Business Finance for UK SMEs – Compare Trusted Lenders Fast
Summary: Fast Business Loans introduces UK limited companies and SMEs to lenders and brokers for business finance of £10,000 and above. Complete a quick, no-obligation enquiry — it won’t affect your credit score — and we’ll match you with providers who specialise in your sector and needs.
We’re an introducer, not a lender. Enquiries are for matching only.
Funding shouldn’t slow your business down
Whether you’re smoothing cash flow, buying equipment, or scaling operations, the right business finance keeps momentum. Many owners waste weeks hunting lenders and filling long forms. Fast Business Loans simplifies that process: you tell us what you need and we connect you to lenders and brokers who are likely to be a good fit.
Get Started – Free Eligibility Check
What is business finance & common uses
Business finance covers borrowing and funding solutions that support a company’s operations and growth. Products vary by purpose, term, and security required.
Common use cases
- Stabilising cash flow during seasonal dips
- Purchasing equipment, vehicles or technology
- Refurbishment, fit-outs and premises expansion
- Refinancing or consolidating existing business debt
- Funding large one-off contracts or supplier deposits
Why sourcing business finance can be challenging
Traditional banks can be slow and selective. Specialist lenders may suit particular sectors but are hard to find. Other common issues include unclear pricing, lengthy applications and mismatched product choice.
Clear, fair and not misleading information is key — we focus on transparency so you can make an informed choice.
How Fast Business Loans bridges the gap
We streamline the search and introduce you to lenders/brokers tailored to your needs. Our typical four-step process:
- Quick enquiry — Tell us a few business details and the funding you need (less than 2 minutes).
- Match — We identify suitable partners from our panel with sector experience.
- Connect — Selected lenders or brokers contact you to discuss options.
- Compare & decide — Review offers directly from providers and choose what’s best for your business.
Benefits: faster responses, sector-matched partners, no-obligation introductions, and no hard credit check when you enquire.
Note: We are an introducer, not a lender or adviser. Any formal offer is made by the lender/broker after their assessment.
Business finance options we can introduce you to
Through our network you can be introduced to lenders offering:
| Type | Typical use | Loan size (indicative) | Typical term |
|---|---|---|---|
| Working capital loans | Day-to-day cash flow | £10k–£1M+ | 3 months–5 years |
| Asset & equipment finance | Machinery, vehicles, IT | £10k–£2M | 1–7 years |
| Invoice finance | Unlock unpaid invoices | £25k–£5M | Revolving |
| Commercial mortgages | Property purchase/refinance | £50k–£5M+ | 5–25 years |
| Refinance & consolidation | Simplify repayments | £10k–£5M+ | Varies |
Actual terms, rates and eligibility are set by the lender. If you want a broad overview of options, see our business finance hub on business finance.
Information you’ll need for a quick eligibility check
Having the right details to hand speeds up matching. Prepare:
- Company name and registration number
- Estimated annual turnover
- How long you’ve been trading
- Amount you need and intended use
- Approximate monthly/annual expenses
- Any existing credit facilities
Submitting an enquiry is a soft process and will not affect your credit file. Lenders may perform checks later if you progress an application.
How to compare finance offers responsibly
When reviewing quotes, focus on:
- Interest rates and APR (including fees)
- Upfront charges and ongoing fees
- Repayment schedule and flexibility
- Security required (personal guarantee, charge against property)
- Early repayment terms and penalties
If you’re unsure, consider independent financial advice before entering an agreement.
Fast Business Loans vs sourcing finance alone
Going it alone can mean more time and an increased chance of being guided toward unsuitable providers. Using Fast Business Loans helps you:
- Save time with targeted matches
- Reach specialist lenders that are not always easy to find
- Receive multiple approaches to compare
Finance support tailored to your sector
We introduce lenders with industry experience for sectors such as construction, hospitality, healthcare, manufacturing, logistics and more. Sector knowledge matters — it improves the quality of matches and increases the chances of a suitable solution being found.
If your sector isn’t listed, still enquire — our partners cover a broad range of business types.
Five reasons UK companies choose us
- Fast matching to lenders and brokers who understand your business.
- Time saved — avoid searching dozens of providers yourself.
- No obligation — decide only if an offer suits you.
- Free to use — our service is free for business owners.
- Secure data handling — we only share details with relevant partners.
“We submitted an enquiry at lunchtime and had three specialist brokers call us the same day — well worth the two-minute form.” — anonymised client
What happens after you enquire?
Typical timeline:
- Day 0: Submit the enquiry (soft, no-credit-impact).
- Within hours: Matched lenders/brokers review and contact you.
- 1–7 days: Providers request documents, conduct assessments.
- Decision & offer: You receive formal offers directly from the lender/broker to compare.
You are under no obligation to accept any offer. The enquiry simply helps us and our partners understand your needs so they can propose suitable options.
Case snapshot: Funding growth without the hassle
The challenge
A regional manufacturer needed £150k for new CNC machinery but had mixed banking history.
The solution
We matched them with an asset finance broker experienced in manufacturing equipment and alternative working capital lenders.
The result
Within a week they received two competitive proposals and selected an asset finance package that preserved cashflow. (Example for illustration only; outcomes vary.)
Business finance FAQs
Are you a lender or a broker?
No. Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not lend money or provide regulated financial advice.
Does using Fast Business Loans cost my business anything?
Our matching service is free for business owners. Any fees charged by a lender or broker will be disclosed by them.
Will submitting an enquiry impact my credit score?
No — the initial enquiry is a soft process and will not affect your credit file. Lenders may perform hard checks later if you proceed.
How quickly could I hear from a lender?
Often within hours during business times. Speed depends on provider availability and the complexity of your request.
What size of business finance can your partners arrange?
Our network covers deals from around £10,000 to multi-million pound facilities. We focus on arrangements with a minimum value of £10k.
Do you provide financial advice?
No. We make introductions. For personalised financial advice, please consult an independent adviser.
How is my data protected?
Your details are handled securely and only shared with selected partners who may be able to help. See our privacy policy for full details.
Ready to explore business finance options?
Complete a short enquiry and we’ll match you with lenders and brokers who can help. It’s quick, free and no obligation. Enquiries are used only to find the best matches — they are not loan applications.
Start Your Free Eligibility Check
Fast Business Loans is an introducer. Any offers, fees or terms are set by the lender or broker and are subject to their checks and criteria. Results vary by business. For full data handling details, visit our privacy policy or contact us.
1) What is Fast Business Loans and how does it work?
Fast Business Loans is a UK introducer that matches SMEs and limited companies with trusted lenders and brokers via a quick, no‑obligation enquiry—we’re not a lender or financial adviser.
2) Is the enquiry form a loan application?
No, it’s an eligibility check used solely to match you with suitable lenders/brokers; any formal application happens directly with the provider.
3) Will submitting an enquiry affect my credit score?
No—the initial enquiry is a soft process and won’t impact your credit file, though providers may run checks if you proceed.
4) What loan amounts can your partners provide?
Our panel typically considers facilities from around £10,000 up to multi‑million amounts, subject to each provider’s criteria.
5) How quickly could I hear back and receive funding?
You’ll often be contacted within hours, with decisions and offers commonly arriving within 1–7 days depending on complexity and documents.
6) What types of business finance can you introduce me to?
We connect businesses to working capital loans, asset and equipment finance, invoice finance, commercial mortgages, and refinance or consolidation solutions.
7) Do you charge any fees for using the service?
No—our matching service is free for business owners, and any lender or broker fees will be disclosed by them.
8) What information do I need to start the eligibility check?
Have your company name and number, turnover, trading history, funding amount and purpose, key expenses, and details of existing credit facilities.
9) Do you support start-ups or specific sectors like construction or hospitality?
Yes—we introduce start-ups and established SMEs across sectors such as construction, hospitality, healthcare, manufacturing and logistics to specialist partners, with eligibility set by each provider.
10) Will I need security or a personal guarantee?
Some products may require security or a personal guarantee, so review each offer’s requirements, interest, fees, and early‑repayment terms before deciding.
