Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Small Business Loans Tailored for UK SMEs
Summary: Fast Business Loans helps UK companies access business finance from £10,000 upwards by matching your needs with suitable lenders and brokers. Submitting our quick enquiry is free, it does not affect your credit score, and it is not a loan application — it simply helps us find the right finance partners for your business. Ready to check options? Get Started – Free Eligibility Check.
Why Small Businesses Choose Fast Business Loans
We know running a small business is busy. Fast Business Loans saves you time by quickly matching your funding need with lenders and brokers who specialise in SME finance. We act as an introducer — not a lender — and our service is free and without obligation.
- Match with vetted brokers and lenders who understand UK SMEs.
- Free eligibility check in under 2 minutes — no hard credit search to enquire.
- Suitable for borrowing needs from £10,000 and upwards.
- Secure handling of your details to help you get relevant, timely quotes.
Start Your Enquiry — it’s quick and will help us identify the lenders most likely to help your business.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What Types of Small Business Finance Can I Access?
Unsecured Small Business Loans
Flexible loans without specific asset security. Typical uses include working capital, short-term growth funding and one-off investments. Indicative amounts often start at around £10,000.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Secured & Asset-Backed Loans
Loans that use property, equipment or other business assets as security — commonly used for larger borrowing or where lower rates are required.
Short-Term Cashflow Support
Bridging finance, short-term working capital and business overdraft alternatives for seasonal spikes or supplier delays.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Invoice Finance & Factoring
Release cash tied up in unpaid invoices to improve liquidity — ideal for businesses with regular B2B invoices.
Asset & Equipment Finance
Finance to buy or lease machinery, vehicles, or specialist equipment, spreading the cost and preserving working capital.
Merchant Cash Advance
Receivable-based finance repaid from future card takings — useful for retail or hospitality businesses with high card volumes.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Want to compare options? Get Quote Now and we’ll match you with providers who specialise in the product you need.
Who Can Apply for a Small Business Loan?
Our introducer service helps UK limited companies, partnerships and LLPs. We typically work with businesses seeking £10,000 and above. Eligibility criteria vary by lender, but common considerations include:
- Trading history (many lenders prefer at least 6–12 months trading; some can consider newer businesses)
- Annual turnover and profitability
- Type of collateral (if loan is secured)
- Credit history and existing liabilities
Typical documents lenders ask for:
- Recent business bank statements (3–6 months)
- Management accounts or profit & loss statements
- VAT returns (if applicable)
- Details of directors/shareholders and any security offered
Submitting an enquiry does not trigger a hard credit check. Lenders or brokers will explain any checks before they are carried out. Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How Our 4-Step Matching Process Works
- Complete a quick enquiry: Provide basic business details and how much you need — it takes under two minutes and won’t affect your credit score.
- We match you: Our team uses sector experience and partner selection to identify suitable brokers and lenders for your request.
- You speak with a finance professional: A broker or lender will contact you to discuss options and any further documents required.
- Compare and decide: Review offers, compare total costs and terms, then choose the provider you want to proceed with — there’s no obligation to accept any offer.
We typically see first contact within hours. Ready to begin? Start Step 1: Free Enquiry Form.
Key Benefits and Things to Consider
Benefits
- Faster access to multiple quotes — save time compared to contacting lenders individually.
- Sector-matched introductions increase the chance of finding the right solution.
- No upfront cost to use our service.
- Access to specialist products (invoice finance, asset finance, merchant solutions).
Considerations
- Loan agreements are between your business and the lender — read terms carefully.
- Costs vary: compare APR, fees, early repayment terms and total cost of credit.
- Some loans require security which puts assets at risk if repayments are missed.
- Eligibility and rates depend on your circumstances — we’ll try to match you to likely-suitable partners but cannot promise offers.
We introduce you to lenders and brokers who can explain fees and terms before you commit. Request Your Tailored Options.
Support for UK Small Businesses Across Key Sectors
Our partners have experience across many sectors, including construction, hospitality, healthcare, retail, transport and manufacturing. Because lenders often specialise, matching by sector helps secure more relevant terms and faster decisions.
If you’d like sector-specific guidance, start your enquiry and tell us your industry — we’ll match you accordingly. Learn more about our core focus on small business loans.
Illustrative Small Business Funding Scenarios
Retailer restocking for peak season (Illustrative example)
Challenge: Seasonal stock required quickly. Solution: Introduced to an invoice finance provider to free working capital. Outcome: Timely stock purchase and increased seasonal sales.
Manufacturing SME buys new machinery (Illustrative example)
Challenge: Need to upgrade kit to increase capacity. Solution: Matched with asset finance broker offering staged repayments. Outcome: New machinery paid over fixed term while production increased.
Hospitality business covers a cashflow gap (Illustrative example)
Challenge: Slow season created temporary shortfall. Solution: Short-term working capital loan introduced via our panel. Outcome: Staff and supplier payments covered until revenues returned.
These are illustrative examples to show typical uses and outcomes; individual results will vary. Start Your Enquiry.
Small Business Loan FAQs
- Are you a lender or a broker?
- We are an introducer. We don’t lend or provide regulated financial advice; we connect businesses with brokers and lenders who can discuss options.
- How much can I borrow through your partners?
- Many partners work with loans from around £10,000 up to several million depending on product and business circumstances.
- Will submitting an enquiry affect my credit score?
- No. Completing our enquiry is a soft process and does not perform a hard credit search. Lenders may carry out checks later if you proceed.
- How quickly could funds be available?
- Timescales depend on product, documentation and lender. Some short-term facilities can be arranged in days; more complex secured finance may take weeks.
- Can start-ups apply?
- Some partners specialise in early-stage funding; eligibility depends on trading history, turnover and product chosen.
- Do I need to provide security?
- Some loans require security, others do not. Your matched broker or lender will explain security requirements and alternatives.
- What if I’ve been declined elsewhere?
- Working with a wider panel can help — different lenders have different risk appetites. We can try to match you with providers who consider varied credit profiles.
- How does Fast Business Loans make money?
- We receive a fee or commission from lenders/brokers when an introduction converts. There is no cost to you for making an enquiry.
Still have questions? Get Your Free Eligibility Check.
Our Commitment to Clear, Fair and Responsible Introductions
We provide clear information to help you make an informed decision. We don’t guarantee approvals and we encourage you to read any lender or broker terms carefully before accepting an offer. Your details are only shared with carefully selected partners for the purpose of finding finance options; see our privacy policy for full details.
Ready to Explore Your Small Business Loan Options?
Submitting an enquiry is fast, free and no obligation. Tell us a few details and we’ll match you with lenders and brokers who can help. Most businesses get a response quickly — sometimes within hours.
Start Your Enquiry – Free & No Obligation
If you prefer to discuss first, include your preferred contact method in the enquiry and a partner will call or email you to explain likely options.
– What is Fast Business Loans and are you a lender?
We’re a free UK introducer that matches SMEs with vetted lenders and brokers for small business finance; we’re not a lender or financial adviser.
– What types of small business finance can you connect me with?
Our partners offer unsecured business loans, secured and asset-backed loans, invoice finance and factoring, asset/equipment finance, merchant cash advances, and short-term cashflow facilities.
– How much can I borrow through your partners?
We typically introduce funding from £10,000 upward, with maximum amounts depending on the lender, product, and your business profile.
– Will submitting an enquiry affect my credit score?
No, our quick enquiry is not a loan application and does not trigger a hard credit check, though lenders may run checks if you choose to proceed.
– How quickly could I receive funds?
You’ll usually be contacted within hours and, depending on the product and documentation, some facilities can complete in days while secured finance may take longer.
– What documents do lenders usually require?
Common requests include recent business bank statements, management accounts or P&L, VAT returns if applicable, and director/shareholder details, plus security information for secured loans.
– Do you support start-ups or newer businesses?
Yes, some partners consider start-ups and early-stage firms, though many lenders prefer at least 6–12 months of trading.
– Do I need to provide collateral for a small business loan?
Not always, as unsecured loans are available, but larger amounts or lower rates may require security over assets or property.
– Can you help if I’ve been declined elsewhere or have adverse credit?
Often yes, because different lenders have different criteria, and we’ll try to match you with providers open to varied risk profiles.
– How does your 4-step process work and is there any cost or obligation?
Complete a 2-minute enquiry, we match you to suitable lenders or brokers, you review and compare offers, and our service is free with no obligation to proceed.