Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Business Loans for UK SMEs – Compare the Right Options Fast
Summary: Fast Business Loans connects UK companies (seeking finance from £10,000+) with lenders and brokers who specialise in business funding. We are an introducer — not a lender — and our free, no-obligation eligibility check helps you get matched quickly to the best finance partners for your needs. Submit a short enquiry and receive tailored quotes from suitable providers. Get Your Free Eligibility Check
Why UK Businesses Choose Fast Business Loans
We’re an introducer — not a lender
Fast Business Loans does not provide funds. Instead, we act as a fast, efficient bridge between your company and a carefully selected panel of finance brokers and lenders. Our role is to match you to the providers most likely to meet your requirements so you don’t waste time contacting unsuitable sources.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What makes us different
- Free, no-obligation eligibility check — no cost to you.
- Quick matching so you can receive quotes within hours.
- Sector expertise — we route enquiries to partners familiar with your industry.
- Secure handling of data and clear next steps — you control whether to proceed.
Get Started — Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Our Business Loan Matching Works
Step 1 — Complete the short enquiry
Spend two minutes on our enquiry form. Tell us your company name, trading history, turnover band, the amount you want (from £10,000+), and what you need the funding for. This is not a formal application and it will not affect your credit score.
Step 2 — Smart matching to trusted partners
We use the details you submit to select brokers and lenders in our panel who specialise in your sector, loan size and product type. Matching criteria include industry, turnover, time trading and credit profile.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Step 3 — Receive tailored quotes & compare
Matched providers will contact you directly with tailored finance options. You’re free to compare, ask questions and decide which route to take — there’s no pressure to accept any offer.
Business Loan Options Accessible via Our Panel
Through our network you can explore a wide range of finance solutions. Below are typical products our partners arrange — each has its own eligibility and suitability profile.
Unsecured Business Loans
Flexible short- to medium-term loans without requiring assets as security. Often used for working capital or smaller growth projects. Typical amounts start at £10,000.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Secured Loans & Asset-Backed Finance
Loans secured against property, plant, equipment or other assets. These can offer larger sums and longer terms for investment or refinancing.
Cashflow & Working Capital
Overdrafts, short-term working capital facilities and flexible loans to smooth seasonal fluctuations or bridge invoice gaps.
Asset & Equipment Finance
Funding to buy or lease machinery, vehicles, IT or specialist equipment — structured to match asset life and cashflow.
Invoice Finance & Factoring
Release cash tied up in unpaid invoices. Useful for businesses with long payment terms that need immediate liquidity.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Specialist Sector Finance
Solutions tailored for construction, hospitality, manufacturing, sustainability projects and other specialist sectors.
For a general introduction to business loans and the types available, see our guide to business loans.
Eligibility & What Lenders Look For
Standard criteria
- Trading history — many lenders prefer established trading but some start-up specialist partners exist.
- Turnover and profitability — lender thresholds vary by product.
- Director/owner credit profile and existing debt levels.
- Security for secured products.
Information to prepare
Having recent accounts, management accounts, a brief business plan or forecast, and ID for key directors speeds the process. Matched brokers may request additional documents before submitting a formal application.
Start Your Free Enquiry — we’ll tell you which documents to have ready.
Business Loan Costs & Considerations
Costs vary widely by product and provider. Common factors to compare include interest rates (fixed or variable), arrangement and legal fees, early repayment charges, and the total cost of credit over the loan term.
When reviewing offers:
- Compare APR or equivalent total cost figures where available.
- Check whether fees are deducted from the loan (reducing available funds) or added to repayments.
- Consider repayment frequency and alignment with your cashflow.
We recommend comparing multiple quotes to understand the full cost and operational impact of each option.
Funding Use Cases We Support
- Expansion and working capital for growth
- Equipment purchases and asset replacement
- Refurbishment, fit-outs or new premises
- Seasonal cashflow and payroll cover
- Refinancing or consolidating existing business debt
- Green and sustainability projects (solar, EV chargers, heat pumps)
Customer Journey: From Enquiry to Funding
Typical timeline (illustrative):
- Submit enquiry — 2 minutes.
- Match & initial contact — within hours during business hours.
- Formal application & documentation — 24–72 hours depending on product.
- Decision and drawdown — from 24 hours after approval for some products to several weeks for complex or secured finance.
Timescales depend on lender processes, product complexity and how quickly documents are supplied.
FAQs About Business Loans & Our Service
Will submitting an enquiry affect my credit score?
No — the initial enquiry is a soft check and won’t impact your credit rating. Matched providers may perform credit checks later if you decide to proceed.
How fast can I get funds?
Some short-term products fund in 24–72 hours after approval; secured or larger facilities can take longer. We’ll match you with the fastest suitable partners where speed is a priority.
What is the minimum loan amount?
Our panel typically arranges finance from £10,000 upwards. Exact minimums depend on the lender and product.
Do you charge businesses to use your service?
No. Our service is free for businesses — you only deal directly with any lender or broker who contacts you about an offer.
Can you help businesses with imperfect credit?
Yes — some lenders specialise in non-standard credit profiles. Submitting an enquiry helps us identify the partners most likely to consider your situation.
Is the enquiry an application?
No. The enquiry is used to match you; formal applications and credit checks happen through the lender or broker if you choose to proceed.
Still have questions? Complete a short enquiry and a matched specialist will call or email you to discuss options.
Ready to Explore Your Business Loan Options?
Fast Business Loans makes it quick and simple to discover finance options from providers who understand your business. Our three-step process is:
- Complete a short enquiry (2 minutes)
- We match you to suitable lenders and brokers
- Compare quotes and choose the best option — no obligation
Get Your Free Eligibility Check Now
Takes 2 minutes · No impact on credit score · Secure & confidential
Important Information & Responsible Borrowing
Fast Business Loans is an introducer that connects businesses to finance providers. We do not provide advice or make lending decisions. All lending is subject to individual lender terms and status. When reviewing offers, consider affordability, total cost and security requirements. If unsure, seek independent financial or legal advice before committing to a product.
Privacy: your details are only shared with relevant partners to help secure quotes. Read our Privacy Policy for full information.
– What is Fast Business Loans — are you a lender?
Fast Business Loans is an introducer that connects UK SMEs with trusted lenders and brokers to compare business finance, and we are not a lender or adviser.
– Will submitting an enquiry affect my credit score?
No—our quick online enquiry uses a soft check that won’t impact your credit score, though matched providers may run formal checks if you proceed.
– How quickly can I get business funding?
Many partners issue tailored quotes within hours, with some fast products funding 24–72 hours after approval while secured or complex deals can take longer.
– What loan amounts and typical uses do you support?
Through our panel you can access finance from £10,000 up to several million for working capital, equipment purchases, refurbishments, expansion, refinancing and green projects.
– What types of business finance can I compare?
You can explore unsecured business loans, secured or asset‑backed loans, working capital and cashflow facilities, asset and equipment finance, invoice finance and specialist sector solutions.
– Do you charge businesses to use your service?
No—our service is free to use and there’s no obligation to accept any offer.
– Is the enquiry an application or commitment to borrow?
No—the enquiry simply helps us match you with suitable lenders or brokers, and you decide whether to proceed once you’ve reviewed the options.
– Can you help start-ups or businesses with poor credit?
Yes—our panel includes lenders that consider start‑ups and a range of credit profiles, and we route your enquiry to those most likely to help.
– What are the eligibility criteria and what documents will I need?
Lenders typically look at trading history, turnover, credit profile and any security, and may ask for recent accounts, management accounts, forecasts and director ID.
– What will a business loan cost and how should I compare offers?
Costs vary by product and provider, so compare interest rates, fees, any early repayment charges, repayment schedules and the total cost of credit to judge affordability.