Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Manufacturing Business Loans & Finance: Fast, Fair Connections for UK Firms
Summary: Fast Business Loans helps UK manufacturers find the right finance quickly — from machinery and asset funding to invoice finance, working capital and energy-efficiency lending. We don’t lend: we match businesses (loans from £10,000 upwards) to specialist lenders and brokers so you get tailored options fast. Complete a Free Eligibility Check and we’ll connect you with the most suitable partners. Get Started – Free Eligibility Check
Why manufacturing businesses choose Fast Business Loans
Manufacturing is capital-intensive and timing-critical. Whether you’re replacing a CNC, bidding for a large contract, or smoothing seasonal cash flow, finding the right lender quickly matters. Fast Business Loans speeds that process by matching your firm with lenders and brokers who specialise in manufacturing finance.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Save time — one short form connects you to multiple specialist partners.
- Sector knowledge — we match you to lenders that understand factory operations, supply contracts and asset values.
- No obligation — submitting an enquiry is free and does not commit you to borrow.
- Loans from £10,000 upwards — suitable for equipment upgrades through to major expansion.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Complete a short enquiry →
- We match you to suitable lenders/brokers →
- You receive quotes and choose the best fit.
Get Your Manufacturing Finance Quote (Free Eligibility Check)
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
For a deep dive into lender types and sector-specific guidance, see our detailed manufacturing business loans guide.
Common funding needs across UK manufacturing
Manufacturers typically approach lenders for targeted needs. Below are the most common reasons to seek finance.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Scaling production lines
New contracts often require extra shifts, temporary labour or new lines. Working capital and short-term loans can bridge this growth period.
Upgrading machinery & automation
Modern machines improve yield and reduce costs. Asset finance and equipment leasing preserve cash while spreading cost over useful life.
Bridging supply-chain cash flow
Large orders, especially from retailers or exporters, can tie up cash. Invoice finance and factoring unlock funds tied to unpaid invoices.
Energy-efficiency & sustainability projects
Solar, heat-pumps and energy-monitoring systems cut long-term costs. Specialist sustainability finance blends loans with grant support.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Finance options for manufacturers our network can offer
Below are common solutions and where they typically fit.
Asset & equipment finance
Ideal for CNC machines, presses, conveyors, robotics. Options include hire purchase, lease, and purchase finance. Typical terms: 2–7 years. Security: usually the asset.
Invoice finance & factoring
Convert unpaid invoices into immediate cash. Useful for firms with long payment terms or rapid growth in receivables. Funding available against domestic and export invoices.
Working capital loans
Unsecured or secured loans to cover payroll, inventory and short-term needs. Terms vary; many lenders aim for a fast turnaround where documentation is in order.
Commercial mortgages & property finance
Finance for factories, warehouses or site expansions. Typically longer terms (5–25 years) and require property security and valuation.
Refinance & consolidation solutions
Restructure expensive debt to reduce monthly cash outflow or simplify multiple facilities into one manageable plan.
Sustainability & energy upgrade finance
Loans and leases designed for retrofit projects (solar PV, LED, heat recovery). Some lenders factor in energy savings when assessing affordability.
How our matching process works for manufacturers
- Submit a short enquiry: business details, funding purpose, and contact. Takes under 2 minutes.
- We match you: your details are shared with selected lenders/brokers who specialise in manufacturing and relevant finance types.
- Receive offers & advice: partners contact you to discuss terms, timescales and documents required.
- Decide & fund: choose the best offer; your chosen lender/broker handles the formal application and funding.
We charge no fee to submit an enquiry. Your data is handled securely and only shared with partners likely to help. Get Quote Now – Free Eligibility Check
What lenders typically look for
Understanding usual lender checks helps you prepare and speed approval.
- Trading history & turnover: many lenders prefer trading businesses with demonstrable revenues.
- Profitability & margins: healthy gross margins and order books strengthen applications.
- Order pipeline & contracts: long-term supply agreements improve lender confidence.
- Asset value & collateral: equipment or property can support larger facilities.
- Director background & credit: personal credit and experience may be considered for small/medium companies.
- Environmental credentials: sustainability projects can receive preferential rates or specialist lenders.
Prep checklist: recent management accounts, VAT returns, aged debtors, equipment quotes and cash flow forecast. Having these ready will speed responses from brokers and lenders.
Funding scenarios & case snapshots
Precision machining firm — asset finance (£250,000)
Challenge: outdated CNCs limited capacity. Solution: hire purchase arranged through a specialist asset broker. Result: 3 new machines, improved throughput, positive ROI within 18 months. (Illustrative only — results vary.)
Food manufacturer — invoice finance
Challenge: large supermarket contract with 60-day terms caused cash strain. Solution: factoring facility unlocked 85% of invoice value on day 1. Result: stable cash flow and ability to buy in bulk at better rates.
Green-tech component maker — sustainability loan
Challenge: high energy costs and old heating plant. Solution: blended sustainability loan plus grant support for heat recovery installation. Result: lower energy bills and enhanced tender competitiveness.
Navigating grants & government support alongside loans
Grants (Innovate UK, local growth hubs, Made Smarter initiatives) can reduce project costs. Many brokers combine grant advice with lending packages so you only fund the balance.
Note: grant availability and criteria change. Your matched broker will confirm current eligibility and how best to combine grant funding with loan facilities.
Why move fast? The cost of delayed funding
Delaying funding can mean missed contracts, longer lead times, reduced bargaining power with suppliers and increased operational risk. Acting quickly preserves opportunities.
| Delay | Act Now |
|---|---|
| Lose contract due to capacity limits | Secure short-term working capital to expand |
| Emergency machine failure causes downtime | Asset finance funds replacement with minimal cash outlay |
Frequently Asked Questions
Which manufacturing sectors can Fast Business Loans support?
We connect manufacturers across automotive components, aerospace suppliers, food production, precision engineering, textiles, electronics and more. Tell us about your sector in the enquiry form and we’ll match you to lenders who know your market.
What are the minimum and maximum loan values?
Our lender panel typically arranges facilities from £10,000 upwards. Some partners can support multi-million-pound finance for large projects — it depends on the type of finance and security offered.
Do I need to provide security or personal guarantees?
Security requirements vary by product. Asset finance often uses the equipment as security; larger property or growth loans may require property or director guarantees. Your matched broker will explain options and likely requirements.
How quickly can funding be arranged?
Timescales depend on product complexity: unsecured working capital can be arranged in days; asset finance typically completes in 1–4 weeks; commercial mortgages can take longer. We aim to match you with partners who provide realistic timescales upfront.
Can start-ups or early-stage manufacturers apply?
Many lenders focus on established trading businesses, but there are specialist lenders and brokers who support early-stage manufacturers, particularly for asset finance or where strong purchase orders exist.
What if I’ve been declined elsewhere?
Being declined by one lender doesn’t mean all routes are closed. Our panel includes lenders who consider different credit profiles and underwriting approaches — submit an enquiry to explore alternative options.
Will submitting an enquiry affect my credit score?
No — submitting an enquiry through Fast Business Loans does not affect your credit score. Partner lenders may perform credit checks later if you proceed to formal application.
Are there fees for using Fast Business Loans?
Our matching service is free for business owners. If a broker or lender charges fees as part of a specific product, they will disclose these clearly before you commit.
Next steps — secure the right manufacturing finance today
Ready to explore options? Complete our short enquiry form and we’ll match you with lenders and brokers suited to your needs. It’s free, secure and no obligation.
Start now: Get Started – Free Eligibility Check
Important: Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not provide loans or financial advice. Finance is subject to status and affordability. Submitting an enquiry does not guarantee approval. Your data is handled securely and only shared with partners who can help with your request.
– What types of manufacturing business finance can I access through Fast Business Loans?
Our network offers asset and equipment finance, invoice finance and factoring, working capital loans, commercial mortgages, refinancing, and sustainability/energy upgrade funding for UK manufacturers.
– How does the Free Eligibility Check work for manufacturers?
Complete a short enquiry and Fast Business Loans will match you with specialist UK lenders and brokers who provide tailored options with no obligation.
– How fast can manufacturing finance be arranged?
Unsecured working capital can complete in days, asset finance typically in 1–4 weeks, and property-backed facilities may take longer depending on documents and valuations.
– What loan sizes are available for manufacturing businesses?
Facilities start from £10,000, with some partners able to fund multi‑million‑pound projects subject to product type and security.
– Will submitting an enquiry affect my credit score?
No, submitting an enquiry does not affect your credit score; checks only happen later if you proceed with a chosen lender.
– Is the enquiry form a loan application?
No — it’s not an application but a quick information form used to match your business with the most suitable lenders or brokers.
– Do I need security or a personal guarantee for manufacturing finance?
It depends on the product, with asset finance usually secured on the equipment and larger growth or property loans often requiring property security or director guarantees.
– Can start-ups or early‑stage manufacturers get funding?
Yes, some partners support early‑stage manufacturers, especially for asset‑backed purchases or where firm orders or contracts exist.
– What documents should I prepare to speed up approval?
Have recent management accounts, VAT returns, aged debtor reports, equipment quotes, and a short cash flow forecast ready.
– Can invoice finance help with long payment terms and export invoices?
Yes, invoice finance can release cash tied up in domestic or export invoices, helping manufacturers manage long customer payment terms.