Commercial Finance Tailored for UK Businesses

Fast Business Loans connects growing UK companies with specialist commercial finance providers. We do not lend money or provide regulated financial advice. Instead, we gather a few details about your funding needs and match you with brokers and lenders who specialise in commercial property, development, asset and working-capital finance. Our service is free to use and designed to get you qualified proposals fast. Start Your Enquiry.

Why Commercial Finance Matters for Growth

Commercial finance allows businesses to purchase property, fund development projects, bridge gaps in funding, buy equipment, or refinance existing facilities. Typical funding ranges we help with start at £10,000 and commonly extend to several million pounds, depending on the project and security available. The commercial lending market can be complex: criteria vary, turnaround times differ, and terms depend on the lender’s appetite. That’s why a specialist matchmaker can speed things up and improve the chance of a successful outcome.

Fast Business Loans – Your Commercial Finance Matching Service

We are a commercial finance introducer — we do not underwrite, nor do we recommend a single lender as “best” for everyone. Our experience in connecting businesses with the right brokers and lenders means you spend less time searching and more time moving your project forward. Completing our short enquiry is a soft check only; you remain in control. Get Matched in Minutes.

How Our Commercial Finance Matching Process Works

Step 1 – Share Your Funding Goals

Tell us the amount you need, the purpose (e.g., buy commercial property, development finance, bridging, asset finance), company details, and contact information. Typical fields include company name, turnover range, required amount, and whether security (property, plant) is available. It takes under 2 minutes.

Step 2 – Instant Broker & Lender Matching

We match your request to lenders and brokers based on sector experience, loan size, security, and complexity. Matches focus on partners most likely to consider your case — saving you wasted calls and applications.

Step 3 – Quick Call or Email from Specialists

After matching, selected partners may contact you to clarify details and request documents. This is optional; you can choose how you want to proceed. Most businesses receive an initial response within the same business day.

Step 4 – Compare Offers & Decide

Receive one or more proposals, compare terms and timelines, then decide whether to proceed. There is no obligation to accept an offer. If you want help interpreting proposals, your matched broker can explain terms and next steps.

Free Eligibility Check

Types of Commercial Finance We Can Help You Source

We connect businesses with providers offering a wide range of commercial finance products. Below is a concise comparison of common facilities.

For a deeper overview on commercial property-specific options see our commercial finance resource on commercial finance.

Industry Sectors We Commonly Support

We work with lenders and brokers who specialise across many sectors. Examples include:

• Property & construction
• Manufacturing & engineering
• Hospitality, leisure & food service
• Healthcare & care homes
• Retail & e-commerce
• Agriculture & rural businesses
• Logistics & transport
• Energy & sustainability projects

If your sector is listed above, we’ll match you with partners who understand the nuances of your trade. Tell us about your sector.

What Lenders Consider in a Commercial Finance Application

Understanding lender priorities helps you prepare. Common factors include:

Trading history & financials

Turnover, profitability, management accounts and historic performance — lenders usually request recent accounts and forecasts.

Security & assets

Property valuations, plant & equipment values, and other collateral affect the terms offered.

Project viability & business plan

Clear evidence of how funds will be used, realistic cashflow forecasts and an exit or repayment strategy.

Credit profile

Company and director credit histories can influence lender appetite and pricing.

Exit strategy

How you will repay the facility — e.g., refinance, sale, operational cashflow — matters greatly.

Brokers on our panel can help package your application and advise on documentation. Approval is always subject to individual lender assessment.

Benefits of Using Fast Business Loans for Commercial Funding

• Time saved — instant shortlist of suitable partners
• Wider panel — access to specialist lenders and brokers
• Sector expertise — matches based on experience in your industry
• No hard credit check at enquiry stage
• Secure handling of data — shared only with relevant partners
• Free to use for UK businesses

Compare Commercial Finance Options — Free Eligibility Check

Real-World Funding Scenarios We Can Help With

Property purchase for growing manufacturer (£1.2m)

Challenge: owner needs new factory space but lacks time to approach multiple lenders. Solution: matched with a commercial mortgage broker experienced in industrial lending. Outcome: multiple offers to compare; proceeded with best-fit lender. (Illustrative only; outcomes may vary.)

Short-term bridging for mixed-use site

Challenge: quick purchase needed while planning long-term refinance. Solution: matched to bridging lenders and a broker who arranged short-term funding and subsequent refinance options.

Development finance for sustainable housing

Challenge: complex phased funding for a brownfield conversion. Solution: introduced to development finance specialists who evaluate viability and structure staged drawdowns.

Working capital while awaiting receivables

Challenge: seasonal cashflow shortfall. Solution: connected with invoice finance providers to unlock cash tied in invoices.

Fees, Costs and What to Expect

Our matching service is free for businesses. If you proceed with a lender or broker, they may charge arrangement, broker or legal fees — the amounts vary. Always request full written terms and an illustration of fees before committing. We recommend independent advice if you’re unsure about commercial terms.

Getting Ready to Apply — Documents & Next Steps

Typical documents lenders or brokers may request:

• Latest filed company accounts and management accounts
• Business plan or project appraisal with cashflow forecasts
• Details of assets or property valuations
• Director ID and proof of address
• Existing facility details (if refinancing)

Tip: clear, realistic forecasts and evidence of revenue improve success odds. When you’re ready, complete our short enquiry to begin: Get Quote Now.

Frequently Asked Questions about Commercial Finance

Is Fast Business Loans a direct lender?

No. We are an introducer that connects businesses to lenders and brokers. We do not provide finance directly and we do not give regulated financial advice.

Will the enquiry affect my credit score?

No. Submitting our enquiry is a soft enquiry and does not affect your business or director credit score. Lenders or brokers may carry out formal checks only if you choose to proceed.

Can start-ups access commercial finance?

Some of our partners specialise in early-stage and start-up funding, but criteria vary by lender. We can match you with providers who consider limited trading history when appropriate.

How long does approval take?

Timescales vary by product and complexity. Initial contact is often within hours; full underwriting can range from days (for asset finance or invoice finance) to weeks (for large commercial mortgages or development facilities).

What security do lenders usually require?

Security depends on the product: commercial mortgages require property, asset finance often takes a charge over the equipment, and invoice finance uses receivables as collateral. Terms are subject to lender assessment.

What happens if I change my mind after being matched?

You are under no obligation to proceed after being introduced. If you choose not to continue, simply inform the broker or lender.

Start Your Commercial Finance Enquiry

Ready to explore options? Our short form takes under two minutes and does not affect your credit score. We’ll match you with lenders and brokers who understand your sector and funding needs. Free Eligibility Check — Get Started.

Compliance, Transparency & Support

We aim to be clear, fair and not misleading. Fast Business Loans is an introducer and does not provide regulated advice or lend funds. Partners we introduce follow their own regulatory arrangements and procedures. We handle your data securely and only share it with relevant, vetted partners. If you have questions about our process or wish to raise a concern, contact info@fastbusinessloans.net or call our customer team (details on the site).

Disclaimer: Fast Business Loans does not guarantee approval or specific terms. Eligibility, rates and fees depend on lender assessment. We recommend you review written terms and seek independent professional advice if you are unsure about a finance decision. By submitting an enquiry you consent to us sharing your details with selected lenders/brokers who may contact you about funding opportunities.

– Are you a lender or a broker? Fast Business Loans is a free introducer that matches UK businesses with vetted lenders and brokers; we don’t lend or give regulated financial advice.
– Will submitting an enquiry affect my credit score? No—our enquiry is a soft check that won’t impact your business or director credit score, with hard checks only if you choose to proceed with a lender.
– How quickly can I get a business loan through your service? Most enquiries receive a same-business-day response, with funding times ranging from a few days (asset or invoice finance) to several weeks (commercial mortgages or development finance).
– What types of commercial finance can you help source? We match you to providers for commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance, working-capital loans and refinance solutions.
– What loan amounts are available? Typical facilities start from £10,000 and can extend to £5m+ depending on the product, security and lender appetite.
– Do you support start-ups or businesses with limited trading history or previous declines? Yes—some partners specialise in start-ups and complex cases, though eligibility and terms vary by lender and sector.
– What documents will lenders ask for? Expect requests for recent accounts and management figures, a business plan or project appraisal with cashflow forecasts, director ID and proof of address, asset or property details, and any existing facility information.
– Do I need security for a business loan? Security depends on the product—property is typical for commercial mortgages and bridging, equipment can secure asset finance, invoices secure invoice finance, and some unsecured options may be available based on credit strength.
– What fees and costs should I expect? Our matching service is free, but if you proceed a lender or broker may charge arrangement, broker, valuation and legal fees, all disclosed in a written illustration before you commit.
– What interest rates can I expect on commercial finance? Rates are set by individual lenders based on loan type, risk, security and your credit profile, and are confirmed after assessment of your application.