Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Healthcare Business Loans & Finance – Get Matched Fast
Updated: October 2025
Compare specialist funding options for clinics, pharmacies, care homes and other UK healthcare providers. Fast Business Loans introduces your business to lenders and brokers best suited to your needs — free and with no obligation.
Free Eligibility Check
Free service • Introducer (not a lender) • Enquiry does not affect credit score
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Quick summary
Fast Business Loans connects UK healthcare businesses — clinics, dental surgeries, care homes, pharmacies and NHS suppliers — with specialist lenders and brokers for finance from roughly £10,000 upwards. An enquiry is free, not an application and does not affect your credit score. We match you to partners who understand healthcare cashflow, equipment and compliance needs so you can get a tailored quote quickly.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans helps healthcare providers
We act as a time-saving bridge between your healthcare business and the lenders/brokers that specialise in your sector. Instead of filling multiple forms and calling several providers, you complete one short enquiry and we introduce you to likely matches.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Faster matches to lenders who understand healthcare (NHS payment cycles, CQC considerations, occupancy metrics)
- Access to a range of products: business loans, asset finance, invoice & contract funding, property loans
- Free, no-obligation enquiry — you choose whether to proceed
| Feature | Direct Bank | Specialist Broker/Lender (via Fast Business Loans) |
|---|---|---|
| Speed | Often slower | Faster for sector-specific needs |
| Sector expertise | Variable | High — matched to healthcare specialists |
| Product range | Limited | Wide (invoice, asset, bridging, mortgages) |
| Application burden | Multiple forms | Single enquiry then targeted follow-up |
Common funding challenges for UK healthcare businesses
Cash flow pressures
Delayed NHS payments or long supplier terms can create short-term cash gaps. Invoice finance or overdraft-style facilities can smooth payments while you wait for contract receipts.
Capital expenditure needs
Replacing diagnostic equipment, buying new dental chairs or investing in IT/record systems all demand sizeable one-off spend. Asset finance spreads cost and can include maintenance in the agreement.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Regulation, compliance and staffing costs
Meeting CQC standards, recruitment and training, or adapting premises for accessibility all add to operating budgets. Lenders assess regulatory risk and occupancy or contract stability when pricing facilities.
For further sector-specific guidance see our dedicated healthcare finance resource on healthcare business loans.
Finance options we can introduce
Healthcare business loans
Flexible unsecured or secured loans for working capital or growth. Typical uses: payroll cover, expansion, short-term operating cash. Borrowing usually from around £10,000 upwards. Terms and APRs vary by lender and business profile.
Asset & equipment finance
Finance for MRI scanners, dental suites, beds and other capital equipment. Options include hire purchase, leasing and sale-and-leaseback. These protect cash reserves and may offer tax benefits depending on structure.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Invoice & contract finance
Ideal for NHS suppliers or providers with contract receivables. Invoice discounting or factoring unlocks cash tied up in invoices, improving liquidity while you wait for payment cycles.
Commercial mortgages & property finance
Funding to buy or refinance clinics, surgeries and care homes. Lenders consider the property, business model, occupancy and local market when assessing suitability.
Refinancing & consolidation
Restructure higher-cost debt to reduce monthly pressures or extend repayment terms. A broker match may identify refinance partners that improve cashflow.
Eligibility snapshot & how to prepare
Lenders typically consider:
- Time trading and turnover (varies by product)
- Profitability and cashflow forecasts
- Contracts (e.g., NHS supply agreements) and occupancy rates for care homes
- Management accounts and bank statements
Checklist to speed matching:
- Recent 12–24 months management accounts
- Business bank statements (3–6 months)
- Evidence of contracts or supplier agreements
- CQC registration or proof of required professional licences
- Details of existing loans or security
Note: exact requirements vary by lender. Completing our enquiry helps partners tell you precisely what’s needed.
Success story
“Matched with a healthcare specialist lender within 24 hours — £150,000 for a clinic expansion settled in 10 days.” — Private physiotherapy clinic (anonymised)
A private physiotherapy clinic needed new treatment rooms and equipment. After a single enquiry we introduced them to a lender experienced with private clinics; within 48 hours the lender requested documents and funding completed within 10 days. Fast Business Loans acted purely as introducer — the lender completed the deal directly with the clinic.
How our enquiry process works (step-by-step)
- Complete a short enquiry — it takes around 2 minutes.
- We review details and match you to the most relevant lenders or brokers.
- Matched partners contact you to discuss terms and any additional paperwork.
- You receive quotes and choose whether to proceed directly with the lender/broker.
Timescales: initial introductions typically within hours; product timelines vary (days for unsecured loans/invoice finance, weeks for property finance).
Disclaimer: Fast Business Loans is an introducer, not a lender. Completing this form is not an application and will not affect your credit score. Partners may conduct credit or identity checks if you proceed.
Costs, rates & responsibility
Interest rates, fees and APRs differ between lenders and depend on product, security, trading history and risk. We do not set rates nor guarantee that any lender will approve your request. Matched lenders or brokers provide full terms and costs — assess affordability carefully before agreeing.
We do not offer regulated financial advice. Consider taking independent advice if you are unsure whether a product suits your business.
Healthcare finance FAQs
Can newly registered healthcare providers access finance?
Some lenders and brokers can consider new businesses, often based on owner experience, business plan and projected cashflow. Options may require guarantees or higher cost. Submit an enquiry to see matched possibilities.
Will an enquiry affect our credit score?
No — filling our enquiry form does not affect business or personal credit scores. Credit checks are carried out later by lenders or brokers with your permission.
What do care home lenders typically ask for?
Lenders focus on occupancy rates, CQC rating, management accounts, cashflow and any existing debt. A clear forecast and supporting documents speed the process.
Are there facilities for NHS suppliers?
Yes. Invoice finance and contract funding solutions are commonly available to businesses supplying NHS trusts to smooth payment timings and manage working capital.
How quickly can funding be arranged?
Speed depends on product. Unsecured loans or invoice finance can be arranged within days; asset finance may be weeks; commercial mortgages often take several weeks to months.
Do you work with not-for-profit healthcare organisations?
We can introduce many lenders and brokers who consider not-for-profit organisations, but eligibility and product availability depend on the provider. Complete the enquiry to find a match.
Ready to explore finance for your healthcare business?
Share a few details and we’ll introduce you to specialist lenders and brokers who understand the unique demands of healthcare. It’s free, secure and no obligation.
Get Started – Free Eligibility Check
Fast Business Loans is an introducer, not a lender. Completing an enquiry does not affect your credit score. Lender/broker terms (rates, fees) will be provided by those partners directly.
– What types of UK healthcare businesses can you help secure finance?
We introduce clinics, dental surgeries, pharmacies, care homes, private practices and NHS suppliers to specialist lenders and brokers for healthcare business finance.
– Will submitting an enquiry affect my credit score?
No — our enquiry is not a loan application and won’t affect your credit score; any checks happen later with your consent if you proceed.
– How fast can I get matched and funded?
Many enquiries are matched within hours, with unsecured loans and invoice finance often completing in days and commercial mortgages taking longer.
– What healthcare finance options are available?
We can introduce unsecured or secured business loans, asset and equipment finance, invoice and contract finance for NHS receivables, commercial mortgages and refinancing.
– What documents do healthcare lenders usually require?
Typical requests include recent management accounts, 3–6 months of business bank statements, CQC registration or professional licences, evidence of NHS contracts or occupancy, and a cashflow or revenue forecast.
– What is the minimum loan amount?
Our panel typically considers facilities from around £10,000 upwards, depending on product and eligibility.
– Can start-ups or newly registered healthcare providers get finance?
Yes — some lenders consider new businesses based on owner experience, a solid business plan and projected cashflow, though terms may be tighter.
– Are there options if my healthcare business was declined elsewhere?
Yes — because we match you with multiple specialist lenders and brokers, alternatives may be available even after a previous refusal.
– Are you a lender and does your service cost anything?
We’re an introducer, not a lender, and our eligibility check and matching service are free with no obligation to proceed.
– What rates and costs should I expect?
Interest rates, fees and APR vary by lender, product, security and risk profile, and the matched lender or broker will provide full terms so you can assess affordability.