Quick summary: If you run a hotel in the UK and need funding — for refurbishment, working capital or buying property — Fast Business Loans can quickly match your business with specialist lenders and brokers who understand hospitality. Our free enquiry is not an application and has no obligation or initial credit impact. Typical introductions are for facilities from around £10,000 upwards. Ready to compare options? Get a Free Eligibility Check.
Hotels Business Loans: Secure Funding Fast With Trusted UK Lenders
Running a hotel means balancing bookings, staffing and seasonal peaks. Whether you need short-term cash flow, a major refurbishment or a mortgage for expansion, finding the right finance quickly matters. Fast Business Loans doesn’t lend — we connect UK hotels with lenders and brokers who specialise in hospitality finance so you can compare real, relevant options without the legwork.
- Fast matches to lenders who understand hotels
- Options for refurbishment, working capital, asset finance and mortgages
- Free, no-obligation enquiry — no initial credit impact
Fast Business Loans is an introducer, not a lender. Enquiries are free and without obligation. We do not guarantee lending decisions — final offers depend on lenders’ assessments.
Why UK hotels choose Fast Business Loans
We specialise in connecting hotels with lenders or specialist brokers who know hospitality. That sector knowledge improves the quality of matches and reduces wasted time — you won’t be explaining seasonal occupancy or event revenues to a generic lender.
Specialist support for hotels & hospitality
Our partners include brokers experienced in hotel mortgages, working capital for seasonal demand, asset finance for kitchens and laundry equipment, and fit-out loans for boutique upgrades.
Transparent, no-obligation introductions
We make clear that we introduce you to lenders and brokers — you decide whether to proceed. Submitting an enquiry simply helps us identify the most appropriate partners for your needs.
Ready to compare hotel finance options? Start your enquiry in under two minutes.
How our hotel finance matching works
- Complete a quick enquiry — tell us a few business details and the type/amount of funding you need. It takes around two minutes. Get Quote Now.
- Intelligent matching — we match your request to lenders and brokers on our panel who specialise in hospitality and the finance type you need.
- Phone or email contact — matched partners typically contact you to discuss terms, documentation and next steps.
- Compare and decide — review offers, ask questions and choose the solution that fits your hotel. There’s no obligation to accept any offer.
Most businesses receive initial contact within hours during working days. Free Eligibility Check.
Finance options for hotels we can introduce
Our panel can introduce hotels to lenders and brokers offering a wide range of facilities. Below are common options and typical use-cases.
Working capital loans
Short- to medium-term loans to cover staff costs, seasonal occupancy dips, or to respond to a drop in corporate bookings.
Fit-out & refurbishment finance
Funding for guest-room upgrades, EN compliance works, or complete refurbishments to increase room rates and occupancy.
Asset & equipment finance
Lease or hire-purchase for kitchen equipment, laundry machines, minibars, EV chargers and other capital items.
Commercial mortgages
Purchase finance for freehold or leasehold hotel properties, or funding for redevelopment and expansion projects.
Invoice finance & merchant cash advances
Unlock cash tied up in corporate bookings or invoices; get quicker access to funds for immediate needs.
Sustainability & energy-efficiency funding
Specialist lenders and schemes for solar PV, heat pump upgrades, and other energy-saving investments.
Typical facility ranges vary by lender, but our partners arrange loans from around £10,000 up to several million pounds depending on the request. To check which lenders may be suitable, Get a Free Eligibility Check.
Hotel funding challenges we help solve
Hotels face specific funding issues — we match you to partners who have experience solving them:
- Seasonal cashflow and off-peak revenue shortfalls
- Refurbishment and brand repositioning finance
- Replacing or upgrading high-cost assets (kitchens, boilers, laundry)
- Funding for sustainability projects that reduce operating costs
- Funding to buy additional properties or convert buildings into rooms/aparthotels
If you have one of these challenges, you could benefit from speaking to a specialist — Get Quote Now.
Eligibility snapshot for hotel businesses
Lenders consider a mix of factors when assessing hotel finance requests. Common criteria include:
- Trading history and company structure
- Turnover and profit margins
- Occupancy rates and seasonal trends
- Quality of security (property, assets) for secured loans
- Management experience and business plan for expansions
New hotels or recent start-ups may still find options via specialist lenders or brokers, but requirements differ. Eligibility is always subject to lender criteria — we cannot guarantee approval. To see which lenders might consider your hotel, check eligibility in minutes.
What to expect after you enquire
Submitting your enquiry is quick and non-binding. Typical next steps:
- Initial contact from matched brokers/lenders (often within hours)
- Clarification calls and requests for documents (accounts, occupancy reports)
- Formal proposals and indicative pricing
- Credit checks or valuation (only by lenders if you progress)
- Completion and drawdown once terms are agreed
Costs, interest rates and fees vary by lender and product. Always review full lender terms before accepting an offer. Want to get started? Get a Free Eligibility Check.
Why introducer support beats DIY searching
Searching for hotel finance alone can be time-consuming and inefficient. Using an introducer like Fast Business Loans gives you:
- Single quick enquiry that reaches multiple specialist partners
- Sector-specific matching — lenders who understand hospitality
- Faster initial responses and fewer irrelevant calls
- Time saved so you can focus on running the hotel
Compare your options faster — Start your enquiry.
Success snapshot: hotel funding stories
Case 1 — Boutique city hotel
The challenge: Mid-life refurbishment to add ensuite bathrooms and rebrand.
The match: Introduced to a broker who arranged fit-out finance over 5 years with staged drawdowns.
The result: Upgraded rooms increased average room rate and occupancy within three months of completion.
Case 2 — Coastal inn
The challenge: Seasonal cashflow shortfalls during redesign of website and bookings engine.
The match: Merchant cash advance to smooth payroll and supplier payments during the transition.
The result: Business maintained operations without service disruption and saw bookings recover.
Examples are illustrative; individual results vary. To see how we could help your hotel, Get Quote Now.
Hotel Finance FAQs
How quickly can hotels secure funding after enquiring?
Initial contact from a matched broker or lender often occurs within hours on business days. The time to funding depends on lender processes and the complexity of the request — from a few days for simple asset finance to several weeks for commercial mortgages.
Do you charge hotels to use the service?
No. Submitting an enquiry through Fast Business Loans is free, with no obligation to accept any offer.
Will my credit score be affected?
Enquiring with Fast Business Loans does not affect your credit score. Lenders may perform credit checks only if you choose to progress with an application.
Can I refinance existing hotel debt?
Yes — our partners can often offer refinance solutions to consolidate debt, improve cashflow or change loan terms. Availability depends on your circumstances.
What documents do hotel lenders typically ask for?
Common documents include management accounts, 12–24 months’ trading figures, occupancy and ADR (average daily rate) data, and details of the property or assets offered as security.
Are lenders familiar with seasonal businesses?
Yes. We match you to lenders and brokers that understand seasonal cashflow patterns common in hospitality.
What minimum loan size can you introduce?
We typically introduce facilities from around £10,000 upwards. For bespoke requirements higher thresholds may apply.
Can hotel groups request multiple facilities?
Yes — groups or multi-site operators can enquire for multiple facilities; we will match the request to suitable partners.
Get started with Fast Business Loans today
Fast Business Loans helps UK hotels find the most suitable lenders and brokers quickly. Our service is free, fast and tailored to hospitality needs. It takes less than two minutes to submit an enquiry and does not commit you to anything.
- Free enquiry — no obligation
- Sector specialists — matched to hospitality-experienced partners
- Rapid responses — most contacts within hours on business days
Start Your Hotel Finance Enquiry
Fast Business Loans is an introducer, not a lender. We do not guarantee offers; lenders and brokers make final credit decisions.
Related reading: learn more about our sector focus on hotels business loans.
– What is Fast Business Loans and how does it help UK hotels get finance? — Fast Business Loans is a free introducer that matches UK hotels to trusted lenders and brokers for working capital, refurbishment, asset finance and commercial mortgages so you can compare real options fast.
– Does submitting an enquiry affect my credit score? — No, the enquiry is not a loan application and has no initial credit impact; credit checks only occur if you choose to proceed with a lender.
– How quickly can a hotel secure funding after enquiring? — You’ll typically hear from a matched broker or lender within hours on business days, with funding ranging from a few days (asset/equipment finance) to several weeks (commercial mortgages).
– What loan amounts are available for hotel business finance? — Our partners commonly arrange facilities from around £10,000 up to several million, depending on your circumstances and the product.
– What types of hotel finance can you introduce? — We connect hotels with working capital loans, fit-out and refurbishment finance, asset and equipment finance, invoice finance, merchant cash advances, sustainability funding and commercial mortgages.
– What are the eligibility criteria for hotel business loans? — Lenders typically assess trading history, turnover and margins, occupancy trends, available security and management experience, with criteria varying by lender and product.
– What documents do hotel lenders usually request? — Expect to provide management accounts, 12–24 months’ trading figures, occupancy and ADR data, and details of any property or assets offered as security.
– Can you help with seasonal cash flow or refinancing existing hotel debt? — Yes, we match hotels to hospitality specialists who offer seasonal cash flow solutions and refinance options subject to lender assessment.
– Do you charge fees, and am I obliged to accept an offer? — Enquiries are free and there’s no obligation to proceed; any lender or broker fees and interest rates will be disclosed in the offers you receive.
– Do you support start-ups or multi-site hotel groups in the UK? — Yes, specialist partners can consider new hotels and multi-site operators, though requirements differ and approvals depend on lender criteria.
