Fast Business Loans: Are There Any Fees for Finance Matches?

Get Your Free Business Loan Match

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Business Finance Solutions for UK SMEs

Summary: Fast Business Loans connects UK limited companies and SMEs with the right lenders and brokers for business finance from £10,000 upwards. Use our short enquiry for a free, no‑obligation eligibility check — it won’t affect your credit score. We’re an introducer, not a lender: we match your needs to appropriate finance partners quickly so you can compare options and move forward with confidence.

What is business finance and why it matters

Business finance covers any borrowing, lending or funding solution designed to support company needs — from short-term working capital to long-term investment in premises or equipment. Choosing the right product matters because the cost, term, security and flexibility can all affect cash flow, growth plans and financial resilience.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Understanding the core types of business finance

Common categories include business loans (secured and unsecured), asset and equipment finance, invoice finance, commercial mortgages, and specialist funding such as sustainability or trade finance. Each serves different business goals and has distinct eligibility and security requirements.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Common triggers for seeking finance

  • Short-term cashflow gaps or seasonal working capital needs
  • Purchasing or leasing equipment, vehicles, or machinery
  • Premises expansion, refinancing or commercial property purchase
  • Acquisitions, growth or major one-off investments
  • Managing supplier payments or unlocking invoice value

Get your Free Eligibility Check — it takes minutes and helps us match you to partners who specialise in your type of funding.

How Fast Business Loans streamlines your funding search

Searching for business finance can be time-consuming and confusing. Fast Business Loans removes the guesswork by introducing your business to lenders and brokers who have the right expertise for your sector and funding need.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Fast, fair connections

  • Quick matching to lenders/brokers that suit your size and sector
  • Compare multiple options without filling lengthy applications
  • No obligation — you decide whether to proceed with offers
  • Enquiries do not perform a credit check

Safe, transparent process

We clearly explain that we are an introducer, what happens to your data, and what to expect from finance partners. We do not provide regulated financial advice — lenders/brokers will discuss loan terms and carry out any necessary checks if you choose to progress.

What you can expect after you submit an enquiry

  1. Complete a brief enquiry — basic business details, funding amount, purpose and contact details.
  2. We review and match your request to suitable partners.
  3. Selected lenders/brokers contact you to discuss options, terms and next steps.
  4. Compare offers, ask questions, and decide without obligation.

Get Matched Now — No Obligation

Types of business finance we can help you access

Our panel includes brokers and lenders covering a wide range of commercial finance needs. Typical solutions we introduce include:

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Working capital & cashflow loans

Short-term loans and lines to cover payroll, suppliers or seasonal dips.

Asset & equipment finance

Hire purchase, lease or refinance options to acquire or upgrade machinery, vehicles, IT or specialist equipment.

Invoice & trade finance

Invoice discounting and factoring to unlock money tied up in unpaid invoices and improve liquidity.

Commercial mortgages & property finance

Funding for buying or refinancing premises, developments, or investment property.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Growth, expansion & acquisition funding

Medium to long-term funding for scaling operations, opening sites, or acquiring businesses.

Specialist & sustainability finance

Green finance and energy-efficiency funding (solar, EV chargers, retrofit) and sector-specific packages.

All funding matches are tailored to business size, sector and funding amount (we typically facilitate introductions from £10,000 upwards). See your finance options.

Sector expertise: funding support across UK industries

Our finance partners have experience across many UK sectors. We match you to those who understand your market and the common underwriting considerations for your industry.

  • Construction & trades
  • Hospitality & leisure
  • Healthcare & dental clinics
  • Retail & e‑commerce
  • Manufacturing & engineering
  • Agriculture & farming
  • Logistics & transport
  • Food & beverage production

Tell us about your sector when you start your enquiry — it helps us match you faster with the right specialist partners.

Key benefits of using Fast Business Loans

  • Save time: one short enquiry connects you to multiple suitable partners.
  • Improve your chances: matched brokers and lenders know the nuances of sector underwriting.
  • No credit impact: initial enquiries do not trigger credit searches.
  • Free & no obligation: our service is free to businesses — you pay nothing to be introduced.
  • Transparent: we explain next steps and the role of lenders/brokers clearly.

Request Your Free Eligibility Check

Eligibility snapshot & what we need from you

Basic eligibility guidelines

  • UK limited companies and SMEs (we do not handle sole trader or professions‑only loans).
  • Typical finance amounts from £10,000 upwards.
  • Trading history requirements vary by product — some lenders support early-stage businesses.

Information to provide

  • Company name and registration number
  • Annual turnover (approximate)
  • Amount required and the purpose of the funding
  • Contact name, email and phone

Submitting an enquiry does not affect your credit score. Your data is shared only with selected partners relevant to your request. Share your details securely — start now.

Comparing lenders and finance offers: practical tips

Rates, fees and total cost of finance

Look beyond headline rates. Ask for the representative APR, arrangement fees, early repayment charges and any ongoing fees so you can compare the total cost over the term.

Terms, security and flexibility

Consider loan term, any security required (assets or personal guarantees), and whether repayments can be tailored to seasonal income.

Questions to ask potential lenders or brokers

  • What is the total cost (fees + interest) over the loan term?
  • Is security or a personal guarantee required?
  • How quickly can funds be released?
  • Are there repayment holidays or early repayment options?

Get personalised comparisons from lenders and brokers who match your needs.

Success snapshot: real outcomes for UK businesses

Below are anonymised examples of the outcomes our introductions have helped facilitate. These are illustrative and not guarantees of outcome.

  • Manufacturing firm: needed £75k for a new CNC machine — matched to an asset finance broker; funded within 10 working days.
  • Independent hotel: required £250k for refurbishment and seasonal cashflow — introduced to a lender offering tailored repayment structuring.
  • Logistics operator: sought £150k to renew fleet — matched with vehicle finance specialist; flexible term to match contract cycles.

Want to see what’s possible for your business? Explore your options today.

Frequently asked questions about business finance

Are you a lender or a broker?

We are an introducer. We connect you with lenders and brokers who can discuss and provide finance directly.

Does submitting an enquiry affect my credit score?

No — the initial enquiry is an information step and does not perform a credit check. Lenders/brokers may do checks later if you progress.

How quickly will I hear from a lender or broker?

Many partners respond within a few hours during business hours; in some cases it can take up to one working day.

What loan amounts are available?

We typically introduce businesses seeking from £10,000 upwards. Exact ranges depend on the partner and product.

Do you support businesses with adverse credit?

Some partners specialise in cases with past credit issues. Eligibility depends on the lender’s underwriting criteria — it’s worth enquiring.

Will I need to provide security or a personal guarantee?

That depends on the product and lender. Some loans are unsecured, others require business assets or personal guarantees. Your matched partner will explain options.

Get Your Questions Answered — Start Enquiry

Responsible finance & important information

Fast Business Loans is an introducer and does not provide regulated financial advice or lend funds. We aim to provide clear, fair and non-misleading information. Always consider affordability before taking on finance — late or missed repayments can lead to charges, harm credit ratings, and may result in asset repossession where loans are secured.

We only share your details with carefully selected partners relevant to your enquiry. For full details see our privacy policy on the site.

Ready to explore business finance options?

If your company needs funding from £10,000 and up, Fast Business Loans makes it quick to get matched to lenders and brokers who suit your needs. Complete our short enquiry and receive tailored responses from partners experienced in your sector.

No obligation. Free. Quick response.

Start Your Free Eligibility Check

For broader guidance on business finance options we can help you access, see our detailed business finance resource: business finance.

– What is Fast Business Loans—are you a direct lender?
Fast Business Loans is an introducer that connects UK limited companies and SMEs with vetted lenders and finance brokers; we don’t lend money or provide regulated financial advice.

– Will submitting your enquiry form affect my credit score?
No—our quick eligibility enquiry doesn’t run a credit check; any checks happen later only if you choose to proceed with a lender or broker.

– What loan sizes can you help me access?
We typically match businesses to finance from £10,000 upwards, with exact amounts depending on the lender, product and your circumstances.

– How quickly will I hear back and how fast can funding be arranged?
You’ll usually get a response within hours on business days and, subject to underwriting and documentation, some facilities can complete within a few days.

– What types of business finance can you introduce me to?
We can connect you with unsecured and secured business loans, working capital and cashflow lines, asset and equipment finance, invoice finance, commercial mortgages, acquisition funding and specialist sustainability finance.

– Who is eligible to use Fast Business Loans?
UK limited companies and SMEs seeking £10,000+ are eligible (not sole traders), with trading history and criteria varying by product and lender.

– Do you work with start-ups or businesses with adverse credit?
Yes—some partners consider early‑stage companies and cases with historic credit issues, subject to each lender’s underwriting.

– Will I need to offer security or a personal guarantee?
It depends on the product and lender; some facilities are unsecured while others may require assets or personal guarantees.

– What information do I need to submit an enquiry?
Provide your company name and registration, approximate turnover, funding amount and purpose, plus a contact name, email and phone.

– Is your service free and am I obligated to proceed with any offer?
Yes—our matching service is free to businesses and there’s no obligation to proceed after you’ve compared options.

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