Business Loans Matched to Your UK Company — Fast, Free, No Obligation

Summary: Fast Business Loans connects UK limited companies and SMEs seeking business finance of £10,000 and above with suitable lenders and brokers. Complete a short, no‑obligation enquiry to receive matched options quickly — this is not a loan application and it won’t affect your credit score. Get a Free Eligibility Check in under two minutes.

What Fast Business Loans Does for UK SMEs

Running a business is demanding — finding the right finance shouldn’t be. Fast Business Loans acts as a time‑saving introducer: we gather key facts about your funding need, then match your company to lenders and brokers from our panel who are most likely to help. We do not lend money or provide regulated financial advice; instead we connect you to specialists who do.

• Fast matching to lenders and brokers tailored to your sector and funding need
• Free and no obligation — you choose whether to proceed
• Enquiries do not trigger hard credit checks; lenders only check credit if you proceed

How Our Matching Service Works

1. Quick Enquiry: Tell us a few details about your company, the amount and purpose of funding, and contact details. It takes under two minutes. (Free Eligibility Check.)
2. We Match: We use sector and product filters to select the lenders/brokers from our network that best fit your needs.
3. Rapid Response: A matched partner will usually contact you by phone or email to discuss options and next steps.
4. Compare & Decide: Review offers, fees and terms from providers and choose the one that suits your business — there is no obligation to accept any offer.

Important: submitting an enquiry is information‑sharing for matching purposes — it is not an application or a loan agreement.

Why Businesses Choose Fast Business Loans

Faster access to the right lender

Rather than contacting many providers yourself, we narrow the field to the lenders and brokers who specialise in your sector and loan size, speeding up the path to a decision.

Free, no obligation matches

Our matching service costs you nothing. You receive options and can accept or decline any approach from a lender or broker.

Sector and product expertise

We focus on lenders and brokers experienced across construction, hospitality, manufacturing, sustainability projects and more — increasing the chance of a suitable offer.

Secure handling of your details

Your information is shared only with carefully selected partners for the purpose of finding suitable finance. No hard credit checks occur at the enquiry stage.

Business Finance Options (£10,000 and above)

Through our network you can explore a wide range of products. Below are common options we match businesses to:

• Unsecured Business Loans — working capital, expansion. Typical from £10,000 up to several hundred thousand; subject to credit and affordability checks.
• Secured Business Loans — larger projects and property finance where assets or property provide security; suitable for sums from mid‑five figures up to millions.
• Invoice Finance — unlock cash tied up in unpaid invoices to improve cash flow.
• Asset & Equipment Finance — purchase or lease of machinery, vehicles, IT, catering or medical equipment.
• Cashflow & Short‑Term Loans — seasonal or short‑term working capital support.
• Refinance & Consolidation — restructure existing borrowing to reduce monthly pressure or secure better terms.
• Sustainability Finance — loans for solar PV, heat pumps, EV chargers and energy‑saving projects.

Not sure which is right? Get a Free Eligibility Check and we’ll match you to the most relevant providers.

Who Can Apply & What Lenders Look For

We help UK limited companies and SMEs seeking £10,000 and above. Typical lender criteria include:

• Trading history (many lenders accept 12 months+ trading; some specialist partners consider shorter histories)
• Annual turnover and profitability — lenders use turnover thresholds relevant to the product
• Credit history and director information — adverse credit can be considered by specialist lenders
• Security where required (property, assets) and personal guarantees may be requested depending on lender policy

Documents commonly requested by lenders after initial matching: business bank statements, management accounts, recent accounts, and a summary of the intended use of funds.

Note: an initial enquiry does not trigger a hard credit search. Hard checks take place only if you progress with a lender.

Costs, Fees & Responsible Borrowing

Interest rates and fees vary by lender, product and the individual business’s risk profile. Key points to consider:

• Rates can be fixed or variable; make sure you understand the repayment schedule
• Upfront fees, arrangement fees and exit fees may apply — these should be disclosed by the lender or broker
• Some lenders may require a personal guarantee or security against business assets
• Fast Business Loans is free for businesses; we may receive an introducer fee from a matched partner (this does not increase the cost you pay to the lender)

Borrow responsibly: ensure repayments are affordable for your business. If unsure, consider independent advice before committing to finance.

Sector Expertise — Industries We Support

Our partners cover many sectors. Examples include:

Built Environment & Construction

• Working capital for contracts, plant and materials.

Hospitality & Leisure

• Refurbishment finance, seasonal cash flow and equipment purchases.

Manufacturing, Engineering & Transport

• Asset and vehicle finance, site expansion loans.

Retail & E‑commerce; Food & Drink

• Stock, fit‑out or growth funding.

If your sector isn’t listed, our panel often covers niche requirements — start a Free Eligibility Check to see who can help.

For broader background on standard business loan types, see our detailed guide to business loans: business loans.

Real Outcomes — Case Snapshots

Case A — Contractor Financing Plant & Materials

An SME contractor required £150,000 to cover cashflow on a large project. Fast Business Loans matched them with a broker specialising in construction finance; funding arranged within 10 days. (Results vary — finance subject to status and lender criteria.)

Case B — Hospitality Fit‑Out

A restaurant owner sought £60,000 for a fit‑out. Matched to a lender offering equipment and fit‑out finance with staged payments aligned to refurbishment milestones.

Disclaimer: these are anonymised examples. Outcomes depend on lender assessment, affordability and documentation provided.

Ready to Check Your Eligibility?

It takes less than two minutes to submit an enquiry and receive tailored matches. After you submit:

• We match you with suitable lenders/brokers
• You’ll receive direct contact from matched partners
• Compare quotes and terms — then decide if you wish to proceed

Get Quote Now — Free Eligibility Check

FAQs

Are you a lender or a broker?

No. Fast Business Loans is an introducer. We connect UK businesses with lenders and finance brokers who provide the finance and handle applications.

Will an enquiry affect my credit score?

No — an initial enquiry is informational and does not trigger hard credit searches. Lenders may perform credit checks only once you choose to progress.

What loan amounts are available?

Our partners typically arrange funding from £10,000 upwards, ranging up to several million depending on product and security.

How quickly can I receive funds?

Timescales vary: some lenders can complete funding within 24–72 hours of approval for straightforward cases; larger or secured facilities take longer.

Do you charge businesses to use the service?

No. Our service is free to business owners. We may receive a commission from lenders/brokers we introduce you to — this does not affect your obligation to repay any lender.

Is my data secure?

Your details are shared only with selected partners for matching. We handle data in accordance with applicable data protection practices and only share information necessary to arrange introductions.

Final Trust Reminder

Fast Business Loans helps UK companies access the right finance faster by matching you to lenders and brokers who best fit your needs. The enquiry is quick, free and non‑binding — and it won’t affect your credit score. If you’re seeking £10,000 or more, start your Free Eligibility Check and let us introduce you to partners who can help.

– Is Fast Business Loans a lender? No—Fast Business Loans is a free, no‑obligation introducer that connects UK limited companies and SMEs seeking £10,000+ with suitable lenders and brokers.

– Will submitting an enquiry affect my credit score? No—the enquiry is not a loan application and won’t trigger hard credit checks; lenders may run checks only if you choose to proceed.

– What loan amounts are available through your partners? Funding typically starts from £10,000 and can extend to several million depending on the product, security and your business profile.

– How fast can I get matched and receive funds? Many businesses hear from matched lenders or brokers within hours, and straightforward cases can fund in 24–72 hours while larger or secured facilities take longer.

– What types of business finance can you match me with? We match UK businesses to unsecured and secured business loans, invoice finance, asset and equipment finance, cashflow/short‑term loans, refinance/consolidation and sustainability finance.

– Who is eligible to apply? We support UK limited companies and SMEs, with typical lender criteria including trading history (often 12+ months), turnover, credit profile, and where relevant security or a personal guarantee.

– What documents might lenders ask for? Common requests include recent business bank statements, management accounts, filed accounts and a brief summary of how you’ll use the funds.

– Do you charge any fees to businesses? No—our service is free for business owners; we may receive an introducer fee from a partner, which does not increase the price you pay to the lender.

– Will I need to provide security or a personal guarantee? It depends on the lender and product—secured loans require suitable assets or property, and many unsecured facilities may still request a director’s personal guarantee.

– Which sectors do you support? Our panel covers a wide range of industries including construction, hospitality, manufacturing, retail/e‑commerce, transport/logistics and sustainability projects, with specialists for niche needs.