Fast UK Small Business Loans – Match with lenders in minutes

Summary: Fast Business Loans helps UK limited companies and SMEs find business finance from £10,000 and up by securely sharing a short enquiry with suitable lenders and brokers. It’s a free, no‑obligation introducer service — the enquiry is not a loan application and doesn’t affect your credit score. Complete a quick form to get matched and receive competitive quotes from providers who specialise in your sector. Get Started — Free Eligibility Check

Why UK SMEs choose Fast Business Loans

Searching for finance is time-consuming. Fast Business Loans simplifies the process by matching your business to lenders and brokers that specialise in SME funding. We don’t lend or give regulated financial advice — we introduce. Our service is free, quick and designed to increase your chance of finding a suitable offer without you having to shop around.

• Save time: one short enquiry connects you to multiple suitable providers.
• No obligation: you decide if and when to proceed with an offer.
• Fast responses: many partners provide initial feedback within hours.
• Sector expertise: we match your business to lenders who understand your industry.

Free Eligibility Check — Get Quote Now

What we mean by ‘small business loans’

‘Small business loans’ covers a range of finance solutions for limited companies and registered businesses needing capital from around £10,000 upwards. Common purposes include cash flow, buying equipment, refinancing, vehicle or asset purchase, and business expansion. Loans can be unsecured or secured — secured options are typically for larger amounts where an asset (property, plant, vehicle) is offered as collateral.

Every lender sets its own criteria and terms. Fast Business Loans helps you identify which providers are most likely to consider your case so that you waste less time on unsuitable applications.

How our free matching process works

We keep things simple and transparent. Here’s the usual journey:

1. Short enquiry: You complete our quick online form (takes under 2 minutes). This is an enquiry, not an application.
2. Matching: We securely share your details with lenders or brokers that fit your sector and funding needs.
3. Contact: A matched provider will contact you to discuss options and may request further documents if you wish to proceed.
4. Decide: You compare any quotes and decide which offer to accept. There’s no obligation at any stage.

Note: submitting an enquiry does not affect your credit score. Lenders may perform formal credit checks later with your consent.

Start your enquiry — Get Quote Now

Popular small business finance options we introduce

Unsecured small business loans

Quick to arrange for eligible businesses, unsecured loans don’t require asset security. Typical uses: working capital, short-term projects, smaller equipment purchases. Suitable for businesses with strong trading history and manageable credit profiles. Amounts usually start from around £10,000.

Secured SME loans

Secured loans can support larger borrowing and longer terms by using property or other assets as security. They are often used for expansion, property purchase, or major equipment financing. Suitable where directors are comfortable offering collateral and seeking lower monthly costs or larger sums.

Merchant cash advance & revenue-based finance

Repayments are tied to card takings or sales. Ideal for seasonal businesses or those with fluctuating revenues — repayments flex up and down with income.

Invoice finance & factoring

Unlock cash tied up in unpaid invoices. Good for companies with substantial B2B invoices who need faster access to working capital to smooth cash flow.

Asset & equipment finance

Finance for machinery, vehicles, IT or specialised equipment. Structures include hire purchase or leasing, helping businesses spread the cost while preserving working capital.

Short‑term working capital

Bridging finance for temporary cash-flow gaps — useful for payroll, stock buys or to bridge between payments.

Get Your Small Business Loan Quotes — Free

Who we help across the UK

We work with a broad range of sectors. Our matching looks at the specific needs of the trade and introduces you to lenders and brokers experienced in that area.

• Construction & trades — materials, plant hire, cash flow for projects.
• Hospitality & leisure — refurbishments, seasonal stock, fit-outs.
• Retail & e-commerce — stock finance, expansion, digital investment.
• Healthcare clinics & care providers — equipment and working capital.
• Manufacturing & engineering — machinery and working capital.
• Logistics & transport — fleet finance and depot improvements.
• Franchises & multi-site businesses — roll-out funding and fit-outs.

For sector-specific guidance, see our small business loans overview: small business loans.

Eligibility snapshot — can we help your business?

Each lender has different rules, but typical factors considered include:

• Trading history (often 12+ months preferred for many products).
• Annual turnover and profitability.
• Director(s) credit history and company credit file.
• Purpose and amount of funding required (we deal with requests from £10,000+).
• Security available (for secured facilities).

Tip: have recent bank statements, management accounts and basic company information ready — this speeds up the matching and quoting process.

Check Eligibility in 2 Minutes — Free

Responsible, clear communication

We introduce businesses to finance providers; we do not provide regulated financial advice or lend money. We aim to be fair, clear and not misleading in all communications. Your enquiry is used only to match you with suitable lenders or brokers and is handled securely.

Real‑world scenarios — anonymised examples

Case 1 — Construction contractor
A limited company needed £75,000 to cover materials for a growth phase. We matched them with two lenders offering secured and invoice finance options. The business received three proposals and accepted the most competitive secured facility to fund the project.

Case 2 — Café owner (limited company)
Needed £20,000 for a refit and equipment. We introduced a specialist broker; within 48 hours the owner had a preferred quote and chose equipment finance with fixed monthly payments that preserved cash flow.

These examples are illustrative and do not guarantee outcomes. Lender decisions vary by case.

See Your Options — Get Started

Frequently asked questions

Ready when you are — Start your enquiry

What happens after you click ‘Get Started’

After you submit the form we securely share your details with selected providers. A broker or lender will contact you to discuss options and may request documents. You are under no obligation to accept any offer. Always review terms carefully and ask the provider to explain all costs and repayment obligations before you sign.

Start your small business loan match today

Save time and get matched to lenders and brokers who specialise in your industry and funding need. Our free, quick enquiry can help you compare options without affecting your credit file. Whether you need £10,000 for equipment or a larger facility for expansion, start here.

Get Started — Free Eligibility Check

– What is Fast Business Loans and how does it work?
Fast Business Loans is a free introducer that matches UK limited companies and SMEs with suitable lenders and brokers in minutes based on your sector and funding needs.

– Will submitting an enquiry affect my credit score?
No — the enquiry is not a loan application and won’t impact your credit score; formal checks only happen later with your consent.

– How quickly will I hear from lenders or brokers?
Many providers respond within hours, with full offers typically following in 24 hours to a few working days after documents are reviewed.

– What loan amounts can you help with?
We match businesses seeking finance from around £10,000 upwards, depending on the lender and product.

– Is there a cost to use your service?
No — submitting an enquiry is free and there’s no obligation to proceed with any offer.

– What types of small business finance can you introduce me to?
We connect SMEs with unsecured and secured business loans, merchant cash advances, invoice finance, asset and equipment finance, and short‑term working capital solutions.

– Am I eligible if I’m a start-up or have limited trading history?
Eligibility varies by lender, but many products prefer 12+ months’ trading while some providers may still consider younger businesses.

– What information and documents should I prepare?
Have basic company details, turnover and trading history, funding amount and purpose, plus recent bank statements and management accounts ready.

– Which industries do you support across the UK?
We match businesses in sectors like construction, hospitality, retail and e‑commerce, healthcare, manufacturing, logistics, franchises and more.

– What happens after I click Get Started?
We securely share your enquiry with suitable providers, they’ll contact you to discuss options and request any documents, and you decide whether to accept a quote with no obligation.