Business Finance Solutions for UK SMEs

Summary: Fast Business Loans connects UK limited companies and growing SMEs with vetted lenders and brokers to find suitable business finance from around £10,000 upwards. We do not lend or give regulated financial advice — we introduce you to providers who can. Complete a short, no‑obligation enquiry and we’ll match you to lenders or brokers who understand your sector so you can compare terms quickly. Get Started – Free Eligibility Check

Why Business Finance Matters for Growing UK Companies

Cash flow, capital expenditure and growth plans often need external funding. Whether you’re replacing worn machinery, expanding premises, smoothing seasonal turnover, or refinancing existing facilities, the right finance can be the difference between seizing an opportunity and stalling growth.

But the UK lending landscape is complex: banks, specialist lenders, and independent brokers all offer different products, criteria and timescales. That’s where a focused introducer can help you find the most relevant options quickly without filling out multiple lengthy forms. If you want to check your eligibility and see options that suit your business, Get a Free Eligibility Check.

Fast Business Loans at a glance

• We connect UK limited companies and SMEs with lenders and brokers — we do not lend or provide regulated financial advice.
• Suitable for finance requests from around £10,000 upwards.
• Sector coverage includes construction, hospitality, manufacturing, healthcare, transport and many more.
• Our service is free and there’s no obligation to proceed after enquiry.
• We help you compare multiple solutions to find the best fit for your circumstances.

Get Quote Now – It takes less than 2 minutes

Step-by-step: How our business finance matching works

Here’s how Fast Business Loans helps you reach the right finance partner without the legwork.

1. Quick online enquiry

Complete a short form with basic business details and the type/amount of finance you’re seeking (under two minutes). This is an enquiry only — it is not an application.

2. Intelligent matching with trusted brokers and lenders

We use the details you provide to match you with brokers or lenders experienced in your sector and the type of finance you need.

3. Rapid response

Matched partners typically contact you by phone or email to clarify details and, if appropriate, provide indicative terms and next steps.

4. Compare, choose, proceed (or walk away)

Review multiple offers, compare costs and timelines, and choose the provider that best meets your needs. Only if you decide to proceed will lenders undertake credit assessments.

Process snapshot: (Infographic placeholder — “Quick enquiry → Match → Response → Compare → Fund”)

Free Eligibility Check →

Business Finance Options We Can Help You Explore

Our network covers a wide range of facilities. Below are common options and typical use cases — exact availability, amounts and terms depend on individual lenders.

Business loans (secured & unsecured)

Term loans for growth, working capital or refinancing. Typical amounts: from £10,000 to several million. Use cases: expansion, stock purchases, refinancing.

Cashflow loans & revolving credit

Short-term facilities to bridge invoices or seasonal dips. Fast decisions possible with appropriate documentation.

Asset & equipment finance

Hire purchase, leasing or asset refinance for plant, machinery, vehicles or IT. Often structured so the asset acts as security.

Invoice finance

Release cash tied up in unpaid invoices via factoring or invoice discounting. Useful for improving liquidity without increasing debt levels.

Commercial mortgages & property finance

Finance for buying or refinancing commercial premises. Typically longer-term and may require valuations and legal work.

Refinance & consolidation

Combine multiple facilities to simplify payments or reduce monthly outgoings — subject to lender affordability assessments.

Sector-specific & sustainability loans

Products tailored to industries like agriculture, hospitality or for green investments (e.g., solar, EV chargers). These can come with specialist underwriting criteria.

If you’re unsure which option fits your needs, we’ll help point you in the right direction — Need help deciding? Get Started.

Industries We Support Across the UK

We work with partners experienced in funding a broad range of sectors:

• Construction & trades
• Hospitality, hotels & restaurants
• Retail & e‑commerce
• Manufacturing & engineering
• Healthcare & dental clinics
• Transport & logistics
• Agriculture & farming
• Professional services (limited companies)
• Sustainability and energy projects

Our partners often specialise in niche markets — if your sector is not listed, tell us in the enquiry and we’ll match accordingly. Talk to a specialist today.

Eligibility Snapshot & Documentation Checklist

While criteria vary by lender, below are common factors lenders and brokers consider when reviewing an enquiry.

• Trading history and business structure (limited companies typically)
• Annual turnover and profitability
• Existing debts and repayment history
• Security offered (if any) and director guarantees
• Purpose of funds and cashflow forecasts

Documentation that speeds up the process:

• Recent management accounts or annual accounts
• Latest 3–6 months’ business bank statements
• Details of existing finance facilities
• Proof of ID and registered company details

Criteria differ between providers — submit an enquiry to get a tailored view of which options are likely to be available. Unsure if you qualify? Request a no‑obligation review.

What to Expect: Costs, Timelines & Responsible Borrowing

Indicative timelines

Simple unsecured facilities can sometimes be arranged in 24–72 hours after paperwork is supplied. Secured lending, commercial mortgages and large facilities typically take longer due to valuations, legal work and due diligence.

Cost transparency

Rates, fees and repayment profiles are set by the lenders. Fast Business Loans does not charge businesses — our service is free. Always request full terms and a breakdown of costs before proceeding.

Responsible borrowing

Borrow only what you can realistically afford to repay. Consider the impact of interest rate changes and cashflow stress. Seek independent professional advice if you are unsure.

Get Quote Now – Compare Options

Success Snapshot: Realistic Scenarios We’ve Facilitated

Here are anonymised examples to show typical outcomes facilitated via our partners.

• Manufacturing firm secured £250,000 in asset finance to replace ageing machinery; improved productivity and negotiated staged repayments aligned to cashflow.
• Regional hotel obtained £500,000 refurbishing finance, spread across a blend of term loan and equipment leasing, enabling increased occupancy and seasonal revenue improvement.
• Logistics company used invoice finance to release £120,000 tied in receivables, enabling them to accept larger contracts without cashflow strain.

These are examples, not guarantees. Each business and lender decision is unique.

How We Prioritise Trust, Transparency & Data Security

We operate under clear principles: be honest, explain what to expect, and protect your information. Your enquiry is used only to match you with suitable partners and will not be shared beyond those partners without your consent.

We advise you to ask any broker or lender for full terms in writing and to check their credentials before proceeding. For more detail see our Privacy Policy and Terms on the site.

Start your secure enquiry

Why Choose Fast Business Loans Over Going It Alone?

Searching for business finance alone can be time consuming and inefficient. Working with us gives you:

• Speed — we reduce research time by matching you to the most relevant partners.
• Choice — access to a panel of lenders and brokers across product types.
• Confidentiality — initial enquiries are indicative and do not impact your credit score.
• Sector insight — partners who understand industry-specific nuances.

Save time and increase your chance of a suitable match — Free Eligibility Check.

For further background on the types of funding and how they compare, see our pillar resource on business finance.

Getting Started Today

Ready to explore your options? It’s simple:

1. Click “Get Started – Free Eligibility Check” and complete the short form.
2. We match you to one or more lenders/brokers best placed to help.
3. Expect contact from partners to discuss terms and next steps.

Start Your Enquiry — it takes less than two minutes and there’s no obligation.

Business Finance FAQs

Are you a lender or a broker?

No. Fast Business Loans is an introducer. We connect UK businesses with lenders and brokers who provide finance directly. We do not make lending decisions or provide regulated financial advice.

Does submitting an enquiry affect my credit score?

No. Our initial eligibility check is an introductory enquiry and does not affect your credit file. Lenders may carry out credit checks only if you choose to proceed with an application.

What loan amounts are available through your partners?

Our partners commonly consider facilities from around £10,000 up to several million, depending on the product and business circumstances.

How quickly can funding be arranged?

Some straightforward unsecured facilities or invoice finance can be in place within 24–72 hours after documents are supplied. More complex or secured arrangements take longer.

Can I apply if I’ve been refused before?

Yes. Because our panel includes a range of lenders, there may be alternative solutions available — submit an enquiry so we can match you appropriately.

Do you charge business owners for using the service?

No. Using Fast Business Loans to be matched with lenders or brokers is free and carries no obligation to proceed with any offers you receive.

Compliance & Disclaimer Notice

Fast Business Loans is an introducer that connects businesses with lenders and brokers; we do not lend and do not provide regulated financial advice. Any finance offered is provided by third‑party lenders or brokers and subject to their terms, conditions and checks. Nothing on this site constitutes a guarantee of approval. Borrow responsibly and seek independent professional advice if you are unsure.

– What is Fast Business Loans — are you a lender or broker?
We’re an introducer that connects UK SMEs and limited companies with vetted lenders and brokers; we don’t lend money or provide regulated financial advice.

– Does submitting your enquiry affect my credit score?
No — it’s a quick, no‑obligation eligibility enquiry (not a loan application) and won’t impact your credit file; credit checks only occur if you choose to proceed with a lender.

– How much can I borrow through your partners?
Our panel typically considers business finance from around £10,000 up to several million, subject to product, sector and affordability.

– How quickly can I get business funding?
Simple unsecured or invoice finance can sometimes complete in 24–72 hours after documents are supplied, while secured and property deals usually take longer.

– What types of business finance can you match me with?
We match businesses to unsecured and secured term loans, cashflow/revolving credit, asset and equipment finance, invoice finance, commercial mortgages, refinance/consolidation, and sector-specific or sustainability loans.

– Who is eligible to use your service?
We primarily support UK limited companies and growing SMEs across many sectors, with exact eligibility varying by lender criteria.

– What documents will lenders usually ask for?
Typical requests include recent management or annual accounts, 3–6 months’ business bank statements, details of existing finance, and director ID/company information.

– Do you charge any fees or is there an obligation to proceed?
Our matching service is free for businesses and there’s no obligation to accept any offer you receive.

– Will I need security or a personal guarantee?
It depends on the facility — asset finance often uses the asset as security, unsecured loans may require a director guarantee, and larger secured borrowing may need additional collateral.

– Can you help if I’ve been declined elsewhere or have imperfect credit?
Often yes — because we work with a wide panel of lenders and brokers, we may still find suitable alternatives based on your circumstances.