Commercial Finance for UK Businesses: Expert Matches, Fast Responses
Summary: Fast Business Loans connects UK companies seeking commercial finance (from £10,000+) with specialist lenders and brokers. We don’t lend or give regulated financial advice — we introduce you to providers who can assess your needs and supply tailored quotes. Submit a short, no‑obligation enquiry and receive matched responses so you can compare options quickly. Ready to check your eligibility? Get Started — Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Last updated: 1 November 2025
What is commercial finance?
Commercial finance covers the funding solutions businesses use for property, development, equipment, working capital, trade and restructuring. It includes short‑term bridging, long‑term commercial mortgages, asset finance, invoice finance, development facilities and revolving credit lines.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Fast Business Loans does not provide loans or regulated advice. Instead, our role is to introduce your business to UK lenders and brokers best suited to your needs so you can get tailored quotes without wasting time.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
If you’re exploring options, start with a quick, no‑obligation enquiry and we’ll match you to suitable partners: Free Eligibility Check.
When commercial finance makes sense
Commercial finance is the right choice when you have a clear business purpose for capital. Common scenarios include:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Funding property purchases or development
Buying commercial premises, topping up development budgets, or funding conversion/refurbishment projects often requires specialist mortgage, bridging or development facilities.
Managing cash flow fluctuations
Seasonal businesses and those with long payment cycles can use invoice finance, revolving credit or short-term working capital to smooth operations.
Financing assets, vehicles & equipment
Asset finance or hire purchase helps you acquire machinery, vehicles or specialist equipment while preserving working capital.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Growth, acquisition or refinance plans
Expansion or buyouts commonly need structured facilities and sometimes combination packages — term loans, refinance and asset-backed options.
Before you apply, prepare: recent accounts, management numbers, a summary of the purpose and an outline of any security you can offer. Ready to tell us what you’re planning? Get Quote Now.
Commercial finance products we can introduce
Our panel covers a wide spectrum of UK commercial finance solutions. Submit one enquiry and we’ll match you to brokers/lenders who specialise in the product you need.
| Finance type | Best for | Typical size / term | Security? | How quickly you may hear back |
|---|---|---|---|---|
| Term loans | Growth, working capital | £10k–£5m, 1–7 years | Sometimes | Hours–days |
| Commercial mortgages & bridging | Property purchase, short-term bridging | £50k–£5m+, variable | Yes | Hours–weeks |
| Asset finance / hire purchase | Vehicles, machinery, equipment | £10k–£2m, usually 1–5 yrs | Asset-backed | Days |
| Invoice finance & factoring | Businesses with outstanding invoices | From small facilities to multi‑million | Receivables | Hours–days |
| Development & trade finance | Property developers, import/export | £100k–£10m+ | Yes | Days–weeks |
| Refinance & restructure | Debt consolidation, cash‑flow relief | Varies | Depending on lender | Days–weeks |
For detailed guidance on property and development lending, read our pillar resource on commercial finance.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Compare possible solutions quickly — submit one short enquiry and get matched: Start Your Free Eligibility Check.
Eligibility & documentation: what lenders usually ask for
Each lender has its own criteria, but be ready to provide:
- Business profile: company age, sector, directors and company structure.
- Financials: recent filed accounts, management accounts, cash‑flow forecasts and VAT returns.
- Ownership & security: details of directors, shareholders, personal guarantees and assets offered as security.
- Purpose & exit plan: why the funding is needed and how it will be repaid.
Submitting an initial enquiry with Fast Business Loans is not a formal application and will not affect your credit score. Lenders or brokers you choose to engage may carry out credit or identity checks at the formal application stage — they will explain that process to you beforehand.
Want a tailored pre‑qualification match? Free Eligibility Check.
How Fast Business Loans simplifies access to commercial finance
We streamline the search so busy directors can focus on running their businesses. Here’s how it works:
- Short enquiry: fill a quick form (under 2 minutes) with basic business and funding details.
- Smart matching: we match you with vetted UK lenders and brokers who specialise in your sector and finance type.
- Rapid outreach: matched partners contact you by phone or email to discuss options and request any supporting documents.
- Compare & decide: you receive quotes, compare terms and choose to proceed — or not. No obligation.
Benefits: saves time, widens your market reach, preserves credit profile at enquiry stage and helps you find specialist solutions faster. Ready to be matched? Get Quote Now.
Transparency on costs, rates & timelines
Rates and fees vary widely depending on the product, lender, security and your business profile. Typical cost items include arrangement fees, valuation fees, broker fees (where applicable), interest and possible early‑repayment charges.
Key points to remember:
- Fast Business Loans’ service is free — we don’t charge businesses for introductions.
- Specific rates and fees are set and disclosed by the lender or broker who provides the quote.
- Initial contact from a matched partner often happens within hours during business hours; funding timelines depend on complexity (days for simple asset finance, weeks for large development or mortgage facilities).
Want indicative timing for your project? Start your enquiry.
Sector-specific expertise across the UK
Sector understanding matters. Our partners have experience across a broad range of industries, including:
- Built Environment (construction, developer finance)
- Hospitality & Leisure (hotels, restaurants, pubs)
- Healthcare & Care Homes
- Manufacturing, Engineering & Logistics
- Retail & E‑commerce
- Agriculture & Farming
- Sustainability & green projects (solar, EV chargers, heat pumps)
If your sector is not listed, we can still find specialists who will understand your circumstances. Match with sector-experienced partners: Free Eligibility Check.
Real-world outcomes (illustrative snapshots)
Midlands manufacturer — asset finance
Challenge: replace production line without halting output. Solution: matched with an asset finance specialist who arranged a £500k hire‑purchase facility. Outcome: equipment installed within 10 days; predictable repayments aligned to cash flow.
London property developer — bridging loan
Challenge: short completion window on a land purchase. Solution: introduced to a bridging lender who approved funding within 2 weeks. Outcome: purchase completed and development refinanced onto a longer-term facility.
Regional hospitality group — refinance
Challenge: high monthly interest costs from multiple facilities. Solution: broker arranged consolidation into a single term facility, improving monthly cash flow and simplifying repayments.
These examples are illustrative. Outcomes vary by case and depend on documentation, security and lender criteria.
Why businesses choose Fast Business Loans
Our service is built around speed, clarity and helpful connections:
- Free, no‑obligation matches — you pay nothing to use our service.
- Wide network of UK lenders and brokers with sector experience.
- Quick responses that save time for busy directors.
- We help businesses who’ve been declined elsewhere find alternatives.
- Secure handling of your details and clear communication about next steps.
Take two minutes to submit an enquiry and start comparing options: Get Started — Free Eligibility Check.
Frequently asked questions
Do you lend directly or provide financial advice?
No. Fast Business Loans introduces businesses to lenders and brokers. We do not provide regulated financial advice or lend capital directly.
Will my enquiry affect my credit score?
No. Submitting an enquiry via our service does not affect personal or business credit scores. Lenders or brokers may perform credit checks if you submit a formal application — they will notify you before doing so.
What loan sizes can I be matched with?
We can help businesses seeking from around £10,000 upwards; many partners handle mid‑market and larger facilities as well.
How quickly will I hear from lenders or brokers?
Typically within a few business hours; funding timelines depend on product complexity and documentation (from days to several weeks).
What information do you share with partners?
We share only the information you provide in your enquiry and only to selected partners relevant to your request. We do not publish or sell your data indiscriminately. See our privacy policy for full details.
Still have questions? Submit a short enquiry and a matched partner will call or email to explain your options: Free Eligibility Check.
Ready to explore your options?
When you complete our quick enquiry we will:
- Review your needs and match you to appropriate lenders/brokers.
- Arrange a rapid response so you can discuss terms and documentation.
- Receive quotes and choose whether to proceed. No obligation.
Start now — it takes under two minutes: Free Eligibility Check.
Important information
Fast Business Loans is an introducer that connects UK businesses with lenders and brokers. We do not provide regulated financial advice and we are not a lender. Eligibility, rates and fees are determined by the lender or broker you choose to engage. Completing an enquiry does not constitute a formal application and does not affect your credit score. Formal applications may include credit searches and other checks.
For full terms, privacy and complaints information, please see our site policies.
– What is commercial finance?
Commercial finance is a range of funding solutions for UK businesses—covering property, development, equipment, working capital, trade and refinancing.
– Are you a direct lender or do you give financial advice?
Fast Business Loans is an introducer that connects UK businesses with lenders and brokers and does not lend or provide regulated financial advice.
– Is my enquiry a formal application and will it affect my credit score?
No—your enquiry is an initial match request, not a formal application, and it won’t affect your credit score.
– What funding amounts and terms can I be matched with?
We typically match UK businesses seeking £10,000 to £5m+ over 1–7 years or longer depending on product and lender.
– Which types of business finance can you introduce me to?
Term loans, commercial mortgages and bridging, asset finance/hire purchase, invoice finance, development finance, trade finance and refinance solutions.
– How quickly will I hear back and how long can funding take?
You’ll usually hear from matched partners within hours, with funding times ranging from a few days (e.g., asset or invoice finance) to several weeks for larger or property-backed facilities.
– What documents do lenders usually need to see?
Expect to provide basic business details, recent accounts/management numbers, cash‑flow forecasts, the funding purpose/exit plan and any proposed security or guarantees.
– Do you charge any fees, and what costs should I expect?
Our matching service is free, while any interest, arrangement, valuation or broker fees are set and disclosed by the lender or broker in their quote.
– Can you help start-ups or businesses that have been declined before?
Yes—many partners consider start-ups and previously declined applicants, though eligibility and terms depend on the lender and case specifics.
– Is security required, or can I get unsecured finance?
Some facilities are secured (e.g., mortgages, development, asset-backed), while others may be unsecured or PG-backed depending on lender criteria and your business profile.