How Invoice Finance Works: Transport & Haulage 30–90 Days

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Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Logistics Business Loans: Match With Specialist Finance Brokers Fast

Summary: If your UK logistics business needs funding quickly—whether for fleet, warehousing, working capital or green upgrades—Fast Business Loans connects you with specialist lenders and brokers who understand the sector. Our free enquiry (not an application) takes under two minutes and helps match businesses seeking finance from around £10,000 upwards to providers who can offer tailored options. Complete a Get Started – Free Eligibility Check to receive no-obligation matches and quotes by phone or email.

Connect Your Logistics Business to the Right Finance in Minutes

Cash flow pressures in logistics are unique: volatile fuel costs, fleet maintenance, seasonal demand spikes, upfront costs to mobilise large contracts and the capital intensity of refrigerated or specialist vehicles. Fast Business Loans helps you cut through the search by introducing your limited company or LLP to brokers and lenders that specialise in transport, haulage, 3PL and warehousing finance.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Save time — one short enquiry connects you with suitable partners.
  • Improve approval odds — matched to lenders who know logistics.
  • No obligation and no fee to you — we only introduce; lenders assess separately.

Get Started – Free Eligibility Check — takes under 2 minutes. The enquiry is not a loan application.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Why Logistics Operators Need Tailored Finance Solutions

One-size-fits-all finance rarely works for logistics. Funding needs depend on fleet composition, contract terms, debtor days and investment plans. Below are common pressures and the finance types that address them.

Fleet & fuel cost volatility

Rising diesel and the switch to EVs mean the cost of running and replacing vehicles is unpredictable. Asset finance and flexible hire-purchase arrangements help spread the cost of trucks and trailers without straining cash flow.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Warehousing & technology investment

Automation, racking upgrades, cold-chain investment and Warehouse Management Systems are capital intensive. Commercial mortgages, asset finance or equipment finance can unlock the cash to modernise facilities while preserving working capital.

Cash flow gaps in supply chains

Long debtor days, especially on B2B contracts, create working capital shortfalls. Invoice finance and factoring convert unpaid invoices into immediate cash so you can service payroll and buy fuel or parts.

For more detail on sector-specific solutions, see our logistics business loans pillar for the industry: logistics business loans.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Funding Options Available Through Our Logistics Finance Panel

Our panel includes lenders and brokers able to structure many product types. Below are common options and typical use cases.

Asset & Vehicle Finance

Hire purchase, finance leases and contract hire for trucks, vans and trailers. Ideal for replacing or expanding a fleet without large upfront costs.

Invoice Finance & Factoring

Unlock cash tied up in invoices to bridge payment gaps or fund growth. Useful when you have long payment terms from large customers.

Working Capital Loans

Short-to-medium term loans for payroll, fuel, parts and seasonal peaks. Can be secured or unsecured depending on the lender and amount.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Refinance & Consolidation

Reduce monthly costs and simplify debt servicing by refinancing existing facilities into a single, clearer structure.

Commercial Mortgages / Warehouse Expansion

Purchase or expand warehouse space — structured over longer terms to suit property investment horizons.

Bridging Loans for Contract Mobilisation

Fast short-term funding to mobilise equipment and staff for new contracts, then repaid when the contract begins to generate revenue.

Green & Sustainability Finance

Funding for EVs, charging infrastructure, telematics and solar for depots. Increasingly available with favourable terms where energy savings are demonstrable.

Most partners consider deals from around £10,000 to several million. Product availability and terms vary by lender and borrower circumstances.

How Our 4-Step Enquiry Process Works

  1. Tell us about your logistics operation — basic business details and the funding need. The enquiry is a simple introduction, not an application.
  2. Instant matching — we match you with vetted brokers and lenders who specialise in logistics and the product you need.
  3. Discuss tailored options — matched partners typically contact you within hours to outline possible routes and next steps.
  4. You decide — no obligation — compare quotes and proceed only if you wish. No fee to use our matching service.

Request a No-Obligation Logistics Finance Quote — we’ll match you quickly so you can get back to running your operation.

Who We Help in the Logistics Supply Chain

We connect businesses across the logistics sector to finance that fits their model. Examples include:

  • Road haulage fleets — HGVs, trailers, refrigerated units
  • Courier & parcel networks — last-mile vans and route expansion funding
  • 3PL & 4PL warehouses — racking, automation and refit finance
  • Freight forwarding & customs agents — working capital for operations
  • Cold chain specialists — refrigerated trucks and storage equipment
  • Ports, intermodal & container operators — asset and property finance
  • Scaling operators — firms winning new contracts that need mobilisation capital

We typically work with limited companies, LLPs and growing SMEs. If you have a viable plan, our partners can often help — including complex or turnaround cases.

Why Partner With Fast Business Loans for Logistics Finance

Fast Business Loans doesn’t lend. We introduce you — quickly and simply — to lenders and brokers who do. Our key benefits:

  • Faster access to lenders who understand logistics.
  • Transparent introductions — we explain what to expect after you submit an enquiry.
  • No obligation and free — you only proceed if you choose to.
  • Support for complex cases — from refinancing to contract mobilisation and green upgrades.

“Matched us with a broker who understood fleet finance — we had new trailers on the road within weeks.” — anonymised client feedback. Individual outcomes vary.

Talk to a Logistics Finance Specialist — complete our short enquiry and we’ll do the matching work for you.

Case Snapshot: Matching a Regional Haulage Firm With Flexible Funding

Challenge: A regional haulage operator with a 30-vehicle fleet won a multi-year refrigerated contract but needed five new refrigerated trailers and working capital while waiting for initial invoices to be paid.

Approach: They completed our enquiry form. We matched them with an asset finance specialist for the trailers and an invoice finance provider to unlock early cash against invoices.

Outcome: Trailers were delivered under a hire-purchase facility, invoice finance smoothed cash flow, and the firm honoured the new contract without diverting working capital. Example is anonymised and illustrative — all finance is subject to lender terms and status checks.

See Your Options – Free Eligibility Check

What to Prepare Before You Apply

Having these documents handy speeds conversations with brokers and lenders:

  • Latest management accounts and filed accounts
  • Aged debtor and creditor listings
  • Current contracts, purchase orders or contract award letters
  • Asset schedules, V5 documents and valuations (if seeking asset-backed finance)
  • Business plan or financial forecasts for expansion projects

Some lenders may request security or personal guarantees depending on the product and amount. Providing clear, recent information improves speed and accuracy of quotes.

Funding Logistics Growth Responsibly

Fast Business Loans is an introducer that connects UK logistics businesses with finance providers. We encourage transparency, fairness and clear communication. We handle your data securely and only share it with partners likely to be able to help; submitting an enquiry does not guarantee approval.

If you need independent financial or legal advice about a specific offer, consider seeking professional guidance before proceeding with a lender.

FAQ: Logistics Business Loans & Finance

Are Fast Business Loans a lender?

No — we are an introducer. We match businesses to specialist lenders and brokers who provide finance directly.

How quickly will a broker contact me?

Most matched partners will contact you within a few working hours during business days. Response times vary by partner and request complexity.

What credit profile do I need?

Requirements depend on the lender and product. Many partners work with businesses that have strong trading history, while others specialise in more complex or turnaround situations. We’ll match you to appropriate providers based on your details.

Can firms with previous credit issues apply?

Yes. Some lenders consider firms with historical credit challenges if there is a viable recovery or business plan. Be transparent in your enquiry to improve matching accuracy.

What loan amounts are typical?

Through our panel you can access funding from around £10,000 up to several million, depending on product type, security and lender criteria.

Will submitting an enquiry affect my credit score?

No. The initial enquiry is not a credit application and does not impact your credit score. Lenders only perform credit checks with your consent when you choose to proceed.

Is there any cost or obligation?

Our service is free for business owners and carries no obligation. Lenders may charge fees depending on product terms; these will be disclosed by the provider.

Do you support green fleet or EV finance?

Yes. We work with lenders experienced in funding electric vehicles, charging infrastructure and other sustainability investments for depots and fleets.

Ready to Unlock Logistics Finance?

Contracts move fast; so should funding. Complete our short enquiry to get matched with brokers and lenders who understand logistics and can propose options quickly. Remember: the form is an introduction only — it is not an application and has no obligation.

Get Quote Now   |   Prefer to speak first? Request a Call-Back

Fast Business Loans is a free introducer connecting UK logistics businesses with a panel of lenders and brokers. We do not lend or provide regulated financial advice. Finance is subject to status, lender terms and affordability checks. Examples and case studies are illustrative and anonymised. Completing an enquiry does not guarantee approval.

1) What are logistics business loans and how does Fast Business Loans help?
– We connect UK logistics operators to specialist brokers and lenders for tailored finance (asset, invoice, working capital and more) via a free, two-minute enquiry.

2) Are Fast Business Loans a lender or broker?
– We’re an introducer that matches your business with vetted logistics finance brokers and lenders; we don’t lend or provide financial advice.

3) How quickly will I hear back after submitting the eligibility check?
– Most matched partners contact you within a few working hours during business days.

4) Will submitting the enquiry affect my credit score?
– No, the enquiry is not a loan application and won’t impact your credit score; any checks happen only if you decide to proceed.

5) What finance options are available for logistics companies?
– Our panel offers asset and vehicle finance, invoice finance and factoring, working capital loans, refinancing, commercial mortgages, bridging for contract mobilisation, and green sustainability finance.

6) How much can I borrow for a logistics business?
– Typical facilities range from about £10,000 to several million, depending on the product, security and your circumstances.

7) Can you help with fleet upgrades like EVs, refrigerated trucks or trailers?
– Yes, we match you with lenders experienced in HGVs, refrigerated units, EVs, charging infrastructure and telematics.

8) Do you support funding for warehouses, automation or WMS?
– Yes, partners can provide equipment finance, asset finance and commercial mortgages for racking, automation, cold-chain upgrades and Warehouse Management Systems.

9) Can I still be matched if my business has past credit issues?
– Many partners consider complex or turnaround cases where there’s a viable plan and transparent information.

10) What documents should I prepare to speed things up?
– Recent accounts, aged debtor/creditor lists, contracts or POs, asset schedules/V5s, and forecasts for growth help lenders assess options faster.

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