Commercial Finance: Compare Trusted UK Lenders Fast
Summary: Fast Business Loans helps UK companies seeking commercial finance (from £10,000 upwards) by matching them quickly to lenders and brokers best suited to their needs. Complete a short, no‑obligation enquiry and receive tailored quotes — this is an introducer service, not a loan application. Get Started — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Quick facts
- Fast enquiry — under 2 minutes to submit basic business details.
- Funding from £10,000 to multi‑million — we match to suitable providers.
- Your enquiry is not an application and does not affect your credit score.
What is commercial finance?
Commercial finance covers the funding solutions companies use to buy property, develop land, acquire assets, smooth cash flow, refinance debt, or invest in growth projects. It includes secured and unsecured business loans, commercial mortgages, bridging and development finance, invoice and asset finance, and specialist facilities tailored to industries such as construction, hospitality, manufacturing and more.
Fast Business Loans does not lend money. We introduce businesses to lenders and brokers who specialise in commercial finance so you can compare options and choose the partner that best meets your needs. Ready to see your options? Free Eligibility Check
How our commercial finance matching works
1. Share your requirements
Tell us a few details about your business, the amount you need (from £10,000+), the purpose of the finance and an easy way for brokers/lenders to contact you. This is a short enquiry — not an application.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
2. We shortlist suitable providers
Using your information, we identify lenders and brokers in our panel who specialise in the product and sector you need. We aim to match you with partners who understand your trade and lending criteria.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
3. Receive tailored offers
Matched lenders or brokers contact you directly to discuss options. They may ask for supporting documents to produce quotes. You can compare terms, fees and timings.
4. You decide — no obligation
There’s no pressure to proceed. Choose the offer that best fits your business objectives and affordability. If you accept, you apply directly to the lender/broker who then handles approval and funding.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Who commercial finance helps
Commercial finance supports businesses across many use cases. Below are common reasons companies seek funding and the typical outcomes lenders can support.
Property purchase & development
Commercial mortgages, development finance and bridging loans to acquire or develop business premises, retail units, hotels or mixed‑use sites.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Refinancing & debt consolidation
Restructure multiple facilities into a single, more manageable arrangement to improve monthly cash flow and simplify repayments.
Working capital & growth projects
Short‑term working capital, invoice finance or asset finance to buy stock, hire staff, purchase equipment or expand operations.
If you’re planning a property or development project, learn more about our commercial property options commercial finance.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Types of commercial finance we can introduce
The table below summarises common finance types and typical uses; exact eligibility and costs depend on each lender.
| Finance type | Typical uses | Amount range | Security |
|---|---|---|---|
| Commercial mortgage | Buy investment or owner‑occupied property | £50k — £5m+ | Property security |
| Development finance | Fund property development or conversions | £100k — multi‑million | Site/property security |
| Bridging loan | Short‑term gap funding for purchases or refurb | £10k — £5m+ | Often property or asset security |
| Asset & equipment finance | Buy machinery, vehicles, IT, fit‑outs | £10k — £1m+ | Asset‑backed |
| Invoice finance | Release cash tied in unpaid invoices | £10k — £2m+ | No property; facility dependent |
| Refinance & consolidation | Restructure existing debts to improve cashflow | £10k — multi‑million | Depends on lender |
Note: Product names, availability and lender criteria vary. We will match you to providers who can assess your specific circumstances.
Eligibility snapshot & what lenders look for
- Trading history — many commercial lenders expect at least 12 months trading; some specialist products accept shorter histories with stronger security.
- Turnover and profitability — lenders review turnover, margins and cashflow to assess affordability.
- Security — property, assets or personal guarantees may be requested depending on product and amount.
- Credit profile — previous defaults or County Court Judgements are considered; different lenders have different tolerances.
- Documentation — accounts, bank statements, management information and project plans help speed up decisions.
If you’re unsure whether you meet criteria, submit a short enquiry and we’ll match you with providers who can assess your case. Tell us about your business
Cost considerations & responsible borrowing
Commercial finance products vary widely in cost. Typical factors that affect pricing:
- Interest rate type — fixed, variable or facility‑fee based.
- Term length — shorter terms can carry higher monthly payments.
- Arrangement & exit fees — some lenders charge upfront or completion fees.
- Valuation, legal and broker fees — these can be payable during the process.
Always compare the total cost (APR or effective cost where available), check repayment profiles and confirm all fees before proceeding. Fast Business Loans will not charge you for the introduction; any fees from brokers or lenders will be disclosed by them prior to commitment.
Figures are indicative; exact terms depend on lender assessment. Consider affordability and seek professional advice where appropriate.
Why choose Fast Business Loans
- Speed — a short enquiry connects you to relevant lenders quickly.
- Coverage — access to brokers and lenders experienced in commercial solutions.
- Time saved — we shortlist partners so you don’t have to search multiple providers.
- No cost & no obligation — submit an enquiry for free and compare offers.
Client story — how matching speeds funding
A Midlands construction firm needed £250,000 bridging to secure a land purchase while planning works. They completed our short enquiry in under 3 minutes. Within 24 hours two specialist brokers contacted them, outlined likely costs and timescales, and arranged a valuation and term sheet. The client chose the best fit and moved from enquiry to exchange within six weeks. This is a typical example — timelines vary by product and lender requirements.
Commercial finance FAQs
Is Fast Business Loans a lender?
No. We are an introducer that connects businesses with lenders and brokers. Any contract, application or loan agreement is between you and the finance provider.
Will my credit score be affected by enquiring?
No. Submitting our enquiry does not impact your credit score. Lenders may carry out credit checks only if you apply directly to them and provide authority.
How quickly can commercial finance complete?
Timescales depend on product: bridging can complete in days to weeks; development finance and commercial mortgages often take several weeks to a few months due to valuations, legal work and conditions.
Are there fees for using Fast Business Loans?
Our service is free for businesses. Any fees from brokers or lenders will be disclosed by the provider before you commit.
Can I still get finance after a previous rejection?
Possibly. We work with a broad panel and may be able to match you to lenders with different criteria. Disclose past issues honestly so partners can provide accurate guidance.
What information do I need to provide?
Basic business details, funding amount and purpose, recent turnover and contact information. More documentation may be requested by the lender/broker after the initial introduction.
Important disclaimers
Fast Business Loans is an introducer and does not provide lending or financial advice. We connect businesses with third‑party lenders and brokers. Any finance offer, decision and contract is made directly with the lender or broker. Eligibility, rates and fees vary by provider and are subject to credit and other checks. Consider affordability before borrowing and seek independent advice if required. Your data will be handled in accordance with our privacy policy.
1) What is commercial finance and how can it help my UK business?
Commercial finance is funding for property, development, assets, working capital or refinancing, helping UK companies invest, grow and manage cash flow.
2) Is Fast Business Loans a lender or a broker?
Fast Business Loans is an introducer that matches you with trusted UK lenders and brokers; any application or agreement is with the provider.
3) Will submitting an enquiry affect my credit score?
No — the enquiry is not a loan application and won’t affect your credit score; credit checks only happen if you proceed with a provider.
4) How much can I borrow and over what term?
We match UK businesses to providers offering from £10,000 to multi‑million facilities, with terms set by the product and lender.
5) How quickly can I get funding?
Timelines vary by product, with bridging often completing in days to weeks and commercial mortgages or development finance taking several weeks to a few months.
6) What types of commercial finance can you introduce me to?
We can connect you to commercial mortgages, development and bridging finance, asset and equipment finance, invoice finance, and refinance/consolidation solutions.
7) What information and documents will I need?
Start with basic business details, amount and purpose, then lenders may request accounts, bank statements, management information and project plans to quote.
8) Do you charge any fees for using the service?
Our introducer service is free for businesses, and any broker or lender fees will be disclosed by the provider before you commit.
9) Can I get finance if I’m a start‑up or have imperfect credit?
Possibly — we work with a broad panel including specialists with varied criteria, and strong security or a solid plan can improve eligibility.
10) Do I need security or a personal guarantee?
Depending on the product and amount, lenders may require property or asset security and/or a personal guarantee.