Summary: Fast Business Loans helps UK companies (loans from £10,000 upwards) find suitable business finance by matching them—quickly and without obligation—with lenders and brokers who specialise in commercial lending, asset finance, invoice finance, refinance and growth funding. Submit a short enquiry (this is not a loan application) and receive a free eligibility check and tailored introductions so you can compare real offers. Get your free eligibility check now: Free Eligibility Check.

Business Finance Options Made Simple

Finding the right funding for your business shouldn’t be slow or confusing. Fast Business Loans connects UK companies needing £10,000+ with trusted lenders and brokers so you can get clear options fast. We don’t lend money or give regulated financial advice—we introduce you to finance specialists who will.

• Funding from £10,000 to multi-million pound facilities
• Quick, obligation-free matching
• Access to asset, invoice, working capital and sustainable finance

Get Started — Free Eligibility Check

What is business finance and why it matters now

Business finance covers any form of capital a company uses to run, grow or restructure operations. In today’s economy, effective finance solutions help manage cashflow, purchase equipment, refinance expensive debt and fund expansion. Rising costs, supply chain pressures and the drive to invest in sustainability mean many businesses need tailored funding that suits timing, security requirements and repayment capability.

Want to explore specific options for your plans? Jump to finance options or Get a Free Eligibility Check.

How business finance works in the UK

Commercial finance is broadly provided by high-street banks, specialist lenders and brokers. Lenders assess risk using factors such as trading history, turnover, profit margins, director credit profiles and the security offered. Brokers sit between businesses and multiple lenders to find matches based on industry experience and product fit.

Fast Business Loans simplifies this process by collecting a small set of details and introducing you to lending partners who can respond quickly. Your enquiry is used to match your needs—not to apply directly—so it does not itself constitute a lender application.

Business finance options we can introduce

Working capital & short-term loans

Short-term and unsecured loans help with seasonal cashflow gaps, payroll, supplier payments or unexpected costs. Typical terms: 3 months–3 years. Suitable for companies that need quick access and have steady revenue.

Asset & equipment finance

Asset finance funds machinery, vehicles, IT or production equipment through hire purchase, leasing or refinance. Typical deal sizes range from £10k upward with terms from 1–7 years depending on asset life.

Invoice finance & cashflow solutions

Invoice factoring and discounting unlock cash tied in unpaid invoices so you can pay staff and suppliers. Great for B2B businesses with extended payment terms.

Growth, expansion & sustainability loans

Longer-term facilities for expansion, site acquisition, large projects or green upgrades such as solar, EV chargers or energy efficiency works. Funding and structure depend on project size and security.

Not sure which is right? Start with a short enquiry and we’ll match you to specialists who understand your sector: Request My Quote.

Why use Fast Business Loans?

We save time and increase your chances of a suitable match by introducing your business to lenders and brokers that specialise in your industry and funding need. Key benefits:

• Speed — short form and fast introductions to lenders.
• Expert matching — we pair your case with partners who know your sector.
• Obligation-free — submitting an enquiry is not an application and does not commit you to proceed.
• Transparent — we explain what to expect and what information lenders may request.

What we do not do

We are an introducer: we do not lend, and we do not provide regulated financial advice. We will introduce you to lenders or brokers who can discuss tailored terms and affordability if you choose to proceed.

Get Your Free Eligibility Check

Step-by-step: From enquiry to funding

1. Submit a short enquiry (2 minutes) — basic business details, funding amount and purpose. This is not a loan application.
2. We match you — we share relevant details with selected lenders/brokers who can help.
3. Receive responses — matched partners contact you to discuss options, run eligibility checks and provide quotes.
4. Compare and decide — review offers, ask questions and proceed with the provider you choose. You always retain control.

Typical response time: many lenders contact you within hours during business days; funding timelines vary by product (days for short-term & asset finance; weeks for larger secured facilities).

Start Your Enquiry — it’s quick, free and obligation-free.

Understanding costs, terms & eligibility

Costs vary significantly between lenders and product types. Interest rates, arrangement fees, early repayment charges and documentation fees may apply. Always ask lenders for representative APR, total cost of credit and a full repayment schedule.

Typical eligibility markers

• Minimum deal size: usually from £10,000 upwards.
• Turnover and profitability — some lenders require minimum annual turnover.
• Trading history — many lenders prefer at least 12 months trading, though start-up options exist via specialist partners.
• Security — secured loans often require business assets or director guarantees.
• Credit profile — rates and options depend on the business and director credit history.

Documents & checklist

Be prepared to share: company registration, recent accounts or management accounts, recent bank statements, VAT returns (if applicable), and details of existing borrowing. Having these ready speeds up decision-making.

Free Eligibility Check

Industry-focused support

We routinely match businesses across construction, hospitality, manufacturing, retail & e-commerce, logistics, healthcare, agriculture and sustainability projects. Each sector has specialist lenders — for example, asset finance for manufacturers, invoice finance for agency/accountancy firms, and refurbishment loans for hospitality providers.

To discuss sector-specific options, complete our short form: Get Quote Now.

Success snapshots

Manufacturer (North West) — secured £250,000 asset finance to buy CNC equipment. Matched within 48 hours and funded in 9 days after paperwork.

Independent Hotel (South England) — received three refinance & working capital options to manage seasonal cashflow and fund a kitchen refit; chose a 5‑year facility that reduced monthly costs.

These are anonymised examples showing typical outcomes when businesses are matched to the right lender/broker.

Responsible finance & compliance commitments

We follow clear, fair and not misleading communications. We are an introducer and make no promises of approval. Lenders determine eligibility and terms. We encourage you to check affordability and request full cost details from any provider before accepting an offer. Your data is processed in line with data protection law and only shared with finance partners relevant to your enquiry.

Frequently Asked Questions

Does submitting an enquiry affect my credit score?

No — submitting an enquiry via Fast Business Loans is not a credit application and does not affect your credit score. Matched lenders or brokers may perform credit checks later with your consent.

How quickly can I get funding?

Timelines vary: some short-term loans and asset finance facilities can be arranged within days once documents are provided. Larger or secured loans typically take weeks. Your matched partner will provide an indicative timeline.

What if I’ve been turned down elsewhere?

We work with a broad panel including specialist lenders who consider a range of credit profiles. While no introduction guarantees approval, we often find alternative routes when mainstream options fail.

Is there a cost to using Fast Business Loans?

Our enquiry service is free for businesses. If you proceed with a lender or broker introduced by us, they may charge fees or include arrangement costs in the product — those are set by the provider, not by us.

Can I refinance existing borrowing?

Yes. Refinancing or consolidation is a common use case; we can introduce partners who specialise in restructuring debt to improve monthly cashflow or rates.

Ready to get matched? Get Started — Free Eligibility Check.

Start your enquiry — get matched fast

Complete a short, obligation-free form and we’ll match you with lenders and brokers who can help you move forward. It takes under two minutes and does not commit you to proceed.

Start Your Enquiry: Free Eligibility Check

For more background on funding types, see our pillar on business finance.

Disclosure & Disclaimer

Fast Business Loans is an introducer of finance. We do not provide financial advice, nor do we lend funds. Any introductions are to third-party lenders or brokers who will make their own assessments and provide terms. Always consider affordability and ask lenders for full cost information before proceeding.