Business Finance for UK Companies: Fast, Fair, and Tailored Connections

Summary: Fast Business Loans connects UK limited companies and SMEs seeking business finance (loans from £10,000 and up) with lenders and brokers best suited to your needs. We’re an introducer — not a lender — and our free, no-obligation enquiry helps match you to appropriate providers quickly. Start with a Free Eligibility Check to get matched today.

Why UK Firms Choose Fast Business Loans for Business Finance

Fast Business Loans exists to make the search for business finance straightforward and time-efficient. We don’t provide loans or offer regulated financial advice — instead we match your company to lenders and brokers with suitable products.

• Speed: a short enquiry connects you to relevant partners in minutes.
• Sector expertise: we match your business to providers with experience in your industry.
• Free and no obligation: you only progress if you choose to.
• Privacy-first data handling and clear communications.

Free Eligibility Check

What Is Business Finance and How Does It Support Growth?

Business finance covers the products and structures companies use to fund operations, investment and growth. In the UK this ranges from short-term working capital to multi-million pound commercial finance for property or equipment.

Typical uses include: bridging cash-flow gaps, buying assets, refinancing existing debt, funding expansion, and investing in sustainability projects. The right solution depends on your objectives, trading history and security available to a lender.

Read on to see the types of finance we can introduce you to and the sectors we specialise in below — or jump to our industry section here.

Tailored Business Finance Options We Can Introduce You To

We work with lenders and brokers who specialise in these core finance solutions. Rates and terms vary by provider and are subject to individual assessment.

Working Capital & Cashflow Loans

Short- to medium-term funding to ease day-to-day cash flow. Useful for seasonal businesses, invoice delays, or temporary expenses.

• Typical amounts: £10,000–£250,000+
• Repayment: fixed-term or flexible overdraft-style facilities
• Eligibility factors: trading history, turnover, recent bank statements

Rates and terms vary by lender; subject to individual assessment.

Asset & Equipment Finance

Lease or hire-purchase arrangements to fund machinery, vehicles, IT or specialist equipment — keeping capital free while acquiring essential assets.

• Typical amounts: £10,000–£2m+
• Repayment: structured over the asset’s working life
• Security: often secured against the asset financed

Rates and terms vary by lender; subject to individual assessment.

Invoice Finance & Factoring

Unlock cash tied up in unpaid invoices. Ideal for B2B firms with longer payment terms.

• Typical advances: 70–90% of invoice value
• Speed: can provide funds within days
• Eligibility: creditworthiness of your customers often matters more than yours

Rates and terms vary by lender; subject to individual assessment.

Commercial Mortgages & Property Finance

Funding for buying, refinancing or developing commercial premises and investment property.

• Typical amounts: £50,000–multi-million
• Repayment: long-term loans with staged draws for developments
• Security: mortgage on the property

Rates and terms vary by lender; subject to individual assessment.

Sustainability & Green Investment Finance

Dedicated loans for energy efficiency projects, solar installations, EV chargers and low-carbon upgrades.

• Typical amounts: £10,000–£1m+
• Incentives: some lenders offer specialised terms for green projects
• Eligibility: project plans and cost savings often required

Rates and terms vary by lender; subject to individual assessment.

How Our Matching Process Works in Four Simple Steps

1. Complete a two-minute enquiry with basic business details and the funding amount. No obligation.
2. We match you to lenders or brokers who specialise in your sector and needs.
3. Partners contact you to discuss options and may request documents to make formal offers.
4. Compare offers, choose a provider and proceed directly with them to draw down funds.

Get Quote Now

Eligibility Snapshot: Who We Help Secure Business Finance

We typically help UK limited companies and established SMEs seeking finance from £10,000 upwards. While each lender sets its own criteria, common eligibility cues include:

• Minimum trading history (often 6–12 months, varies by product)
• Turnover and profitability aligned to the finance amount
• Management accounts or filed accounts for larger facilities
• Business credit profile and director information

Submitting an enquiry does not guarantee approval — final decisions rest with the lender or broker.

Industry Expertise: Finance Solutions Across the UK Economy

We match businesses in many sectors to lenders who understand their specific cashflow patterns and asset needs.

Key Benefits of Using Fast Business Loans

1. Time saved: we shortlist relevant providers so you don’t search dozens of sites.
2. No upfront cost: our service is free for businesses to use.
3. Higher chance of a relevant match: we match by sector and product fit.
4. Confidential: we only share your details with chosen partners.
5. Transparent: partners explain fees, security and terms before you commit.
6. Flexible: suitable for loans, asset finance, invoice facilities and commercial property funding.

Get Started Free Eligibility Check

Business Finance Comparison Table

Business Finance Application Checklist

• Company registration number, registered address and SIC code
• Latest filed accounts and management accounts
• 3–6 months business bank statements
• Details of directors and ID where requested
• Clear explanation of the funding purpose and repayment plan

Tip: Having digital copies ready speeds up partner responses and underwriting.

Frequently Asked Questions About Business Finance

Is Fast Business Loans a lender or a broker?

We are an introducer that connects businesses with lenders and brokers who will provide finance directly. We do not lend funds ourselves and we do not provide regulated financial advice.

How quickly can I get funding?

Timescales vary by product and lender. Some working capital and invoice finance solutions can be arranged in days, while commercial mortgages and complex asset finance can take several weeks to complete.

Will submitting an enquiry affect my credit score?

No. Your initial enquiry through our form does not affect your credit file. Lenders or brokers may carry out credit checks later if you choose to proceed with an application.

Can start-ups access finance?

Yes — many of our partners offer facilities for early-stage businesses, though requirements vary. Start-ups may be offered higher-cost or asset-secured options depending on trading history and projections.

Do I need to secure finance against business assets?

Some products (asset finance, commercial mortgages) typically require security. Unsecured business loans exist but often carry stricter eligibility criteria and/or higher costs.

What fees should I expect from lenders or brokers?

Fees vary: arrangement fees, broker fees, and interest charges are common. Any fees should be clearly explained by the lender or broker before you commit. Always compare the total cost of borrowing.

Next Steps: Get Connected to a Trusted Business Finance Partner

Ready to explore options? Complete our short enquiry and we’ll match you to lenders and brokers who can help. It takes under two minutes.

Get Quote Now

“Fast, simple and helpful — we submitted an enquiry and had relevant lenders call within hours.” — UK engineering SME (anonymised)

Important Information & Disclaimers

• Fast Business Loans acts as an introducer and does not provide loans or regulated financial advice.
• We will introduce you to brokers or lenders who may contact you directly after you submit an enquiry.
• Any finance provided will be subject to lender terms and credit assessment. We cannot guarantee approval.
• Borrowing may be secured on business or personal assets; failure to repay could result in repossession.
• We receive revenue when a business completes an enquiry and a partner transacts — this does not affect your choice or obligation to proceed.

Related Resources & Support

• Invoice Finance guide
• Asset & Equipment Finance overview
• Learn more about business finance
• Read our blog for funding tips and sector insights

– What is Fast Business Loans and are you a lender?
We’re an introducer that connects UK limited companies and SMEs with suitable lenders and brokers — we don’t lend money or provide regulated financial advice.

– How does the Free Eligibility Check work, and is it a loan application?
You complete a quick, free, no‑obligation enquiry with basic business details, and we use it to match you to relevant providers — it’s not a loan application.

– Will submitting an enquiry affect my credit score?
No, your initial enquiry doesn’t affect your credit file; credit checks only happen if you choose to proceed with a lender or broker.

– What loan amounts can I be matched with?
Typically funding ranges from £10,000 up to multi‑million facilities, depending on the product, sector and individual assessment.

– How quickly can I get business finance?
Working capital and invoice finance can complete in days, while asset finance and commercial mortgages usually take weeks subject to underwriting.

– What types of business finance can you connect me with?
We introduce you to providers offering working capital loans, asset and equipment finance, invoice finance, commercial mortgages and sustainability/green funding.

– Who is eligible to use your service?
UK limited companies and established SMEs are typically eligible, with common criteria including 6–12 months’ trading, turnover aligned to the loan size, and suitable credit.

– What documents will lenders usually request?
Expect to share 3–6 months of business bank statements, latest filed or management accounts, company details, and director ID.

– Do I need security or a personal guarantee?
Asset finance and commercial mortgages are commonly secured on the asset or property, while unsecured loans may require stronger eligibility and/or a director guarantee.

– What fees should I expect, and does your service cost anything?
Our matching service is free and no‑obligation, while any lender or broker fees (e.g., arrangement and interest) will be clearly explained before you commit.