efficiency projects, grant-bridging, green equipment | £10k – £2m+ | 2–8 weeks |
Want to see which is best for your business? Get My Free Eligibility Check — it takes less than two minutes and does not affect your credit score.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
For sector-specific information on manufacturing business loans, visit our in-depth guide on manufacturing business loans.
How Fast Business Loans matches manufacturers with the right lenders
Step-by-step matching journey
- Complete a short enquiry — basic company details, funding need and contact info (not an application).
- We use your details to identify lenders/brokers with an appetite for manufacturing finance.
- A selected partner contacts you for an initial conversation and requests documents if suitable.
- Compare proposals and decide which option suits your business best.
Why our network works for manufacturers
- Partners with sector experience: understand machinery, contracts and production cycles.
- Flexible underwriting for asset-heavy businesses.
- Speed: many partners provide rapid indicative offers once basic documents are received.
- Neutral: we introduce multiple options so you can compare.
Reassurance: submitting an enquiry is free, secure and has no obligation. Start Your Enquiry.
Manufacturing finance eligibility & documentation checklist
Key eligibility factors lenders consider
- Company trading history and legal structure
- Annual turnover and profitability trends
- Order book and client concentration
- Management experience and sector track record
- Condition and value of plant & machinery (for asset finance)
Documents to prepare
- Latest 1–3 years’ financial statements (signed accounts)
- Management accounts and cashflow forecasts
- Aged debtor and creditor reports
- Asset schedules and valuations (if asset-backed)
- Copies of major supply or sales contracts
Tips to strengthen your enquiry
- Show a diversified customer base or confirmed purchase orders.
- Provide a clear purpose for the funds (e.g., replace X machine to increase capacity by Y%).
- Document sustainability steps if applying for green finance — this can improve terms.
If you’re ready, use our short form to be matched to the best providers: Free Eligibility Check.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Real‑world scenarios: how UK manufacturers use funding
Precision engineering — modernisation
Challenge: Older CNC machines causing bottlenecks. Solution: Asset finance matched the business with a lender offering hire purchase for new CNC equipment. Outcome: Production capacity rose 30% and per-unit costs fell, with repayments aligned to contract timings.
Food processing — working capital
Challenge: Large supermarket contract required upfront materials. Solution: Invoice finance combined with short-term working capital. Outcome: Cashflow stabilised, supplier relationships improved and growth targets were met without diluting ownership.
Plastics manufacturer — green upgrade
Challenge: High energy costs affecting margins. Solution: A green-capex loan bridged equipment purchase with government grant support. Outcome: Energy savings reduced operating costs and qualified the business for sustainability-linked incentives.
(Placeholder testimonial area — obtain consent before publishing customer quotes.)
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Cost, risk & compliance considerations
Understanding costs
Rates and fees vary by lender, facility type and business risk. Expect variability in interest rates, arrangement fees, early repayment charges and security requirements. Asset-backed finance may offer lower rates but typically requires equipment or a debenture.
Responsible borrowing
Only borrow what you can repay. Compare offers on total cost, repayment terms and security. Consider seeking independent professional advice if unsure about complex facilities.
Key disclaimers
- Fast Business Loans is an introducer; we do not provide financial advice or lend directly.
- Submitting an enquiry enables selected finance partners to contact you with options.
- Completing the enquiry does not guarantee funding or terms.
Ready to compare tailored options? Get Quote Now — it’s a free, no-obligation eligibility check.
Frequently asked questions
What minimum and maximum facility sizes are available?
Our partners typically handle facilities from around £10,000 up to several million pounds. Exact ranges depend on the product and lender’s appetite.
How quickly can manufacturing firms receive funding?
Simple invoice finance or short-term loans can be arranged in 24–72 hours; asset finance often takes 1–6 weeks; larger commercial mortgages or complex facilities may take longer.
Can start-ups or early-stage manufacturers apply?
Many partners work with growing SMEs, but eligibility often depends on trading history, contracts and the strength of forecasts. Early-stage businesses with strong contracts or assets may still qualify.
What security might lenders require?
Common securities include fixed and floating charges, debentures, personal guarantees and asset-specific security for machinery. Requirements vary by lender and facility.
Will enquiring affect our credit score?
No — submitting our enquiry does not affect your business credit score. Partners may perform credit checks later during formal applications, with your consent.
Are sustainability-linked or green loans available?
Yes. Some lenders offer green or sustainability-linked facilities for energy-efficient upgrades. Evidence of projected savings and grant status can strengthen your enquiry.
Can multiple facilities be arranged together?
Yes. It’s common to combine facilities (e.g., asset finance plus invoice finance). Our partners can advise on an integrated funding package.
What happens after I submit the enquiry form?
We assess your details, then introduce you to one or more suitable brokers or lenders. They will contact you to discuss options and request supporting documents if appropriate.
Ready to fund your manufacturing growth?
Fast Business Loans makes it simple to explore manufacturing finance options without multiple cold calls. Submit a short enquiry and we’ll match you to lenders and brokers who understand manufacturing needs.
Start Your Enquiry — Free Eligibility Check (takes under 2 minutes). Matches are handled by vetted UK finance partners; there’s no obligation to proceed.
Disclosure: Fast Business Loans is an introducer and does not provide loans or regulated financial advice. Submitting an enquiry allows selected finance partners to contact you with possible solutions. Approval and terms are decided by the lender/broker.
1) What types of manufacturing finance can you help me access?
Answer: We introduce UK manufacturers to asset and equipment finance (including hire purchase), invoice finance, short-term working capital, trade and export finance, commercial mortgages/CAPEX loans, and specialist green finance.
2) Is Fast Business Loans a lender or an introducer?
Answer: Fast Business Loans is an introducer that connects UK manufacturers with vetted lenders and brokers; we do not lend or provide regulated financial advice.
3) What is the minimum and maximum funding available for UK manufacturers?
Answer: Typical facilities start from around £10,000 and can extend to several million pounds depending on the product, security, and lender appetite.
4) How quickly can UK manufacturers get funding after an enquiry?
Answer: Simple working capital or invoice finance can fund in 24–72 hours, asset finance usually takes 1–6 weeks, and larger property or complex deals may take longer.
5) Will submitting an enquiry affect my credit score?
Answer: No—our enquiry is not a loan application and won’t affect your credit score, though partners may run checks later with your consent during a formal application.
6) What are the eligibility criteria and what documents will I need?
Answer: Lenders assess trading history, turnover, order book, management track record and asset quality, and typically request 1–3 years’ accounts, management accounts, cashflow forecasts, aged debtor/creditor reports, asset schedules, and key contracts.
7) What security or guarantees might be required for manufacturing business loans?
Answer: Security can include asset-backed charges over machinery, fixed and floating charges or debentures, and personal guarantees, varying by lender and facility type.
8) Do you support start-ups and early-stage manufacturers?
Answer: Yes—many partners consider start-ups and early-stage firms, especially where there are strong contracts, assets, or robust forecasts.
9) Are green or sustainability-linked finance options available for factory upgrades and equipment?
Answer: Yes—some partners offer green or sustainability-linked facilities for energy-efficiency projects such as solar, heat recovery, and efficient machinery, often strengthened by grant evidence.
10) What do manufacturing business loans cost, and is your service free with no obligation?
Answer: Pricing varies by facility, risk and security (rates, fees and early repayment charges differ), while our matching service is free to use and carries no obligation to proceed.