Early Repayment: Settle a Business Loan Without Penalties?

Get Your Free Business Loan Match

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Business Loans Tailored for UK Companies

Summary: Fast Business Loans helps UK limited companies and SMEs find suitable business finance from £10,000 upwards by matching you with trusted lenders and brokers. Complete a short, no‑obligation enquiry (it’s not an application and won’t affect your credit score) and we’ll introduce you to partners who can provide quotes and next steps. Get Started – Free Eligibility Check.


Find the Right Finance Without the Legwork

Searching for business finance can be slow and confusing. Instead of completing multiple lender forms and repeating the same details, tell us once and we’ll match your company with the most relevant brokers and lenders. Our free enquiry helps you:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Save time — one short form connects you to several vetted partners.
  • Increase approval odds — we match you to providers with sector experience.
  • Compare options quickly — receive quotes by email or phone and choose what suits you.
  • Keep your credit file safe — submitting an enquiry does not affect your credit score.

Get Started – Free Eligibility Check

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

How Our Business Loan Matching Works

Here’s how Fast Business Loans helps your company find finance, without being a lender or adviser ourselves.

  1. Complete a short enquiry (2 minutes). Tell us the type and amount of funding you need, plus basic business details. This is an enquiry only — not an application.
  2. We match you. Our system selects brokers and lenders from our panel that routinely fund businesses like yours.
  3. Partners contact you with options. Selected providers will call or email to discuss eligibility and provide quotes.
  4. Compare and decide. Review terms, fees and repayment profiles, then proceed directly with the lender or broker you choose.

No obligation, no hard credit check from us at the enquiry stage. If you want to proceed with a lender, they may perform standard credit checks.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Start Your Enquiry

Types of Business Finance We Can Introduce

Through our network you can access a wide range of finance solutions. We’ll match you to providers that specialise in the product you need.

Business loans (secured & unsecured)

  • Flexible terms for growth, refinance or working capital.
  • Typical use: expansions, stock purchases, bridging cashflow gaps.
  • Minimum lending we arrange is typically £10,000 and up.

Cashflow & working capital

  • Short-term funding to cover payroll, supplier invoices or seasonal demand.
  • Fast decisions from specialist short-term lenders.

Asset, equipment & vehicle finance

  • Finance to buy or lease machinery, vehicles, IT or production equipment.
  • Structured repayments that match asset life and tax considerations.

Invoice finance & factoring

  • Unlock cash tied up in unpaid invoices to improve liquidity.
  • Options include invoice discounting and factoring.

Commercial property finance

  • Purchase or refinance of business premises and commercial mortgages.
  • Available via specialist lenders and brokers for a range of property types.

Sustainability & green project finance

  • Funding for energy upgrades, solar PV, EV chargers, heat pumps and similar projects.
  • Access to lenders focused on sustainability and green initiatives.

For a broad overview of options, see our business loans hub: business loans.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Free Eligibility Check

Industries We Support Across the UK

We work with lenders and brokers experienced in many sectors. Common industries we help include:

  • Construction & trades
  • Hospitality, restaurants & leisure
  • Healthcare & medical services
  • Manufacturing & engineering
  • Agriculture & farming
  • Retail & e‑commerce
  • Logistics, transport & fleet
  • Professional services & accountancy firms

If your sector has specific cashflow patterns or seasonal cycles, we’ll connect you to partners who understand those challenges.

See if we have a lender for your sector – Get Started

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Eligibility Snapshot & What Lenders Consider

Basic criteria lenders typically review

  • Company trading history and legal structure (limited companies and similar).
  • Annual turnover and recent profitability or cashflow trends.
  • Credit profile of the business and, where required, key directors.
  • Purpose of the loan and any available security or collateral.

Documents to prepare

  • Recent management accounts (typically 12–24 months).
  • Business bank statements (3–12 months).
  • Details of outstanding debts or existing finance facilities.
  • Invoices or contracts if seeking invoice or contract finance.

Even if your records are not perfect, it’s worth enquiring — specialist lenders sometimes consider unique situations. Remember: the enquiry is just that, not an application, and does not commit you to anything.

Free Eligibility Check – No Impact on Credit Score

What Funding Could Cost – Rates & Fees

Rates and fees vary widely depending on product, borrower profile and security offered. Below are illustrative ranges only; the lender or broker will give precise terms.

ProductTypical APR range (illustrative)Loan sizeTypical term
Unsecured business loan6% – 30%+£10,000 – £500,0001 – 5 years
Secured loan / commercial mortgage4% – 12%£50,000 – £5m+3 – 25 years
Invoice finance1% – 3% per month (factoring/discounting)Based on invoice bookRevolving
Asset / equipment finance4% – 15%£10,000 – £1m+1 – 7 years

Possible fees to check for: arrangement fees, broker fees, valuation fees, legal fees and early repayment charges. Fast Business Loans promotes transparency — lenders typically show total cost and example APRs before you sign.

Speak to a broker for tailored rates

Why Businesses Choose Fast Business Loans

Speed: Get matched quickly so lenders can respond in hours, not weeks.
Trusted partners: We work with a broad panel of brokers and lenders experienced in UK SME finance.
Free to use: Our introduction service is free for business owners — there’s no charge to submit an enquiry.
Sector expertise: We match you to partners who understand the specifics of your industry.
Secure & confidential: Your information is only shared with selected partners relevant to your request.

Get Quote Now

Responsible Introduction & Important Information

Important: Fast Business Loans is an introducer — we do not lend money or provide regulated financial advice. We connect your business to brokers and lenders who will present options directly to you. Submitting an enquiry is not a loan application and will not affect your credit score. Availability of finance is subject to the lender’s assessment and terms. Ensure you can afford repayments; consider independent advice if unsure.

Frequently Asked Questions

Are you a lender?

No. Fast Business Loans introduces businesses to lenders and brokers. We do not underwrite or fund loans ourselves.

Does it cost anything to use your service?

No — submitting an enquiry is free and without obligation for business owners. We may receive a commission from a lender or broker if you proceed with their offer.

Will an enquiry affect my credit score?

No. Completing the enquiry form does not impact your credit rating. Individual lenders may run credit checks later if you apply directly through them.

How much can I borrow?

Our partners typically consider finance requests from £10,000 upwards. Exact minimums and maximums depend on the product and lender.

How quickly will I hear back?

Often within hours during business times. Speed depends on the complexity of your request and the lender’s processes.

What happens after I submit the form?

We match your details to suitable lenders/brokers. Selected partners will contact you to discuss options and may request documents to progress a formal application.

Submit Your Enquiry

Ready to Explore Your Options?

Complete a short enquiry and we’ll match you with lenders and brokers likely to support your company. What happens next:

  • You complete the enquiry (2 minutes).
  • We match to relevant partners.
  • Lenders/brokers contact you with eligibility and quotes.
  • You review, compare and decide — no obligation to accept any offer.

Start Your 2‑Minute Enquiry

Compliance note: Fast Business Loans is an introducer, not a lender or financial adviser. We may receive commission from the lender or broker we introduce. Availability and terms of finance are subject to lender assessment. Always consider affordability before committing.


– What is Fast Business Loans—are you a lender?
Fast Business Loans is an introducer that connects UK companies with trusted brokers and lenders; we don’t lend or provide financial advice.

– Does it cost anything to use your service?
No—the enquiry and matching service is free for business owners, and we may receive a commission from a lender or broker if you proceed.

– Is the enquiry a loan application and will it affect my credit score?
No—the enquiry is not a loan application and does not affect your credit score, though individual lenders may run credit checks if you choose to apply with them.

– How much can I borrow?
Our partners typically consider UK business finance from £10,000 upwards, with maximums depending on product and lender (often up to £5m+).

– How quickly will I hear back or get quotes?
You’ll usually be contacted by matched brokers or lenders within hours during business times, with funding timelines depending on the product and your eligibility.

– What types of business finance can you introduce?
We match UK SMEs to unsecured and secured business loans, working capital and cashflow finance, asset and equipment finance, invoice finance, commercial property finance, and sustainability/green project funding.

– What are typical interest rates and terms?
Illustratively, unsecured loans can be 6%–30%+ APR for 1–5 years, secured/commercial mortgages 4%–12% for 3–25 years, asset finance 4%–15% for 1–7 years, and invoice finance around 1%–3% per month.

– What fees should I expect?
Depending on the lender and product, you may see arrangement, broker, valuation, legal or early repayment fees, all disclosed before you proceed.

– What documents will lenders usually ask for?
Common requests include recent management accounts (12–24 months), 3–12 months of business bank statements, details of existing debts, and relevant invoices or contracts.

– Do I need security, and can you help if my credit or records aren’t perfect?
Both secured and unsecured options may be available, and specialist lenders sometimes consider newer or more complex situations—so it’s worth submitting a free eligibility check.

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