Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Business Loans for UK SMEs – Fast, Free Matching
Summary: Fast Business Loans helps UK limited companies and growing SMEs find business loans and finance from £10,000 upwards by matching you with vetted lenders and brokers. We are an introducer — not a lender — and submitting an enquiry is a free, no‑obligation eligibility check that will not affect your credit score. Complete a short form and receive tailored quotes or a callback from suitable partners.
Tell us about your business and funding need — we’ll connect you with the lenders and brokers most likely to help. No cost, no obligation, and no impact on your credit score for the initial enquiry.
Get Started — Free Eligibility Check
Explore loan types below
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Trust signals: Free service • Introducer (not a lender) • No obligation
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Business Loans Made Simple for UK Companies
Accessing finance shouldn’t mean filling dozens of forms or repeating the same story to multiple providers. Fast Business Loans exists to simplify that process by matching your company to the most appropriate lenders and brokers quickly.
- Typical funding needs we help with: short‑term cash flow, equipment purchase, premises fit‑out, vehicle fleets, refinance and growth capital.
- Loan sizes we commonly handle: from £10,000 up to £5,000,000+ depending on lender criteria and the security available.
Check your eligibility in under 2 minutes
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How it works — step by step
- Complete a quick enquiry form — tell us about your company and funding requirement (takes around 2 minutes).
- Intelligent matching — we match you to lenders and brokers in our panel who specialise in your sector and loan type.
- Compare tailored quotes — receive contact and quotes from partners who can meet your needs.
- Choose the right option — decide whether to proceed; any lender checks will be explained by the partner.
Types of Business Finance We Can Introduce
Our panel covers a wide range of solutions so you can compare options and choose the finance that best matches your business objectives.
| Finance Type | Typical Use | Borrowing Range | Usual Term | Security? |
|---|---|---|---|---|
| Unsecured Business Loan | Working capital, short-term projects | £10k–£250k | 1–5 years | Usually no |
| Secured / Asset-backed Loan | Large expansions, refinancing | £50k–£5m+ | 2–25 years | Often yes (property, plant) |
| Invoice Finance | Unlock cash tied to unpaid invoices | £10k–£2m+ | Facility-based | Yes (receivables) |
| Asset / Equipment Finance | Buy machinery, vehicles, IT | £10k–£1m+ | 1–7 years | Yes (the asset) |
| Merchant Cash Advance | Seasonal retail cash flow | £10k–£500k | Short-term/repayment via sales | Usually no |
| Commercial Mortgage | Property purchase & development | £50k–£5m+ | 5–25 years | Yes (property) |
| Sustainability / Green Loans | Solar, EV chargers, energy upgrades | £10k–£1m+ | 3–15 years | Varies |
Short product notes
Unsecured Business Loans
Quick to arrange for eligible companies; good for medium-term working capital or one-off investments. Rates and terms vary by lender.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Secured & Asset-backed Funding
Suitable when larger sums are required or to access lower rates. Security reduces lender risk but needs careful consideration.
Cash Flow & Invoice Finance
Useful for companies with significant invoice ledgers that want quicker access to working capital without adding long-term debt.
Who We Connect – Sector Expertise on Tap
We work with partners experienced across many UK sectors so they understand sector cashflow patterns, seasonality and asset types.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Construction & contractors
- Hospitality, pubs and restaurants
- Healthcare clinics and care homes
- Retail & e-commerce
- Manufacturing & engineering
- Agriculture & farming
- Logistics & transport
- Franchises & growing SMEs
Tell us your sector and we’ll shortlist lenders who understand your business.
Eligibility & What Lenders Look For
Each lender has its own criteria. Below is a checklist to help you self-assess before enquiring. Remember: matching increases your chance of a positive outcome, but any offer remains subject to the lender’s assessment.
- Company structure: limited companies and incorporated entities (we do not arrange sole trader/profession loans).
- Trading history: commonly from 6 months to 2+ years depending on product.
- Annual turnover: varies by lender and product.
- Credit profile: director and company credit records may be considered.
- Security: whether you can offer assets or property affects available options.
Use this quick checklist:
- Do you have a clear use for the funds? (Yes/No)
- Are your accounts and recent bank statements available? (Yes/No)
- Is the requested amount £10,000 or more? (Yes/No)
What It Costs: Rates, Fees & Responsible Borrowing
Costs depend on the product and the lender. You should expect to see:
- Interest (fixed or variable) expressed as APR or a nominal rate;
- Arrangement or facility fees (one‑off or ongoing);
- Early repayment charges on some secured products;
- Broker fees where applicable — these should be disclosed up front by the partner.
Always compare the total cost, read the terms carefully and consider independent advice if you are unsure about affordability.
Why UK Businesses Choose Fast Business Loans
- Fast turnaround: quick matching and early contact from partners.
- Curated panel: partners selected for experience and reliability.
- Sector knowledge: lenders who understand your industry.
- Secure handling of your data and clear communication.
- No obligation — choose whether to proceed.
Success Snapshots (illustrative)
Manufacturer in Manchester
Needed £150k for new CNC machinery. Matched to an asset finance specialist; approved in 7 days. Time saved and lower monthly cost versus initial bank quote. (Illustrative example.)
Hospitality group in Bristol
Required seasonal cashflow support and fit‑out funding. Introduced to an invoice finance provider and a specialist lender; chose the best blended solution. (Illustrative example.)
Preparing for a Smooth Application
Having the right documents ready speeds up the process. Typical items partners request:
- Recent management accounts (12–24 months where available)
- Business bank statements (last 3–6 months)
- Details of any existing loans or liabilities
- Proof of ID for directors and company documents (incorporation, shareholder info)
- Brief business plan or project costs for growth/expansion funding
Tip: accurate, honest information improves the quality of matches and reduces delays.
Data Protection & Transparency Promise
We act as an introducer. Your details are only shared with lenders or brokers relevant to your request. We do not give regulated financial advice — our role is to connect you with providers who can. We handle data in line with GDPR; see our privacy policy for full details.
No obligation, no hidden charges — you decide whether to proceed with any partner that contacts you.
Frequently Asked Questions
Is Fast Business Loans a direct lender?
No. We introduce businesses to lenders and brokers who provide finance directly.
Does enquiring affect my credit score?
No. Completing our enquiry for a free eligibility check does not impact credit records. Lenders may carry out checks only with your consent.
How fast could I receive funds?
Timescales depend on product and documentation. Some partners can release funds within 24–72 hours after approval for quicker products; larger secured facilities typically take longer.
What loan amounts and terms are available?
Our network supports loans from £10,000 up to several million pounds. Terms vary by product and lender, from short-term facilities to long-term mortgages.
Can start-ups apply?
Yes — we work with partners who specialise in early-stage finance. Eligibility varies by lender.
What if I’ve been declined elsewhere?
We may be able to match you to specialist lenders or brokers who consider a wider range of circumstances. Enquire for personalised guidance.
Are your partners regulated?
Partners include a mix of brokers and lenders; they will explain their status and any regulatory information relevant to their offer.
What information do I need to provide?
Basic company and director details, the funding amount and purpose, and recent financials where available. The initial enquiry is short and non‑impacting.
Ready to Compare Tailored Offers?
Fast Business Loans saves time and increases the chance of finding a suitable finance partner. Our matching process is free and without obligation — complete a short form and let our panel contact you with relevant options.
Start Your Enquiry — Free Eligibility Check
Request a Callback
Typical response: quotes or first contact often within hours during business days.
– Is Fast Business Loans a direct lender? No—Fast Business Loans is an introducer that matches UK companies with vetted lenders and brokers.
– Will submitting an enquiry affect my credit score? No—the initial enquiry is a free, no‑obligation eligibility check that does not impact your credit score; checks only occur if you choose to proceed with a lender.
– What loan amounts and terms can I be matched with? Our panel offers business finance from £10,000 to several million with terms ranging from short‑term working capital to long‑term commercial mortgages, subject to lender criteria.
– How quickly could I receive funds? For faster products, some partners can fund within 24–72 hours after approval, while larger secured facilities typically take longer.
– Who is eligible to use your service? We help UK limited companies and incorporated entities across many sectors; we do not arrange loans for sole traders or professional individuals.
– What types of business finance can you introduce? We match businesses to unsecured and secured business loans, invoice finance, asset and equipment finance, merchant cash advances, commercial mortgages and sustainability/green loans.
– Does it cost anything to use Fast Business Loans? No—our matching service is free for business owners, and any lender or broker fees will be disclosed by the partner before you proceed.
– Is the enquiry form a loan application? No—the form simply gathers details so we can connect you with suitable lenders or brokers, and you decide if you wish to apply.
– What information or documents will I likely need? Typically lenders ask for basic company and director details, the funding amount and purpose, recent bank statements and accounts, and ID/company documents.
– Can you help start-ups or businesses declined elsewhere? Yes—many partners specialise in start‑ups and in cases previously declined, assessing a wider range of circumstances.