Summary: Fast Business Loans helps UK companies access business finance from £10,000 and above by matching them quickly with suitable lenders and brokers. We do not lend or provide regulated financial advice — we are an introducer who connects your business to partners that may be able to help. Complete a short enquiry to receive a free eligibility check and no‑obligation quotes from relevant providers. Get Started – Free Eligibility Check.

Business Finance: Fast, Fair Connections for UK Companies

Demand for flexible business finance remains high across the UK as companies manage cashflow, invest in growth, upgrade equipment, or refinance existing debt. Fast Business Loans makes that search simpler: tell us what you need and we’ll introduce you to trusted lenders and brokers who specialise in your sector. Our service is free, quick and no‑obligation — an enquiry is not an application.

Note: Fast Business Loans is an introducer and does not provide financial advice. Completing the enquiry is safe and does not impact your credit score.

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Why UK businesses choose Fast Business Loans

• Speed: Our short enquiry takes under two minutes and gets you in front of relevant lenders fast.
• No obligation: You’re under no pressure to accept any offer — we only introduce you to providers.
• Sector-aligned matches: We match your business with partners that understand your industry and typical funding needs.
• Secure and private: Your data is handled securely and only shared with partners who can help your request.
• From £10,000 upwards: Our partners commonly provide facilities from around £10k to multi‑million sums.

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What is business finance? Understanding your options

Business finance covers any form of funding a company uses to run or grow its operations. That can include short-term cashflow support, medium-term loans for expansion, or long-term commercial property finance.

Quick glossary:

• Working capital: Short-term funding to pay suppliers, staff or cover seasonal gaps.
• Secured vs unsecured: Secured facilities use an asset or property as security; unsecured do not (lenders may require stronger covenants).
• Broker: An intermediary who shops your requirements across multiple lenders on your behalf.

Want a deeper guide to business finance? Read our detailed business finance overview on our business finance page.

Who we help: Start-ups to established SMEs

We connect a broad range of UK companies with lenders and brokers. While we do not offer sole‑trader specific products, our partners commonly work with:

• Construction and trades
• Hospitality and leisure (hotels, restaurants, pubs)
• Retail and e‑commerce
• Healthcare and medical practices
• Sustainability and green projects (solar, EV chargers, retrofits)
• Manufacturing, engineering and logistics
• Franchises and family businesses

“Fast to match us with a specialist broker — we had a term-sheet in days.” — a recent anonymised client

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Business finance options we can introduce

Flexible business loans

Use: growth, stock, one‑off investments. Ideal for established SMEs with predictable cashflow. Typical sizes: £10k upwards; terms vary by lender. Lenders may require credit and affordability checks.

Cash flow & working capital facilities

Use: bridge gaps, seasonal peaks. Often short-term or rolling facilities that can be drawn as needed. Suitable for businesses with recurring invoices and bank records.

Asset & equipment finance

Use: buy or lease machinery, vehicles, IT. Lenders often use the asset as security. Can preserve capital while spreading cost over useful life.

Invoice finance & factoring

Use: unlock cash tied up in unpaid invoices. Ideal for firms with B2B invoices. Options include factoring (collection managed by provider) or invoice discounting (you retain control).

Commercial & property finance

Use: purchase or refinance business premises, development funding. Typical approach depends on asset, rental profile and borrower experience.

Sustainability & green funding

Use: energy efficiency upgrades, renewables, EV infrastructure. Some lenders offer specialised green finance or incentives for sustainability projects.

Refinance & consolidation support

Use: simplify repayments or reduce monthly cost by consolidating multiple facilities. Eligibility and savings depend on existing rates and outstanding balances.

Each route may be suitable depending on trading history, cashflow and security available. We’ll match you to partners experienced in the right product types.

How our matching process works

1. Quick enquiry: Complete a short form (under 2 minutes) with basic business details — this is an enquiry, not an application.
2. Targeted match: We match your request to selected brokers and lenders who understand your sector and needs.
3. Rapid response: Expect contact by phone or email, typically within hours on business days.
4. Compare and decide: Review offers with the broker/lender and choose whether to proceed. You remain in control.

We only share your information with partners who can help your specific request. Completing the enquiry will not affect your credit score. Start Your Enquiry

Eligibility snapshot: could your business qualify?

While each lender has its own policy, common factors considered include:

• Trading history (many partners accommodate newer businesses, but requirements vary)
• Annual turnover and recent cashflow
• Profitability or management accounts
• Security offered (for secured facilities)
• Credit profile of the company and directors

Because our panel includes a wide range of lenders and brokers, businesses declined by one provider may still be able to secure funding elsewhere. For a personalised view, complete our short enquiry for a free eligibility check.

Responsible finance, transparent communication

We promote clear, fair and not misleading information. Fast Business Loans acts only as an introducer — we do not provide regulated financial advice or make lending decisions. There are no hidden fees for submitting an enquiry and no obligation to accept any offer.

For details on how we handle your information, see our Privacy Policy and our Terms of Use.

Preparing to apply: what lenders commonly request

Having documents ready speeds the process. Typical items lenders and brokers may ask for:

• Recent business bank statements (usually 3–12 months)
• Management accounts or statutory accounts
• Details of outstanding loans and monthly repayments
• Brief summary of loan purpose and projected use of funds
• ID and director details

Tips to improve chances: tidy up bank records, be clear about how funds will be used, and get ready to explain seasonal patterns. When matched, the broker will advise precisely what’s needed.

Success snapshot: anonymised introductions

• Construction contractor — Challenge: cashflow gap while waiting for retentions. Solution: invoice discounting introduced by a specialist broker. Outcome: improved liquidity and ability to bid for new projects.
• Independent café group — Challenge: fit‑out of a second site. Solution: equipment finance plus a small business loan. Outcome: expansion completed without draining working capital.
• Renewables installer — Challenge: investment in vans and PV goods stock. Solution: combined asset finance and short-term working capital. Outcome: fleet upgraded and project pipeline delivered.

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Compare business finance with confidence

Using Fast Business Loans helps you compare multiple options without hunting providers yourself. Our service is free, secure and designed to get you matched quickly so you can focus on running your business. Most clients hear back within hours — ready to get started?

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Business finance FAQs

Is Fast Business Loans a lender?

No — we introduce businesses to lenders and brokers who provide finance directly.

Does enquiring affect my credit score?

No. Submitting our enquiry does not impact your credit file. Lenders may run credit checks only if you decide to proceed.

What loan amounts can I access?

Our panel commonly arranges finance from around £10,000 upwards. Exact availability depends on your business and the product.

How quickly will I be contacted?

Typically within hours on business days, although complex requests may take longer.

Can businesses with limited trading history apply?

Yes — some partners specialise in funding newer companies. Completing the form gives you a personalised view.

Are there any fees to use Fast Business Loans?

No — our introduction service is free to business owners. Any fees related to a loan are set by the lender or broker and will be disclosed to you.

What should I prepare before talking to a broker?

Have recent bank statements, management accounts, a summary of the funding need and basic ID ready — this helps speed up matching and decisions.

Ready to explore your finance options?

If your business needs funding of £10,000 or more, complete a simple enquiry and we’ll match you to lenders and brokers who can help. It’s free, quick and carries no obligation — the providers contact you directly with quotes and next steps.

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