Why accountancy practices choose Fast Business Loans

Fast Business Loans specialises in connecting UK accountancy firms and finance teams to lenders and brokers who understand practice cashflow, recurring fee models and acquisition funding. We don’t provide loans — we match your requirement with the best providers from our vetted panel so you can compare options quickly.

• Sector expertise — lenders who know accountancy practice models
• Speed — quick matches and fast lender responses
• Choice — access to a wide panel: banks, specialist lenders and brokers
• Confidential and secure — your data is only shared with relevant partners

Get Started — Takes under 2 minutes · No obligation

Funding challenges facing UK accountancy firms

Accountancy practices face a range of funding pressures. We help you navigate these by matching you to lenders who specialise in professional practices.

Irregular fee cycles and cash flow gaps

Seasonal billing, recurring retainer models and large client-led payment timings create short-term liquidity gaps. Short-term working capital or invoice finance can bridge these periods so payroll and supplier bills stay on track.

Hiring qualified staff and covering payroll

Growing practices must recruit experienced staff quickly. Payroll peaks can be managed with flexible business loans or overdraft-style facilities that suit fee timing.

Technology, software and compliance investments

Investing in practice management software, cloud migration and compliance tools often requires upfront capital. Asset or equipment finance spreads cost and preserves cash.

Practice expansion, mergers and acquisitions

Buying another practice, funding partner buy‑ins or opening a new office requires tailored acquisition finance with appropriate terms and due diligence support.

Want to explore options? Free Eligibility Check — No impact on your credit score.

Finance solutions we can help you access

Fast Business Loans acts as an introducer: we’ll connect you to lenders and brokers who can provide the products below. We do not lend or give regulated financial advice — we make the right introductions so you can compare real offers.

Unsecured working capital loans

• Typical uses: cover payroll, short-term client payment delays
• Loan ranges: commonly from £10,000 upwards
• Turnaround: decisions often in 24–72 hours once documents provided

Practice acquisition & partner buy‑in finance

• Designed for mergers, practice purchases and partner transitions
• Structure: term loans, vendor finance or structured deals through brokers
• Documentation: management accounts, business plan and sale agreements

Invoice finance

• Unlock cash tied up in fees and retainers
• Options: factoring or invoice discounting depending on confidentiality needs
• Typical funding: up to a percentage of outstanding fees; rapid access once approved

Asset & equipment finance

• Fund IT, office fit-outs and hardware
• Structure: hire purchase, leasing or finance agreements
• Benefits: preserves working capital and spreads cost

VAT & tax funding solutions

• Short-term tax funding to manage HMRC timings or VAT spikes
• Quick decisions for established practices with supporting accounts

How our free matching service works

Here’s how to get a tailored lender or broker introduced to your practice — fast.

1. Complete the short enquiry: a few business details and the funding need (under 2 minutes).
2. We match you: your request is compared to our panel and sent only to relevant lenders/brokers.
3. Receive contact: matched partners will contact you to discuss terms and next steps.
4. Compare and decide: review offers and choose the best fit — no obligation to proceed.

Our enquiry does not trigger a hard credit search. Lenders may carry out credit checks only if you choose to proceed. Ready to begin? Get Your Quote Now — No obligation.

Eligibility snapshot for accountancy loans

Each lender has its own criteria, but here’s a quick checklist to see if your practice is likely to qualify for introductions:

• Registered limited company or partnership (practice structure)
• Minimum trading history: often 6–12 months; established firms have wider options
• Minimum loan sizes typically start around £10,000
• Turnover and profitability matter for amount and pricing

Credit history

Lenders vary — many will consider less-than-perfect credit, especially where cashflow or security mitigates risk. We’ll match you with partners likely to consider your profile.

What documents & details to prepare

Preparing key documents speeds lender decisions. Common requests include:

• Recent management accounts or management accounts forecast
• Last 1–3 years’ filed accounts (if available)
• Aged debtors and creditors schedules
• Details of the funding purpose and expected repayment plan
• Identification for directors/partners (as required by lenders)

Tip: have these ready before you start the enquiry to speed the process.

Funding scenarios we commonly support

Stabilising cash flow before peak tax deadlines

Potential solution(s): short-term working capital or VAT funding. Typical loan sizes: £10k–£200k. Result: meet payroll and tax liabilities without disrupting operations.

Financing a practice merger or partner buy-in

Potential solution(s): acquisition finance or broker-arranged structured deals. Typical loan sizes: £50k–£1m+. Result: smooth transaction and phased repayments aligned to projected revenues.

Upgrading practice management & AI software

Potential solution(s): asset finance or equipment leasing. Typical loan sizes: £10k–£150k. Result: modernised systems paid for over time while productivity gains begin immediately.

Opening a new branch or remote advisory hub

Potential solution(s): business expansion loans or refinancing options. Typical loan sizes: £25k–£500k. Result: maintain cashflow while scaling footprint and client base.

Costs, rates and responsible borrowing

Rates and fees depend on lender, loan type, security and credit profile. We do not control or set rates — matched lenders will provide transparent quotes including APR, fees and term specifics.

Always compare total cost of credit (interest + fees) and consider affordability. Fast Business Loans does not charge applicants — our service is free. Make sure you understand repayment obligations and seek independent advice for major borrowing decisions.

Why accountants trust Fast Business Loans

We focus on introductions that save time and improve match quality between accountants and finance providers.

Specialist broker panel for professional services

We select partners with experience in funding professional practices and their specific cashflow patterns.

Secure, transparent approach

Your details are shared only with lenders/brokers relevant to your request. No hard searches at enquiry stage.

Real people, real support

Our team is available to explain the matching process and follow up if you need help with next steps.

“Fast Business Loans helped us find a broker who understood practice acquisitions — the process was quick and discreet.” — Practice Director, Manchester

Start Your Free Eligibility Check — No obligation · No credit impact

Learn more about how we help accountancy practices: accountants business loans

Frequently asked questions

Can Fast Business Loans help with practice acquisition finance?

Yes. We introduce you to brokers and lenders experienced in funding practice acquisitions, partner buy‑ins and mergers. All finance is subject to status and lender terms.

Will completing the enquiry form affect my credit score?

No. Our initial enquiry does not trigger a hard credit search. Partner lenders may perform credit checks only if you choose to proceed with an application.

How quickly could accountants access funds?

Decision times vary by product: some lenders can provide decisions within 24–72 hours once documents are supplied; funding speed depends on the loan type and completion of paperwork.

What loan sizes are available for accounting firms?

Most partners offer loans from around £10,000 upwards. We’ll match you to lenders suited to your required size and purpose.

Do you support new or digital-first accountancy practices?

Yes — many of our partners work with modern, cloud-based practices. Tell us about your model in the enquiry so we match you with the right providers.

What happens after I’m introduced to a broker?

The broker or lender will contact you to verify details, request documents and provide personalised quotes. You decide whether to proceed.

Next steps: connect with accountant-focused lenders

Ready to compare funding options tailored to accountancy practices? Complete our short enquiry and we’ll match you with the best lenders and brokers for your needs. No obligation. No fees to you.

Get Started — Free Eligibility Check · Takes under 2 minutes · No impact on your credit score

Compliance & disclaimer

Fast Business Loans is a credit introducer and does not lend money or provide regulated financial advice. All finance is subject to status, lender terms and affordability checks. Ensure you can afford repayments. Our service is free to applicants; lenders/brokers may charge fees which will be disclosed by them.

For privacy details, see our privacy policy and terms and conditions.