Summary: Fast Business Loans connects UK limited companies and SMEs with specialist lenders and brokers to find business finance from £10,000 upwards. We don’t lend money or give financial advice — we introduce your business to the most suitable finance partners based on your needs. Complete a short, no‑obligation enquiry and receive matched quotes quickly. Start your free eligibility check now: Get Started Free Eligibility Check.
Business Loans for UK Companies Made Simple
Fast Business Loans helps UK limited companies and growing SMEs access suitable business finance quickly and without fuss. We are an introducer: we do not provide loans or financial advice. Instead, we gather a few basic details about your funding needs and match you with lenders or brokers who can deliver tailored quotes. The enquiry is free, non‑binding and will not affect your credit score. Get Matched to a Lender – Free Quote
How Fast Business Loans Helps You Find the Right Funding
Our 4‑Step Matching Process
- Complete a short enquiry form (less than 2 minutes).
- We match your business to lenders and brokers suited to your sector and needs.
- Matched partners contact you with options and indicative costs.
- Compare offers, liaise directly with chosen provider and proceed if you wish.
What You Can Expect After You Apply
- Fast responses: many partners contact you within hours during business days.
- No obligation: you choose which offers to pursue.
- Privacy and security: we only share your details with selected partners relevant to your request.
- Credit checks: an initial enquiry does not affect your credit score; formal checks usually occur only when you proceed.
What Is a Business Loan?
A business loan is finance provided to a company to support working capital, purchase equipment, refinance debt, expand premises or invest in growth projects. Loans can be unsecured (based mainly on trading performance and credit profile) or secured (backed against assets such as property, plant or equipment). Terms range from short‑term lines of credit to multi‑year term loans and hire‑purchase or lease arrangements for assets.
Because every lender and product is different, comparing multiple offers — rates, fees, repayment schedules and security requirements — is key. Fast Business Loans introduces you to suitable brokers and lenders so you can compare the right options. Learn more about typical business loans and what they cover.
Business Finance Options We Can Introduce
Below is a quick comparison of the main finance types our partners arrange. Loan sizes commonly start from £10,000 and can extend to several million depending on the lender and product.
| Finance Type | Typical Use & Key Points |
|---|---|
| Unsecured Business Loan | Working capital, short‑term cashflow. No security required but rates depend on credit and turnover. |
| Secured Term Loan | Major investments or refinancing. Lower rates possible when secured against property or assets. |
| Invoice Finance | Unlock cash from unpaid invoices; improves liquidity while awaiting customer payments. |
| Asset & Equipment Finance | Purchase or lease machinery, vehicles or IT with repayment linked to asset life. |
| Revolving Credit / Overdraft | Flexible access to funds for ongoing cash fluctuations; interest on drawn amounts only. |
| Refinance / Debt Restructure | Consolidate multiple loans to reduce monthly outgoings or extend terms. |
| Sustainability / Green Finance | Funding for energy upgrades, solar, EV chargers or other eco projects (often competitive terms). |
Our panel covers specialist providers across industry sectors and across loan sizes from £10,000 up to £5m+. Check Your Eligibility in 2 Minutes
Who We Help Across the UK
We introduce finance partners experienced in serving a wide range of sectors. Typical clients include:
- Construction contractors and trades
- Hospitality, restaurants and pubs
- Manufacturing and engineering
- Retail and e‑commerce businesses
- Agriculture and farm businesses
- Healthcare clinics and care providers
- Franchises and multi‑site operators
We assist businesses at different stages — established SMEs seeking growth capital, companies needing seasonal cashflow, or firms refinancing existing facilities. Even if you’ve had difficulties with finance before, our wider panel may still be able to help, subject to lender criteria. Get Quote Now
Eligibility Snapshot
Typical Lender Criteria
- Minimum trading history (often 12 months; some lenders require longer).
- Minimum borrowing amount: typically £10,000 and above.
- Evidence of turnover and ability to repay; sector-specific lending policies apply.
- Credit history and director information — criteria vary between providers.
- Security requirements for secured facilities (property, plant, invoices, vehicles).
Documents Lenders Commonly Request
- Latest business accounts or management accounts.
- Recent business bank statements (usually 3–6 months).
- Borrowing proposal and purpose of funds.
- Details of assets if security is proposed, plus director ID where required.
At enquiry stage you only provide basic details — we use these to find the best matches. If you’d like tailored introductions, Share Your Funding Needs – We’ll Do the Legwork.
Why Choose Fast Business Loans as Your Introducer
- Speed: Quick enquiry and rapid matches to partners.
- Panel breadth: Access to specialist brokers and lenders across sectors and loan sizes.
- Sector expertise: Partners experienced in construction, hospitality, agriculture, manufacturing and more.
- No cost to you: Our introducer service is free and without obligation to proceed.
- Clear process: Transparent next steps — you decide whether to accept an offer.
- Data security: We only share your details with relevant partners for matching purposes.
Please note: Fast Business Loans is an introducer and not a lender or financial adviser. Lenders/brokers we introduce will detail full terms and fees if you progress.
Responsible Borrowing & Transparency
Borrowing carries obligations — make sure you understand interest, fees and repayment schedules before committing. Parties you are introduced to will disclose representative APRs, fees and total costs when providing quotes. If you are unsure, consider seeking independent financial or legal advice before entering into an agreement.
What to Expect After You Enquire
Timeline from Enquiry to Funding
- Immediately: auto‑match and initial introductions to suitable partners.
- Within hours: lenders/brokers contact you to discuss options and request documents.
- Within days to weeks: receive tailored quotes; timing depends on product complexity and documentation.
- Once approved: drawdown time varies (some short‑term facilities can fund within 24–72 hours; secured facilities typically take longer).
Support Through the Process
Your matched broker/lender will guide you through documentation, formal credit checks (with your consent) and the drawdown process. We remain available if you need assistance with introductions or have questions about next steps. Request Your Tailored Loan Matches
Frequently Asked Questions About UK Business Loans
Does enquiring affect my credit score?
No. Submitting an initial enquiry via Fast Business Loans is a soft process and does not impact your business or director credit. Lenders may carry out formal checks later with your consent.
How fast can I receive funds?
Timing depends on the finance type. Unsecured short‑term facilities and invoice finance can sometimes fund within days; secured loans and property finance typically take longer, often several weeks. Your matched partner will give realistic timings based on the product.
What loan amounts are available?
We introduce options starting at around £10,000 up to several million pounds. Exact availability depends on lender appetite, sector and security offered.
Can start‑ups apply?
Many lenders specialise in early‑stage funding, though minimum trading requirements vary. If you’re recently established, applicants are best placed to supply detailed forecasts and supporting information to improve match rates.
Are unsecured options available?
Yes. Unsecured loans exist for businesses that can demonstrate trading performance and repayment ability. Rates are typically higher than secured products and eligibility varies by lender.
What costs should I expect?
Costs include interest, arrangement fees, broker fees (if applicable) and possible early repayment charges. Lenders/brokers will set out fees and APRs in their quotes so you can compare total cost of borrowing.
Ready to Explore Your Business Loan Options?
If your business needs funding of £10,000 or more, save time and increase your chances of finding the right partner by letting us match you with suitable lenders and brokers. There’s no cost and no obligation — just a short enquiry to start. Start Your Free Eligibility Check
Footer & Disclosures
Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not lend money and we do not provide regulated financial advice. Introductions are made to third‑party lenders and brokers who will provide terms and carry out any required checks. All quotes are subject to lender criteria and credit approval. Please read our Privacy Policy for information on how we handle your data.
– Is Fast Business Loans a lender?
No—Fast Business Loans is an introducer that connects UK limited companies and SMEs with trusted lenders and brokers; we don’t lend money or give financial advice.
– Is the enquiry an application, and will it affect my credit score?
No—the online form is a free, no‑obligation enquiry used to match you with partners and it won’t affect your credit score, with formal checks only done if you choose to proceed.
– How quickly can I get funding?
Many unsecured or invoice finance facilities can fund in 24–72 hours, while secured or property‑backed loans typically take longer, often several weeks.
– What loan amounts are available?
Our partners offer business finance from around £10,000 up to £5 million+ depending on your sector, trading performance and security.
– What types of finance can you introduce?
We match businesses to unsecured and secured business loans, invoice finance, asset and equipment finance, revolving credit/overdrafts, refinance, and sustainability/green finance.
– What are the typical eligibility requirements?
Lenders usually look for at least 12 months’ trading, evidence of turnover and ability to repay, suitable credit history, and security if a secured facility is requested.
– What documents will I need to provide?
Expect to share recent business bank statements, accounts or management accounts, a brief borrowing proposal, and asset or director details where relevant.
– Are unsecured business loans available?
Yes—unsecured options are available for businesses that can demonstrate trading performance and repayment ability, though rates and limits vary by lender.
– Does it cost anything to use Fast Business Loans?
No—our introducer service is free to use and you’re under no obligation to proceed with any offer.
– Can you help if I’ve been declined elsewhere or have imperfect credit?
Often yes—because we work with a broad panel of specialist lenders and brokers, we may still find options subject to lender criteria and affordability.
