Fast Business Loans for Retail & E-Commerce Seasonal Stock

Get Your Free Business Loan Match

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Business Loans for UK Companies – Compare Options Fast

Summary: Fast Business Loans helps UK limited companies and LLPs find business loans and commercial finance from £10,000 upwards by matching you with lenders and brokers that fit your needs. Our service is free, quick and no-obligation — complete a Free Eligibility Check and we’ll connect you to specialists who can provide quotes and next steps.

Why UK Businesses Choose Fast Business Loans

Here’s why directors and finance teams use Fast Business Loans to find funding:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Save time — we shortlist lenders and brokers that match your sector and needs.
  • No obligation — submit an enquiry and compare options before deciding.
  • Free service — it costs nothing to get matched and receive quotes.
  • Secure handling — your details are shared only with suitable partners.
  • Experience — we match businesses with partners familiar with UK SME finance.

Free Eligibility Check — takes under 2 minutes.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Understanding Business Loans and Your Options

A business loan is capital provided to a company to support growth, working capital, asset purchases or refinancing. Loans can be secured (against assets or property) or unsecured. Repayments, rates and terms vary by lender and by the risk profile of the business.

Fast Business Loans is an introducer — we do not lend money or give regulated financial advice. Instead, we connect your company with lenders and brokers who specialise in commercial finance and will provide personalised terms when you apply or accept an offer.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

To explore typical business loan features and examples, see our central guide to business loans: business loans.

Who We Can Help (Eligibility Snapshot)

We work with companies that need commercial funding of £10,000 and above. Typical criteria include:

  • Limited companies (LTD) and limited liability partnerships (LLP).
  • Trading history — many lenders prefer at least 6–12 months trading, though options exist for established firms and growth-stage businesses.
  • Turnover and loan purpose — working capital, equipment, vehicle or property finance, refinancing, and more.
  • Credit profiles — we can introduce lenders who consider various credit histories, including those with previous refusals.

Want to know if you qualify? See Your Eligibility Now.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Business Loan Products We Can Introduce

Unsecured Business Loans

Amounts: typically from £10k to £250k. Use: short-term working capital or smaller growth projects. Terms: usually 1–5 years. Note: unsecured rates are generally higher than secured options.

Secured Loans & Commercial Mortgages

Amounts: from £50k up to multi-million. Use: property purchase, refinance. Terms: long-term (5–25 years). Security: usually against commercial property or significant business assets.

Asset & Equipment Finance

Amounts: from £10k upwards. Use: machinery, vehicles, IT. Options include hire purchase and finance leases — ideal for preserving cash while upgrading equipment.

Invoice Finance & Factoring

Use: unlock cash tied up in unpaid invoices to improve cash flow. Facilities scale with invoice volumes; can be flexible for seasonal businesses.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Merchant Cash Advance (MCA)

Use: rapid access to cash repaid via a percentage of card takings. Quick access but can be more expensive; suitable for businesses with strong card sales.

Short-Term & Bridging Finance

Use: time-critical projects or property bridging. Terms typically under 12 months; intended to cover short gaps prior to long-term funding.

Sustainability & Green Finance

Use: solar, EV chargers, energy-efficiency upgrades. Some lenders offer preferential terms for green projects — ask to be matched with specialists.

Rates and terms vary significantly. Your matched lender or broker will provide tailored quotes based on your business data. Get Quote Now.

How the Fast Business Loans Matching Process Works

  1. Submit a short enquiry: tell us about your company, funding need and contact details (under 2 minutes).
  2. We match: we select a small panel of lenders/brokers who fit your sector and request.
  3. Receive responses: partners contact you with quotes and next steps — you decide if you want to proceed.
  4. Compare and choose: review offers, check terms and complete the lender’s process directly.

Submitting an enquiry is not an application and does not impact your credit score. Start Your Enquiry.

What Will a Business Loan Cost?

Costs can include interest, arrangement fees, broker fees, valuation fees and early repayment charges. Lenders present rates as interest plus fees; always compare the total cost over the loan term.

Example scenario (illustrative only): a £100,000 loan repaid over 3 years at a representative rate could show different monthly costs depending on fees and whether the loan is unsecured or secured. Always review the lender’s full terms and affordability assessment.

Responsible borrowing: ensure repayments fit your cash flow, plan for worst-case scenarios and read all terms before committing.

Support for 15+ Industries Across the UK

We match companies across many sectors. Below are anonymised examples.

Construction, Engineering & Manufacturing

Case snapshot: South West contractor secured a £150k asset and working capital package to purchase plant and hire staff while tendering new projects.

Hospitality, Retail & Service Brands

Case snapshot: Midlands café chain arranged a £75k fit-out and equipment finance facility to open two new sites and smooth seasonal cash flow.

Healthcare & Professional Practices

Case snapshot: Private clinic funded new diagnostic equipment via an asset finance broker matched through our panel.

Find a lender who understands your sector — Get Started Free Eligibility Check.

Why Use an Introducer Instead of Going Direct?

Searching AloneFast Business Loans
Time-intensive researchShortlist of suitable lenders/brokers
May contact many unsuitable lendersMatched to partners with sector experience
Risk of multiple credit hitsInitial enquiries do not impact credit score
Less insight into fees and termsMultiple quotes to compare costs and terms
Often slowerFaster initial responses and focused matches

Our service is free for business owners.

What UK Businesses Say

“Fast Business Loans connected us to the right broker within hours — we had a competitive asset finance quote the same week.” — SME, Manufacturing

Average satisfaction rating from recent users: 4.7/5 (survey sample Q2 2024).

Join businesses securing funding faster — Get Quote Now.

Frequently Asked Questions

Is Fast Business Loans a lender?

No. We are an introducer that connects your company with lenders and brokers who provide finance directly.

Will checking eligibility affect my credit score?

No. Submitting our enquiry is a soft process and will not impact your credit score. Lenders may perform credit checks later if you proceed with an application.

How quickly can I receive funds?

Speed varies by product and partner — some short-term facilities can fund in days, while secured property finance can take several weeks.

What documents will lenders ask for?

Typically: company accounts, bank statements, proof of ID for directors, and details of the loan purpose. Requirements differ by lender.

Can I apply with adverse credit or previous refusals?

Yes — we can introduce partners who specialise in adverse-credit cases, though terms may vary. Each lender sets its own criteria.

Do you charge business owners a fee?

Our introducer service is free for business owners. Some lenders or brokers may charge fees; these will be disclosed by them.

What loan sizes are available?

We work with providers offering finance from £10,000 to several million, depending on the product and lender.

How secure is my data?

Your details are shared only with selected partners who we deem appropriate for your request. See our privacy policy for full details.

What happens after I submit the form?

We match your enquiry, share it with suitable partners, and they will contact you with quotes and next steps. You can accept, decline or request more information — there’s no obligation.

Start Your Business Loan Enquiry Today

  • Free service — no cost to business owners.
  • Personalised matches to lenders and brokers.
  • Quick responses and multiple quotes to compare.

Start Your Free Eligibility Check

Important information: Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not lend money or provide regulated financial advice. All finance is subject to status, lender terms and affordability checks. Submitting an enquiry does not affect your credit score; lenders may perform a credit check if you accept an offer. Our service is aimed at company-level borrowers and facilities from £10,000 upwards. For privacy details please review our privacy policy.

1) Is Fast Business Loans a lender or a broker?
Fast Business Loans is an introducer that connects UK limited companies and LLPs with trusted lenders and brokers who provide finance directly.

2) Will completing the Free Eligibility Check affect my credit score?
No — the enquiry is not a loan application and won’t impact your credit score; lenders may run credit checks only if you proceed.

3) How quickly can my business get funding?
Timeframes vary by product and partner, with some unsecured or MCA facilities funding in days and secured property finance typically taking longer.

4) What loan amounts are available?
Our partners offer business finance from £10,000 to several million, subject to status and lender criteria.

5) What types of business finance can you introduce?
We match businesses to unsecured and secured loans, commercial mortgages, asset and equipment finance, invoice finance, merchant cash advances, bridging finance, and green/sustainability finance.

6) Who is eligible to use your service?
UK limited companies and LLPs seeking £10,000+ across most sectors can enquire, including firms with varied trading history (often 6–12 months preferred) and credit profiles.

7) What documents will lenders typically require?
Common requests include company accounts, bank statements, director ID, and details of the loan purpose, though requirements vary by lender and product.

8) How much will a business loan cost?
Total cost depends on interest and fees (e.g., arrangement, broker, valuation, and early repayment charges), so always compare the full cost over the term.

9) Can you help if I’ve been declined elsewhere or have adverse credit?
Yes — we can introduce partners who consider adverse-credit cases, though terms will depend on your circumstances.

10) Do you charge business owners a fee to use the service?
No — our matching service is free and no-obligation for business owners, though individual lenders or brokers may charge fees which they will disclose.

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