Summary: Fast Business Loans helps UK limited companies and SMEs access business finance from £10,000 upwards by matching you, via a free, no‑obligation enquiry, with lenders and brokers suited to your needs. Submitting an enquiry does not perform a hard credit check — it simply helps us find the right finance partners to contact you with tailored options. Ready to explore options? Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Business Finance: Fast, Fair, and Matched to Your UK Business
Accessing the right business finance quickly can keep operations running, fund growth, and unlock new opportunities. Fast Business Loans does not lend money or give regulated financial advice; we introduce UK businesses to lenders and brokers who can. Our free enquiry helps match your business with those most likely to offer suitable terms — saving you time and improving chances of a positive outcome.
What Is Business Finance and Why It Matters Now
Definition and the current landscape
Business finance describes any funding a company uses to operate or grow. In the current UK market, businesses face rising costs, supply-chain disruption and changing consumer behaviour; as a result, many firms need timely working capital, asset replacements or development finance.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Common funding triggers
Businesses frequently seek finance for:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Short-term cash flow gaps and seasonal working capital
- Expansion — new premises, additional staff or acquisition
- Equipment and vehicle purchases
- Refurbishment, fit-out or relocation
- Sustainability upgrades (solar, EV chargers, heat pumps)
How Fast Business Loans Makes Business Finance Simple
Fast Business Loans acts as an introducer. You complete a short enquiry; we use that information to match you with lenders and brokers who specialise in your sector and funding need. Our matching is free and carries no obligation — any lender or broker you speak to will set their own terms and may carry out checks if you progress.
Important: Fast Business Loans is not a lender and does not provide financial advice.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our 4‑Step Matching Process
Step 1 — Quick enquiry form
Tell us the basics: company name, registration details, how long you’ve traded, turnover band, funding required (typically £10,000+), and intended use. It usually takes under two minutes.
Step 2 — Intelligent lender and broker matching
We compare your needs to our panel and introduce you to partners experienced in your sector and funding type. Introductions are based on likelihood of a good fit — not on guarantees.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Step 3 — Rapid response & discussion
Matched partners contact you to discuss options, request further information and provide indicative terms. Many businesses receive a response within hours during business hours.
Step 4 — Compare, decide, fund
You review offers and decide whether to proceed. Any credit searches or formal underwriting are carried out by the lender you choose to work with.
Business Finance Options We Can Help You Access
We introduce businesses to lenders and brokers offering a broad range of finance solutions. Learn more about business finance on our detailed business finance page: business finance.
Unsecured & secured business loans
Fixed-term loans (secured or unsecured) for working capital, expansion or refinancing. Typical amounts: from £10,000 to several million, terms variable (months to years).
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Asset & equipment finance
Finance to buy plant, machinery, IT or specialist equipment — including rental, hire purchase or lease structures that preserve cashflow.
Invoice & cashflow finance
Invoice discounting, factoring and short-term lines to unlock cash tied up in unpaid invoices and stabilise day‑to‑day operations.
Commercial mortgages & development finance
Funding for property purchase, development projects or refinancing commercial premises. Terms and LTVs vary by lender and project.
Refinance & consolidation solutions
Options to restructure existing debt to reduce monthly costs or simplify multiple facilities into a single, manageable product.
Specialist funding
Fit-out finance, vehicle finance, sustainability loans and sector-specific packages for industries such as hospitality, agriculture or construction.
| Finance type | Typical use | Potential term | Indicative amount | Available for |
|---|---|---|---|---|
| Business loan | Working capital, growth | 1–7 years | £10k – £5m+ | Limited companies, SMEs |
| Asset / equipment | Machinery, IT, vehicles | 1–5 years | £10k – £2m | Trading businesses |
| Invoice finance | Unlock cash from invoices | Revolving | From £10k | Businesses with B2B invoices |
| Commercial mortgage | Buy / refinance property | 5–25 years | £50k – £millions | Property and trading businesses |
Industries We Regularly Support
We work with partners who specialise across a wide range of UK sectors. Examples include:
- Built Environment (construction, contractors)
- Hospitality & Leisure (hotels, pubs, restaurants)
- Logistics & Transport (fleet & vehicle finance)
- Healthcare & Care (clinics, care homes)
- Retail & E-commerce (stock and site finance)
- Manufacturing & Engineering (plant and machinery)
- Agriculture & Farming (equipment and working capital)
- Sustainability projects (solar, EV infrastructure)
If your sector isn’t listed, we may still be able to help — our panel covers many specialist niches. Check your business finance eligibility
Who Our Service Is Right For
Fast Business Loans is designed for UK-registered companies and SMEs seeking finance from about £10,000 upwards. Our service is suitable for:
- Growing SMEs and family businesses
- Franchises and multi-site operators
- Seasonal traders and businesses with working capital needs
- Companies wanting asset or vehicle finance
Eligibility varies by lender. Some partners require a minimum trading history, while others will consider shorter trading periods or businesses with previous adverse credit. Any specific requirements are determined by the lender or broker.
What You’ll Need to Complete the Enquiry
To get the best matches, have the following to hand:
- Company name and registration number
- Trading history (months/years)
- Estimated annual turnover
- Funding amount required (from £10,000)
- Purpose of the funds (e.g., equipment, cashflow)
- Contact details for a director or finance contact
Submitting an enquiry does not trigger a hard credit search; lenders may carry out credit checks later if you choose to progress.
Transparent, Fair, and Compliant Introductions
We follow clear principles to ensure any promotion is fair, clear and not misleading. Fast Business Loans acts as an introducer — we do not provide regulated financial advice and we do not decide lending terms. Lenders and brokers set terms, fees and carry out underwriting.
Your data is handled securely and only shared with partners that may be able to help. For full details see our Privacy Policy.
Why UK Businesses Choose Fast Business Loans
Our service focuses on speed, relevance and simplicity:
- Speed & simplicity: a short enquiry replaces hours of searching.
- Trusted panel: matched introductions to partners experienced in business lending.
- Sector expertise: we match by sector and funding purpose, not just broad categories.
- No cost to you: our enquiry service is free and has no obligation.
- Confidentiality: we only share details with lenders or brokers who can help.
Real Outcomes: Example Funding Scenarios
Scenario 1 — Construction supplier
Funding secured: £75,000 invoice finance line
Time to offer: 48 hours
Result: supplier paid on time and project schedules kept.
Scenario 2 — Independent restaurant
Funding secured: £50,000 fit-out loan (asset-backed)
Time to offer: 7 days
Result: refurbishment completed ahead of the summer season.
Scenario 3 — Manufacturing SME
Funding secured: £120,000 equipment finance via hire purchase
Time to offer: 5 days
Result: new machinery increased production and reduced lead times.
Step‑by‑Step: After You Hit Submit
- Confirmation email acknowledging your enquiry.
- Introduction from matched broker or lender to discuss options.
- Indicative terms and documentation request (if appropriate).
- Formal decision, acceptance and funding — timing depends on lender and product.
You control the pace: introductions do not commit you to any product or provider.
Frequently Asked Questions
Are you a lender?
No — we introduce businesses to lenders and brokers. Any loan or finance contract is between you and the finance provider.
Does submitting an enquiry affect my credit score?
No. Completing the enquiry does not create a hard credit search. Lenders may run credit checks later if you choose to proceed.
What loan amounts are typically available?
Our panel can help with funding from around £10,000 up to several million depending on product and circumstances.
How fast can funds be released?
Times vary by product: some invoice or short-term cashflow facilities can be available within days; larger asset or property finance may take several weeks.
Can businesses with previous adverse credit apply?
Yes — some lenders specialise in higher-risk or non-standard credit profiles. Eligibility is determined by the lender.
Are there costs to use Fast Business Loans?
No — the enquiry and matching process is free. Any fees or costs are set by the lender or broker you choose to work with.
What documents might lenders request?
Common requests include company accounts, bank statements, ID for directors and details about the funding purpose.
Can I reapply if declined?
Yes. Different lenders have different underwriting criteria — a decline from one provider does not preclude offers from others.
Helpful Resources for Business Finance Preparation
Begin Your Business Finance Enquiry
Ready to explore business finance options tailored to your needs? Complete a short enquiry and we’ll match you with the lenders and brokers most likely to help. It takes less than two minutes and there’s no obligation.
Start Your Enquiry – Free Eligibility Check
Fast Business Loans is an introducer. We do not provide financial advice. All lending decisions, terms and fees are set by the lender or broker we introduce you to.
1) What is Fast Business Loans and are you a lender?
Answer: Fast Business Loans is a free UK business finance introducer that matches you with trusted lenders and brokers; we are not a lender and we don’t provide financial advice.
2) Will submitting an enquiry affect my credit score?
Answer: No—our short enquiry does not create a hard credit check, and any checks only happen later if you proceed with a lender.
3) What loan amounts can I access through your partners?
Answer: Our panel typically offers business finance from about £10,000 up to several million, depending on the product and your circumstances.
4) How quickly can I get a UK business loan or finance?
Answer: You’ll usually hear back within hours, with some cashflow or invoice facilities arranged in days and larger asset or property finance taking longer.
5) What types of business finance do you help with?
Answer: We match UK businesses to unsecured and secured loans, asset and equipment finance, invoice finance, commercial mortgages and development finance, refinancing, and specialist sector funding.
6) Who is eligible to use your service?
Answer: UK‑registered companies and SMEs across many sectors can enquire, with lender criteria varying by trading history, turnover and credit profile.
7) Is the enquiry an application and am I obligated to proceed?
Answer: No—it’s not a loan application but a matching enquiry, and there’s no obligation to accept any offer.
8) What information and documents will I need?
Answer: You’ll start with company details, trading history, turnover band, funding amount and purpose, and lenders may later request accounts, bank statements and director ID.
9) What can the funds be used for?
Answer: Funds can support working capital and cash flow, expansion, equipment or vehicles, refurbishments or fit‑outs, property purchase or development, and sustainability upgrades.
10) How does your 4‑step matching process work?
Answer: Complete the quick enquiry, we match you to relevant lenders or brokers, you discuss options and receive indicative terms, then you compare offers and decide whether to proceed.