Commercial Finance for UK Businesses: Flexible Funding via Fast Business Loans
Summary: If your business needs property funding, bridging, development or working capital from approximately £10,000 upwards, Fast Business Loans helps you find suitable lenders and brokers quickly. We are an introducer — not a lender — and we connect you to vetted finance partners who can offer tailored commercial finance solutions. Complete a short, obligation-free enquiry and get matched with specialist lenders who may contact you with quotes. Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What Is Commercial Finance and Who Is It For?
Commercial finance covers funding solutions for business assets, property and larger-scale investments that go beyond everyday working capital. It’s commonly used by companies that need substantial sums to buy or develop property, acquire equipment, refinance existing debt, or bridge a temporary cash shortfall.
- Common use cases: commercial property purchase, property development, bridging finance, asset and equipment purchase, invoice and cashflow finance, refinance and consolidation, and growth capital.
- Typical deal sizes: our panel can consider requests from around £10,000 up to several million pounds depending on security and purpose.
Why Businesses Choose Fast Business Loans for Commercial Funding
Transparent Introducer — Not a Lender
Fast Business Loans is an introducer. We do not lend and we do not provide regulated financial advice. Submitting an enquiry is free, obligation‑free and does not impact your credit score at the initial stage.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Speed & Sector Expertise
- Quick matching to lenders and brokers experienced in your sector.
- Access to multiple options so you can compare terms and choose what suits your business.
- Support from professionals who understand specific industries and commercial property.
Trust & Compliance
We use strict partner selection and data-handling procedures to ensure enquiries are shared only with relevant, vetted providers.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of Commercial Finance We Can Help You Access
The list below is representative, not exhaustive — availability depends on your circumstances and lender appetite.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
| Finance Type | Typical use case & key features |
|---|---|
| Commercial mortgage | Buy owner‑occupied or investment property; longer-term loans, security usually required. |
| Bridging loan | Short-term funding to bridge settlement gaps or accelerate purchases; typically faster but higher cost. |
| Development finance | Fund land or building projects; staged draws linked to progress inspections. |
| Asset & equipment finance | Buy machinery, vehicles or specialist equipment via loans or leases; preserves cashflow. |
| Invoice finance | Unlock cash tied up in unpaid invoices to improve working capital. |
| Cashflow loans / working capital | Short-term loans to cover payroll, stock or seasonal needs. |
| Refinance / debt consolidation | Restructure multiple debts to simplify payments or reduce monthly costs. |
| Property investment loans | Funding for buy-to-let commercial property or portfolios. |
Note: availability depends on security, trading history and affordability checks carried out by lenders.
Our 4-Step Matching Process
- Submit the 2-minute enquiry form — tell us the amount, purpose and basic business details.
- We shortlist suitable brokers/lenders based on sector, deal size and lender appetite.
- Partners contact you quickly to clarify details and prepare offers.
- You compare offers and proceed directly with the chosen lender; we remain an introducer and you deal with providers directly.
We treat your data carefully and you can withdraw the enquiry at any time.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Eligibility & Information Checklist
Typical eligibility signals
- Company trading history and turnover
- Profitability and cashflow trends
- Assets or property available as security
- Directors’ experience and credit profiles
- Clear purpose and realistic forecasts
Documents & details to prepare
- Recent company accounts and management accounts
- Bank statements (typically 3–6 months)
- Asset register, vehicle or equipment details
- Property details: valuation, tenancy schedules (if investment)
- Business plan or development app if seeking development finance
- Identity documentation for directors where required
Fast Business Loans Across UK Industries
We connect businesses across many sectors with finance partners who understand their industry:
- Construction & contracting
- Property development & investment
- Hospitality, hotels & leisure
- Healthcare clinics & care homes
- Logistics, transport & fleet finance
- Manufacturing & engineering
- Retail & e-commerce
- Agriculture & farming
Industry spotlight — Property developer
A developer seeking staged development funding can be matched to lenders offering development loans with staged draws and interest reserve facilities. Each lender’s approach varies; brokers will explain milestones and inspection regimes.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Costs, Timelines & What to Expect
Typical timeframes (indicative)
- Bridging loans: decisions may be possible within days to a couple of weeks, depending on security and valuation.
- Commercial mortgages: often several weeks to completion (underwriting, valuation and legal work).
- Development finance: usually several weeks to agree terms and draw schedules.
Rates & fees
Rates and fees vary by lender and product and depend on factors such as security, term, business performance and borrower history. We introduce you to providers so you can get transparent fee and rate information directly from them.
Risks & responsibilities
Borrowing involves risk. Make sure you understand contractual terms, affordability and security implications. Consider consulting your accountant or adviser before committing to an offer.
Frequently Asked Questions About Commercial Finance
What is the difference between commercial finance and a standard business loan?
Commercial finance often refers to larger, asset-backed or property-related facilities (commercial mortgages, development loans, bridging). Standard business loans tend to be smaller, unsecured or short-term for working capital. We’ll introduce you to the right route based on your needs.
How quickly can I secure commercial finance after enquiring?
Timelines vary. Bridging can be quick; mortgages and development loans take longer due to valuations and legal work. Our introducer service accelerates the initial match so lenders can begin assessments sooner.
Will submitting the enquiry affect my credit score?
No — submitting our enquiry form does not affect your credit score. Lenders may conduct credit checks later if you choose to proceed.
What loan amounts are available through your panel?
Our network typically handles requests from about £10,000 up to several million pounds depending on the product and security.
Do you support commercial mortgages for investment properties?
Yes — we can introduce you to lenders offering owner-occupied and investment property finance. Terms depend on property type, tenant profile and deposit.
Can start-ups or newly formed companies apply?
Some products require trading history or security, but directors’ experience or available assets can still create viable options. Enquire and we’ll match you to appropriate partners.
How do you choose which lender or broker to introduce?
We match your enquiry to partners based on sector knowledge, deal size, and previous experience with similar cases to increase the chance of a relevant response.
Are the lenders you work with vetted?
Yes — we select partners based on reputation and suitability, but terms, eligibility and regulation are matters for the lender. We remain an introducer only.
What happens after I receive my commercial finance offers?
You discuss terms directly with the lender or broker, complete their application and due diligence, then decide whether to proceed. There is no obligation to accept any offer.
Can I reapply if I’ve been declined elsewhere?
Yes. Different lenders have different criteria. Sharing previous decline reasons helps brokers position your case better.
Ready to Explore Commercial Finance?
If you need commercial finance for property, development, equipment or growth, tell us what you need and we’ll match you to the best lenders and brokers for your circumstances. It’s fast, free and obligation-free.
– Is Fast Business Loans a lender, and is your service free?
No—Fast Business Loans is an introducer, not a lender, and submitting a free, no‑obligation enquiry costs you nothing.
– Will submitting an enquiry affect my credit score?
No—your initial enquiry doesn’t impact your credit score, though lenders may run checks later if you decide to proceed.
– How much can I borrow through your panel?
Typically from around £10,000 to £5,000,000+ depending on purpose, security and affordability.
– How quickly can I get funding?
We match you with a broker or lender within hours, with bridging loans sometimes completing in days and commercial mortgages or development finance usually taking several weeks.
– What types of commercial finance can you connect me with?
Commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance, working capital loans, refinance and property investment loans.
– Do you offer both secured and unsecured business loans?
Yes—partners provide secured and unsecured options subject to lender appetite, affordability and available security.
– What interest rates and fees should I expect?
Rates and fees vary by product and risk (e.g., bridging is usually higher than commercial mortgages), and you’ll receive transparent quotes directly from lenders after we introduce you.
– Who is eligible and what documents will lenders usually ask for?
Lenders look at trading history, cashflow, security and directors’ credit, and commonly request accounts, 3–6 months’ bank statements, property/asset details, ID and (for developments) plans/appraisals.
– Can start-ups or businesses with adverse credit—or those declined elsewhere—still enquire?
Yes—start-ups and previously declined applicants can still be matched, and director experience or available security can strengthen the case.
– What happens after I submit the enquiry?
After you submit the 2‑minute enquiry (not a loan application), we shortlist suitable brokers/lenders, they contact you to discuss options, and you choose whether to proceed.