Small Business Loans: Fast UK Funding Connections

Summary: Fast Business Loans connects UK limited companies and growing SMEs with the right lenders and brokers for business finance from £10,000 upwards. We do not lend directly—our free, no‑obligation enquiry helps us match your business quickly to providers who specialise in your sector and funding need. Complete a short Free Eligibility Check and receive tailored contact and quotes from matched lenders or brokers.

Start Your Free Eligibility Check

Why small businesses choose Fast Business Loans

Finding the right business finance takes time. We speed that up. Fast Business Loans is a specialist introducer that connects your company with lenders and brokers who can provide funding from £10,000 up to multi‑million facilities. Use our service to:

• Save time — get matched to suitable partners quickly (often within hours).
• Increase approval chances — partners specialise by sector and product.
• Compare options — multiple providers can present different approaches.
• Stay in control — you choose which offers to progress.
• Use a free, confidential and no‑obligation service — we charge no fee to business owners for introductions.

What we are: an introducer connecting businesses to lenders and brokers. We do not provide loans or financial advice; lenders/brokers provide those services directly.

What makes us different

• Human review: every enquiry is reviewed so we match you to the most relevant partners.
• Broad panel: access to mainstream and specialist lenders, plus experienced brokers.
• Fast process: short form, quick turnaround, targeted introductions.

Clear, fair and not misleading

Marketing and information you see here is intended to be transparent. We present realistic expectations and encourage you to compare APR, fees and total repayable before accepting any finance.

Free Eligibility Check — Get Matched

How our small business loan matching works

We keep the process simple and geared to speed and relevance.

1. Complete a short enquiry — basic company details, what funding you need and contact info (under 2 minutes).
2. We match — our team maps your needs to lenders/brokers that specialise in your sector and funding type.
3. Introductions — matched providers contact you directly by phone or email to discuss options and next steps.
4. Compare and decide — choose the provider and offer that best fits your objectives.

Typical first responses arrive the same business day during office hours. Actual funding timelines depend on product, lender checks and documentation.

What happens after you submit an enquiry

• We review your details and share them only with partners suited to your request.
• Matching partners make contact to discuss affordability, security and documents required.
• There is no obligation — you are free to decline any offer.
• Submitting an enquiry does not affect your credit score. Lenders may run checks only if you choose to apply.

Get Quote Now — It Takes Under 2 Minutes

Small business financing options we can introduce

Every business need is different. Through our partner network you can explore a variety of solutions. Typical finance types include:

Actual terms depend on lender criteria, company trading history and requested security. For general background on common options, see our pillar resource on small business loans.

Match Me With Lenders

Eligibility snapshot: are you a good fit?

Typical businesses we help:

• Limited companies and established SMEs seeking from £10,000 upwards.
• Companies needing working capital, asset finance, invoice finance or longer-term growth loans.
• Businesses with imperfect credit histories — we have partners that consider non‑standard cases.

Not a fit for this service:

• Sole traders and professional practice loan specialisms are not handled through this page.
• Consumer lending or personal loans — we only work with business finance.

Myth-busting:

• Myth: You need a perfect credit score — Reality: many lenders consider overall trading performance and security, not just score.
• Myth: Start-ups won’t be considered — Reality: some partners specialise in early-stage business finance where appropriate.

Document checklist to speed things up

Have these ready to accelerate a decision:

• Last 12 months of business bank statements (usually required).
• Recent management accounts or last 2 years’ accounts for established businesses.
• VAT returns (if applicable) and evidence of major contracts or orders.
• Proof of identity and company registration details for directors (requested later by lenders).
• Business plan or financial forecast for growth or investment cases.

Get Started — Free Eligibility Check

Costs, rates and repayment considerations

Rates and fees vary widely by product, lender risk appetite and security provided. Key points to compare:

• Interest rate vs total cost (APR) — APR includes fees and gives a single comparable figure.
• Arrangement and broker fees — brokers/lenders will disclose any fees before you proceed.
• Early repayment and default terms — check for penalties or break costs.
• Security: secured lending often offers lower rates but uses business assets as collateral.

Example scenario (illustrative only): a 12‑month £50,000 working capital facility may carry materially different costs depending on security and lender (from relatively low% APR for secured options to higher for unsecured, short-term funds). Always compare total repayable.

Keeping promotions clear, fair and not misleading

We aim to provide clear, comparable information. Before agreeing any credit, ensure the repayment is affordable for your business and review the lender/broker’s full terms.

“We’re a free introducer – you stay in control.”

Industries and locations we support

We connect businesses across the whole of the UK: England, Scotland, Wales and Northern Ireland. Our panel includes partners experienced in:

• Construction, trades and building services
• Manufacturing and engineering
• Retail & e‑commerce
• Hospitality, pubs and leisure
• Agriculture & farming
• Healthcare and clinics
• Logistics, transport and fleet
• Sustainability projects (solar, EV chargers, energy efficiency)

Free Quote Now — Confidential

Success snapshot: small business funding stories

Case study: Retailer secures £75k to scale stock

Challenge: seasonal demand required stock ahead of peak trading. Solution: matched to a specialist unsecured business loan provider. Outcome: £75k in working capital approved in under 7 days, enabling full stock purchase and stronger peak sales.

Case study: Manufacturing business funds new CNC machine

Challenge: need to modernise kit without draining cash reserves. Solution: introduced to asset finance broker. Outcome: equipment financed with manageable monthly payments; productivity increased and new contracts won.

Frequently asked questions about small business loans

Ready to explore your funding options?

If your business needs funding from £10,000 and up, complete our short enquiry and we’ll match you with lenders and brokers that can help. It’s free, confidential and there’s no obligation to proceed.

Start Your Free Eligibility Check

– What is Fast Business Loans and do you lend directly?
We’re a free introducer that matches UK limited companies and SMEs with suitable lenders and brokers; we don’t lend or give financial advice.

– How much can I borrow through your partners?
Typical facilities range from £10,000 to several million pounds, depending on your business and lender criteria.

– How fast can I get funding?
You’ll usually hear from matched providers within hours, and some products can fund within days subject to checks and documents.

– Will the eligibility check affect my credit score?
No—submitting our enquiry does not affect your credit file; lenders may run checks only if you choose to apply.

– What types of business finance can you match me with?
We introduce unsecured and secured business loans, invoice finance, asset and equipment finance, and working capital/short‑term loans.

– Who is eligible to use the service?
UK limited companies and established SMEs seeking £10,000+ are a good fit, while sole traders aren’t handled via this page.

– Can you help start‑ups or businesses with imperfect credit?
Yes—some partners specialise in early‑stage funding and many consider overall trading performance, not just credit score.

– What documents will I need to speed things up?
Have 12 months of business bank statements, recent accounts/management accounts, VAT returns (if applicable), ID/company details, and a plan or forecast ready.

– What costs should I compare between offers?
Compare APR/total repayable, arrangement and broker fees, early‑repayment/default terms, and whether security is required.

– Is the enquiry an application and am I obliged to proceed?
It’s a short, no‑obligation enquiry to help us match you with relevant providers—there’s no commitment until you choose to apply.