Logistics Business Loans — Fast, Practical Finance for UK Transport & Warehousing
Summary: Fast Business Loans connects UK logistics and transport companies with lenders and brokers that can provide fleet finance, asset finance, invoice and working capital solutions from around £10,000 upwards. Complete our short enquiry to get matched with appropriate providers quickly — the form is non-binding and won’t affect your credit score. Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why logistics businesses trust Fast Business Loans
Logistics companies face distinct finance needs: fleet replacement, seasonal working capital, depot upgrades and technology investments. Fast Business Loans is a specialist introducer that helps these businesses save time by matching them with lenders and brokers who understand transport and warehousing operations.
We do not lend or provide regulated financial advice. Instead we use sector knowledge and an extensive partner network to find the best fit for your situation — whether that’s fleet finance, invoice discounting, or a revolving credit facility.
Start your Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How our logistics finance matching service works
- Quick enquiry: Tell us a few details about your business and funding need (takes about 2 minutes).
- Smart match: We match you to lenders and brokers with experience in transport, fleet and warehouse finance.
- Rapid responses: Matched providers contact you with options and next steps — no obligation to accept any offer.
- You decide: Compare offers and proceed directly with the lender or broker you choose.
Filling the enquiry does not affect your business credit score. If you proceed with a specific lender, that partner may perform credit or affordability checks later.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Common funding needs across the logistics sector
Fleet purchase and expansion
Buying vans, HGVs or refrigerated vehicles is capital intensive. Asset finance or hire purchase lets you spread the cost while keeping vehicles working. Typical facility sizes: £10,000 to several hundred thousand.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Fuel, driver and payroll shortfalls (working capital)
Seasonal peaks, slow-paying customers or sudden fuel price rises can create cashflow gaps. Invoice finance or short-term business loans help bridge gaps quickly.
Warehousing and fulfilment upgrades
Investment in racking, automation or a new depot can be funded through asset finance, commercial mortgages or bespoke equipment finance.
Technology, telematics and compliance
Telematics, TMS upgrades and compliance systems improve margins but need upfront funding. Equipment or asset finance options are commonly used.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Seasonal peaks and contract-driven funding
Many logistics firms need flexible facilities that grow with contract wins — revolving credit or invoice finance are popular choices.
Finance options available for UK logistics firms
| Product | What it is | Typical uses | Suitable for | Indicative amounts |
|---|---|---|---|---|
| Asset finance / Hire purchase | Borrow to buy equipment or vehicles with repayment over a set term. | Fleet purchases, forklifts, racking | Established limited companies with assets to fund | £10k–£500k+ |
| Invoice finance | Release cash tied up in unpaid invoices. | Boost working capital, manage seasonal demand | Businesses with B2B invoices | Facilities from £25k upwards |
| Revolving credit / overdraft | Flexible short-term facility to draw down as needed. | Ongoing working capital | Companies with variable cashflow | £10k–£250k+ |
| Equipment leasing | Lease equipment or vehicles rather than buy. | Keep CAPEX low, upgrade frequently | Firms wanting newer fleets without full purchase | £10k–£1m+ |
| Commercial mortgage | Longer-term borrowing against property. | Buy or refit depots and warehouses | Businesses owning or buying premises | £100k–£multi-million |
Not every option suits every firm — our matching aims to present the most relevant products for your needs. Get Your Logistics Finance Options
Eligibility snapshot: what lenders may look for
Criteria vary by lender but common considerations include:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Trading history and business structure
- Annual turnover and profitability
- Fleet size and asset values
- Contract length with key customers
- Credit history and director guarantees where requested
Even if you’ve had refusals before, different lenders and specialist brokers may still be able to help. This guide is for general information — exact criteria are set by each lender.
Preparing your logistics loan application: documents & tips
Having the right paperwork makes matching and offers faster. Typical documents lenders request:
- Recent management accounts and bank statements (3–6 months)
- Cashflow forecasts (showing seasonal peaks)
- Vehicle inventory or asset schedule (make, age, mileage, value)
- Contracts with customers or forward freight agreements
- Invoices for invoice finance enquiries
- ID and proof of address for directors
Interested? Start Your Logistics Finance Enquiry
Case snapshots: how funding helped UK logistics operators
Courier fleet expansion (anonymised)
A regional courier grew by 35% after securing asset finance to add 10 vans. Provider matched within 48 hours; vehicles delivered in six weeks. Result: higher capacity and contract wins.
3PL warehouse automation (anonymised)
A third-party logistics firm used equipment finance to fund pallet conveyors and racking. The automation reduced pick times and improved margins — payback through efficiency gains over 18–30 months.
Outcomes vary by case. These examples are typical results achieved by businesses that were matched to suitable lenders or brokers.
Why act now? Market pressures facing logistics businesses
Fuel price volatility, driver shortages and rising customer expectations for faster fulfilment are squeezing margins. At the same time, investing in greener vehicles or warehouse tech can protect future competitiveness.
Early access to the right finance can turn pressure into opportunity — replacing older vehicles, securing new contracts, or investing in automation to reduce reliance on scarce labour.
What happens after you submit an enquiry?
Once you complete our short form:
- We match your request to appropriate brokers and lenders.
- Matched providers typically contact you within business hours — often within a few hours for straightforward requests.
- They will discuss options, request any missing documents, and outline likely timescales and costs.
Your enquiry is confidential and non-binding. If you decide to proceed with an offer, the chosen lender/broker will perform their own checks and provide full terms.
Why choose Fast Business Loans for logistics funding?
- Speed: quick matching reduces time spent searching
- Sector expertise: we understand fleet and warehouse finance needs
- Choice: connect with multiple providers to compare offers
- Free and non-binding: our enquiry is free to submit
- Privacy: your details are shared only with relevant partners
FAQs: Logistics business loans
What types of finance can logistics companies access through Fast Business Loans?
Through our network you can be matched with providers offering asset finance, invoice finance, unsecured and secured business loans, revolving credit, equipment leasing and commercial mortgages.
How quickly can I expect responses?
Simple enquiries typically get contact within a few hours during business times; complex proposals may take longer while lenders assess details.
Will submitting an enquiry affect my credit score?
No — completing our enquiry form does not affect your credit score. If you progress with a particular lender, that lender may carry out credit checks.
Do I need perfect credit?
No. Different lenders and specialist brokers consider a range of eligibility factors. We can match you to partners who work with various credit profiles, provided other trading indicators are positive.
Ready to get matched with logistics finance specialists?
Complete our short, two‑minute enquiry to receive tailored contacts from lenders and brokers who specialise in transport, fleet and warehousing finance. There’s no obligation and it won’t affect your credit score.
1) What is a logistics business loan and how does it work through Fast Business Loans?
A logistics business loan is funding for transport and warehousing needs, and Fast Business Loans matches you with UK lenders/brokers who can provide suitable facilities for fleet, working capital or depot upgrades.
2) What types of finance can UK logistics and transport firms access?
You can be matched with asset finance/hire purchase, invoice finance, revolving credit/overdrafts, unsecured and secured business loans, equipment leasing, and commercial mortgages.
3) How fast can I get a response or funding?
Most enquiries receive contact from matched providers within hours during business time, with funding timelines varying by product (invoice or revolving credit often quicker than asset or property).
4) Will submitting the enquiry affect my credit score?
No—our enquiry is non-binding and won’t affect your credit score; checks may happen later only if you proceed with a specific lender.
5) How much can I borrow for fleet, equipment or depot upgrades?
Typical facilities start from around £10,000 and can reach into the multi‑million range depending on product, turnover and eligibility.
6) Am I eligible if I’m a start‑up, new operator or have imperfect credit?
Many specialist partners consider newer firms and varied credit profiles where contracts, assets or strong trading indicators support the case, subject to lender assessment.
7) What documents do logistics lenders usually need?
Expect recent bank statements and management accounts, cashflow forecasts, a vehicle/asset schedule, key customer contracts or invoices, plus director ID and address.
8) Can I finance HGVs, vans or refrigerated vehicles without a big upfront cost?
Yes—asset finance or hire purchase lets you spread the cost of HGVs, vans and reefers over a fixed term rather than paying upfront.
9) What can logistics finance be used for besides buying vehicles?
Funding commonly covers fuel and payroll working capital, seasonal peaks, warehouse racking/automation, telematics/TMS upgrades, and depot purchases or refits.
10) Is Fast Business Loans a lender, and does your service cost anything?
We’re an introducer (not a lender or adviser), and our matching enquiry is free and non‑obligatory—proceed only if you like an offer.